Debt Free Degree

Author : Anthony ONeal
Publisher : Ramsey Press
Page : 224 pages
File Size : 42,8 Mb
Release : 2019-10-07
Category : Business & Economics
ISBN : 9781942121121

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Debt-Free Degree by Anthony ONeal Pdf

Every parent wants the best for their child. That’s why they send them to college! But most parents struggle to pay for school and end up turning to student loans. That’s why the majority of graduates walk away with $35,000 in student loan debt and no clue what that debt will really cost them.1 Student loan debt doesn’t open doors for young adults—it closes them. They postpone getting married and starting a family. That debt even takes away their freedom to pursue their dreams. But there is a different way. Going to college without student loans is possible! In Debt-Free Degree, Anthony ONeal teaches parents how to get their child through school without debt, even if they haven’t saved for it. He also shows parents: *How to prepare their child for college *Which classes to take in high school *How and when to take the ACT and SAT *The right way to do college visits *How to choose a major A college education is supposed to prepare a graduate for their future, not rob them of their paycheck and freedom for decades. Debt-Free Degree shows parents how to pay cash for college and set their child up to succeed for life.

Author : Zac Bissonnette
Publisher : Penguin
Page : 304 pages
File Size : 50,6 Mb
Release : 2010-08-31
Category : Education
ISBN : 9781101458969

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Debt-Free U by Zac Bissonnette Pdf

This book can save you more than $100,000. These days, most people assume you need to pay a boatload of money for a quality college education. As a result, students and their parents are willing to go into years of debt and potentially sabotage their entire financial futures just to get a fancy name on their diploma. But Zac Bissonnette is walking proof that this assumption is not only false, but dangerous-a class con game designed to rip you off and doom your student to a post-graduation life of near poverty . From his unique double perspective-he's a personal finance expert (at Daily Finance) AND a current senior at the University of Massachusetts-Zac figured out how to get an outstanding education at a public college, without bankrupting his parents or taking on massive loans. Armed with his personal knowledge, the latest data, and smart analysis, Zac takes on the sacred cows of the higher education establishment. He reveals why a lot of the conventional wisdom about choosing and financing college is not only wrong but hazardous to you and your child's financial future. You'll discover, for instance, that: * Student loans are NOT a necessary evil. Ordinary middle class families can- and must-find ways to avoid them, even without scholarships. * College "rankings" are useless-designed to sell magazines and generate hype. If you trust one of the major guides when picking a college, you face a potential financial disaster. * The elite graduate programs accept lots of people with non-elite bachelors degrees. So do America's most selective employers. The name on a diploma ultimately won't help your child have a more successful career or earn more money. Zac can prove every one of those bold assertions - and more. No matter what your current financial situation, he has a simple message for parents: "RELAX! Your kid will be able to get a champagne education on a beer budget!"

Author : Kristina Ellis
Publisher : Worthy Books
Page : 154 pages
File Size : 41,9 Mb
Release : 2016-08-09
Category : Study Aids
ISBN : 9781617958304

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How to Graduate Debt Free by Kristina Ellis Pdf

Nearly 70% of students graduate with close to $30,000 in debt. But you don't have to be one of them! In these pages, acclaimed author Kristina Ellis walks you through the wide world of college-finance options, presenting tips, secrets, and strategies so you can develop a personalized plan. A plan to overcome obstacles and get your degree debt-free. With Kristina as your mentor, you'll discover how to: -Establish a winning money mindset -Save up and cut costs before you get to campus -Figure out the dollars and sense of financial aid -Secure your share of free cash for college -Earn money to pay as you go -Choose a school and a major that's worth it -Stretch your funds when every penny counts With determination, the right information, and a well-planned strategy, you can earn that career-advancing degree and graduate from college debt-free. #NotGoingBroke

Author : Chris Hogan
Publisher : Ramsey Press
Page : 256 pages
File Size : 47,8 Mb
Release : 2016-01-12
Category : Business & Economics
ISBN : 9781937077815

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Retire Inspired by Chris Hogan Pdf

When you hear the word retirement, you probably don't imagine yourself scrambling to pay your bills in your golden years. But for too many Americans, that's the fate that awaits unless they take steps now to plan for the future. Whether you're twenty five and starting your first job or fifty five and watching the career clock start to wind down, today is the day to get serious about your retirement. In Retire Inspired, Chris Hogan teaches that retirement isn't an age; it's a financial number an amount you need to live the life in retirement that you've always dreamed of. With clear investing concepts and strategies, Chris will educate and empower you to make your own investing decisions, set reasonable expectations for your spouse and family, and build a dream team of experts to get you there. You don't have to retire broke, stressed, and working long after you want to. You can retire inspired!

Author : Kimbereley Brown
Publisher : Unknown
Page : 102 pages
File Size : 50,5 Mb
Release : 2020-02
Category : Electronic
ISBN : 0578644142

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College Planning Made Simple by Kimbereley Brown Pdf

I dreaded the College Planning and Financing process. I started somewhere in the middle of the process and fumbled my way through getting my son to college using instincts, gut intuition, internet searches, and talking to as many people as possible. I attempted to purchase a book, but it looked like an encyclopedia smashed into tiny font with a spine and a cover. I just couldn't and didn't have time to get through all of the material and to take all of the advice and put it into action. Thus, I came up with my own process that includes diagrams, definitions and some of the greatest pitfalls to avoid and the best advice to utilize during the College Planning and Financing process. College Planning Made Simple is a practical 5 step guide towards planning and financing college. The guide explains each of the 5 components of the college planning and financing process, how the components share information, and the expected outcome, as well as any practical applications and examples that you might need to help explain the concept. In addition, the guide contains references and sections for notes. At the end of each section, I've included a personal note regarding my own experience, pitfalls to avoid and shortcuts to take when possible.Please know that I'm with you on this journey. Not only have I put the guide together for you, I've also lived thru the process. The process works and today we are debt free because of the choices and processes that we have followed.

Author : Anthony Oneal,Rachel Cruze
Publisher : Unknown
Page : 128 pages
File Size : 42,9 Mb
Release : 2017-04-03
Category : Business & Economics
ISBN : 1942121083

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The Graduate Survival Guide by Anthony Oneal,Rachel Cruze Pdf

Author : Angel Stallings,Nia Hill
Publisher : Unknown
Page : 109 pages
File Size : 49,8 Mb
Release : 2021-06-09
Category : Electronic
ISBN : 9798728621249

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Graduate to Freedom by Angel Stallings,Nia Hill Pdf

Take this journey with us as we share our best tips and tools to graduate without any student loan debt. This book provides the unique perspective of the HBCU and PWI financial experiences in one source! You will learn from two young Black women from the inner cities of Chicago and Detroit that graduated from college debt-free as first-generation students. Hint: it wasn't with just one large full-ride check. We weren't athletes or brainiacs! This book tells you how to get access to the excess so you can pay off debt and/or stay out of debt completely. "The total amount of outstanding student loans reached an all-time high in 2020, at $1.57 trillion... Based on the current rate of growth, aggregate student loan debt could reach $2 trillion by 2024 and $3 trillion by 2038." This statistic, along with many others, confirms that there are not many resources out there that provide practical steps on how to obtain a debt-free degree. We live in a society where it has been normalized to carry the burden of debt at a young age, and that is NOT ok. Let us help you make your dreams a reality. It's time to GRADUATE TO FREEDOM! - Nia Hill and Angel Stallings

Author : Ken Ilgunas
Publisher : Houghton Mifflin Harcourt
Page : 319 pages
File Size : 45,5 Mb
Release : 2013
Category : Biography & Autobiography
ISBN : 9780544028838

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Walden on Wheels by Ken Ilgunas Pdf

Inspired by Thoreau, Ilgunas set out on a Spartan path to pay off $32,000 in undergraduate student loans by scrubbing toilets and making beds in Coldfoot, Alaska. Determined to graduate debt-free after enrolling in graduate school, he lived in an Econoline van in a campus parking lot, saving—and learning—much about the cost of education today.

Author : David Bach
Publisher : Doubleday Canada
Page : 239 pages
File Size : 55,8 Mb
Release : 2011-01-28
Category : Business & Economics
ISBN : 9780385676069

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Debt Free For Life by David Bach Pdf

The #1 bestselling author presents his most important book since The Automatic Millionaire and gives Canadians the knowledge, the tools, and the mindset to get out of debt — forever. Whether you are working off student loans or trying to meet the minimum balance on your credit card bill, you are probably worried every time you open your mailbox. With salaries frozen and layoffs looming, how will you ever be able to pay down that debt, let alone retire in peace? Here, David Bach offers a new philosophy made for our times, a paradigm-shifting approach to finance that teaches you how to pay down your debt and adopt a whole new way of living. If you have debt, you can be rich but still not free. When you pay down your debt, you reach Freedom Day, that glorious moment when you need a lot less money just to live. On that day, you are truly free. You can have a smaller nest egg and still retire, perhaps even earlier than you expected. With his trademark motivational energy and take-action step by step advice, Bach helps you revolutionize your finances. In these lean times, it's still possible to live your financial dreams. Let David Bach show you how.

Author : Alex Chediak
Publisher : HarperChristian + ORM
Page : 225 pages
File Size : 40,6 Mb
Release : 2015-12-29
Category : Study Aids
ISBN : 9780310337430

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Beating the College Debt Trap by Alex Chediak Pdf

A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Author : William Elliott III,Melinda K. Lewis
Publisher : Bloomsbury Publishing USA
Page : 232 pages
File Size : 55,6 Mb
Release : 2015-07-14
Category : Business & Economics
ISBN : 9798216136583

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The Real College Debt Crisis by William Elliott III,Melinda K. Lewis Pdf

Is it still worth it for low-income students to attend college, given the debt incurred? This book provides a new framework for evaluating the financial aid system in America, positing that aid must not only allow access to higher education, but also help students succeed in college and facilitate their financial health post-college. Higher education plays a critical role in the economy and society of the United States, creating a ladder of economic opportunity for American children, especially for those in poverty. Unfortunately, higher education today increasingly reinforces patterns of relative privilege, particularly as students without the benefit of affluent parents rely more and more on student loans to finance college access. This book presents penetrating new information about the fiscal realities of the current debt-based college loan system and raises tough questions about the extent to which student loans can be a viable way to facilitate equitable access to higher education. The book opens with relevant parts of the life stories of two students—one who grew up poor and had to take on high amounts of student debt, and another whose family could offer financial help at critical times. These real-life examples provide invaluable insight into the student debt problem and help make the complex data more understandable. A wide range of readers—from scholars of poverty, social policy, and educational equality to policymakers to practitioners in the fields of student financial aid and financial planning—will find the information in this text invaluable.

Author : Amy Baldwin
Publisher : Unknown
Page : 128 pages
File Size : 53,6 Mb
Release : 2020-03
Category : Electronic
ISBN : 1951693167

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College Success by Amy Baldwin Pdf

Author : Elizabeth Tandy Shermer
Publisher : Harvard University Press
Page : 401 pages
File Size : 42,6 Mb
Release : 2021-08-03
Category : Education
ISBN : 9780674269804

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Indentured Students by Elizabeth Tandy Shermer Pdf

The untold history of how America’s student-loan program turned the pursuit of higher education into a pathway to poverty. It didn’t always take thirty years to pay off the cost of a bachelor’s degree. Elizabeth Tandy Shermer untangles the history that brought us here and discovers that the story of skyrocketing college debt is not merely one of good intentions gone wrong. In fact, the federal student loan program was never supposed to make college affordable. The earliest federal proposals for college affordability sought to replace tuition with taxpayer funding of institutions. But Southern whites feared that lower costs would undermine segregation, Catholic colleges objected to state support of secular institutions, professors worried that federal dollars would come with regulations hindering academic freedom, and elite-university presidents recoiled at the idea of mass higher education. Cold War congressional fights eventually made access more important than affordability. Rather than freeing colleges from their dependence on tuition, the government created a loan instrument that made college accessible in the short term but even costlier in the long term by charging an interest penalty only to needy students. In the mid-1960s, as bankers wavered over the prospect of uncollected debt, Congress backstopped the loans, provoking runaway inflation in college tuition and resulting in immense lender profits. Today 45 million Americans owe more than $1.5 trillion in college debt, with the burdens falling disproportionately on borrowers of color, particularly women. Reformers, meanwhile, have been frustrated by colleges and lenders too rich and powerful to contain. Indentured Students makes clear that these are not unforeseen consequences. The federal student loan system is working as designed.

Author : Norman West,Olivia West
Publisher : Createspace Independent Pub
Page : 194 pages
File Size : 53,8 Mb
Release : 2013-01-18
Category : Education
ISBN : 1480027170

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Debt Free at 33 by Norman West,Olivia West Pdf

There is a desperate need for financial literacy in our hurting country. Faced with an unprecedented economic crisis, lives are being torn apart by huge mounds of personal and student loan debt. People are being destroyed by irresponsible spending and poor financial decision making. As discouraging as it all may seem, there are solutions to the fiscal problems that individuals face on a daily basis. Authors Norman and Olivia West were able to pay off $170,000 worth of debt in 8 years. They managed to eliminate off all of their student loan debt, credit card debt, car loans, personal loans, and will soon pay off their home, never making six figures, with no windfalls or handouts. In "Debt Free at 33: 33 Ways You Can Become Financially Free," the authors combine their own monetary and life experiences with practical insight from renowned writers, pundits, and celebrities, and, of course, a wealth of financial teaching. The information presented equips readers with the tools necessary to assess and eliminate their debt. Readers will learn how to create and stick to a budget, shop for bargains, reduce outstanding debt, and much more. If you are tired of living paycheck to paycheck and struggling to make ends meet, this book is for you. "Debt Free at 33: 33 Ways You Can Become Financially Free" will help you to become a better money manager and obtain the financial freedom that has been so elusive to you in the past. So what are you waiting for? Get started on your debt free journey today!

Author : Beth Akers,Matthew M. Chingos
Publisher : Princeton University Press
Page : 192 pages
File Size : 50,8 Mb
Release : 2018-05-29
Category : Education
ISBN : 9780691181103

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Game of Loans by Beth Akers,Matthew M. Chingos Pdf

Why fears about a looming student loan crisis are unfounded—and how they obscure what's really wrong with student lending College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced—and how the popular myth of a looming crisis has obscured the real problems facing student lending in America. Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don’t finish college—the riskiest segment of borrowers—and a dysfunctional market where competition among colleges drives tuition costs up instead of down. Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending.