Retirement Decisions

Author : Ray LeVitre
Publisher : Sourcebooks, Inc.
Page : 384 pages
File Size : 54,6 Mb
Release : 2014-01-14
Category : Business & Economics
ISBN : 9781402296765

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20 Retirement Decisions You Need to Make Right Now by Ray LeVitre Pdf

You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. •Do I have enough money to retire now? •How will I cover my medical expenses during retirement? •When should I begin taking Social Security? •How much should I invest in stocks, bonds, and cash? •What criteria should I use to identify the best investments? •Should I cancel my life insurance policy? •Should I pay off my mortgage at retirement?

Author : Ray E. LeVitre
Publisher : Unknown
Page : 345 pages
File Size : 44,6 Mb
Release : 2010
Category : Finance, Personal
ISBN : OCLC:1145778833

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20 Retirement Decisions You Need to Make Right Now by Ray E. LeVitre Pdf

Author : Gary A. Adams, PhD,Terry A. Beehr, PhD
Publisher : Springer Publishing Company
Page : 329 pages
File Size : 40,6 Mb
Release : 2003-08-11
Category : Social Science
ISBN : 9780826197375

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Retirement by Gary A. Adams, PhD,Terry A. Beehr, PhD Pdf

This book reviews, summarizes, and integrates a diverse literature on the topic of retirement and provides a coherent view to better inform researchers and practitioners. Organized around three phases of the retirement process--pre-retirement, retirement decision-making, and post-retirement--the chapters examine economic, sociological, gerontological, and psychological theory and research. Topics discussed include: types of retirement, retirement planning and preparation, early retirement incentive programs, the economics of the retirement decision-making, and work after retirement, among others. Contributors include Jerome Kaplan, Kenneth Shultz, Harvey Sterns, and Linda Stroh.

Author : Stan Hinden
Publisher : McGraw Hill Professional
Page : 241 pages
File Size : 46,8 Mb
Release : 2001-01-09
Category : Business & Economics
ISBN : 9780071379939

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How To Retire Happy: Everything You Need to Know about the 12 Most Important Decisions You Must Make before You Retire by Stan Hinden Pdf

Nearly 2 million Americans reach retirement age each year. Before anyone can begin to enjoy all the leisure time ahead, there are difficult decisions to be made about a host of crucial issues, such as Social Security, HMOs, insurance, and estate planning. Written by award-winning Washington Post financial reporter and syndicated columnist, Stan Hinden, How to Retire Happy arms anyone approaching retirement with easy-to-comprehend answers to all their complicated questions. How to Retire Happy: • Provides practical advice and guidance on the 12 most complicated decisions to make before retiring • Covers all the bases, from where to live to how to invest, from health insurance to taking money out of IRAs • Goes beyond financial planning to offer practical advice on the key emotional and psychological issues surrounding retirement

Author : Richard E. Barfield,James N. Morgan
Publisher : Ann Arbor : Survey Research Center, University of Michigan
Page : 356 pages
File Size : 46,7 Mb
Release : 1974
Category : Automobile industry workers
ISBN : UOM:39015016120597

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Early Retirement by Richard E. Barfield,James N. Morgan Pdf

Author : Stan Hinden
Publisher : McGraw Hill Professional
Page : 256 pages
File Size : 53,5 Mb
Release : 2012-12-21
Category : Business & Economics
ISBN : 9780071800709

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How to Retire Happy, Fourth Edition: The 12 Most Important Decisions You Must Make Before You Retire by Stan Hinden Pdf

The Washington Post and New York Times Business Bestseller “Everyone in the workforce today should read this book!” —HORACE B. DEETS, FORMER EXECUTIVE DIRECTOR, AARP “Want excellent insights on retirement planning from a professional who’s actually experienced retirement himself? You’ll get just that from Stan Hinden’s book.” —STEVE VERNON, COLUMNIST “Provides the most important information you’ll need before and during your retirement.” —MICHELLE SINGLETARY, THE WASHINGTON POST Award-winning Washington Post retirement columnist Stan Hinden’s bestselling How to Retire Happy, Fourth Edition, helps you make the right decisions to ensure a happy, healthful retirement. It delivers all the expert advice you need in an easy-to-understand step-by-step style. How to Retire Happy includes everything that has made previous editions the go-to guides for retirees and near-retirees, plus: Brand-new material on health insurance and the prescription drug plan The facts about Medicare Part A (hospital), Part B (tests, doctors, preventive care), and Part D (prescription drugs) The author’s personal experiences with the realities of long-term Alzheimer’s care Fully updated material on Social Security strategies How to handle the financial realities of the post-meltdown economy New resources you can turn to for extra advice

Author : Olivia S. Mitchell,Annamaria Lusardi
Publisher : Oxford University Press
Page : 328 pages
File Size : 54,8 Mb
Release : 2011-10-27
Category : Business & Economics
ISBN : 9780199696819

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Financial Literacy by Olivia S. Mitchell,Annamaria Lusardi Pdf

As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.

Author : Stan Hinden
Publisher : McGraw Hill Professional
Page : 242 pages
File Size : 48,9 Mb
Release : 2005-12-30
Category : Business & Economics
ISBN : 9780071483124

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How to Retire Happy: The 12 Most Important Decisions You Must Make Before You Retire by Stan Hinden Pdf

"Everyone in the workforce today should read this book!"--Horace B. Deets, former Executive Director, AARP With the right planning, retirement can be the happiest time in life. Award-winning Washington Post retirement columnist and financial expert Stan Hinden helps you guarantee that your retirement will be as enjoyable as possible. How to Retire Happy provides answers to all your complicated retirement questions. From Social Security and Medicare to long term care insurance and estate planning, Stan covers all the bases. This fully updated and expanded edition of the bestselling guide includes: Practical advice on the 12 most important decisions to make before retiring Guidance on the critical emotional, psychological, and health issues of retirement The latest information on Medicare, Medicaid, Social Security, and changes to the rules governing IRAs and 401(k)s Expert tips on how to arrange an estate to save money on taxes and probate

Author : Wade Pfau
Publisher : Unknown
Page : 0 pages
File Size : 55,6 Mb
Release : 2023-03-20
Category : Electronic
ISBN : 1945640170

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Retirement Planning Guidebook by Wade Pfau Pdf

Author : Olivia S. Mitchell,Stephen P. Utkus
Publisher : Oxford University Press
Page : 315 pages
File Size : 49,7 Mb
Release : 2004-07-15
Category : Business & Economics
ISBN : 9780199273393

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Pension Design and Structure by Olivia S. Mitchell,Stephen P. Utkus Pdf

Employees are increasingly asked to make sophisticated decisions about their pension and healthcare plans. Yet recent research shows that the decisions 'real' people make are often not those of the careful and well-informed economic agent conventionally portrayed in economic research. Rather, decision-makers tend to operate with flawed information and make some of the most critical financial decisions of their lives lacking a full understanding of the options before them and theimplications of their decisions.Pension Design and Structure explores the assumptions behind commonly-held theories of retirement decision-making, in order to draw out the consequences of frontier research in behavioral finance and economics for those interested in better design and structure of retirement pensions. Using large datasets newly provided by financial service firms and real-world experiments, this volume tests the hypotheses of this research.This is the first book to explore the implications of behavioral finance research for pensions and retirement studies. The authors blend cutting-edge research from several fields including Finance, Economics, Management, Sociology, and Psychology. The book will be of interest to pension plan participants and sponsors, financial service groups responsible for pensions, and retirement system regulators.

Author : Sandra E. Foster
Publisher : Wiley
Page : 0 pages
File Size : 43,9 Mb
Release : 1999-09-25
Category : Business & Economics
ISBN : 0471642819

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Make the Most of What You've Got by Sandra E. Foster Pdf

You can retire but your money can't! For much of your adult life, the question is "How much do I have to save to fund my retirement?" But as you approach retirement, or if you're already retired, the question becomes "How can I make the most of what I have saved?" Many Canadians live for over twenty years in retirement — that's a long time to make your nest-egg last. If you're not working, then your money had better be! Make the Most of What You've Got is the comprehensive, common-sense guide for everyone who wants to make the most of their retirement, whether you're already retired, or just approaching the threshold: Helps you maximize your retirement income and minimize your tax bill. Explains how to plan for a dependable retirement income, turn your investments into income, and manage your investment portfolio in retirement. Alerts you to the top ten retirement planning mistakes. Covers the complex decisions you need to make about your nest-egg: dealing with maturing RRSPs, deciding whether a RRIF or an annuity is right for you, determining if you can afford to retire early, and much more. Prepares you for working with your financial advisor or planner. Features practical examples, checklists, forms, tips, and Q&As.

Author : Tina Di Vito
Publisher : John Wiley & Sons
Page : 322 pages
File Size : 44,9 Mb
Release : 2011-10-11
Category : Business & Economics
ISBN : 9781118076095

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52 Ways to Wreck Your Retirement by Tina Di Vito Pdf

Retirement planning isn't something that happens at a specific point in time or at a specific age - we are all affecting our retirement plans every day with every decision we do or don't make. Canadians are living longer, and the average retiree in the future may have as much as 30 years of retirement to plan for, and there are many simple things that will impact our eventual retirement life. 52 Ways to Wreck Your Retirement identifies 52 things we do that could wreck our retirement, explains why it puts your retirement at risk, and provides the strategy to correct the mistake, or better still, avoid it entirely. The book is organized under several key areas of the planning process, including: Starting to Plan for Retirement Mistakes around Investing Mistakes around Debt Saving for Retirement Pensions Living in Retirement Spending in Retirement New Realities about Retirement 52 Ways to Wreck Your Retirement is not a feel-good book about how wonderful retirement will be or an alarming fear-mongering book about dying broke, nor is it a get-rich-late-retirement solution. Quite simply, it is an easily-accessible and practical guide written for Canadians of all ages that gives you the tools you need to better manage the financial and personal aspects of your retirement.

Author : Panel on Retirement Income Modeling,Commission on Behavioral and Social Sciences and Education,Division of Behavioral and Social Sciences and Education,National Research Council
Publisher : National Academies Press
Page : 266 pages
File Size : 44,7 Mb
Release : 1996-08-13
Category : Social Science
ISBN : 9780309589536

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Assessing Knowledge of Retirement Behavior by Panel on Retirement Income Modeling,Commission on Behavioral and Social Sciences and Education,Division of Behavioral and Social Sciences and Education,National Research Council Pdf

This book brings together in one volume what researchers have learned about workers, employers, and retirees that is important for formulating retirement income policies. As the U.S. population ages, there is increasing uncertainty about the solvency of the Social Security and Medicare systems and the adequacy of private pensions to provide for people's retirement needs. The volume covers such critical behaviors as workers' decisions to retire, people's choices of saving over consumption, and employers' decisions about hiring older workers and providing pension and health care benefits. Also covered are trends in mortality, health status, and health care costs that are key to projecting the likely costs and effects of alternative retirement income security policies and a strategy for combining data and research knowledge into a policy modeling framework.

Author : Henry Aaron
Publisher : Brookings Institution Press
Page : 311 pages
File Size : 51,5 Mb
Release : 2010-12-01
Category : Business & Economics
ISBN : 9780815705536

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Behavioral Dimensions of Retirement Economics by Henry Aaron Pdf

Deciding when and how to retire are among the most important decisions most people make. Can they be depended on to plan with foresight and make sound decisions? According to standard economic analysis the answer is a qualified "yes." But studies by psychologists, sociologists, and economists themselves raise doubts about this comforting appraisal. This volume by analysts trained in economics and other disciplines suggests that retirement planning and decisions fall far short of the rational ideal. Gary Burtless explains what economic research has to say about retirement behavior. Annamaria Lusardi reports that many people in their fifties and older say they have not even thought about retirement. Mathey Rabin and Ted O'Donoghue show that procrastination can cause huge economic losses. Robert Axtell and Joshua Epstein show that herd behavior explains observed patterns of retirement behavior better than does the assumption of rational decisionmaking. George Loewenstein, Drazen Prelec, and Roberto Weber report that many people incorrectly anticipate what retirement will be like and rationalize whatever decision they have made. David Fetherstonhaugh and Lee Ross report experimental evidence that the effect of Social Security provisions may depend on how these policies are "framed" as well as on the specific content of those policies. These and other authors also explore the broader implications of these behavioral patterns. Copublished with Russell Sage Foundation

Author : Olivia S. Mitchell,P. Brett Hammond,Stephen Peter Utkus
Publisher : Oxford University Press
Page : 249 pages
File Size : 51,8 Mb
Release : 2017
Category : Business & Economics
ISBN : 9780198808039

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Financial Decision Making and Retirement Security in an Aging World by Olivia S. Mitchell,P. Brett Hammond,Stephen Peter Utkus Pdf

As the world's population lives longer, it will become increasingly important for plan sponsors, retirement advisors, regulators, and financial firms to focus closely on how older persons fare in the face of rising difficulties with cognition and financial management. This book offers state-of-the-art research and recommendations on how to evaluate when older persons need financial advice, help them make better financial decisions, and to identify policy options for handling these individual and social challenges efficiently and fairly. This latest volume in the Pension Research Council series, draws lessons from theory and practice, and will be of interest to employees and retirees, consumers and researchers, and financial institutions working to design better retirement plan offerings.