Analysis Of The Key Success Factors Of The Adoption Of Digital Banking

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Analysis of the Key Success Factors of the Adoption of Digital Banking

Author : Tishta Bachoo
Publisher : GRIN Verlag
Page : 104 pages
File Size : 49,7 Mb
Release : 2017-07-20
Category : Business & Economics
ISBN : 9783668488281

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Analysis of the Key Success Factors of the Adoption of Digital Banking by Tishta Bachoo Pdf

Master's Thesis from the year 2015 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: Distinction, , course: Commonwealth Executive Master of Business Administration., language: English, abstract: Data Innovation is gradually changing the banking industry around the world. Digital banking offers banks new opportunities and challenges. This paper gives a comprehension of how demographic characteristics, social components and consumer perception and attitudes towards digital banking influence its adoption. Digital banking has been developed in order to enable consumers to gain a greater share in the banking market. In Mauritius, there is little awareness about the emergence of digital banking despite the fact that this service is presently representing an important share in the banking market. This is because digital banking is a new industry here, and therefore, consumer acceptance and use of digital banking is still limited. To date, very little research has been conducted into factors which influence consumer adoption of digital banking in Mauritius, and so, therefore, there is a need for a study such as this. A research framework in light of the diffusion of innovation theory was utilized to identify elements that would impact the adoption of digital banking. This report has evaluated current literature and conclusions about this innovation banking technology. It has likewise reviewed the elements, including consumer demographic characteristic, consumer perceptions towards digital banking and social impacts that influence consumer adoption of this mode of banking. This study additionally clarifies the strategy utilized as a part of conducting a survey of 25 questions with 185 respondents to acquire primary data for this study. Analysis of these outcomes was made with charts and figures to determine to what extent the factors studied, influence consumer adoption of digital banking. The hypotheses of this research were tested with chi-square tests.

Emerging Markets from a Multidisciplinary Perspective

Author : Yogesh K. Dwivedi,Nripendra P. Rana,Emma L. Slade,Mahmud A. Shareef,Marc Clement,Antonis C. Simintiras,Banita Lal
Publisher : Springer
Page : 425 pages
File Size : 43,9 Mb
Release : 2018-04-11
Category : Business & Economics
ISBN : 9783319750132

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Emerging Markets from a Multidisciplinary Perspective by Yogesh K. Dwivedi,Nripendra P. Rana,Emma L. Slade,Mahmud A. Shareef,Marc Clement,Antonis C. Simintiras,Banita Lal Pdf

This book examines prominent issues in the Emerging Markets (EM) from a variety of disciplines in order to make useful societal contributions through knowledge exchange. EMs offer enormous opportunities, but realizing them is both challenging and risky due to inherent uncertainties of such markets. EM’s also have unique characteristics that makes them different from developed countries. This causes implications for both theory and practice. These markets necessitate substantial adaptations of developed theories and approaches employed in the Western world. This book investigates problems specific to emerging markets, and identifies new theoretical constructs, hypotheses (re)development, and emphasizes institutional contexts. The chapters in this book establish new conceptual and theoretical paradigms from multidisciplinary perspectives concentrated in the areas of information systems, electronic government, and digital and social media matters. The book focuses on topics in these areas such as digital enterprises, sustainability, telemedicine, and Information Communication Technology (ICT) and surveys the potential challenges and opportunities that may arise. These concepts and topics covered in this book are vital for making the global economy more equitable and sustainable.

E-Banking Management: Issues, Solutions, and Strategies

Author : Shah, Mahmood,Clarke, Steve
Publisher : IGI Global
Page : 310 pages
File Size : 42,6 Mb
Release : 2009-05-31
Category : Technology & Engineering
ISBN : 9781605662534

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E-Banking Management: Issues, Solutions, and Strategies by Shah, Mahmood,Clarke, Steve Pdf

"This book focuses on human, operational, managerial, and strategic organizational issues in e-banking"--Provided by publisher.

Digital Currency: Breakthroughs in Research and Practice

Author : Management Association, Information Resources
Publisher : IGI Global
Page : 341 pages
File Size : 41,6 Mb
Release : 2018-07-06
Category : Business & Economics
ISBN : 9781522562023

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Digital Currency: Breakthroughs in Research and Practice by Management Association, Information Resources Pdf

Digital technology has revitalized the landscape of the global economy. As digital currency, such as bitcoin and IOTA, continues to become more prominent in society, conducting further research in this area is vital to promoting economic advancements. Digital Currency: Breakthroughs in Research and Practice is a critical source of academic knowledge on the use of computers, smartphones, and the internet to purchase goods and services using virtual currency. The security and privacy aspects of using digital currency are also explored. Highlighting a range of pertinent topics such as electronic commerce, online transaction payment, and web-based electronic money, this book is an ideal reference source for business executives, financial analysts, business professionals, economists, IT professionals, and researchers interested in emerging trends in digital currency and finance.

Stay Competitive in the Digital Age: The Future of Banks

Author : MissEstelle X Liu
Publisher : International Monetary Fund
Page : 42 pages
File Size : 48,6 Mb
Release : 2021-02-19
Category : Business & Economics
ISBN : 9781513570051

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Stay Competitive in the Digital Age: The Future of Banks by MissEstelle X Liu Pdf

The latest advancement in financial technology has posed unprecedented challenges for incumbent banks. This paper analyzes the implications of these challenges on bank competitveness, and explores the factors that could support digital advancement in banks. The analysis shows that the traditionally leading role of banks in advancing financial technology has diminished in recent years, and suggests that onoing efforts to catch up to the digital frontier could lead to a more concentrated banking industry, as smaller and less tech-savvy banks struggle to survive. Cross-country evidence has suggested that banks in high-income economies appear to have been the digital leaders, likely benefiting from a sound digital infrastructure, a strong legal and business environment, and healthy competition. Nonetheless, some digital leaders may fall behind in the coming years in adopting newer technologies due to entrenched consumer behavior favoring older technologies, less active fintech and bigtech companies, and weak bank balance sheets.

Empirical Studies of an Internet and Service Based Economy

Author : Nabaz T. Khayyat,Goran M. Muhamad
Publisher : Springer Nature
Page : 414 pages
File Size : 47,9 Mb
Release : 2023-07-07
Category : Business & Economics
ISBN : 9789819933891

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Empirical Studies of an Internet and Service Based Economy by Nabaz T. Khayyat,Goran M. Muhamad Pdf

This book is a collection of eight studies covering several areas pertinent to the current technological and banking services situation in the Kurdistan region of Iraq. The economy of the Kurdistan Region of Iraq (KRI) is mainly dependent on oil revenue. The oil export revenue constitutes more than 90% of the government’s fiscal revenue. In addition to that, the public sector plays an excessive role in the economy, with public spending to GDP being over 70% while revenue from taxation constitutes less than 30% of total revenue. As the economy is not diversified, there is a large gap between demand and supply of locally produced tradeable goods, leaving the KRI economy highly dependent on imports. Another structural challenge of the KRI economy is its dependence on cash and a weekly financial system. Although the region has witnessed extraordinary economic growth from 2008 to 2014, the growth rate decreased from 8 to 1 percent, trade and investment dropped to 5 percent, and the unemployment rate significantly increased to over 20% by the end of the year 2019. To maintain the progress of economic development, it is necessary to upgrade the country’s industrial structure in order to be able to generate more value-added products, which requires advancement in technological infrastructure to employ more sophisticated technologies. There is not much written about Kurdistan and its economy, and yet there is a comprehensive development plan and resources to be used for education, research, rehabilitation, development, and reconstruction. As such, this book would be of interest to researchers, decision-makers, governmental and non-governmental organizations, undergraduate and graduate students, and the general public with an interest in the Middle East and contemporary Kurdish issues. It is a good up-to-date handbook for policymakers and NGOs involved in the rehabilitation, reconstruction, and development of Iraq.

Adoption of Electronic Banking in Ghana Banking System

Author : Dr. David Ackah,Makafui R. Agboyi
Publisher : GRIN Verlag
Page : 53 pages
File Size : 48,5 Mb
Release : 2014-11-28
Category : Business & Economics
ISBN : 9783656850045

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Adoption of Electronic Banking in Ghana Banking System by Dr. David Ackah,Makafui R. Agboyi Pdf

Research Paper (postgraduate) from the year 2014 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: A, ( Atlantic International University ) (School of Business and Economics), course: Ph.D. Economics, language: English, abstract: Electronic banking (e-banking) has brought about a revolution in the functioning of banks as it offers major opportunities to banks and their customers. This has made the transition to electronic banking a necessity for banks in order to be viable. Despite its benefits, developing countries still lag behind in the adoption of electronic banking. This study therefore seeks to examine the adoption of e-banking in the Ghanaian banking industry with Guaranty Trust Bank Ghana Limited (GTBank) as the case study to identify the benefits, challenges and critical success factors for the adoption of e-banking in the Ghanaian banking industry. The research made use of questionnaires and interviews to collect data from staff and customers of GTBank. The results of the study indicated that e-banking adoption was a business strategy taken by the bank in response to customer needs and the changing marketing trends in the banking industry. The benefits, challenges and critical success factors of e-banking are also identified and discussed. From the study it is obvious that tremendous benefitssuch as revenue generation, improvement in productivity and efficiency in service delivery and cost savings were derived from e-banking. The lack of a solid technology infrastructure was identified as a major challenge of e-banking adoption in the country. The study however revealed that there is a promising future for e-banking in Ghana.Some recommendations to enhance the adoption of e banking in country are made based on this study.

Marketing and Mobile Financial Services

Author : Aijaz A. Shaikh,Heikki Karjaluoto
Publisher : Routledge
Page : 286 pages
File Size : 43,8 Mb
Release : 2018-12-21
Category : Business & Economics
ISBN : 9781351174442

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Marketing and Mobile Financial Services by Aijaz A. Shaikh,Heikki Karjaluoto Pdf

Mobile financial services (MFS) are of major interest and importance to both researchers and practitioners. The role played by nonbanking actors including telecoms and FinTech firms as well as other participants, such as PayPal and Amazon, in developing and deploying innovative financial and payment services is undeniable. Peer2peer (P2P) payments from nonbank services are becoming increasingly commonplace and will shortly be codified by EC (EU?) regulations requiring banks to provide access to consumer data for third-party app developers and service providers. Three major mobile financial systems—mobile banking, mobile payments, and branchless banking—currently dominate the electronic retail banking sector. Although interconnected and interrelated, their business models, regulatory frameworks, and target markets are distinct. This book provides a unified perspective on MFS and discusses its evolution, growth, and future, as well as identifying the frameworks, stakeholders, and technologies used in financial information systems in general and MFS in particular. Academics and researchers in digital and financial marketing will find this book an invaluable resource, as will bank executives, regulators, policy makers, FinTech professionals, and anyone interested in how mobile technology, social media and financial services will increasingly intersect.

E-Government Development and Diffusion: Inhibitors and Facilitators of Digital Democracy

Author : Sahu, Ganesh P.,Dwivedi, Yogesh K.,Weerakkody, Vishanth
Publisher : IGI Global
Page : 358 pages
File Size : 54,5 Mb
Release : 2009-05-31
Category : Computers
ISBN : 9781605667140

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E-Government Development and Diffusion: Inhibitors and Facilitators of Digital Democracy by Sahu, Ganesh P.,Dwivedi, Yogesh K.,Weerakkody, Vishanth Pdf

"This book provides a comprehensive, integrative, and global assessment of the e-government evolution in terms of real-life success and failure cases"--Provided by publisher.

Senior Citizens’ Perceptions on E-banking Services

Author : Dr. Lakshman K.,Dr. Arokiaraj David
Publisher : Exceller Books
Page : 120 pages
File Size : 49,8 Mb
Release : 2024-07-03
Category : Business & Economics
ISBN : 8210379456XXX

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Senior Citizens’ Perceptions on E-banking Services by Dr. Lakshman K.,Dr. Arokiaraj David Pdf

Senior Citizens' Perceptions On E-Banking Services presents the evolution of banking, the influence of information and communication technologies on banking and its products, and the quintessential role played by computer science in fulfilling banks' marketing objective of servicing senior customers at a lower cost, reaping more profits. It also highlights the use of advanced statistics and computer science to measure, mitigate and manage various risks associated with banks' business with its customers and other banks. In addition, the book reveals the growing influence of customer relationship management and data mining in tackling various marketing-related problems and fraud detection problems in the banking industry. Over recent years there has been a lack of a comprehensive and accessible textbook that deals with the broad spectrum of banking issues. This book will be insightful for students, academicians, and banking professionals.

Handbook of Big Data and Analytics in Accounting and Auditing

Author : Tarek Rana,Jan Svanberg,Peter Öhman,Alan Lowe
Publisher : Springer Nature
Page : 564 pages
File Size : 42,6 Mb
Release : 2023-02-03
Category : Business & Economics
ISBN : 9789811944604

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Handbook of Big Data and Analytics in Accounting and Auditing by Tarek Rana,Jan Svanberg,Peter Öhman,Alan Lowe Pdf

This handbook collects the most up-to-date scholarship, knowledge, and new developments of big data and data analytics by bringing together many strands of contextual and disciplinary research. In recent times, while there has been considerable research in exploring the role of big data, data analytics, and textual analytics in accounting, and auditing, we still lack evidence on what kinds of best practices academics, practitioners, and organizations can implement and use. To achieve this aim, the handbook focuses on both conventional and contemporary issues facing by academics, practitioners, and organizations particularly when technology and business environments are changing faster than ever. All the chapters in this handbook provide both retrospective and contemporary views and commentaries by leading and knowledgeable scholars in the field, who offer unique insights on the changing role of accounting and auditing in today’s data and analytics driven environment. Aimed at academics, practitioners, students, and consultants in the areas of accounting, auditing, and other business disciplines, the handbook provides high-level insight into the design, implementation, and working of big data and data analytics practices for all types of organizations worldwide. The leading scholars in the field provide critical evaluations and guidance on big data and data analytics by illustrating issues related to various sectors such as public, private, not-for-profit, and social enterprises. The handbook’s content will be highly desirable and accessible to accounting and non-accounting audiences across the globe.

Digital Technologies and Applications

Author : Saad Motahhir,Badre Bossoufi
Publisher : Springer Nature
Page : 1836 pages
File Size : 43,8 Mb
Release : 2021-06-26
Category : Technology & Engineering
ISBN : 9783030738822

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Digital Technologies and Applications by Saad Motahhir,Badre Bossoufi Pdf

This book gathers selected research papers presented at the First International Conference on Digital Technologies and Applications (ICDTA 21), held at Sidi Mohamed Ben Abdellah University, Fez, Morocco, on 29–30 January 2021. highlighting the latest innovations in digital technologies as: artificial intelligence, Internet of things, embedded systems, network technology, information processing, and their applications in several areas such as hybrid vehicles, renewable energy, robotic, and COVID-19. The respective papers encourage and inspire researchers, industry professionals, and policymakers to put these methods into practice.

E-Commerce for Organizational Development and Competitive Advantage

Author : Khosrow-Pour, Mehdi
Publisher : IGI Global
Page : 354 pages
File Size : 45,5 Mb
Release : 2013-03-31
Category : Business & Economics
ISBN : 9781466636231

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E-Commerce for Organizational Development and Competitive Advantage by Khosrow-Pour, Mehdi Pdf

As e-commerce continues to develop, organizations have adopted its technological advancements in order to keep a strategic advantage in the business environment. E-Commerce for Organizational Development and Competitive Advantage provides insight on the challenges related to the management aspects of e-commerce and its influence over organizational development. With the growing applications of electronic commerce technologies, this reference source is vital for educators, researchers, and managers interested in the advantages of this field.

Electronic Business in Developing Countries

Author : Sherif Kamel
Publisher : IGI Global
Page : 442 pages
File Size : 46,7 Mb
Release : 2006-01-01
Category : Business & Economics
ISBN : 9781591403562

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Electronic Business in Developing Countries by Sherif Kamel Pdf

"This books tackles issues of e-business with a vision to the future on how to bridge these gaps and close down the barriers between the different corners of the world"--Provided by publisher.

Applied Technology Integration in Governmental Organizations: New E-Government Research

Author : Weerakkody, Vishanth
Publisher : IGI Global
Page : 422 pages
File Size : 42,5 Mb
Release : 2010-11-30
Category : Technology & Engineering
ISBN : 9781609601645

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Applied Technology Integration in Governmental Organizations: New E-Government Research by Weerakkody, Vishanth Pdf

"This book provides organizational and managerial directions to support the greater use and management of electronic or digital government technologies in organizations, while epitomizing the current e-government research available"--Provided by publisher.