How 50 Baby Boomers Can Still Retire

Author : Al Kernek
Publisher : CreateSpace
Page : 114 pages
File Size : 50,8 Mb
Release : 2011-04-11
Category : Business & Economics
ISBN : 146102028X

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How 50+ Baby Boomers Can Still Retire by Al Kernek Pdf

Of all the groups hit hard by the Great Recession, Baby Boomers age 50+ have been hit the hardest. We saw our life savings decimated and our home equity evaporate. Now instead of looking forward to retirement, we wonder how we will merely survive. Many will postpone retirement, but many have also lost their jobs or seen their businesses go under. Our homes are upside down on their mortgages and foreclosures are rampant. At our age, there is not sufficient time to make up these losses. Don't expect sympathy. No one is going to bail us out. Rather, we have to step back, assess what we have left and formulate new retirement plans.Based on in-depth research and soul-searching feedback from Baby Boomers just like you, this book is for the two-thirds of middle-age Boomers whose lives and retirement plans have been turned upside down by the Great Recession. It opens your eyes to new opportunities and expands your options. An enlightened view of "retirement" and alternatives for achieving it are presented. You will discover that you can still enjoy a fulfilling retirement regardless of the financial destruction wrought by the Recession. Free resources and proven strategies being used by other Boomers are presented within these pages. This is your personal guide to not just survival, but salvaging a meaningful and comfortable retirement lifestyle regardless of your financial situation. In short, it shows you "how to make lemonade out of lemons" by: * Helping you to re-evaluate your expectations and define retirement in terms of fulfillment, security and comfortability rather than through a prism of how much money you have left in your nest egg.* Realistically assessing what assets you have - or will have - to support your retirement. Identifying income resources that you might not know exist. Looking at successful means others are employing to generate supplemental income during retirement.* Innovative strategies being used by thousands of Boomers in your situation to overcome their set-backs.* Exploring retirement alternatives, such as the pros and cons of retiring abroad where the dollar goes a lot further.* Simple ways to stretch your dollars without sacrificing the quality of your retirement life.* Examples of how others have overcome obstacles to enjoy rewarding retirements.After consuming these pages, you will have traded despair for hope and determination. You will have a new perspective and awareness of the many free tools and resources are available to assist you in creating an exciting retirement plan. Confidence and a positive outlook towards the future will be your reward.

Author : Ben Stein,Phil Demuth
Publisher : Hay House, Inc
Page : 140 pages
File Size : 50,7 Mb
Release : 2006-08-01
Category : Business & Economics
ISBN : 9781401933340

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Yes, You Can Still Retire Comfortably! by Ben Stein,Phil Demuth Pdf

This is a survival manual for the difficult but exciting road to retirement security.

Author : Ken Dychtwald,Robert Morison
Publisher : John Wiley & Sons
Page : 320 pages
File Size : 54,5 Mb
Release : 2020-07-15
Category : Business & Economics
ISBN : 9781119648086

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What Retirees Want by Ken Dychtwald,Robert Morison Pdf

"Dychtwald and Morison offer a brilliant and convincing perspective: an essential re-think of what 'aging' and 'retirement' mean today and an invitation to help mobilize the best in the tidal wave of Boomer Third Agers." —Daniel Goleman, PhD, Author, Emotional Intelligence: Why It Can Matter More Than IQ Throughout 99 percent of human history, life expectancy at birth was less than 18 years. Few people had a chance to age. Today, thanks to extraordinary medical, demographic, and economic shifts, most of us expect to live long lives. Consequently, the world is witnessing a powerful new version of retirement, driven by the power and needs of the Baby Boomer generation. Consumers over age 50 account for more than half of all spending and control more than 70% of our total net worth – yet are largely ignored by youth-focused marketers. How will work, family, and retirement be transformed to accommodate two billion people over the age of 60 worldwide? In the coming years, we'll see explosive business growth fueled by this unprecedented longevity revolution. What Retirees Want presents the culmination of 30 years of research by world-famous "Age Wave" expert Ken Dychtwald, Ph.D., and author and consultant Robert Morison. It explains how the aging of the Baby Boomers will forever change our lives, businesses, government programs, and the consumer marketplace. This exciting new stage of life, the "Third Age," poses daunting questions: What will "old" look like in the years ahead? With continued advances in longevity, all of the traditional life-stage markers and boundaries will need to be adjusted. What new products and services will boom as a result of this coming longevity revolution? What unconscious ageist marketing practices are hurting people – and business growth? Will the majority of elder boomers outlive their pensions and retirement savings and how can this financial disaster be prevented? What incredible new technologies of medicine, life extension, and human enhancement await us in the near future? What purposeful new roles can we create for elder boomers so that the aging nations of the Americas, Europe, and Asia capitalize on the upsides of aging? Which pioneering organizations and companies worldwide have created marketing strategies and programs that resonate with the quirky and demanding Boomer generation? In this entertaining, thought-provoking, and wide-ranging book, Dychtwald and Morison explain how individuals, businesses, non-profits, and governments can best prepare for a new era – where the needs and demands of the "Third Age" will set the lifestyle, health, social, marketplace, and political priorities of generations to come.

Author : Richard Haiduck
Publisher : Unknown
Page : 128 pages
File Size : 44,7 Mb
Release : 2020-11
Category : Electronic
ISBN : 1647042267

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Shifting Gears by Richard Haiduck Pdf

Author : Lisa Orrell
Publisher : Intelligent Women Publishing
Page : 214 pages
File Size : 47,8 Mb
Release : 2011-09-01
Category : Business & Economics
ISBN : 193621444X

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Boomers Into Business: How Anyone Over 50 Can Turn What They Know Into Dough Before and After Retirement by Lisa Orrell Pdf

Are You a Boomer Seeking Ways to Generate More Income Now and Into Your Later Years? Yes? Then This is THE Book for You! EBRI.org Retirement Readiness Rating Report: 47.2% of older Boomers (56-62) are at risk of outliving their retirement savings. And 43.7% of younger Boomers (46-55) are at risk of not having enough money for basic monthly expenses when they retire. These startling statistics have millions of people 50+ wondering, "What can I do to make money, full-time or part-time, that is flexible, interesting, and possible to do into my golden years?" Boomers into Business was written to answer that question! You will learn how to take what you know and turn it into dough. With the help of this book, you can improve your financial future; regardless of your education level, career experience or business background! Over 15 Experts Have Contributed Strategies! You'll Learn How to: Generate Income as an Expert on Most Any Topic Determine What You Can Become an Expert On Create or Improve Your Topic Expert Brand Platform Expand Your Offerings if Already Self-Employed Promote Your Expert Brand Through Effective PR Implement Social Media for Massive Reach Revenue Use Many Unique Marketing Strategies to Increase Your Income...and Much More! ..".Lisa's book delivers a wealth of tools and guidance to take you from where you are to where you want to be. I recommend it to all you Boomers planning your professional financial futures!" - Marilyn Fahrner: 60'ish Boomer, Wealth Building Business Coach, www.marilynfahrner.com

Author : Michael Farr
Publisher : Grand Central Publishing
Page : 177 pages
File Size : 55,7 Mb
Release : 2008-03-05
Category : Business & Economics
ISBN : 9780446511742

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A Million Is Not Enough by Michael Farr Pdf

Will you have over $1 million ready for your retirement? If the answer is no, and this figure sounds totally out of reach, think again. A million dollars isn't what it used to be. The truth is that Baby Boomers, who have enjoyed more abundance and pleasures than any previous generation, need more than a million dollars for a comfortable retirement. And you can achieve this-even if you don't already have a net worth close to a million dollars-by starting now. In A MILLION IS NOT ENOUGH, Michael Farr, one of America's leading financial strategists, shows you that this goal can absolutely be accomplished-no matter what your income bracket. Farr has decades of experience as an investment strategist advising thousands of clients. With this inside information he provides a step-by-step program that includes: STEP 1: Save it...the 25 simple things you can do today to save an extra $300-$500 a monthSTEP 2: Invest it...the techniques all of us can use to demystify investingSTEP 3: Personalize it...investment strategies for readers in their thirties, forties, and fiftiesSTEP 4: Manage and protect it...how to keep investments safe in volatile marketsSTEP 5: Pass it on...creating a legacy for the future This strategy is ambitious, but Michael Farr shows you how painless it can be. Whether you're thirty-five, forty-five, or fifty-five; getting a head start, starting on time, or playing catch-up, A MILLION IS NOT ENOUGH can help you establish the financial security you really need for your retirement years.

Author : William C. Byham
Publisher : Unknown
Page : 128 pages
File Size : 49,8 Mb
Release : 2007-06-01
Category : Electronic
ISBN : 097615143X

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70: The New 50 by William C. Byham Pdf

Author : Gregory Brandon Salsbury
Publisher : Unknown
Page : 164 pages
File Size : 53,8 Mb
Release : 2006
Category : Baby-boom generation
ISBN : CORNELL:31924105229987

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But what If I Live? The American Retirement Crisis by Gregory Brandon Salsbury Pdf

This book is dramatic wake-up call for a generation of overspent and under-saved Americans who face the very real possibility of outliving their money. Yesterdays retirees were supported by guaranteed income sources. Today, baby boomers are looking at a very different picture, one where they are increasingly responsible for generating their retirement income from personal savings while facing a longer life expectancy and astounding leaps in expenses. Key Selling Points: explores the seven key challenges that stand between baby boomers and a successful retirement; helps baby boomers recognize and address the key challenges to retirement; guides baby boomers to better plan for the income they will need so they can achieve the retirement they deserve.

Author : Paul Edwards,Sarah Edwards
Publisher : Penguin
Page : 526 pages
File Size : 40,9 Mb
Release : 2004-10-07
Category : Self-Help
ISBN : 9781101143568

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Best Home Businesses for People 50+ by Paul Edwards,Sarah Edwards Pdf

For the fastest-growing segment of our population, here is a comprehensive guide to starting and running a home-based business in midlife and retirement. A baby boomer turns fifty every seven seconds, creating what will soon be the largest and most influential senior generation in history. These dynamic seniors have both a desire and a need to continue their working lives past the age when their parents retired. Boomers have been the primary buyers of more than one million self-employment guides by Paul and Sarah Edwards-and they now have the perfect handbook to take them into the second half of life. The Best Home Businesses for People 50+ features seventy comprehensive profiles that show how to select, start, run, and build a home-based business suited to the needs, talents, and ideals of the over-fifty generation. Each business listing-for careers ranging in diversity from Makeup Artist to Tax Preparer to Information Broker-addresses the concerns of boomers and seniors, including: - Businesses that people 50+ can continue working in for 10-15 years. - Businesses that supplement your retirement income. - Businesses adaptable to a wide variety of locations. - Businesses with flexible hours to allow for family, travel, and other priorities. - Businesses suited to a broad range of health and wellness needs. Profiles of successful business owners and a treasury of online and easy-to-access resources round out The Best Home Businesses for People 50+ to create an indispensable resource for this new generation of career-oriented seniors.

Author : Jeff Haanen
Publisher : Moody Publishers
Page : 208 pages
File Size : 40,8 Mb
Release : 2019-05-07
Category : Religion
ISBN : 9780802497635

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An Uncommon Guide to Retirement by Jeff Haanen Pdf

What am I going to do with my retirement? People talk about retirement like it’s supposed to be an endless vacation. But what if, like the majority of those facing retirement, you can’t afford such a luxury? Or, what if you just want something more from retirement? Some advocate for no retirement at all. But you’ve worked for decades and a rest and reprieve do sound appealing. What should you do? Does God have a purpose for your retirement? Yes, He does. Learn how to discern what it is by taking an uncommon approach. Jeff Haanen looks biblically and practically at the need for rest and purpose in retirement. And teaches you how to: Take a sabbatical rest in early retirement Listen to God’s voice for their calling in retirement Rethink “work” in retirement Understand family systems and leaving a legacy Planning retirement doesn’t have to be distressing. Retire in a way that’s God-honoring, purpose-filled, restful, and truly biblical.

Author : Mark J. Orr,Mark J Orr Cfp
Publisher : Createspace Independent Publishing Platform
Page : 0 pages
File Size : 54,9 Mb
Release : 2013-10-02
Category : Baby boom generation
ISBN : 149293304X

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Social Security Income Planning by Mark J. Orr,Mark J Orr Cfp Pdf

Fully UPDATED for 2018 to reflect the changes and new rules made to Social Security by the Bipartisan Budget Act of November 2015. The book and the author have been quoted in the USA Today both before and after the new laws. This is perhaps the most encompassing, yet easy-to-understand book on the vital and timely topic of Social Security retirement income planning. It is written by an experienced Certified Financial Planner for soon-to-be retirees who want to learn all about the different claiming strategies for couples and for single persons (never married, divorced or widowed). Most people have no idea of what some their real benefit options are -- and unfortunately can be prone to miss out on $10,000's. The book's sole purpose is to provide people who are about to retire, with all of the information that they need to make the best Social Security benefit decisions based on their own financial circumstances and retirement goals. In this respect it is an essential planning guide and road map. A quick scan of the table of contents gives a glimpse of the scope and amount of powerful information provided. However, what the table of contents does not show is how 95% of Social Security recipients (both couples and many singles) will leave up to $150,000 of benefits sitting on the table that cannot be retrieved. This is money that they are fully entitled to, but these folks did not follow the little-known claiming strategies described in this book. It's your money, you paid into the system your whole life - so don't miss out on getting every dollar that you can. There are many useful examples given to show you the full range of their filing options and how to maximize your lifetime benefits. Written in plain English, these examples are meant to encourage you to carefully consider how you can get the most total benefits available under the law. Perhaps one of the most unique portions of the book is where the author combines his expertise of Social Security with his knowledge of income taxes to show readers how it is very possible to cut ones taxable income and their subsequent retirement income tax bill by 50%. The story comparing the Early's, the Waite's and the Best's is worth ten times the price of the book, as it explains how a savvy reader can save $1,000's of income tax dollars each year during their retirement. The chapter about the 3 buckets of investment risk and the 3 taxation buckets is the perfect complement to learning about filing strategies since Social Security was never meant to provide for all one's retirement income. Not only is this discussion vital for soon-to-be retirees, it should be required reading for every American adult before they EVER invest a single dime anywhere. Don't let the low cost of the book fool you. While reading the book, it becomes very apparent that Mr. Orr actually works in the retirement income planning field on a daily basis with the non-stop tips, warnings, things to consider and much more. "Social Security Income Planning" is concise and written in a conversational style, yet it's jam-packed with all the information you need to maximize your benefits. The advanced concepts and planning strategies are made so simple, that you will be able to explain them to your co-workers... or even to your financial advisor (who very likely has only a vague understanding of the strategies you are talking about)!

Author : Harold Evensky,Deena B. Katz
Publisher : John Wiley & Sons
Page : 370 pages
File Size : 51,7 Mb
Release : 2010-05-25
Category : Business & Economics
ISBN : 047088505X

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Retirement Income Redesigned by Harold Evensky,Deena B. Katz Pdf

Clients nearing retirement have some significant challenges to face. And so do their advisers. They can expect to live far longer after they retire. And the problems they expect their advisers to solve are far more complex. The traditional sources of retirement income may be shriveling, but boomers don't intend to downsize their plans. Instead, they're redefining what it means to be retired—as well as what they require of financial advisers. Planners who aren't prepared will be left behind. Those who are will step up to some lucrative and challenging work. To help get the work done, Harold Evensky and Deena Katz—both veteran problem solvers—have tapped the talents of a range of experts whose breakthrough thinking offers solutions to even the thorniest issues in retirement-income planning: Sustainable withdrawals Longevity risk Eliminating luck as a factor in planning Immediate annuities, reverse mortgages, and viatical and life settlements Strategies for increasing retirement cash flow In Retirement Income Redesigned, the most-respected names in the industry discuss these issues and a range of others.

Author : Dan S. Kennedy,Chip Kessler
Publisher : Entrepreneur Press
Page : 284 pages
File Size : 55,5 Mb
Release : 2012-10-08
Category : Business & Economics
ISBN : 9781599184500

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No BS Marketing to Seniors and Leading Edge Boomers by Dan S. Kennedy,Chip Kessler Pdf

Go Where the Money Is BOOMERS & SENIORS: Hold over 50% of the nation’s wealth and more of its discretionary spending 46% have net worths exceeding $2-million Hold $1 out of every $2 available to advertisers, marketers, merchants, and service providers This is not a book about social good or business excellence or broad, big, sweeping ideas. It is a manual about getting money from those who have it and are, given reason and their interests met, very willing to spend it —on just about everything, and more of it, at higher average prices than any other consumers. Covers: What leading-edge boomers and seniors buy and why they buy it: the diversity and amount of their spending will surprise you Opportunities with The Affluent and The Still-Working: while 10,000 retire every day, 72% of boomers plan to keep working past age 65 The power of profiling: learn how to sub-divide this market, develop the profile of your ideal customer within this demographic, and use it profitably The New American Family: 2 and 3 generations under one roof: what does this mean to your business? The 10 best advantages of marketing to boomers and seniors and how to leverage them: Capitalize on conditioned behaviors and imbedded commands How to incorporate the power of…frame of reference, familiarity, classic credibility, fear and stress reduction, aspirations, and ambition in your advertising, marketing, and selling Lessons from and secrets of: AARP, Disney, Playboy, psychics and mentalists, 7-figure income financial advisors, dentists and lawyers, the mattress store with prices starting 6X the national price average, the J. Crew Co., Facebook, Coke vs. Pepsi, and others

Author : James V. Gambone
Publisher : Kirk House Publishers
Page : 228 pages
File Size : 55,8 Mb
Release : 2000
Category : Family & Relationships
ISBN : 1886513260

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Refirement by James V. Gambone Pdf

Author : Helen Georgaklis
Publisher : Ginger Marks
Page : 206 pages
File Size : 54,7 Mb
Release : 2011-02
Category : Business & Economics
ISBN : 9781927016015

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99 Things Women Wish They Knew Before. . Planning for Retirement by Helen Georgaklis Pdf

Money and emotion are two worlds that never go well together, like oil and water! Women either have a great relationship with money, or it's a disaster. With approximately 40 million baby boomers coming into retirement in America alone, the question that I have asked myself over and over again is: Are they ready? Women work their whole lives to earn their pay and make their way, all while hopefully building a successful marriage and having children. They start to think about retirement only when they reach the near-50 mark. If you start thinking about retirement in your 50s, it's too late. Having worked in the financial world for over 20 years as a financial advisor, I've spent thousands of hours meeting with clients, helping them build retirement plans, and teaching them what investing means. The most significant part of my career focuses on building relationships. For the last 6 years, I have devoted all my energy towards baby boomer women. Many reasons influenced that decision, but the biggest reason was that I had become a statistic again!! 99 THINGS WOMEN WISH THEY KNEW BEFORE PLANNING FOR RETIREMENT is your easy-to-read, easy-to-understand pocket coach to inspire you to do more for yourself where money is concerned! Get smart about your money!