Banking Law And Financial Regulation In The Uk And Eu

Banking Law And Financial Regulation In The Uk And Eu Book in PDF, ePub and Kindle version is available to download in english. Read online anytime anywhere directly from your device. Click on the download button below to get a free pdf file of Banking Law And Financial Regulation In The Uk And Eu book. This book definitely worth reading, it is an incredibly well-written.

Banking Law and Financial Regulation in the UK and EU

Pierre de Gioia Carabellese,Camilla Della Giustina
Banking Law and Financial Regulation in the UK and EU Book PDF

Author : Pierre de Gioia Carabellese,Camilla Della Giustina
Publisher : Taylor & Francis
Page : 438 pages
File Size : 53,8 Mb
Release : 2024-06-28
Category : Law
ISBN : 9781040043141

Get Book

Banking Law and Financial Regulation in the UK and EU by Pierre de Gioia Carabellese,Camilla Della Giustina Pdf

Banking Law and Financial Regulation in the UK and EU seeks to blend orthodox topics covered within the banking and financial law syllabus, such as sources of banking and financial law, financial markets, financial and banking institutions, financial transactions, and banking and financial insolvency, with a careful analysis of emerging issues and more contemporary topics. This advanced-level textbook offers a new format for the study of banking and financial law, placing it within the wider context of economic development. As such, two elements are integral to this new methodology: the rise of techno-banking and digitalisation of the financial sector, and Brexit. Departing from the approaches of more traditional textbooks in this area, the book also takes a comparative approach to UK and EU banking law, highlighting the legal consequences of the UK’s exit from the EU. Aspects of human rights are integrated throughout and current debates and developments around financial crises – the advancement of technological innovations in the banking sector and contemporary topics, such as health crises, energy, and ESG and the environment – is taken into account to provide the reader with the opportunity to develop their own autonomous and broader understanding of the various concepts. Banking Law and Financial Regulation in the UK and EU will be a valuable text for students taking advanced undergraduate and postgraduate-level courses in banking law and financial law, as well as practising lawyers, managers and accountants.

Financial Regulation in the European Union

Rainer Kattel,Jan Kregel,Mario Tonveronachi
Financial Regulation in the European Union Book PDF

Author : Rainer Kattel,Jan Kregel,Mario Tonveronachi
Publisher : Routledge
Page : 343 pages
File Size : 50,9 Mb
Release : 2015-10-08
Category : Business & Economics
ISBN : 9781317428848

Get Book

Financial Regulation in the European Union by Rainer Kattel,Jan Kregel,Mario Tonveronachi Pdf

This collection offers a comparative overview of how financial regulations have evolved in various European countries since the introduction of the single European market in 1986. It includes a number of country studies which provides a narrative of the domestic financial regulatory structure at the beginning of the period, as well the means by which the EU Directives have been introduced into domestic legislation and the impact on the financial structure of the economy. In particular, studies highlight how the discretion allowed by the Directives has been used to meet the then existing domestic conditions and financial structure as well as how they have modified that structure. Countries covered are France, Germany, Italy, Spain, Estonia, Hungary and Slovenia. The book also contains an overview of regulatory changes in the UK and Nordic countries, and in post-crisis USA. This comparative approach raises questions about whether past and more recent regulatory changes have in fact contributed to increase financial stability in the EU. The comparative analysis provided in this book raises questions on whether the past and more recent changes are contributing to increase the financial stability and efficiency of individual banks and national financial systems. The crisis has demonstrated the drawbacks of formulating the regulatory framework on standards borrowed from the best industry practices from the large developed countries, originally designed exclusively for large global banks, but now applied to all financial institutions.

Banking Law

Andreas Kokkinis,Andrea Miglionico
Banking Law Book PDF

Author : Andreas Kokkinis,Andrea Miglionico
Publisher : Routledge
Page : 445 pages
File Size : 55,6 Mb
Release : 2021-03-16
Category : Business & Economics
ISBN : 9781000335552

Get Book

Banking Law by Andreas Kokkinis,Andrea Miglionico Pdf

Banking regulation and the private law governing the bank-customer relationship came under the spotlight as a result of the global financial crisis of 2007–2009. More than a decade later UK, EU and international regulatory initiatives have transformed the structure, business practices, financing models and governance of the banking sector. This authoritative text offers an in-depth analysis of modern banking law and regulation, while providing an assessment of its effectiveness and normative underpinnings. Its main focus is on UK law and practice, but where necessary it delves into EU law and institutions, such as the European Banking Union and supervisory role of the European Central Bank. The book also covers the regulation of bank corporate governance and executive remuneration, the promises and perils of FinTech and RegTech, and the impact of Brexit on UK financial services. Although detailed, the text remains easy to read and reasonably short; pedagogic features such as a glossary of terms and practice questions for each chapter are intended to facilitate learning. It is a useful resource for students and scholars of banking law and regulation, as well as for regulators and other professionals who are interested in reading a precise and evaluative account of this evolving area of law.

The UK and Multi-level Financial Regulation

Scott James,Lucia Quaglia
The UK and Multi level Financial Regulation Book PDF

Author : Scott James,Lucia Quaglia
Publisher : Oxford University Press
Page : 331 pages
File Size : 52,8 Mb
Release : 2020-02-06
Category : Political Science
ISBN : 9780192564207

Get Book

The UK and Multi-level Financial Regulation by Scott James,Lucia Quaglia Pdf

The UK and Multi-level Financial Regulation examines the role of the United Kingdom (UK) in shaping post-crisis financial regulatory reform, and assesses the implications of the UK's withdrawal from the European Union (EU). It develops a domestic political economy approach to examine how the interaction of three domestic groups - elected officials, financial regulators, and the financial industry - shaped UK preferences, strategy, and influence in international and EU-level regulatory negotiations. The framework is applied to five case studies: bank capital and liquidity requirements; bank recovery and resolution rules; bank structural reforms; hedge fund regulation; and the regulation of over-the-counter derivatives. It concludes by reflecting on the future of UK financial regulation after Brexit. The book argues that UK regulators pursued more stringent regulation when they had strong political support to resist financial industry lobbying. UK regulators promoted international harmonisation of rules when this protected the competitiveness of industry or enabled cross-border externalities to be managed more effectively; but were often more resistant to new EU rules when these threatened UK interests. Consequently, the UK was more successful at shaping international standards by leveraging its market power, regulatory capacity, and alliance building (with the US). But it often met with greater political resistance at the EU level, forcing it to use legal challenges to block reform or secure exemptions. The book concludes that political and regulatory pressure was pivotal in defining the UK's 'hard' Brexit position, and so the future UK-EU relationship in finance will most likely be based on a framework of regulatory equivalence.

Brexit and Financial Regulation

Jonathan Herbst,Simon Lovegrove
Brexit and Financial Regulation Book PDF

Author : Jonathan Herbst,Simon Lovegrove
Publisher : Oxford University Press, USA
Page : 0 pages
File Size : 51,9 Mb
Release : 2020
Category : Law
ISBN : 0198840799

Get Book

Brexit and Financial Regulation by Jonathan Herbst,Simon Lovegrove Pdf

Brexit will have a significant impact on the UK financial services system. This book provides guidance on the complexity of Brexit as it applies to financial institutions through the eyes of leading lawyers. It covers issues of market access, transposition of directly applicable regulation,the assumption of roles carried out by the European Supervisory Authorities ("ESA"), and the impact on cross-border contracts. Brexit and Financial Regulation navigates the future of the EU and UK's approach to bank and investment firm authorisation, the EU concept of equivalence and changes to keypieces of EU legislation. It identifies which pieces of EU legislation contain equivalence provisions and describes the equivalence process. It considers issues relating to characteristic performance, dealing with the test of where services are actually carried out in the EU.The book addresses communications from the EU institutions on the approach to be taken regarding the authorisation of banks and investment firms in the EU27. Of particular importance is consideration of the opinions issued in 2017 by the European Banking Authority and the European Securities andMarkets Authority. This analysis also includes a review of the approach taken by key EU27 jurisdictions such as Germany, France, and the Netherlands.Crucially, the work considers the position of HM Treasury, the Prudential Regulation Authority (PRA) and Financial Conduct Authority (FCA) in taking on the roles of the ESAs, and how highly technical and detailed EU regulatory technical standards and ESA guidance will be transposed into the PRARulebook and FCA Handbook. It covers the European Union (Withdrawal) Act 2018 and relevant changes to financial services legislation. The Overseas Persons Exclusion contained in the Regulated Activities Order is also discussed.The book also examines the role of international regulatory bodies and international standards. These international standards and agreements have been implemented in EU legislation such as the Capital Requirements Directive IV and the Capital Requirements Regulation. The development of internationalregulation and the UK's influence on it are important components in the post Brexit landscape. Breaking Brexit issues into accessible, structured chapters, leading practitioners from across the City of London unpack legal complexities, sharing a wealth of experience. This is a timely and invaluablework for all those advising or dealing with financial institutions in the UK and the EU.

Brexit and Financial Services

Kern Alexander,Catherine Barnard,Eilís Ferran,Andrew Lang,Niamh Moloney
Brexit and Financial Services Book PDF

Author : Kern Alexander,Catherine Barnard,Eilís Ferran,Andrew Lang,Niamh Moloney
Publisher : Bloomsbury Publishing
Page : 241 pages
File Size : 53,8 Mb
Release : 2018-01-11
Category : Law
ISBN : 9781509915828

Get Book

Brexit and Financial Services by Kern Alexander,Catherine Barnard,Eilís Ferran,Andrew Lang,Niamh Moloney Pdf

This timely book examines the legal and regulatory implications of Brexit for financial services. The UK's withdrawal from the EU is likely to have significant market, political, and policy consequences for the UK financial system, for the single market and the euro area, and for the international financial system. As the UK disentangles its financial system from the EU, law will matter to a profound extent. Treaties, legislation, and regulation, at UK, EU, and international levels, and the many dynamics and interests which drive them, will frame and shape the ultimate settlement between the UK and the EU. Law will also shape how the EU financial system develops post-Brexit and how the international financial system responds. Written by leading authorities in the field, this book addresses and contextualises the legal, regulatory, and policy issues across five dimensions, which correspond to the major legal spheres engaged: financial regulation implications and market access consequences for the UK financial system; labour law and free movement consequences for the UK financial system; the implications internally for EU financial governance and the euro area; the implications and relevance of the EEA/EFTA financial services market; and the trade law and World Trade Organization law implications.

Internet Banking and the Law in Europe

Apostolos Ath. Gkoutzinis
Internet Banking and the Law in Europe Book PDF

Author : Apostolos Ath. Gkoutzinis
Publisher : Cambridge University Press
Page : 21 pages
File Size : 47,7 Mb
Release : 2006-11-02
Category : Law
ISBN : 9781139458672

Get Book

Internet Banking and the Law in Europe by Apostolos Ath. Gkoutzinis Pdf

The European Union has long sought to create a single financial area across Europe where consumers in one country benefit from financial markets and activities in other countries. With the emergence of the Internet as a platform for the provision of online banking services, the creation of a pan-European market for banking services appeared a realistic proposition. In practice, however, this has not happened. This book asks why and argues that the creation of banking markets via the Internet relies on both available technologies and appropriate laws and regulations. The institutional and legal framework for online banking services in the single European market are examined, as is the level of legal harmonization achieved in the UK, France and Germany under the influence of the EU Directives pertaining to online banking activities.

Banking Law and Regulation

Iris H.-Y. Chiu,Joanna Wilson
Banking Law and Regulation Book PDF

Author : Iris H.-Y. Chiu,Joanna Wilson
Publisher : Oxford University Press, USA
Page : 0 pages
File Size : 47,7 Mb
Release : 2019
Category : Banking law
ISBN : 0198784724

Get Book

Banking Law and Regulation by Iris H.-Y. Chiu,Joanna Wilson Pdf

A contemporary, accessible, contextual textbook, covering banking law and regulation in the modern, post-2008 environment, this is essential reading for banking law students.

The Regulation and Supervision of Banks

Chen Chen Hu
The Regulation and Supervision of Banks Book PDF

Author : Chen Chen Hu
Publisher : Routledge
Page : 290 pages
File Size : 46,7 Mb
Release : 2018-04-17
Category : Business & Economics
ISBN : 9781351965712

Get Book

The Regulation and Supervision of Banks by Chen Chen Hu Pdf

Over the past two decades, the banking industry has expanded and consolidated at a stunningly unprecedented speed. In this time banks have also moved from focusing purely on commercial banking activities to being heavily involved in market-based and transaction-oriented wholesale and investment banking activities. By carrying out an all-encompassing set of activities, banks have become large, complex, interconnected, and inclined to levels of risk-taking not previously seen. With the onset of the 2008 global financial crisis it became apparent that there was an issue of institutions being too big to fail. This book analyses the too-big-to-fail problem of banks in the EU. It approaches the topic from an interdisciplinary perspective using behavioural finance as a tool to examine the occurrence of the global financial crisis and the emergence of the structural problem in large banking institutions. The book draws a comparison between the EU, the US and the UK and the relevant rules to assess the effectiveness of various approaches to regulation in a global context. Chen Chen Hu goes on to use behavioural analyses to provide new insights in evaluating the current structural reform rules in the EU Proposal on Bank Structural Regulation and the newly adopted bank recovery and resolution regime in the EU Bank Recovery and Resolution Directive and the Single Resolution Mechanism (SRM) in the Single Resolution Regulation.

Financial Regulation in the EU

Raphaël Douady,Clément Goulet,Pierre-Charles Pradier
Financial Regulation in the EU Book PDF

Author : Raphaël Douady,Clément Goulet,Pierre-Charles Pradier
Publisher : Springer
Page : 486 pages
File Size : 41,8 Mb
Release : 2017-08-29
Category : Business & Economics
ISBN : 9783319442877

Get Book

Financial Regulation in the EU by Raphaël Douady,Clément Goulet,Pierre-Charles Pradier Pdf

Financial regulation has dramatically evolved and strengthened since the crisis on both sides of the Atlantic, with enhanced international coordination through the G-20 and the Financial Stability Board and, at the regional level, a definite contribution from the European Union. However the new regulatory environment has its critics, with many divergent voices arguing that over-regulation has become a root cause of our current economic stagnation. This book provides a bigger picture view of the impact and future of financial regulation in the EU, exploring the relationship between microeconomic incentives and macroeconomic growth, regulation and financial integration, and the changes required in economic policy to further European integration. Bringing together contributions from law, economics and management science, it offers readers an accessible but rigorous understanding of the current state of play of the regulatory environment, and on the future challenges. Coverage will include: • A review of the recent regulatory changes from a legal and economic perspective • Analysis of how the economic model of financial institutions and entities is impacted by the new frameworks • How to improve securitization and new instruments under MIFID II • Issues in the enhanced supervision under delegated acts for AIFMD, CRR-CRD IV and Solvency II • How long term funding can be supplied in lieu of the non-conventional monetary policies • A new architecture for a safer and more efficient European financial system Financial Regulation in the EU provides much needed clarity on the impact of new financial regulation and the future of the economy, and will prove a must have reference for all those working in, researching and affected by these changes.

The Oxford Handbook of Financial Regulation

Niamh Moloney,Eilís Ferran,Jennifer Payne
The Oxford Handbook of Financial Regulation Book PDF

Author : Niamh Moloney,Eilís Ferran,Jennifer Payne
Publisher : OUP Oxford
Page : 900 pages
File Size : 41,5 Mb
Release : 2015-08-27
Category : Law
ISBN : 9780191510861

Get Book

The Oxford Handbook of Financial Regulation by Niamh Moloney,Eilís Ferran,Jennifer Payne Pdf

The financial system and its regulation have undergone exponential growth and dramatic reform over the last thirty years. This period has witnessed major developments in the nature and intensity of financial markets, as well as repeated cycles of regulatory reform and development, often linked to crisis conditions. The recent financial crisis has led to unparalleled interest in financial regulation from policymakers, economists, legal practitioners, and the academic community, and has prompted large-scale regulatory reform. The Oxford Handbook of Financial Regulation is the first comprehensive, authoritative, and state of the art account of the nature of financial regulation. Written by an international team of leading scholars in the field, it takes a contextual and comparative approach to examine scholarly, policy, and regulatory developments in the past three decades. The first three parts of the Handbook address the underpinning horizontal themes which arise in financial regulation: financial systems and regulation; the organization of financial system regulation, including regional examples from the EU and the US; and the delivery of outcomes and regulatory techniques. The final three Parts address the perennial objectives of financial regulation, widely regarded as the anchors of financial regulation internationally: financial stability, market efficiency, integrity, and transparency; and consumer protection. The Oxford Handbook of Financial Regulation is an invaluable resource for scholars and students of financial regulation, economists, policy-makers and regulators.

Principles of Banking Regulation

Kern Alexander
Principles of Banking Regulation Book PDF

Author : Kern Alexander
Publisher : Cambridge University Press
Page : 497 pages
File Size : 41,8 Mb
Release : 2019-06-06
Category : Business & Economics
ISBN : 9781108427265

Get Book

Principles of Banking Regulation by Kern Alexander Pdf

Analyses banking regulation and recent international developments, including Basel IV, bank resolution and Brexit, and their impact on bank governance.

Regulating Open Banking

Chang-Hsien Tsai,Kuan-Jung Peng
Regulating Open Banking Book PDF

Author : Chang-Hsien Tsai,Kuan-Jung Peng
Publisher : Taylor & Francis
Page : 69 pages
File Size : 49,8 Mb
Release : 2022-11-29
Category : Business & Economics
ISBN : 9781000837018

Get Book

Regulating Open Banking by Chang-Hsien Tsai,Kuan-Jung Peng Pdf

FinTech transformations have brought changes to the global financial markets and merit the attention of financial regulators across jurisdictions. This book is one of the first ones of its kind to look at open banking (OB). It examines regulatory approaches to OB by taking a broad view of comparative legal systems and through perspectives of transaction costs, public choice, and institutional design. The book looks at the legal implications by engaging in a two-tiered comparative analysis: comparing between compulsory and voluntary approaches to OB policies and comparing the legal systems between the West (i.e., the EU and the UK) and an Asian economy (i.e., Taiwan).

The Foundations and Future of Financial Regulation

Mads Andenas,Iris H-Y Chiu
The Foundations and Future of Financial Regulation Book PDF

Author : Mads Andenas,Iris H-Y Chiu
Publisher : Routledge
Page : 556 pages
File Size : 55,8 Mb
Release : 2013-11-20
Category : Law
ISBN : 9781135043377

Get Book

The Foundations and Future of Financial Regulation by Mads Andenas,Iris H-Y Chiu Pdf

Financial regulation has entered into a new era, as many foundational economic theories and policies supporting the existing infrastructure have been and are being questioned following the financial crisis. Goodhart et al’s seminal monograph "Financial Regulation: Why, How and Where Now?" (Routledge:1998) took stock of the extent of financial innovation and the maturity of the financial services industry at that time, and mapped out a new regulatory roadmap. This book offers a timely exploration of the "Why, How and Where Now" of financial regulation in the aftermath of the crisis in order to map out the future trajectory of financial regulation in an age where financial stability is being emphasised as a key regulatory objective. The book is split into four sections: the objectives and regulatory landscape of financial regulation; the regulatory regime for investor protection; the regulatory regime for financial institutional safety and soundness; and macro-prudential regulation. The discussion ranges from theoretical and policy perspectives to comprehensive and critical consideration of financial regulation in the specifics. The focus of the book is on the substantive regulation of the UK and the EU, as critical examination is made of the unravelling and the future of financial regulation with comparative insights offered where relevant especially from the US. Running throughout the book is consideration of the relationship between financial regulation, financial stability and the responsibility of various actors in governance. This book offers an important contribution to continuing reflections on the role of financial regulation, market discipline and corporate responsibility in the financial sector, and upon the roles of regulatory authorities, markets and firms in ensuring the financial health and security of all in the future.

Banking Regulation of UK and US Financial Markets

Dalvinder Singh
Banking Regulation of UK and US Financial Markets Book PDF

Author : Dalvinder Singh
Publisher : Routledge
Page : 238 pages
File Size : 43,7 Mb
Release : 2016-04-15
Category : Business & Economics
ISBN : 9781317176312

Get Book

Banking Regulation of UK and US Financial Markets by Dalvinder Singh Pdf

Dalvinder Singh provides an interdisciplinary analysis of the legal aspects of prudential supervision. This gives the reader a broader understanding of the core processes of banking supervision. By using the UK as a case study, a comparison is made with the US to illustrate the different ways of approaching the issues. The author examines the legal as well as the theoretical, economic, political and policy issues that underpin the purpose of prudential supervision, such as corporate governance, enforcement sanctions, the role of external auditors and accountability of financial regulators. These are considered in the context of broad-policy considerations which render prudential supervision necessary, namely financial stability and depositor protection. The book will be of interest to academics, policymakers, regulators and practitioners, and equally will serve specialist undergraduate and postgraduate programmes in law, management and economics which focus on financial regulation.