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Author : Anonim
Publisher : Unknown
Page : 300 pages
File Size : 53,7 Mb
Release : 1984
Category : Banks and banking
ISBN : UOM:39015055250032
Author : Anthony Gandy
Publisher : CRC Press
Page : 236 pages
File Size : 52,6 Mb
Release : 1997
Category : Business & Economics
ISBN : 1888998296
Author : Toni Ahnert
Publisher : Unknown
Page : 0 pages
File Size : 43,8 Mb
Release : 2022
Category : Banks and banking
ISBN : OCLC:1322043462
"This paper provides novel evidence on the importance of information technology (IT) in banking for entrepreneurship. To guide our analysis, we build a parsimonious model of bank screening and lending. The model predicts that IT in banking can spur entrepreneurship by making it easier for startups to borrow against collateral. We empirically show that job creation by young firms is stronger in US counties that are more exposed to IT-intensive banks. Consistent with a strengthened collateral channel, entrepreneurship increases by more in IT-exposed counties when house prices rise. Regressions at the bank level further show that banks' IT adoption makes credit supply more responsive to changes in local house prices, and reduces the importance of geographical distance between borrowers and lenders. These results suggest that IT adoption in the financial sector can increase dynamism by improving startups' access to finance."--Abstract.
Author : Anonim
Publisher : Unknown
Page : 32 pages
File Size : 45,6 Mb
Release : 1984
Category : Banks and banking
ISBN : UCR:31210024831933
Author : Tim Walker,Lucian Morris
Publisher : John Wiley & Sons
Page : 403 pages
File Size : 52,7 Mb
Release : 2021-05-24
Category : Business & Economics
ISBN : 9781119328018
Competitive advantage in banking comes from effective use of technology The Handbook of Banking Technology provides a blueprint for the future of banking, with deep insight into the technologies at the heart of the industry. The rapid evolution of IT brings continual change and demand for investment — yet keeping pace with these changes has become an essential part of doing business. This book describes how banks can harness the power of current and upcoming technology to add business value and gain a competitive advantage; you'll learn how banks are using technology to drive business today, and which emerging trends are likely to drive the evolution of banking over the next decade. Regulation is playing an ever increasing role in banking and the impact of regulatory change on technology and the management of it are discussed — while mandatory changes put pressure on many of our high street banking brands, their ability to adapt and utilise technology will have a fundamental impact on their success in the rapidly changing marketplace. Technology costs can amount to 15 per cent or more of operational costs and bank leaders need to be able to make informed decisions about technology investments in light of the potential benefits. This book explores the depth and breadth of banking technology to help decision makers stay up to date and drive better business. Assess your current technology against the new banking paradigms Procure the systems needed to protect the bottom line Implement newer technology more efficiently and effectively Ensure compliance and drive value with appropriate technology management Technological change is driven by mass adoption of new channels, innovation from new entrants, and by banks themselves as a means of increasing revenue and reducing costs. The Handbook of Banking Technology offers a comprehensive look at the role of technology in banking, and the impact it will have in the coming years.
Author : Rajinder Kumar Uppal
Publisher : Unknown
Page : 0 pages
File Size : 43,5 Mb
Release : 2008
Category : Banks and banking
ISBN : 8177081764
ABOUT THE BOOK Banking sector in India has been a major beneficiary of the inroads made by information technology. Many new processes, products and services offered by banks and other financial intermediaries are now IT-centred. Effective integration of technology with sound business practices requires business process re-engineering and banks in India need to follow up on the beginnings made in this regard. Most of the initiatives regarding technology are aimed at providing better and more efficient customer service by offering multiple options to the customer. The death of distance, which is a by-product of technology, has become a reality in the banking sector. Technology is also playing a key role in banks? strategy for gaining a competitive edge. Another major development witnessed in recent years is the growth in multiple delivery channels to customers such as internet-based banking, mobile banking and anywhere banking. This has benefited the customers and the banks alike. While customers have now a wide variety of options to choose from, banks have been able to reduce costs which have had a positive impact on their profitability. These developments have, however, also posed certain challenges. In a world where geographical barriers are losing significance, it is essential that security is given prime importance in a transnational scenario where large sums of money are at stake. While the challenges relating to physical security could be confronted with relative ease, the position is much more complicated in respect of IT security.
Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 54,8 Mb
Release : 1986-06
Category : Electronic
ISBN : 0849037514
Author : Anonim
Publisher : DIANE Publishing
Page : 280 pages
File Size : 55,7 Mb
Release : 1985
Category : Banks and banking
ISBN : 9781428923676
Author : Ewa Lechman,Adam Marszk
Publisher : Routledge
Page : 192 pages
File Size : 47,9 Mb
Release : 2021-11-29
Category : Business & Economics
ISBN : 9781000174977
This book contributes to the present state of knowledge, offering the reader broad evidence on how new digital technologies impact financial systems. It focuses on both macro- and micro-perspectives of ICT influence on financial markets. The book demonstrates how ICT can impact trading systems or information systems, which are crucial for financial systems to work effectively. It also shows how individuals can benefit from the adoption of digital technologies for everyday financial (e.g., banking) systems usage. The book provides empirical evidence of how digital technologies revolutionize the banking sector and stock exchange trading system and explores the associations between technology and various aspects of firms’ functioning. Furthermore, it raises elements of financial inclusion, ICT-based microfinance service and finance-related gender issues. The principal audience of the book will be scholars and academic professionals from a wide variety of disciplines, particularly in the fields of finance and economics. It will be especially useful for those who are addressing the issues of new technologies and the financial markets, FinTech, financial innovations, stock markets, and the role of technological progress in a broadly defined socio-economic system. It will be a valuable source of knowledge for graduate and postgraduate students in economic and social development, information and technology, worldwide studies, social policy or comparative economics.
Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 47,8 Mb
Release : 1623
Category : Electronic
ISBN : OCLC:311228429
Author : Detlef Seese,Christof Weinhardt,Frank Schlottmann
Publisher : Springer Science & Business Media
Page : 812 pages
File Size : 40,6 Mb
Release : 2008-05-27
Category : Business & Economics
ISBN : 9783540494874
This handbook contains surveys of state-of-the-art concepts, systems, applications, best practices as well as contemporary research in the intersection between IT and finance. Included are recent trends and challenges, IT systems and architectures in finance, essential developments and case studies on management information systems, and service oriented architecture modeling. The book shows a broad range of applications, e.g. in banking, insurance, trading and in non-financial companies. Essentially, all aspects of IT in finance are covered.
Author : Randall E. Duran
Publisher : Unknown
Page : 608 pages
File Size : 40,5 Mb
Release : 2017-12-18
Category : Banks and banking
ISBN : 9814780863
Financial Services Technology, Second Edition explains how banks and financial institutions use technology and explores how fintech companies are revolutionizing the financial services industry. It examines innovation areas and emerging technologies, including digital currencies, blockchain, artificial intelligence, and mobile payments. Key concepts related to cybersecurity, operational risk, and regulation are reviewed in the context of how they impact financial institutions and fintech companies. This book will serve as a valuable reference for industry professionals and as a learning guide for students and newcomers to the industry.
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs
Publisher : Unknown
Page : 98 pages
File Size : 50,9 Mb
Release : 1984
Category : Financial institutions
ISBN : UCR:31210018780179
Author : Amalendu Ghosh
Publisher : John Wiley & Sons
Page : 397 pages
File Size : 55,6 Mb
Release : 2012-02-03
Category : Business & Economics
ISBN : 9781118103562
A practical guide to the practices and procedures of effectively managing banking risks Managing Risks in Commercial and Retail Banking takes an in-depth, logical look at dealing with all aspects of risk management within the banking sector. It presents complex processes in a simplified way by providing real-life situations and examples. The book examines all dimensions of the risks that banks face—both the financial risks—credit, market, and operational—and the non-financial risks—money laundering, information technology, business strategy, legal, and reputational. Focusing on methods and models for identifying, measuring, monitoring, and controlling risks, it provides practical advice backed up by solid theories, without resorting to the use of complicated mathematical and statistical formulas. Author Amalendu Ghosh exposes topics that are usually absent in books on managing banking risk—such as design of control framework, risk management architecture, credit risk rating, risk-based loan pricing, portfolio analysis, business continuity planning, and corporate governance. Author has extensive experience with a variety of major banks and institutions worldwide and brings a fresh perspective in the wake of the global finance crisis Presents a novel approach using models of the credit risk rating of different types of borrowers, the methodology for assigning weights for deriving the rating, and the scoring process Covers the essentials of corporate governance and options for credit risk assessment in line with the recommendations made in the New Basel Capital Accord Explains the methodology of risk-based internal audit, including techniques to enable bank branches to switch over from the old transaction-based audit methods With its logical sequence of the aspects of risk management, the book's layout is ideal for presentations, making it a handy tool for risk management training
Author : Bernardo Nicoletti
Publisher : Springer Nature
Page : 540 pages
File Size : 55,8 Mb
Release : 2021-07-06
Category : Business & Economics
ISBN : 9783030758714
Bill Gates’ quote, “Banking is necessary, but banks are not,” showcases the opportunity for financial services digital transformation. The next transition from industry 4.0 to 5.0 will impact all sectors, including banking. It will combine information technology and automation, based on artificial intelligence, person-robot collaboration, and sustainability. It is time to analyze this transformation in banking deeply, so that the sector can adequately change to the ‘New Normal’ and a wholly modified banking model can be properly embedded in the business. This book presents a conceptual model of banking 5.0, detailing its implementation in processes, platforms, people, and partnerships of financial services organizations companies. The last part of the book is then dedicated to future developments. Of interest to academics, researchers, and professionals in banking, financial technology, and financial services, this book also includes business cases in financial services.
