All Other Things Being Equal A Paired Testing Study Of Mortgage Lending Institutions

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Consumer Financial Services

Author : Andrew L. Sandler,Benjamin B. Klubes
Publisher : Law Journal Press
Page : 1084 pages
File Size : 47,6 Mb
Release : 2001
Category : Business & Economics
ISBN : 1588521001

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Consumer Financial Services by Andrew L. Sandler,Benjamin B. Klubes Pdf

This book presents an analysis including the impact of more than fifteen federal statutes-ranging from the Civil Rights Act of 1866 to the Fair and Accurate Credit Transactions Act-on the banking.

Mortgage Lending Discrimination

Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 160 pages
File Size : 45,7 Mb
Release : 2008
Category : Discrimination in mortgage loans
ISBN : PURD:32754075508543

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Mortgage Lending Discrimination by United States. Congress. House. Committee on Financial Services Pdf

Rooting Out Discrimination in Mortgage Lending

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Publisher : Unknown
Page : 460 pages
File Size : 46,9 Mb
Release : 2007
Category : Business & Economics
ISBN : PURD:32754075508147

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Rooting Out Discrimination in Mortgage Lending by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations Pdf

Poverty and Power

Author : Edward Royce
Publisher : Rowman & Littlefield
Page : 309 pages
File Size : 45,9 Mb
Release : 2022-06-09
Category : Social Science
ISBN : 9781538167571

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Poverty and Power by Edward Royce Pdf

Poverty is a serious problem in the United States, more so than commonly imagined, and more so than in other industrialized nations. Most Americans adhere to an individualistic perspective: they believe poverty is largely the result of people being deficient in intelligence, determination, education, and other personal traits. Poverty and Power, Fourth Edition challenges this viewpoint, arguing that poverty arises from the workings of four key structural systems—the economic, the political, the cultural, and the social—and ten obstacles to economic justice, including unaffordable housing, inaccessible health care, and racial and gender discrimination. The author argues that a renewed war on poverty can be successful, but only through a popular movement to bring about significant change in the workings of American economic, political, and cultural institutions. New to this Edition Enhanced conversation on why the cultural theory of poverty has such a strong appeal to the American public develops students’ critical thinking skills (Chapter 3) New segment on the influence of job seekers’ physical appearance on hiring decisions showing that success is not simply a matter of education, skills, and training (Chapter 4) New data on the “job availability problem” explains in detail why the monthly headline unemployment number is misleading, and new content on the 2021 upsurge of quits on the part of American workers portrays efforts on the part of ordinary people to improve their lives (Chapter 5) New content on how corporations have become increasingly assertive political players explores the dramatic increase in corporate lobbying efforts, the rise of billionaire political activists, and the creation of a powerful conservative political infrastructure in the United States (Chapter 6) Greater attention to racially segregated and resource-deprived Black communities covers the extraordinary hardships experienced by the residents of these areas, while a new section on the geographical isolation of the affluent discusses how isolation affects wealthy people’s beliefs and perceptions about poverty and what policies they deem acceptable (Chapter 8)

Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations for 2004

Author : United States. Congress. House. Committee on Appropriations. Subcommittee on VA, HUD, and Independent Agencies
Publisher : Unknown
Page : 1596 pages
File Size : 49,9 Mb
Release : 2003
Category : United States
ISBN : STANFORD:36105050332852

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Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations for 2004 by United States. Congress. House. Committee on Appropriations. Subcommittee on VA, HUD, and Independent Agencies Pdf

The Impact of Credit-based Insurance Scoring on the Availability and Affordability of Insurance

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations
Publisher : Unknown
Page : 364 pages
File Size : 43,5 Mb
Release : 2008
Category : Business & Economics
ISBN : PSU:000065506158

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The Impact of Credit-based Insurance Scoring on the Availability and Affordability of Insurance by United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations Pdf

Home Mortgage Disclosure Act

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 474 pages
File Size : 44,7 Mb
Release : 2007
Category : Business & Economics
ISBN : PSU:000058934937

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Home Mortgage Disclosure Act by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Pdf

Tierra Y Libertad

Author : Steven Bender
Publisher : NYU Press
Page : 254 pages
File Size : 40,5 Mb
Release : 2010-09-29
Category : Law
ISBN : 9780814791257

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Tierra Y Libertad by Steven Bender Pdf

One of the quintessential goals of the American Dream is to own land and a home, a place to raise one’s family and prove one’s prosperity. Particularly for immigrant families, home ownership is a way to assimilate into American culture and community. However, Latinos, who make up the country’s largest minority population, have largely been unable to gain this level of inclusion. Instead, they are forced to cling to the fringes of property rights and ownership through overcrowded rentals, transitory living arrangements, and, at best, home acquisitions through subprime lenders. In Tierra y Libertad, Steven W. Bender traces the history of Latinos’ struggle for adequate housing opportunities, from the nineteenth century to today’s anti-immigrant policies and national mortgage crisis. Spanning southwest to northeast, rural to urban, Bender analyzes the legal hurdles that prevent better housing opportunities and offers ways to approach sweeping legal reform. Tierra y Libertad combines historical, cultural, legal, and personal perspectives to document the Latino community’s ongoing struggle to make America home.

Fighting discrimination against the disabled and minorities through fair housing enforcement

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher : Unknown
Page : 208 pages
File Size : 55,6 Mb
Release : 2002
Category : Law
ISBN : PURD:32754074679410

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Fighting discrimination against the disabled and minorities through fair housing enforcement by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity Pdf

Rebuilding the Research Capacity at HUD

Author : National Research Council,Division of Behavioral and Social Sciences and Education,Center for Economic, Governance, and International Studies,Committee to Evaluate the Research Plan of the Department of Housing and Urban Development
Publisher : National Academies Press
Page : 236 pages
File Size : 43,6 Mb
Release : 2009-01-01
Category : Technology & Engineering
ISBN : 9780309125673

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Rebuilding the Research Capacity at HUD by National Research Council,Division of Behavioral and Social Sciences and Education,Center for Economic, Governance, and International Studies,Committee to Evaluate the Research Plan of the Department of Housing and Urban Development Pdf

Today, the nation faces an array of housing and urban policy challenges. No federal department other than HUD focuses explicitly on the well-being of urban places or on the spatial relationships among people and economic activities in urban areas. If HUD, Congress, mayors, and other policy makers are to respond effectively to urban issues, they need a much more robust and effective Office of Policy Development and Research (PD&R). PD&R conducts independent research and program evaluation, funds data collection and research by outside organizations, and provides policy advice to the Secretary and to other offices in HUD. Most of PD&R's work is of high quality, relevant, timely, and useful. With adequate resources, PD&R could lead the nation's ongoing process of learning, debate, and experimentation about critical housing and urban development challenges. Rebuilding the Research Capacity at HUD makes seven major recommendations about PD&R's resources and responsibilities, including more active engagement with policy makers, formalizing various informal practices, strengthening surveys and data sets, and more. Acknowledging that the current level of funding for PD&R is inadequate, the book also makes several additional recommendations to help enable PD&R to reach its full potential.

The Silent Depression

Author : United States. Congress. House. Committee on Oversight and Government Reform
Publisher : Unknown
Page : 1668 pages
File Size : 52,8 Mb
Release : 2010
Category : Business & Economics
ISBN : UCSD:31822037824554

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The Silent Depression by United States. Congress. House. Committee on Oversight and Government Reform Pdf

Changing Tides

Author : United States. Congress. House. Committee on the Judiciary. Subcommittee on the Constitution, Civil Rights, and Civil Liberties
Publisher : Unknown
Page : 304 pages
File Size : 49,6 Mb
Release : 2007
Category : Political Science
ISBN : PSU:000061506442

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Changing Tides by United States. Congress. House. Committee on the Judiciary. Subcommittee on the Constitution, Civil Rights, and Civil Liberties Pdf