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Author : R Parameswaran
Publisher : S. Chand Publishing
Page : 341 pages
File Size : 45,8 Mb
Release : 2001
Category : Business & Economics
ISBN : 9788121920377
INDIAN BANKING FOR STUDENTS OF B.COM/B.A & MANAGEMENT COURSES
Author : Dr. Satish Kumar Saha
Publisher : SBPD Publications
Page : 226 pages
File Size : 52,7 Mb
Release : 2021-12-22
Category : Law
ISBN : 8210379456XXX
1. History of the Development of Indian Banking System, 2. Bank : Definition and Functions, 3. Classification and Importance of Banks, 4. Organisation of commercial Banks, 5. State Bank of India, 6. Investment Policy of Commercial Banks, 7. Defects and Economic Reforms of Indian Banking System, 8. Electronic Banking, 9. Credit, Credit Instruments and Credit Creation,10. Indian Banking Legislation Banking Regulation Act, 1949, 11. Regional Rural Banks, 12. Co-operative Banks, 13. National Bank for Agriculture and Rural Development- NABARD, 14. Central Banking or Apex Banking, 15. Reserve Bank of India, 16 . Credit Control Policy of the Reserve Bank of India, 17. Monetary Policy, 18. Institutional Financial Institutions, 19. Balance Sheet of a Bank, 20. International Monetary Fund, 21. World Bank and other International Financial Institutions, 22. Interest Rates, 23. Inflation and Interest Rates in India, 24. Problems and Policies of Allocation of Institutional Credit, 25. Operations of Conflicting Pressure before and after Bank Nationalisation
Author : Sunil Kumar,Rachita Gulati
Publisher : Springer Science & Business Media
Page : 340 pages
File Size : 52,8 Mb
Release : 2013-10-23
Category : Business & Economics
ISBN : 9788132215455
The goal of this book is to assess the efficacy of India’s financial deregulation programme by analyzing the developments in cost efficiency and total factor productivity growth across different ownership types and size classes in the banking sector over the post-deregulation years. The work also gauges the impact of inclusion or exclusion of a proxy for non-traditional activities on the cost efficiency estimates for Indian banks, and ranking of distinct ownership groups. It also investigates the hitherto neglected aspect of the nature of returns-to-scale in the Indian banking industry. In addition, the work explores the key bank-specific factors that explain the inter-bank variations in efficiency and productivity growth. Overall, the empirical results of this work allow us to ascertain whether the gradualist approach to reforming the banking system in a developing economy like India has yielded the most significant policy goal of achieving efficiency and productivity gains. The authors believe that the findings of this book could give useful policy directions and suggestions to other developing economies that have embarked on a deregulation path or are contemplating doing so.
Author : Sanjay Kaptan
Publisher : Sarup & Sons
Page : 334 pages
File Size : 52,6 Mb
Release : 2003
Category : Electronic commerce
ISBN : 817625388X
Author : Vivek Kaul
Publisher : Harper Collins
Page : 248 pages
File Size : 55,9 Mb
Release : 2020-06-10
Category : Business & Economics
ISBN : 9789353577223
Over the last decade, Indian banks in general and the government-owned public sector ones in particular have gradually got themselves into a big mess. Their bad loans, or loans which haven't been repaid for ninety days or more, crossed Rs 10 lakh crore as of 31 March 2018. To put it in perspective, this figure is approximately seven times the value of farm loan waivers given by all state governments in India put together. And this became the bad money of the Indian financial system. Why were the corporates unable to return these loans? Was it because they had no intention of doing so?Who were the biggest defaulters of them all? Are Vijay Mallya and Nirav Modi just the tip of the iceberg?How much money has the government spent trying to rescue these banks?How are the private sector banks gradually taking over Indian banking?Is your money in public sector banks safe?How are you paying for this in different ways?And what are the solutions to deal with this? In Bad Money, Vivek Kaul answers these and many more questions, peeling layer after layer of the NPA (non-performing assets) problem. He goes back to the history of Indian banking, providing a long, deep and hard look at the overall Indian economy. The result is a gripping financial thriller that is a must for understanding a crisis that threatens our banking system and economy.
Author : O. P. Chawla
Publisher : Sage Publications Pvt. Limited
Page : 332 pages
File Size : 41,6 Mb
Release : 2019-07-15
Category : Electronic
ISBN : 9353882230
This book presents a comprehensive study of the evolution, growth, and development of the Indian Banking System since 1900.
Author : India. Committee on the Financial System,M. Narasimham
Publisher : Unknown
Page : 112 pages
File Size : 51,8 Mb
Release : 1992
Category : Banks and banking
ISBN : STANFORD:36105017009171
A 1991 report, chiefly on the Indian banking system.
Author : R. K. Uppal
Publisher : Unknown
Page : 296 pages
File Size : 55,6 Mb
Release : 2008
Category : Business & Economics
ISBN : IND:30000124698360
ABOUT THE BOOK Banking sector reforms in India are aimed at induction of best international practices and technological changes for competing globally. The Reserve Bank of India (RBI) has time and again emphasised transparency, diversification of ownership and strong corporate governance to mitigate the prospects of systemic risks in the banking sector. Banking sector reforms have supported the transition of the Indian economy to a higher growth path, while significantly improving the stability of the financial system. In comparison with the pre-reform period, the Indian banking system today is more stable and efficient. However, the gains of the past decade need to be consolidated, so that these could be translated to drive the institutions, markets and practices into a mature financial system that can meet the challenges of globalisation. The banking system would, therefore, not only need to be stable, but also supportive of still higher levels of planned investments by channelling financial resources more efficiently from surplus to deficit sectors. Competitive pressures as well as prudential regulatory requirements have made banks risk-averse as reflected in their tendency to investment in relatively risk-free gilt instruments. The behaviour and strategies of banking business need changes in favour of risk-taking even while performing core activities. Also, there is a need to ensure long-term finance to support development and growth in the economy, even as restructuring takes place through mergers and universal banking. The present book addresses issues like Basel ? II Accord guidelines, second generation banking sector reforms, cost-benefit and productivity analysis of Indian banks, danger zone banks, privatisation and comparative efficiency of Indian banks and the recent reform measures. Vital statistics regarding the Indian banking sector and the recent Annual Policy Statement, 2008-09 of the RBI has also been discussed. About the author Dr. R.K. Uppal did his M.A. in economics from Punjabi University, Patiala in 1986. Thereafter, he obtained M.Phil. degree from MDU, Rohtak in 1987 and Ph.D. degree from Punjabi University, Patiala in 2003. Specialising in banking and finance, Dr. Uppal has 11 books to his credit and has published 40 research papers on the subject in reputed national and international journals. He has also presented more than 35 research papers in national and international conferences in Hawaii, Indonesia, Finland, Costa Rica, Australia, London and the UK. Presently, he is head of the Department of Economics, DAV College, Malout, Punjab and Principal Investigator of a UGC-financed research project on Indian banking. He is also Director of an ICSSR sponsored major research project on Indian banking.
Author : Mishra Sukhvinder
Publisher : S. Chand Publishing
Page : 958 pages
File Size : 55,5 Mb
Release : 2012
Category : Business & Economics
ISBN : 9788121939843
Indian Financial System | Regulatory Aspects Of Banking | Indian Banking System | Banking Structure And Apex Banks | Commercial Banks | Cooperative Banking | Regional Rural Banks | Central Banking | Reserve Bank Of India | State Bank Of India | Deposit Mobilisation Of Banks | Deposit Mobilisation Of Banks | Special Types Of Bank Customers | Bankers Customer Relationship | Negotiable Instrument | Negotiation And Parties To Negotiable | Issue And Negotiation Of Cheques | Payment Of Cheques | Collection Of Cheques | Loans And Advances | Modes Of Creating Charge | Types Of Securities | Purchasing And Discounting Of Bills | Non-Fund Facilities | Contracts And Indeminitiues And Guarantees | Business Credit | Documentation And Advancing Loans | Follow Up And Supervision Of Credit | Understanding Financial Statements | Payment Systems In India | Parabanking Services Of Banks | Prioroty Sector Lending | Micro Finance And Commercial Banks | Financing Agriculture | Financiang Foreign Trade
Author : Sandip Sen
Publisher : Rupa Publications India Pvt Limited
Page : 276 pages
File Size : 50,5 Mb
Release : 2020
Category : Banks and banking
ISBN : 9390260108
In The Inside Story of Indian Banking, journalist and author Sandip Sen deep dives into data and interacts with over 60 bankers, lawyers, analysts and professionals to present a thrilling account of deep-rooted corruption and path-breaking reforms in India's banking industry. He maps the trajectory of Indian banking-from its chaotic beginnings under colonial rule to bank nationalization in 1969, from banking post liberalization to the present-day mergers, and a crisis where frauds balloon as laws are tightened. The book not only highlights the deep-rooted problems, but also offers solutions from bankers themselves.
Author : Dr. Satish Kumar Saha
Publisher : SBPD Publications
Page : 159 pages
File Size : 53,7 Mb
Release : 2023-11-25
Category : Law
ISBN : 8210379456XXX
1. Definition and Functions of Money, 2. Nature and Importance of Money, 3. Supply of Money and High Powered Money, 4. Financial System : Meaning, Components and Importance, 5. Financial Intermediaries, 6. Bank : Definition, Importance and Functions, 7. Structure of Commercial Banking System in India, 8. Regional Rural Banks, 9. Co-operative Banks, 10. Credit, Credit Instruments and Credit Creation, 11. Development Bank’s : Institutional Financial Institutions, 12. National Bank for Agriculture and Rural Development—NABARD, 13. Problems and Policies of Allocation of Institutional Credit, 14. Reserve Bank of India, 15. Credit Control Polity of the Reserve Bank of India, 16. Monetary Policy, 17. Interest Rates, 18. Inflation and Interest Rates in India.
Author : Ms.Petya Koeva Brooks
Publisher : International Monetary Fund
Page : 34 pages
File Size : 50,8 Mb
Release : 2003-07-01
Category : Business & Economics
ISBN : 9781451856989
This paper provides new empirical evidence on the impact of financial liberalization on the performance of Indian commercial banks. The analysis focuses on examining the behavior and determinants of bank intermediation costs and profitability during the liberalization period. The empirical results suggest that ownership type has a significant effect on some performance indicators and that the observed increase in competition during financial liberalization has been associated with lower intermediation costs and profitability of the Indian banks.
Author : James A. Hanson,Sanjay Kathuria
Publisher : Unknown
Page : 470 pages
File Size : 53,9 Mb
Release : 1999
Category : Business & Economics
ISBN : UOM:39015052374736
This collection of papers by leading economists focuses on policy and institutional reforms in banking, finance, and capital markets in India.
Author : D. K. Murthy,Dr. D.K. Murthy
Publisher : I. K. International Pvt Ltd
Page : 146 pages
File Size : 52,6 Mb
Release : 2013-12-30
Category : Electronic
ISBN : 9788188237883
Indian Financial System explains the changing dimensions of the country s financial set-up owing to the financial sector reforms. The book assesses the Indian financial system in the light of contemporary changes that have taken place in financial markets, mutual funds industry, insurance and banking sectors etc. The book provides a sound theoretical foundation, giving a clear conceptual understanding of the subject. It gives a complete picture of the structure, operations and functions of various components of the Indian financial system. Every chapter in the book begins with the objectives of learning and is followed by objective, analytical and essay-type questions. The book would be useful for graduate and postgraduate level students of commerce, management and economics
Author : Ramashish Purvey
Publisher : Serials Publications
Page : 604 pages
File Size : 49,9 Mb
Release : 2010
Category : Banks and banking
ISBN : 8183872646
A well-sequenced and calibrated process of financial sector reforms introduced in the early 1990s has resulted in a competitive and resilient banking sector. The` total business` (deposits plus credit) of the Indian banking industry has gone up by more than seven times. Fifteen years of financial sector reforms have strengthened the bank`s balance sheet considerably. The `gross non-performing loans (GNPL) percentage` for banks in India have declined sharply from 15.7 per cent in 1996-97 to 2.7 per cent in 2006-07. The average` capital adequacy ratio` of the scheduled commercial banks stood at the healthy level of 12.3 per cent in 2006-07 (as against the regulatory minimum of9.0 per cent) despite a sharp upturn in the credit growth cycle during the last three years. IT has almost completely changed the look and feel of banking. A significant development in this regard is the adoption of Core Banking Solutions (CBS) by banks. The core activities, presently being outsourced by Indian Banks include hardware and software maintenance, hosting, management of data center operations, application support, disaster recovery facilities, management and monitoring, maintenance and management of ATM`s. Some of its emerging opportunities exist in areas of e-banking initiatives, e-commerce outsourcing, complete outsourcing of the IT function and outsourcing the entire ATM set-up and operation to a third party. Sin1ilarly, there is need to develop some visions for bank mergers and acquisition. At present, in India, most of the mergers in banking are based on expediency and to save some banks. In the emerging market scenario for survival and growth, it is critical for a bank to align its vision, mission, goals and for more and more interaction with customers to build customer relationship banking. The book will meet the growing interest of students, researchers, scholars, policy makers and general readers.
