The Influence Of Financial Experience Financial Literacy Financial Behavior And Financial Condition Toward Financial Knowledge And Its Implication On Financial Distress A Survey On Employees In Pontianak

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The Influence Of Financial Experience, Financial Literacy, Financial Behavior, and Financial Condition Toward Financial Knowledge and Its Implication on Financial Distress: A Survey on Employees in Pontianak

STEFFANY TEHAE, BBA, and SURESH KUMAR, S.T., M.Si
The Influence Of Financial Experience Financial Literacy Financial Behavior and Financial Condition Toward Financial Knowledge and Its Implication on Financial Distress A Survey on Employees in Pontianak Book PDF

Author : STEFFANY TEHAE, BBA, and SURESH KUMAR, S.T., M.Si
Publisher : Rasibook
Page : 118 pages
File Size : 51,7 Mb
Release : 2019-09-09
Category : Education
ISBN : 9786237214243

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The Influence Of Financial Experience, Financial Literacy, Financial Behavior, and Financial Condition Toward Financial Knowledge and Its Implication on Financial Distress: A Survey on Employees in Pontianak by STEFFANY TEHAE, BBA, and SURESH KUMAR, S.T., M.Si Pdf

The main objective of this study is to examine the major determinants of employee financial distress. Kim & Garman (2013) argue that financial distress happens when they meet their financial responsibilities and personal finance. The unemployment problem in Pontianak also triggers the financial distress. This research was conducted in Pontianak on employees as the respondents. The purpose of this research is to measure the influences of financial experience, financial literacy, financial behavior, debt, investment, financial knowledge with financial distress. The result shows that financial knowledge has more influence on financial experience, financial behavior and debt toward employee and household in Pontianak. Unfortunately, financial literacy and debt do not influence financial knowledge, and financial knowledge has a strong influence on financial distress instead.

The WorldatWork Handbook of Compensation, Benefits and Total Rewards

WorldatWork
The WorldatWork Handbook of Compensation Benefits and Total Rewards Book PDF

Author : WorldatWork
Publisher : John Wiley & Sons
Page : 864 pages
File Size : 47,8 Mb
Release : 2015-03-05
Category : Business & Economics
ISBN : 9781119104339

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The WorldatWork Handbook of Compensation, Benefits and Total Rewards by WorldatWork Pdf

Praise for The WorldatWork Handbook of Compensation, Benefits& Total Rewards This is the definitive guide to compensation and benefits formodern HR professionals who must attract, motivate, and retainquality employees. Technical enough for specialists but broad inscope for generalists, this well-rounded resource belongs on thedesk of every recruiter and HR executive. An indispensable tool forunderstanding and implementing the total rewards concept, theWorldatWork Handbook of Compensation, Benefits, and TotalRewards is the key to designing compensation practices thatensure organizational success. Coverage includes: Why the total rewards strategy works Developing the components of a total rewards program Common ways a total rewards program can go wrong Designing and implementing a total rewards program Communicating the total rewards vision Developing a compensation philosophy and package FLSA and other laws that affect compensation Determining and setting competitive salary levels And much more

Improving Financial Literacy Analysis of Issues and Policies

OECD
Improving Financial Literacy Analysis of Issues and Policies Book PDF

Author : OECD
Publisher : OECD Publishing
Page : 178 pages
File Size : 45,9 Mb
Release : 2005-11-10
Category : Electronic
ISBN : 9789264012578

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Improving Financial Literacy Analysis of Issues and Policies by OECD Pdf

This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

A Critically Compassionate Approach to Financial Literacy

Thomas A. Lucey,Mary Frances Agnello,James Duke Laney
A Critically Compassionate Approach to Financial Literacy Book PDF

Author : Thomas A. Lucey,Mary Frances Agnello,James Duke Laney
Publisher : Brill
Page : 202 pages
File Size : 40,9 Mb
Release : 2015
Category : Financial literacy
ISBN : 9463001298

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A Critically Compassionate Approach to Financial Literacy by Thomas A. Lucey,Mary Frances Agnello,James Duke Laney Pdf

A Critically Compassionate Approach to Financial Literacyoffers a unique approach to conceptualizing financial literacy. Differentiating between notions of financial worth and personal self-worth, the authors present a description of financial literacy tenets founded in principles of self-awareness and cooperative community that are rooted in principles of compassion. Basing their work on principles of psychological and archeological research that associates personal wellness with self-security based on principles of trust, the authors posit that personal fulfillment occurs independently of accumulated financial resources. Featuring standards for Grades 4 and 8, offering stimulating questions for discussion, and ideas for classroom activities, A Critically Compassionate Approach to Financial Literacyrepresents an engaging classroom resource for elementary and middle level social studies methods courses as well as those that concern topics that relate to culturally responsive teaching and social justice. Regardless of your financial background and awareness, this text will challenge your thinking about the meaning of being financially literate and the consequences for society.

Corporate Governance Around the World

Ahmed Naciri
Corporate Governance Around the World Book PDF

Author : Ahmed Naciri
Publisher : Routledge
Page : 432 pages
File Size : 46,9 Mb
Release : 2008-02-19
Category : Business & Economics
ISBN : 9781134087884

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Corporate Governance Around the World by Ahmed Naciri Pdf

The last Asian financial crisis, coupled with the western series of corporate scandals, has caused investors and citizens to doubt mangers’ ability to guarantee credible financial information about organizations. Consequently, legislators all over the world have come to realise the necessity of legislating in the area of corporate governance. This book explores several national corporate governance reform experiences from around the world (including Canada, China, the United States, and the European Union) and offers an explanatory theory with regard to national systems of corporate governance. It also underlines corporate governance as a management tool and principle. The author argues that each country should be encouraged to build its own system of corporate governance which should be harmonized with its history, culture and the level of its economic development.

Financial Behavior

H. Kent Baker,Greg Filbeck,Victor Ricciardi
Financial Behavior Book PDF

Author : H. Kent Baker,Greg Filbeck,Victor Ricciardi
Publisher : Oxford University Press
Page : 608 pages
File Size : 47,7 Mb
Release : 2017-05-02
Category : Business & Economics
ISBN : 9780190270001

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Financial Behavior by H. Kent Baker,Greg Filbeck,Victor Ricciardi Pdf

Financial Behavior: Players, Services, Products, and Markets provides a synthesis of the theoretical and empirical literature on the financial behavior of major stakeholders, financial services, investment products, and financial markets. The book offers a different way of looking at financial and emotional well-being and processing beliefs, emotions, and behaviors related to money. The book provides important insights about cognitive and emotional biases that influence various financial decision-makers, services, products, and markets. With diverse concepts and topics, the book brings together noted scholars and practitioners so readers can gain an in-depth understanding about this topic from experts from around the world. In today's financial setting, the discipline of behavioral finance is an ever-changing area that continues to evolve at a rapid pace. This book takes readers through the core topics and issues as well as the latest trends, cutting-edge research developments, and real-world situations. Additionally, discussion of research on various cognitive and emotional issues is covered throughout the book. Thus, this volume covers a breadth of content from theoretical to practical, while attempting to offer a useful balance of detailed and user-friendly coverage. Those interested in a broad survey will benefit as will those searching for more in-depth presentations of specific areas within this field of study. As the seventh book in the Financial Markets and Investment Series, Financial Behavior: Players, Services, Products, and Markets offers a fresh looks at the fascinating area of financial behavior.

Financial Counseling

Dorothy B. Durband,Ryan H. Law,Angela K. Mazzolini
Financial Counseling Book PDF

Author : Dorothy B. Durband,Ryan H. Law,Angela K. Mazzolini
Publisher : Springer
Page : 235 pages
File Size : 42,8 Mb
Release : 2018-10-16
Category : Social Science
ISBN : 9783319725864

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Financial Counseling by Dorothy B. Durband,Ryan H. Law,Angela K. Mazzolini Pdf

"This text is a valuable new resource that we recommend for all of our professionals and are proud to incorporate as part of our AFC® certification program. With expertise representing the breadth and depth of the financial counseling profession, the content in this text provides you with a rigorous foundation of knowledge, considers critical theoretical models, and explores foundational skills of communication, self-awareness, and bias. This type of comprehensive approach aligns with our mission and vision—providing you with the foundational knowledge to meet clients where they are across the financial life-cycle and impact long-term financial capability." -Rebecca Wiggins, Executive Director, AFCPE® (Association for Financial Counseling and Planning Education®) This timely volume presents a comprehensive overview of financial counseling skills in accessible, practical detail for readers throughout the career span. Expert financial counselors, educators, and researchers refer to classic and current theories for up-to-date instruction on building long-term client competence, working with clients of diverse backgrounds, addressing problem financial behavior, and approaching sensitive topics. From these core components, readers have a choice of integrated frameworks for guiding clients in critical areas of financial decision-making. This essential work: · Offers an introduction to financial counseling as a practice and profession · Discusses the challenges of working in financial counseling · Explores the elements of the client/counselor relationship · Compares delivery systems and practice models · Features effective tools and resources used in financial counseling · Encourages counselor ethics, preparedness, and self-awareness A standout in professional development references, Financial Counseling equips students and new professionals to better understand this demanding field, and offers seasoned veterans a robust refresher course in current best practices.

The impact of work environment on employees' productivity

Puneet Pandey
The impact of work environment on employees productivity Book PDF

Author : Puneet Pandey
Publisher : GRIN Verlag
Page : 141 pages
File Size : 41,9 Mb
Release : 2018-02-26
Category : Business & Economics
ISBN : 9783668647329

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The impact of work environment on employees' productivity by Puneet Pandey Pdf

Master's Thesis from the year 2017 in the subject Business economics - Personnel and Organisation, , language: English, abstract: This study is designed to examine the impact of working environment on employee’s productivity at the Shree Baidyanath Ayurveda Bhawan Pvt. Ltd. This is the Pvt. Ltd institution which operates at the center of Allahabad city with about 320 employees. The problem identified which made to undergo this research is based on the physical work environment which mostly affects an employee’s productivity. The institute is located in an area of nearly 14 acres which is large compared to the number of employees. This resulted to enough offices for employees to do their work effectively, silence which cause comfort depending on the task they are given and the environment of the place they are working. Through this study the employer will get to know how its work environment impacts greatly on the employee’s level of motivation and productivity. A well designed office signals the values and objectives of the organization and the use of design in office interior communicates an organization values and identity. Office design therefore should be one of the factors in affecting employee’s productivity. Employee’s morale is often interrelated when it comes to productivity in the work environment. It is therefore important to find out the impact of working environment on employee’s productivity at this institute which will provide knowledge and measures to other organization in Ayurvedic medicine industry.

The Globalization of Crime

United Nations Office on Drugs and Crime
The Globalization of Crime Book PDF

Author : United Nations Office on Drugs and Crime
Publisher : UN
Page : 0 pages
File Size : 54,7 Mb
Release : 2010
Category : Business & Economics
ISBN : 9211302951

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The Globalization of Crime by United Nations Office on Drugs and Crime Pdf

In The globalization of crime: a transnational organized crime threat assessment, UNODC analyses a range of key transnational crime threats, including human trafficking, migrant smuggling, the illicit heroin and cocaine trades, cybercrime, maritime piracy and trafficking in environmental resources, firearms and counterfeit goods. The report also examines a number of cases where transnational organized crime and instability amplify each other to create vicious circles in which countries or even subregions may become locked. Thus, the report offers a striking view of the global dimensions of organized crime today.

Social Science Research and Conservation Management in the Interior of Borneo

Cristina Eghenter,Bernard Sellato,G. Simon Devung
Social Science Research and Conservation Management in the Interior of Borneo Book PDF

Author : Cristina Eghenter,Bernard Sellato,G. Simon Devung
Publisher : CIFOR
Page : 312 pages
File Size : 53,9 Mb
Release : 2003-01-01
Category : Anthropology
ISBN : 9789793361024

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Social Science Research and Conservation Management in the Interior of Borneo by Cristina Eghenter,Bernard Sellato,G. Simon Devung Pdf

The sustainable forestry challenge. The failure of implementation of forestry laws in Brazil. Enforcement of forestry laws in Finland. Analysis and recommendations.

Attracting Investors

Philip Kotler,Hermawan Kartajaya,S. David Young
Attracting Investors Book PDF

Author : Philip Kotler,Hermawan Kartajaya,S. David Young
Publisher : John Wiley & Sons
Page : 258 pages
File Size : 40,8 Mb
Release : 2004-10-08
Category : Business & Economics
ISBN : 9780471682868

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Attracting Investors by Philip Kotler,Hermawan Kartajaya,S. David Young Pdf

Marketing guru Philip Kotler shows entrepreneurs how to market their companies to investors How can businesses do a better job of attracting capital? The answer: "Marketing!" Marketing expert Philip Kotler teams up with a renowned marketing consultant and an INSEAD professor for this practical, marketing-based approach to raising capital from investors. Based on the premise that entrepreneurs and business owners often don't understand what investors want and how they make their decisions, Attracting Investors offers a larger view of the factors involved, and guides both startup and veteran firms in effectively raising capital.

Education in the New China

Yvonne Turner,Amy Acker
Education in the New China Book PDF

Author : Yvonne Turner,Amy Acker
Publisher : Taylor & Francis
Page : 256 pages
File Size : 41,9 Mb
Release : 2017-07-05
Category : Education
ISBN : 9781351941549

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Education in the New China by Yvonne Turner,Amy Acker Pdf

The effects of the de-regulation of the Chinese university system have been nothing short of spectacular. For the first time since 1949, students possessing neither gifted intellect nor political connections have been able to share in the benefits of higher education, while a flood of international educators have opened up a previously cloistered and politically sensitized academic world. This fascinating book examines China’s higher education system, and how it’s new and unique blend of foreign and Chinese perspectives impact on both the lives of students and academics and wider Chinese society. Viewed with suspicion as a new type of Chinese by the older generation and by the government, they are at the same time the very entrepreneurs driving the economic and social revolution sweeping the country. Using a range of in-depth interviews and unique research, it provides open and often frank accounts of life, work and education in China, from the Cultural Revolution to the creation of its market-focused entrepreneurial generation. Candid and illuminating, this is a book no serious reader of Asian studies, comparative education or Asian sociology will want to be without.

Research Design

John W. Creswell,J. David Creswell
Research Design Book PDF

Author : John W. Creswell,J. David Creswell
Publisher : SAGE Publications, Incorporated
Page : 0 pages
File Size : 51,9 Mb
Release : 2018-01-02
Category : Social Science
ISBN : 1506386709

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Research Design by John W. Creswell,J. David Creswell Pdf

This bestselling text pioneered the comparison of qualitative, quantitative, and mixed methods research design. For all three approaches, John W. Creswell and new co-author J. David Creswell include a preliminary consideration of philosophical assumptions; key elements of the research process; a review of the literature; an assessment of the use of theory in research applications, and reflections about the importance of writing and ethics in scholarly inquiry. New to this Edition Updated discussion on designing a proposal for a research project and on the steps in designing a research study. Additional content on epistemological and ontological positioning in relation to the research question and chosen methodology and method. Additional updates on the transformative worldview. Expanded coverage on specific approaches such as case studies, participatory action research, and visual methods. Additional information about social media, online qualitative methods, and mentoring and reflexivity in qualitative methods. Incorporation of action research and program evaluation in mixed methods and coverage of the latest advances in the mixed methods field Additional coverage on qualitative and quantitative data analysis software in the respective methods chapters. Additional information about causality and its relationship to statistics in quantitative methods. Incorporation of writing discussion sections into each of the three methodologies. Current references and additional readings are included in this new edition.

The Military and Democracy in Indonesia

Angel Rabasa,John Haseman
The Military and Democracy in Indonesia Book PDF

Author : Angel Rabasa,John Haseman
Publisher : Rand Corporation
Page : 185 pages
File Size : 50,5 Mb
Release : 2002-12-13
Category : Political Science
ISBN : 9780833034021

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The Military and Democracy in Indonesia by Angel Rabasa,John Haseman Pdf

The military is one of the few institutions that cut across the divides of Indonesian society. As it continues to play a critical part in determining Indonesia's future, the military itself is undergoing profound change. The authors of this book examine the role of the military in politics and society since the fall of President Suharto in 1998. They present several strategic scenarios for Indonesia, which have important implications for U.S.-Indonesian relations, and propose goals for Indonesian military reform and elements of a U.S. engagement policy.

Global Political Ecology

Richard Peet,Paul Robbins,Michael Watts
Global Political Ecology Book PDF

Author : Richard Peet,Paul Robbins,Michael Watts
Publisher : Routledge
Page : 464 pages
File Size : 49,7 Mb
Release : 2010-12-17
Category : Nature
ISBN : 9781136904325

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Global Political Ecology by Richard Peet,Paul Robbins,Michael Watts Pdf

The world is caught in the mesh of a series of environmental crises. So far attempts at resolving the deep basis of these have been superficial and disorganized. Global Political Ecology links the political economy of global capitalism with the political ecology of a series of environmental disasters and failed attempts at environmental policies. This critical volume draws together contributions from twenty-five leading intellectuals in the field. It begins with an introductory chapter that introduces the readers to political ecology and summarizes the books main findings. The following seven sections cover topics on the political ecology of war and the disaster state; fuelling capitalism: energy scarcity and abundance; global governance of health, bodies, and genomics; the contradictions of global food; capital’s marginal product: effluents, waste, and garbage; water as a commodity, a human right, and power; the functions and dysfunctions of the global green economy; political ecology of the global climate, and carbon emissions. This book contains accounts of the main currents of thought in each area that bring the topics completely up-to-date. The individual chapters contain a theoretical introduction linking in with the main themes of political ecology, as well as empirical information and case material. Global Political Ecology serves as a valuable reference for students interested in political ecology, environmental justice, and geography.