Home Ownership And You

Author : Josh Ryan-Collins
Publisher : John Wiley & Sons
Page : 140 pages
File Size : 53,8 Mb
Release : 2018-11-26
Category : Political Science
ISBN : 9781509523290

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Why Can't You Afford a Home? by Josh Ryan-Collins Pdf

Throughout the Western world, a whole generation is being priced out of the housing market. For millions of people, particularly millennials, the basic goal of acquiring decent, affordable accommodation is a distant dream. Leading economist Josh Ryan-Collins argues that to understand this crisis, we must examine a crucial paradox at the heart of modern capitalism. The interaction of private home ownership and a lightly regulated commercial banking system leads to a feedback cycle. Unlimited credit and money flows into an inherently finite supply of property, which causes rising house prices, declining home ownership, rising inequality and debt, stagnant growth and financial instability. Radical reforms are needed to break the cycle. This engaging and topical book will be essential reading for anyone who wants to understand why they can’t find an affordable home, and what we can do about it.

Author : Alex Avery
Publisher : Dundurn
Page : 187 pages
File Size : 46,6 Mb
Release : 2016-09-10
Category : Business & Economics
ISBN : 9781459736481

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The Wealthy Renter by Alex Avery Pdf

A National Bestseller! Why be house poor when you can rent rich? “Why rent when you can buy?” More than any other, this phrase captures the overwhelmingly unanimous promotion of home ownership to Canadians. Real estate agents, mortgage brokers, family, friends, and even the government promote ownership as a safe, attractive, and sure-fire path to personal wealth. This one-size-fits-all advice ignores the reality of Canada’s housing market. Canadians deserve better advice. Faced with expensive house prices in a near-zero interest rate world, it’s time Canadians heard the virtues of renting and seriously considered renting as an alternative to home ownership. Real estate analyst Alex Avery insists renting offers a simple, more affordable way to live, plus in Canada’s frenzied housing market, going month-to-month is dramatically lower risk. He claims the reputation of home ownership as a wealth building strategy is unfounded and shows renters how to replace bricks-and-mortar with better investment opportunities.

Author : Grumpus Maximus
Publisher : Unknown
Page : 220 pages
File Size : 50,5 Mb
Release : 2020-06-06
Category : Business & Economics
ISBN : 0960058990

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The Golden Albatross: How To Determine If Your Pension Is Worth It by Grumpus Maximus Pdf

"I don't love this job anymore, but should I stay for the pension?" This gut-wrenching question is common for many people working in pensionable careers. But how much is your pension worth? And, is staying worth it? Since 2017, Grumpus Maximus has researched and written about this critical decision point, which he calls The Golden Albatross. Having served 20 years in the U.S. Military, he too struggled with the same questions, and now he helps others learn from his mistakes. If your job offers a pension, then this book is a must-read. Easily learn how to calculate your pension's objective value and weigh it against the subjective benefits of leaving for more fulfilling work. When done, you will agree, it was worth it.

Author : Nancy Conner
Publisher : "O'Reilly Media, Inc."
Page : 354 pages
File Size : 52,8 Mb
Release : 2010-04-13
Category : Business & Economics
ISBN : 9781449390723

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Buying a Home: The Missing Manual by Nancy Conner Pdf

Home ownership is a cornerstone of the American dream, but it's a complex process that, without the right guidance, can seem like a nightmare. This Missing Manual takes you through the process of buying a home, from start to finish. Along the way, you'll use the book's expert advice and fill-in forms to identify the house you want, figure out what kind of neighborhood you want to live in, determine what a target home is really worth, make an offer, and close the deal. Throughout the process, this book helps you: Realistically determine how much house you can afford Assemble a real estate team that's looking after your interests and not the seller's Understand the different ways to finance your house, and which is best for you Create an attractive offer with the best chance of acceptance Learn what lenders look for so you can get your mortgage approved Inspect your new home to uncover potential problems Prepare all the right paperwork for a smooth closing

Author : Eric Tyson,Ray Brown
Publisher : John Wiley & Sons
Page : 378 pages
File Size : 41,7 Mb
Release : 2009-04-01
Category : Business & Economics
ISBN : 9780470500668

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Home Buying For Dummies by Eric Tyson,Ray Brown Pdf

Now updated — America's #1 bestselling home-buying book! Want to buy a house, but concerned about the market? Have no fear — this trusted guide arms you with Eric Tyson and Ray Brown's time-tested advice and updated strategies for buying a home in current market conditions. You'll discover how to find the right property, make smart financial decisions, and understand the latest lending requirements and tax implications. New to this edition — new and expanded coverage to help homebuyers take advantage of low home prices, understand the subprime mortgage crisis, obtain a mortgage, and improve credit scores To buy or not to buy? — weigh the advantages of owning versus renting, get your finances in order, and know how much house you can safely afford Handle financing — understand your credit rating, navigate the different types of mortgages, and complete all paperwork Play the real estate game — find the right location and property, assemble an all-star real estate team, and make the most of the Internet's real estate resources Let's make a deal — negotiate with finesse, make successful offers, inspect and protect your new home, and cover all your bases in escrow "Invaluable information, especially for the first-time home buyer." —Fort Worth Star-Telegram "A reference you'll turn to time after time." —St. Petersburg Times Open the book and find: Reasons why home prices rise and fall Hands-on instruction for buying a home in up or down markets How to pay the price you want The best mortgage options A sample home-buying contract Pros and cons of comparable market analysis Tips for overcoming mortgage and appraisal problems How to cope with buyer's remorse The best real estate Web sites

Author : Eric Tyson,Ray Brown
Publisher : John Wiley & Sons
Page : 448 pages
File Size : 45,6 Mb
Release : 2020-03-11
Category : Business & Economics
ISBN : 9781119674818

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Home Buying Kit For Dummies by Eric Tyson,Ray Brown Pdf

Negotiate a great price Find your best mortgage Discover applications and checklists online Get the Best Deal on Your New Home! When it comes to buying a home, it's hard to know where to begin. You want to buy at a fair price at the right time—not always easy in a fast-changing market. The updated Home Buying Kit has all you need: strategies to secure the optimal deal, the ins and outs of home financing, how to evaluate rent vs. buy, and the latest on regulations around mortgage interest and property tax. Whether a first-time buyer or veteran homeowner, this book will help you make the smart decisions that move you into your dream home in no time! Inside... Get your finances in order Improve your credit score Choose the right mortgage Build your real estate team Maximize your financial health Inspect and protect your home Understand and minimize closing costs

Author : Brenda Bouw
Publisher : John Wiley and Sons
Page : 227 pages
File Size : 40,6 Mb
Release : 2009-12-03
Category : Business & Economics
ISBN : 9780470739075

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Home Girl by Brenda Bouw Pdf

Statistics show that Canadian women now outnumber men in buying a house or condo. Women see the value in owning property. They are no longer waiting for, or expecting, a "Mr. Right" to come along before taking one of the key financial steps of their lives. Such is the case with the author of Home Girls: The Single Woman's Guide to Buying Real Estate in Canada Brenda Bouw's own experiences in buying and selling real estate, and those of other single women she interviewed for the book--as well as insights from real estate professionals--are built into this informative and entertaining guide. If you are looking at buying a first property, you'll find out about the pitfalls you need to avoid and the necessary steps you must take to make that purchase a success story. If you already own real estate, you might be interested in renovating your house, buying an investment property or even becoming a landlord. Here are some of the key concepts: * How to tell if you're ready to own your own home * What to look for in a house * The role of a real estate agent * The offer, the deal, the closing and the aftermath * The dozens of little expenses that you might not be aware of before it's time to pay for them * What renovations to tackle yourself, and when it's time to call a pro * How to become a landlord--and if you really want to be one It is a truism that women tend to be more focused, organized and informed when it comes to making major purchases. Home Girl is the perfect book to give you an edge when it comes to understanding the process and negotiating your best deal. From thinking about buying a property, to getting the keys from your lawyer and popping the cork, Home Girl is the perfect companion to have along for the ride.

Author : Gary Keller,Dave Jenks,Jay Papasan
Publisher : McGraw-Hill
Page : 0 pages
File Size : 41,6 Mb
Release : 2007-12
Category : Home ownership
ISBN : 0071546219

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Your First Home: the Proven Path to Home Ownership by Gary Keller,Dave Jenks,Jay Papasan Pdf

Property & real estate.

Author : Elizabeth Dunn,Michael Norton
Publisher : Simon and Schuster
Page : 224 pages
File Size : 47,8 Mb
Release : 2013-05-14
Category : Business & Economics
ISBN : 9781476740706

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Happy Money by Elizabeth Dunn,Michael Norton Pdf

If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?

Author : Douglas Gray,Peter Mitham
Publisher : John Wiley & Sons
Page : 434 pages
File Size : 46,9 Mb
Release : 2020-12-03
Category : Business & Economics
ISBN : 9781119715917

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Buying & Selling a Home For Canadians For Dummies by Douglas Gray,Peter Mitham Pdf

Make your next house sale or purchase a homerun with the latest edition of this celebrated Canadian guide In the Fifth Edition of Buying and Selling a Home For Canadians For Dummies, best-selling authors and real estate experts Douglas Gray and Peter Mitham unpack the good, the bad, and the "I can't believe I didn't think of that" of buying or selling a home in Canada. Buyers will discover the answers to the questions that have kept them up at night, from whether they need an agent to what they should look for in a new home. Sellers will find out how to price their home for maximum value, the real costs associated with real estate sales, and how to list their place. Real estate doesn't have to be intimidating. Gray and Mitham show you how to navigate a home sale or purchase with skill and confidence and have fun doing it. You'll: Identify unique, regional issues you should consider whether you're buying a condo in Toronto or a two-bedroom in Yellowknife Discover how to maximize your home's asking price by presenting it in its best light Learn the tricks of the trade when it comes to finding hidden gems and diamonds in the rough in a seller's market Perfect for first-time home buyers and sellers as well as people who've been around the block a few times, Buying and Selling a Home For Canadians For Dummies is the ultimate guide for Canucks who are looking for expert help throughout this seriously important and exciting process.

Author : Margaret Kerr,JoAnn Kurtz
Publisher : John Wiley & Sons
Page : 285 pages
File Size : 50,5 Mb
Release : 2009-12-17
Category : Business & Economics
ISBN : 9780470739679

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Buying, Owning and Selling a Home in Canada by Margaret Kerr,JoAnn Kurtz Pdf

If you've ever bought, owned, or sold a home--or are about to--you know how exciting and how daunting it can be. Buying, Owning and Selling a Home in Canada, Second Edition, completely revised and updated, tells you absolutely everything you need to know about the joys and headaches of owning a home. Complete on-volume reference on every stage of owning a home. Covers shopping for a mortgage; negotiating your agreement of purchase and sale; signing contracts with renovators, movers, and others; understanding those mpenetrable insurance policies; dealing with problem neighbours and much more. Your "operating manual" for legal issues as well as the everyday problems of home ownership. Written in plain English that's easy to understand. Includes helpful, practical checklists and forms. Tells you what you need to know to prevent and solve many problems on your own. What you need to ask lawyers and other professionals--it may even help to reduce the fees you'll have to pay. Completely revised and updated including: how to look for a home on the Internet and how you can use your home to save, or get more money. Expand information on such topics as: condominium ownership, making offers on a home, and homeowner's insurance, to name just a few.

Author : Tony Ioannou,Heather Ball
Publisher : John Wiley & Sons
Page : 466 pages
File Size : 47,6 Mb
Release : 2010-05-13
Category : Business & Economics
ISBN : 9780470676837

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Buying and Selling a Home For Canadians For Dummies by Tony Ioannou,Heather Ball Pdf

Whether you're new at the home-buying or selling game in Canada, or whether you've played it before, most of us dread the onslaught of flashy, fast-talking real estate agents and property managers. Well, help has arrived. This revised edition of "Buying and Selling a Home For Canadians For Dummies" prepares you to get what you need and want when buying a new home or selling the one you're in. Everything from arranging your finances and hiring an agent, to researching neighbourhoods and assessing home values is presented in a clear and humorous way to help you get the most out of the process. Important information to help you: Market your home and sell for the highest possible price Negotiate the best price and terms of sale Find the right new neighbourhood with reasonable prices and the type of housing to suit you and your family Decide whether or not to hire an agent and tips on how to choose a good one Select the best mortgage and understand tax considerations Updated in the 2nd Edition: Examining zero percent down payments, lines of credit and other alternatives to conventional mortgages Using the 'Net: New, useful sites - and what to watch out for Buying condominiums: An expanded chapter full of useful information on what you need to know before you buy Selling your home on your own: Expanded online resources and tips Fixing up your home to sell: Tips from the designers on how to make your home as sellable as possible

Author : Mindy Jensen,Scott Trench
Publisher : Unknown
Page : 200 pages
File Size : 48,6 Mb
Release : 2020-10-15
Category : Electronic
ISBN : 0997584785

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How to Buy Your Home by Mindy Jensen,Scott Trench Pdf

Author : Tony Ioannou,Sarah Daniels
Publisher : John Wiley and Sons
Page : 397 pages
File Size : 44,6 Mb
Release : 2011-02-14
Category : Business & Economics
ISBN : 9780470951965

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Buying and Selling a Home For Canadians For Dummies by Tony Ioannou,Sarah Daniels Pdf

Buying and selling a home are the biggest financial transactions most people will ever tackle. Well, help has arrived. This revised edition of Buying and Selling a Home For Canadians For Dummies prepares you to get what you need and want when buying a new home or selling the one you're in. Everything from arranging your finances and hiring an agent, to inspecting prospective homes and assessing home values, to making or fielding offers is presented in a clear and humorous way to help you get the most out of the process.

Author : Ilyce R. Glink
Publisher : Crown
Page : 482 pages
File Size : 53,6 Mb
Release : 2018-02-13
Category : Business & Economics
ISBN : 9781524763435

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100 Questions Every First-Time Home Buyer Should Ask, Fourth Edition by Ilyce R. Glink Pdf

From the most trusted name in real estate, a new and fully updated edition of the indispensable guide that helps first-time buyers land the home of their dreams What does "location, location, location" really mean? How do I decide what to offer on a house? What exactly is the closing? Buying a home is one of the most important decisions in any person's life. It will be the place where you plant your roots, come home after a long day, raise a family, or make a successful investment. But how, with everything from student loans and an uncertain marketplace stacked against you, do you get to that idyllic future? In 100 Questions Every First-Time Home Buyer Should Ask, Ilyce Glink, one of the most trusted names in real estate, answers all of your questions about home buying--and some you didn't know you had--and takes you on a personal journey from open houses to moving day. Weaving together advice from top brokers around the country with illustrative stories and her own unparalleled expertise, 100 Questions is a one-stop shop to getting the home of your dreams.