Building Regulatory And Supervisory Technology Ecosystems

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Building Regulatory and Supervisory Technology Ecosystems

Asian Development Bank
Building Regulatory and Supervisory Technology Ecosystems Book PDF

Author : Asian Development Bank
Publisher : Asian Development Bank
Page : 106 pages
File Size : 50,8 Mb
Release : 2022-08-01
Category : Business & Economics
ISBN : 9789292696740

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Building Regulatory and Supervisory Technology Ecosystems by Asian Development Bank Pdf

This publication explores the use of regulatory technology (regtech) in finance. It discusses how to design an optimal architecture, alongside policy considerations for an integrated regtech and supervisory technology ecosystem. It highlights the interaction of industry use of technology in compliance and risk management; regulator and supervisor use of technology for supervision, monitoring, and enforcement; and use of technology to embed regulatory requirements and systems into financial infrastructure. The publication introduces key policy frameworks that enable ecosystem relationships at national, regional, and international levels, and showcases vital agile data management and standardization frameworks.

Digital Finance and the Future of the Global Financial System

Lech Gąsiorkiewicz,Jan Monkiewicz
Digital Finance and the Future of the Global Financial System Book PDF

Author : Lech Gąsiorkiewicz,Jan Monkiewicz
Publisher : Taylor & Francis
Page : 195 pages
File Size : 55,8 Mb
Release : 2022-08-25
Category : Business & Economics
ISBN : 9781000630282

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Digital Finance and the Future of the Global Financial System by Lech Gąsiorkiewicz,Jan Monkiewicz Pdf

This book offers an in-depth analysis of the most salient features of contemporary financial systems and clarifies the major strategic issues facing the development of digital finance. It provides insight into how the digital finance system actually works in a socioeconomic context. It presents three key messages: that digital transformation will change the financial system entirely, that the State has a particularly important role to play in the whole process and that consumers will be offered more opportunities and freedom but simultaneously will be exposed to more risk and challenges. The book is divided into four parts. It begins by laying down the fundamentals of the subsequent analysis and offers a deep understanding of digital finance, including a topology of the key technologies applied in the transformation process. The next part reviews the challenges facing the digital State in the new reality, the digitalization of public finance and the development of digitally relevant taxation systems. In the third part, digital consumer aspects are discussed. The final part examines the risks and challenges of digital finance. The authors focus their attention on three key developments in financial markets: accelerated growth in terms of the importance of algorithms, replacing existing legal regulations; the expansion of cyber risk and its growing impact and finally the emergence of new dimensions of systemic risk as a side effect of financial digitalization. The authors supplement the analysis with a discussion of how these new risks and challenges are monitored and mitigated by financial supervision. The book is a useful, accessible guide to students and researchers of finance, finance and technology, regulations and compliance in finance.

Regulating the Crypto Ecosystem

Parma Bains,Arif Ismail,Fabiana Melo,Nobuyasu Sugimoto
Regulating the Crypto Ecosystem Book PDF

Author : Parma Bains,Arif Ismail,Fabiana Melo,Nobuyasu Sugimoto
Publisher : International Monetary Fund
Page : 47 pages
File Size : 50,7 Mb
Release : 2022-09-26
Category : Business & Economics
ISBN : 9798400221361

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Regulating the Crypto Ecosystem by Parma Bains,Arif Ismail,Fabiana Melo,Nobuyasu Sugimoto Pdf

Unbacked crypto assets are the oldest and most popular type of crypto assets, relying not on any backing asset for value but instead on supply and demand. They were originally developed to democratize payments but are mostly used for speculation. Crypto assets were designed to disintermediate financial services, but centralized entities, such as exchanges and wallet providers, offer key functions to users and sustain the necessity of trust in one or several entities. At present, many of these entities are not covered by existing conduct, prudential, or payment regulations and can generate risks to market integrity, market conduct, and potential financial stability. We recommend that global bodies work to develop common taxonomies that can inform global and cross-sectoral standards while improving data insights. Standards should be risk-based, with greater requirements on entities and activities that generate more risk. Crypto asset service providers that deliver core functions and generate key risks should be licensed, registered, or authorized.

FINANCIAL TECHNOLOGY (FinTech): New Way of Doing Business

Mr. Govind Singh,Ms. Sapna Singh,Mr. Pushpender Singh
FINANCIAL TECHNOLOGY FinTech New Way of Doing Business Book PDF

Author : Mr. Govind Singh,Ms. Sapna Singh,Mr. Pushpender Singh
Publisher : Ink of Knowledge
Page : 123 pages
File Size : 46,5 Mb
Release : 2023-08-06
Category : Business & Economics
ISBN : 9789358261141

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FINANCIAL TECHNOLOGY (FinTech): New Way of Doing Business by Mr. Govind Singh,Ms. Sapna Singh,Mr. Pushpender Singh Pdf

FINTECH's books are a major guide to the financial technology revolution and the turmoil, innovation and opportunities within it. Written by renowned sort leaders in the world's fin-tech investment space, this book brings together insights from different industries into one informative volume that leverages this profitable market for entrepreneurs, bankers and investors. We will provide you with the answers you need to do. Key industry developments are detailed and important insights from cutting-edge practitioners provide direct information and lessons learned. The fin-tech industry is booming and entrepreneurs, bankers, advisors, investors and wealth managers are looking for more information. Who are the main players? What is driving explosive growth? What are the risks? This book summarizes insights, knowledge, and guidance from industry experts and provides answers to these questions. • Learn about the latest industry trends • Capturing the market dynamics of the "Fin-tech Revolution" • Understand the potential of the sector and its impact on related industries • Gain expert insights on investment and entrepreneurial opportunities The fin-tech market reached more than $ 14 billion in 2014, triple the previous year. New startups are emerging faster than ever, forcing large banks and insurers to step up their digital operations to survive. The fin-tech sector is booming and the fin-tech book is the first crowd source book on this subject anywhere in the world and is a valuable resource for anyone working or interested in this area.

The FinTech Ecosystem in the Czech Republic

OECD
The FinTech Ecosystem in the Czech Republic Book PDF

Author : OECD
Publisher : OECD Publishing
Page : 101 pages
File Size : 45,9 Mb
Release : 2022-11-15
Category : Electronic
ISBN : 9789264575363

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The FinTech Ecosystem in the Czech Republic by OECD Pdf

This report describes the structure of the FinTech sector in the Czech Republic and the associated regulatory and supervisory frameworks. It analyses the enabling conditions for FinTech innovation as well as potential hurdles.

Fintech

Pranay Gupta,T. Mandy Tham
Fintech Book PDF

Author : Pranay Gupta,T. Mandy Tham
Publisher : Walter de Gruyter GmbH & Co KG
Page : 546 pages
File Size : 40,9 Mb
Release : 2018-12-03
Category : Business & Economics
ISBN : 9781547400904

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Fintech by Pranay Gupta,T. Mandy Tham Pdf

This extraordinary book, written by leading players in a burgeoning technology revolution, is about the merger of finance and technology (fintech), and covers its various aspects and how they impact each discipline within the financial services industry. It is an honest and direct analysis of where each segment of financial services will stand. Fintech: The New DNA of Financial Services provides an in-depth introduction to understanding the various areas of fintech and terminology such as AI, big data, robo-advisory, blockchain, cryptocurrency, InsurTech, cloud computing, crowdfunding and many more. Contributions from fintech innovators discuss banking, insurance and investment management applications, as well as the legal and human resource implications of fintech in the future.

Institutional Arrangements for Fintech Regulation

Parma Bains,Caroline Wu
Institutional Arrangements for Fintech Regulation Book PDF

Author : Parma Bains,Caroline Wu
Publisher : International Monetary Fund
Page : 58 pages
File Size : 40,8 Mb
Release : 2023-06-26
Category : Business & Economics
ISBN : 9798400245664

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Institutional Arrangements for Fintech Regulation by Parma Bains,Caroline Wu Pdf

The impact of fintech is growing rapidly worldwide, although this growth is uneven across jurisdictions. Depending on the effect of fintech, authorities may adopt a passive approach of monitoring fintech, try and capture new business models in existing regulatory frameworks, develop bespoke regulation, or adopt test and learn policies through institutional arrangements like innovation hubs and sandboxes. The test and learn approach is relatively unique to fintech in financial regulation and supervision and has advantages and disadvantages. While it can help authorities monitor and respond to the challenges of fintech in some scenarios, in others it could lead to risks to consumers and markets, particularly when designed poorly or with an unclear use case. Ultimately, the aim for authorities should be to consider fintech regulation part of the mainstream, where fintech expertise is embedded throughout an organization and not siloed to specific fintech units.

FinTech, Artificial Intelligence and the Law

Alison Lui,Nicholas Ryder
FinTech Artificial Intelligence and the Law Book PDF

Author : Alison Lui,Nicholas Ryder
Publisher : Routledge
Page : 206 pages
File Size : 44,7 Mb
Release : 2021-07-29
Category : Business & Economics
ISBN : 9781000412666

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FinTech, Artificial Intelligence and the Law by Alison Lui,Nicholas Ryder Pdf

This collection critically explores the use of financial technology (FinTech) and artificial intelligence (AI) in the financial sector and discusses effective regulation and the prevention of crime. Focusing on crypto-assets, InsureTech and the digitisation of financial dispute resolution, the book examines the strategic and ethical aspects of incorporating AI into the financial sector. The volume adopts a comparative legal approach to: critically evaluate the strategic and ethical benefits and challenges of AI in the financial sector; critically analyse the role, values and challenges of FinTech in society; make recommendations on protecting vulnerable customers without restricting financial innovation; and to make recommendations on effective regulation and prevention of crime in these areas. The book will be of interest to teachers and students of banking and financial regulation related modules, researchers in computer science, corporate governance, and business and economics. It will also be a valuable resource for policy makers including government departments, law enforcement agencies, financial regulatory agencies, people employed within the financial services sector, and professional services such as law, and technology.

Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance

El Bachir Boukherouaa,Mr. Ghiath Shabsigh,Khaled AlAjmi,Jose Deodoro,Aquiles Farias,Ebru S Iskender,Mr. Alin T Mirestean,Rangachary Ravikumar
Powering the Digital Economy Opportunities and Risks of Artificial Intelligence in Finance Book PDF

Author : El Bachir Boukherouaa,Mr. Ghiath Shabsigh,Khaled AlAjmi,Jose Deodoro,Aquiles Farias,Ebru S Iskender,Mr. Alin T Mirestean,Rangachary Ravikumar
Publisher : International Monetary Fund
Page : 35 pages
File Size : 48,9 Mb
Release : 2021-10-22
Category : Business & Economics
ISBN : 9781589063952

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Powering the Digital Economy: Opportunities and Risks of Artificial Intelligence in Finance by El Bachir Boukherouaa,Mr. Ghiath Shabsigh,Khaled AlAjmi,Jose Deodoro,Aquiles Farias,Ebru S Iskender,Mr. Alin T Mirestean,Rangachary Ravikumar Pdf

This paper discusses the impact of the rapid adoption of artificial intelligence (AI) and machine learning (ML) in the financial sector. It highlights the benefits these technologies bring in terms of financial deepening and efficiency, while raising concerns about its potential in widening the digital divide between advanced and developing economies. The paper advances the discussion on the impact of this technology by distilling and categorizing the unique risks that it could pose to the integrity and stability of the financial system, policy challenges, and potential regulatory approaches. The evolving nature of this technology and its application in finance means that the full extent of its strengths and weaknesses is yet to be fully understood. Given the risk of unexpected pitfalls, countries will need to strengthen prudential oversight.

Open Innovation Ecosystems

Daniel Fasnacht
Open Innovation Ecosystems Book PDF

Author : Daniel Fasnacht
Publisher : Springer
Page : 283 pages
File Size : 54,6 Mb
Release : 2018-11-19
Category : Business & Economics
ISBN : 9783319763941

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Open Innovation Ecosystems by Daniel Fasnacht Pdf

Sharing information and knowledge, co-innovating with clients, communities, and competitors and adopting cognitive technology, robo advisors, crowdfunding, and blockchain reflect current socio-economic behaviour. Emerging growth regions in Asia, demographic shifts, intergenerational wealth transfers and increasing regulations are other trends that amplify each other, disrupt the client journey, and affect the entire economy. Moreover, unprecedentedly, new market entrants outside the financial sector, be it Amazon, Apple, Google, or Facebook, are increasingly expanding their scale and scope to offer financial services. Featuring case studies of Chinese business ecosystems, such as Alibaba/Ant Financial, that have transformed from displaying domestic and organic growth to rapid global expansion, this highly readable book gives you glimpses of how banking services are evolving. We break down everything you need to know about the foray of challenger banks into the financial services. You learn how they link health to wealth data and gain advantages through analytical capabilities in the race to attract sophisticated clients with highly personalized experiences. The next level of creating and capturing value for clients and businesses involves platform models embedded in cross-sector ecosystems. Digital platforms are the crucial entry point to global markets, creating value for multiple sides. They leverage self-driving ecosystems that go beyond linear value chains applied in traditional business models as the sources of growth in an interconnected world are collaboration and network effects. The winners will be those who open up and engage themselves in an ecosystem that transcends organizational boundaries and performs without sector borders because every actor contributes to the value constellation of the system. The book provides practitioners and scholars with new insights into open and holistic business models, where competition in future will be between ecosystems rather than at the company level. It encourages leaders to expand their skills and think through the lens of the ecosystem theory while developing compelling strategies to serve the next-generation clients.

Beyond Fintech: Technology Applications For The Islamic Economy

Hazik Mohamed
Beyond Fintech Technology Applications For The Islamic Economy Book PDF

Author : Hazik Mohamed
Publisher : World Scientific
Page : 265 pages
File Size : 45,9 Mb
Release : 2020-11-25
Category : Business & Economics
ISBN : 9789811222320

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Beyond Fintech: Technology Applications For The Islamic Economy by Hazik Mohamed Pdf

Beyond Fintech: Technology Applications for the Islamic Economy is a follow-up to the first-ever Islamic Fintech book by the author (published in 2018) that provided linkages between Islamic Finance and disruptive technologies like the blockchain. In the wake of fintech as a new trend in financial markets, the ground-breaking book stressed the relevance of Islamic finance and its implications, when enabled by fintech, towards the development of the Islamic digital economy. While the earlier work discussed the crucial innovation, structural, and institutional development for financial technologies in Islamic Finance, this new research explores the multiple applications possible in the various sectors of the economy, within and beyond finance, that can be significantly transformed. These revolutionary applications involve the integration of AI, blockchain, data analytics, and Internet-of-Things (IoT) devices for a holistic solution to tackle the bottlenecks and other issues in existing processes of traditional systems. The principles of accountability, duty, justice, and transparency are the foundation of shaping the framework in achieving good governance in all institutions — public or private, Islamic or otherwise. Technologies like AI, blockchain, and IoT devices can operationalize the transparency and accountability that is required to eradicate poverty, distribute wealth, enhance micro-, small- and large-scale initiatives for social and economic development, and thus share prosperity for a moral system that enables a more secure and sustainable economy.

Inclusive Disruption: Digital Capitalism, Deep Technology And Trade Disputes

David Kuo Chuen Lee,Linda Low,Joseph Lim,Carmen Chia Mei Shih
Inclusive Disruption Digital Capitalism Deep Technology And Trade Disputes Book PDF

Author : David Kuo Chuen Lee,Linda Low,Joseph Lim,Carmen Chia Mei Shih
Publisher : World Scientific
Page : 522 pages
File Size : 45,8 Mb
Release : 2023-10-12
Category : Business & Economics
ISBN : 9789811230479

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Inclusive Disruption: Digital Capitalism, Deep Technology And Trade Disputes by David Kuo Chuen Lee,Linda Low,Joseph Lim,Carmen Chia Mei Shih Pdf

Inclusive Disruption serves as a primary guide to help readers understand what financial technology is and how it has evolved to change the future financial landscape. The central ideas of fintech are explained in details, with topics ranging from distributed innovation, inclusive blockchain to decentralised inclusive technologies.The book also gathers the views of key opinion leaders and cutting-edge practitioners who are at the forefront of fintech development. Therefore, it not only presents useful insights about financial technology but also represents an invaluable source of knowledge for readers who are interested in fintech.

OECD Business and Finance Outlook 2021 AI in Business and Finance

OECD
OECD Business and Finance Outlook 2021 AI in Business and Finance Book PDF

Author : OECD
Publisher : OECD Publishing
Page : 164 pages
File Size : 52,8 Mb
Release : 2021-09-24
Category : Electronic
ISBN : 9789264764835

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OECD Business and Finance Outlook 2021 AI in Business and Finance by OECD Pdf

The OECD Business and Finance Outlook is an annual publication that presents unique data and analysis on the trends, both positive and negative, that are shaping tomorrow’s world of business, finance and investment.

Advances in Emerging Financial Technology and Digital Money

Yassine Maleh,Justin Zhang,Abderrahim Hansali
Advances in Emerging Financial Technology and Digital Money Book PDF

Author : Yassine Maleh,Justin Zhang,Abderrahim Hansali
Publisher : CRC Press
Page : 409 pages
File Size : 40,6 Mb
Release : 2024-03-29
Category : Computers
ISBN : 9781003858188

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Advances in Emerging Financial Technology and Digital Money by Yassine Maleh,Justin Zhang,Abderrahim Hansali Pdf

The financial sector is witnessing rapid technological innovations, leading to the emergence of Fintech (financial technologies), revolutionizing national and international financial landscapes. Fintech is expanding and enhancing financial products and services, making them more accessible and affordable while transforming customer relationships, payment methods, financing, and transfers. Advances in Emerging Financial Technology and Digital Money provides a platform for collective reflection, bringing together institutions, policymakers, digital and financial service providers, professionals, and academics from various disciplines. The aim is to clarify the challenges, opportunities, and socio-economic impacts of innovations in finance and technology on citizens and businesses in Morocco, Africa, and worldwide. This comprehensive collection offers valuable insights into the current state and prospects of financial technology and digital money. This book covers all the essential topics, including: AI and Machine Learning in Fintech and Beyond Financial Inclusion, Literacy, and Behavior Fintech Ecosystems, Collaboration, and Analysis Blockchain, Security, and Sustainability Fintech Innovations and Applications In this new book, the authors share their experiences to provide a comprehensive and well‐researched overview of the technologies and concepts that will transform the banking industry as we know it. It aspires to be a useful reference for executive managers, CIOs, Fintech professionals, and researchers interested in exploring and implementing an efficient Fintech strategy. The book also presents selected papers from International Fintech Congress (IFC 2022).

The Financial Services Guide to Fintech

Devie Mohan
The Financial Services Guide to Fintech Book PDF

Author : Devie Mohan
Publisher : Kogan Page Publishers
Page : 265 pages
File Size : 43,5 Mb
Release : 2020-01-03
Category : Business & Economics
ISBN : 9780749486389

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The Financial Services Guide to Fintech by Devie Mohan Pdf

Fintech has emerged as one of the fastest growing sectors in the financial services industry and has radically disrupted traditional banking. However, it has become clear that for both to thrive, the culture between fintech and incumbent firms must change from one of competition to collaboration. The Financial Services Guide to Fintech looks at this trend in detail, using case studies of successful partnerships to show how banks and fintech organizations can work together to innovate faster and increase profitability. Written by an experienced fintech advisor and influencer, this book explains the fundamental concepts of this exciting space and the key segments to have emerged, including regtech, robo-advisory, blockchain and personal finance management. It looks at the successes and failures of bank-fintech collaboration, focusing on technologies and start-ups that are highly relevant to banks' product and business areas such as cash management, compliance and tax. With international coverage of key markets, The Financial Services Guide to Fintech offers practical guidance, use cases and business models for banks and financial services firms to use when working with fintech companies.