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"Real-life stories of how banks are ravaging the country--particularly African American communities--and how some families have joined together to fight back. The ongoing economic crisis has created one of the longest and largest mass displacements in U.S. history. While profiting from government bailouts, banks have evicted more than ten million Americans from their homes, destroying their life savings, their economic security and their dreams. Told through the eyes of four families, A Dream Foreclosed reveals the ongoing human tragedy of the crisis--and the spectacular possibilities that emerge when everyday people challenge the all-powerful corporations that the U.S. government considers 'too big to indict.'"--Cover p. [4].
Author : Anonim Publisher : The Museum of Modern Art Page : 185 pages File Size : 41,6 Mb Release : 2024-05-02 Category : Electronic ISBN : 9780870708589
United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises
Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises Publisher : Unknown Page : 264 pages File Size : 42,7 Mb Release : 2004 Category : Business & Economics ISBN : PSU:000055821568
Broken dreams in the Poconos by United States. Congress. House. Committee on Financial Services. Subcommittee on Capital Markets, Insurance, and Government Sponsored Enterprises Pdf
Author : Laura Briggs Publisher : University of California Press Page : 298 pages File Size : 50,8 Mb Release : 2018-08-14 Category : Social Science ISBN : 9780520299948
How All Politics Became Reproductive Politics by Laura Briggs Pdf
Today all politics are reproductive politics, argues esteemed feminist critic Laura Briggs. From longer work hours to the election of Donald Trump, our current political crisis is above all about reproduction. Households are where we face our economic realities as social safety nets get cut and wages decline. Briggs brilliantly outlines how politicians’ racist accounts of reproduction—stories of Black “welfare queens” and Latina “breeding machines"—were the leading wedge in the government and business disinvestment in families. With decreasing wages, rising McJobs, and no resources for family care, our households have grown ever more precarious over the past forty years in sharply race-and class-stratified ways. This crisis, argues Briggs, fuels all others—from immigration to gay marriage, anti-feminism to the rise of the Tea Party.
“[I] can’t recommend this joint enough. ... An illuminating and discomfiting read.” —Ta-Nehisi Coates "Essential reading." —New York Review of Books A shocking, heart-wrenching investigation into America’s housing crisis and the modern-day robber barons who are making a fortune off the backs of the disenfranchised working and middle class—among them, Donald Trump and his inner circle. Two years before the housing market collapsed in 2008, Donald Trump looked forward to a crash: “I sort of hope that happens because then people like me would go in and buy,” he said. But our future president wasn’t alone. While millions of Americans suffered financial loss, tycoons pounced to heartlessly seize thousands of homes—their profiteering made even easier because, as prize-winning investigative reporter Aaron Glantz reveals in Homewreckers, they often used taxpayer money—and the Obama administration’s promise to cover their losses. In Homewreckers, Glantz recounts the transformation of straightforward lending into a morass of slivered and combined mortgage “products” that could be bought and sold, accompanied by a shift in priorities and a loosening of regulations and laws that made it good business to lend money to those who wouldn’t be able to repay. Among the men who laughed their way to the bank: Trump cabinet members Steve Mnuchin and Wilbur Ross, Trump pal and confidant Tom Barrack, and billionaire Republican cash cow Steve Schwarzman. Homewreckers also brilliantly weaves together the stories of those most ravaged by the housing crisis. The result is an eye-opening expose of the greed that decimated millions and enriched a gluttonous few.
The family residence is the backbone of the American economy, the most valuable and enduring asset for those who have achieved a financial foothold. Yet today record numbers of households confront foreclosure. In the next year it is estimated that over two million Americans will lose their homes and almost two billion dollars of wealth will disappear in the process. How did the traditional "American Dream" morph into a nightmare for so many? Real estate attorney and educator Shari B. Olefson, a recognized expert in the current mortgage crisis and its effects on homeowners, explains how America slipped to the edge of this dangerous stagnation-recession precipice. In plain language that is easily understandable to the average person, she clarifies legal and financial terminology and describes how our country’s mortgage system really works. Utilizing real-life lender and borrower interviews, she exposes its intrinsic flaws and often discriminatory practices, from the mortgage application process to the securitization of bundled mortgages by large investment firms. She also provides evidence to show the government’s and Wall Street’s roles in both causing and solving the problem. Above all, Olefson offers expert tips, tools, and resources to help you: • Choose a mortgage professional and understand what’s motivating him or her • Decide what mortgage product fits best and when to refinance • Get the best fees, interest rate, and service • Create your own solutions for navigating the credit crunch • Know what to do when you can’t afford your mortgage • Protect your home if you are at risk of foreclosure • Understand how to proceed if you are already in foreclosure • Capitalize on emerging opportunities and avoid the scams and mortgage fraud • Prepare for coming changes Foreclosure Nation demystifies the real estate bubble and the subprime mortgage crises that followed. With bold, clear visuals like inventory, absorption, and price trend graphs, Olefson pinpoints exactly when and why experts are predicting a recovery. She also cites statistics that strongly suggest the number of foreclosures will surge in the fall of 2008 and again in 2009, with increased reverberations felt throughout the US and global economies. Foreclosure Nation will prove indispensable to explaining what is happening and guiding readers through. Whether you are planning on buying your first home, struggling to meet your current mortgage payments, facing foreclosure, or wondering how your investments will be affected, this comprehensive book will assuage the fear of the unknown, empowering you to make wise choices and protect your most valuable assets.
A graphic novel featuring uplifting stories of combatting—and beating—calls for their eviction in Detroit, showing how everyday people are fighting to stay in their homes, organizing with their communities, and winning. We Live Here! is a graphic novel biography of the members of the local activist group Detroit Eviction Defense combatting—and beating—calls for their eviction. By illustrating the stories of families struggling against evictions, the book gives a voice to those who have remained in Detroit, showing the larger complexities at work in a beleaguered city. These are everyday people fighting back, organizing with others, going into the streets, and winning their homes back. What will Detroit look like in the future? Today cheap property entices real estate speculators from around the world. Artists arrive from all over viewing the city as a creative playground. Billionaires are re-sculpting downtown as a spot for tourism. But beyond the conventional players in urban growth and development, Detroit Eviction Defense (DED) members—like others engaged in place-based struggles all over the country—are pushing back, saying in effect, “we live here, we’ve been here, there is no Detroit without us.”
Beyond Home Ownership by Richard Ronald,Marja Elsinga Pdf
In context of ongoing transformations in housing markets and socioeconomic conditions, this book focuses on past, current and future roles of home ownership in social policies and welfare practices. It considers owner-occupied housing in terms of diverse meanings and manifestations, but in particular the part played by housing tenure in the political, socioeconomic and demographic changes that have characterized the pre- and post-crisis era. The intensified promotion of home ownership in recent decades helped stimulate an increasing orientation towards the private consumption of housing, not only as a home, but also an asset – or possibly speculative vehicle – that enhances household economic capacity and can be transferred to children or other family, or even exchanged for other goods. The latest global financial crisis, however, made it clear that owner-occupied housing markets and mortgage sectors have become deeply embedded in networks of socioeconomic interdependency and risk. This collection engages with numerous debates on housing and society in a range of developed societies from North America to Asia-Pacific to North, South, East and West Europe. Interdisciplinary contributors draw upon diverse empirical data to explore how housing and home ownership has become so embedded in polity, economy and household welfare conditions in various social and cultural contexts. Another concern is what lies beyond home ownership considering the integration of housing systems with economic growth and social stability appears to be unravelling. This volume speaks to public debates concerning the future of housing markets, policy and tenure, providing deep and provocative insights for academics, students and professionals alike.
The collision of activism and contemporary art, from the Seattle protests to Occupy and beyond The collision of activism and contemporary art, from the Seattle protests to Occupy and beyond What is the relation of art to the practice of radical politics today? Strike Art explores this question through the historical lens of Occupy, an event that had artists at its core. Precarious, indebted, and radicalized, artists redirected their creativity from servicing the artworld into an expanded field of organizing in order to construct of a new—if internally fraught—political imaginary set off against the common enemy of the 1%. In the process, they called the bluff of a contemporary art system torn between ideals of radical critique, on the one hand, and an increasing proximity to Wall Street on the other—oftentimes directly targeting major art institutions themselves as sites of action. Tracking the work of groups including MTL, Not an Alternative, the Illuminator, the Rolling Jubilee, and G.U.L.F, Strike Art shows how Occupy ushered in a new era of artistically-oriented direct action that continues to ramify far beyond the initial act of occupation itself into ongoing struggles surrounding labor, debt, and climate justice, concluding with a consideration of the overlaps between such work and the aesthetic practices of the Black Lives Matter movement. Art after Occupy, McKee suggests, contains great potentials of imagination and action for a renewed left project that are still only beginning to ripen, at once shaking up and taking flight from the art system as we know it.
United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy
Author : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy Publisher : Unknown Page : 320 pages File Size : 55,5 Mb Release : 2007 Category : Business & Economics ISBN : PSU:000063504613
Foreclosure, Predatory Mortgage and Payday Lending in America's Cities by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Domestic Policy Pdf
In American history and throughout the Western world, the subjugation perpetuated by slavery has created a unique 'culture of slavery'. That culture exists as a metaphorical, artistic and literary tradition attached to the enslaved - human beings whose lives are 'owed' to another, who are used as instruments by another and who must endure suffering in silence. Tim Armstrong explores the metaphorical legacy of slavery in American culture by investigating debt, technology and pain in African-American literature and a range of other writings and artworks. Armstrong's careful analysis reveals how notions of the slave as a debtor lie hidden in our accounts of the commodified self and how writers like Nathaniel Hawthorne, Rebecca Harding Davis, Booker T. Washington, W. E. B. Du Bois, Ralph Ellison and Toni Morrison grapple with the pervasive view that slaves are akin to machines.
When We Fight, We Win by Greg Jobin-Leeds,AgitArte Pdf
Real stories of hard-fought battles for social change, told by those on the front lines—with clear lessons and tips for activists on gaining power from the ground up “As protests and demonstrations sprout across the land, young organizers and activists need to know why and how movements are sustained and how they grow. That resource has arrived.” —Mumia Abu-Jamal, author and activist In this visually rich and deeply inspiring book, the leaders of some of the most successful movements of the past decade—from the legalization of same-sex marriage to the Black Lives Matter movement—distill their wisdom, sharing lessons of what makes transformative social change possible. Longtime social activist Greg Jobin-Leeds joins forces with AgitArte, a collective of artists and organizers, to capture the stories, philosophy, tactics, and art of today’s leading social movements. When We Fight, We Win! weaves together interviews with today’s most successful activists and artists from across the country and beyond—including Patrisse Cullors, Bill McKibben, Clayton Thomas-Muller, Karen Lewis, Favianna Rodriguez, Rea Carey, and Gaby Pacheco, among others—with narrative recountings of their inspiring strategies and campaigns alongside full-color photos. It includes a foreword by Rinku Sen and an afterword by Antonia Darder. The recent nationwide explosion of protests has shown the power the people have when we join together with a common goal and compelling message. When We Fight, We Win! will give a whole generation of readers the road map to building resilient movements that can achieve real social justice.