Busting The Interest Rate Lies

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Busting the Interest Rate Lies

Author : Kim D. H. Butler
Publisher : Unknown
Page : 166 pages
File Size : 50,7 Mb
Release : 2016-03-01
Category : Electronic
ISBN : 0991305418

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Busting the Interest Rate Lies by Kim D. H. Butler Pdf

What you don't understand about interest rates probably IS hurting you... financially Typical financial wisdom and advice is sometimes lacking, and at other times, altogether wrong. This book fills in important gaps about essential but little-understood financial topics you won't hear about from most financial advisors. "Busting the Interest Rate Lies" corrects common financial myths such as: Purchasing a car with 0% dealer financing is the best way to buy a car; You always save money by paying cash for major purchases; A 15-year mortgage is more efficient than a 30-year mortgage; Earning a higher rate of interest on your investments is the key to amassing a small fortune over time. Additionally, you'll discover rarely-discussed facts about: What student loan debt costs the average college graduate; What the banks don't want you to know about credit cards; Insider information on how to get the best deal on a car; Finally An accurate comparison of buying vs. renting; Why "average" investment rates of return don't equal "actual" rates of return; And an analysis of Life Settlements-the best investment you may have never heard of Whether you are just learning to manage your money or whether you are an experienced investor, "Busting the Interest Rate Lies" offers information to help you avoid common financial mistakes and put MANY thousands of dollars into your pocket "

Busting the Life Insurance Lies

Author : Kim D. H. Butler,Jack Burns
Publisher : Createspace Independent Publishing Platform
Page : 272 pages
File Size : 54,7 Mb
Release : 2016-11-25
Category : Life insurance
ISBN : 154060697X

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Busting the Life Insurance Lies by Kim D. H. Butler,Jack Burns Pdf

Is life insurance a bad investment? Don't I lose all my cash value when I die? Shouldn't I just make a bundle and invest it instead? What about my spouse or my kids-do they need life insurance? Can I borrow money from (or is it against?) a life insurance policy? My insurance advisor told me one thing about insurance, but my financial planner gave me different advice, and an expert on TV said something else entirely. What do I do now? Help! Every day, people like you and me run into questions like these-and no good answers. The truth about life insurance is that myths, misunderstandings, and even outright lies cause a lot of uncertainty around what it is, how it works, who needs it and when, and-most importantly-the great benefits it can bring to your life. This book is here to clear up all that confusion. With combined experience of over fifty years in the life insurance industry, Kim Butler and Jack Burns know what's true and what isn't. They've seen what works and what fails. They've lived through every success and failure the industry can throw at them. And they're fed up with seeing smart, well-meaning people fall for costly half-truths and mix-ups because they just can't find the right information. Busting The Life Insurance Lies takes the 38 biggest, loudest myths around life insurance and breaks them wide open. Whether you're wondering if life insurance is right for you, wanting to understand how it can help you while you're still alive, or even an insurance advisor yourself, this book will guide you to the answers you need to make the clearest, most informed decision-one you'll feel good about for the rest of your life.

Bumpology

Author : Linda Geddes
Publisher : Simon and Schuster
Page : 336 pages
File Size : 46,6 Mb
Release : 2014-03-11
Category : Health & Fitness
ISBN : 9781451685770

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Bumpology by Linda Geddes Pdf

From award-winning science journalist Linda Geddes, a fascinating and practical companion for expectant parents that makes sense of conflicting advice about pregnancy, birth, and raising babies. Can I eat peanuts during pregnancy? Do unborn babies dream? Can men get pregnancy symptoms too? How much do babies remember? How can I get my baby to sleep through the night? The moment she discovers she’s pregnant, every woman suddenly has a million ques­tions about the life that’s developing inside her. Linda Geddes was no different, except that as a journalist writing for New Scientist magazine she had access to the most up-to-date scientific research. What began as a personal quest to find the truth behind headlines and information that didn’t patronize or confuse is now a brilliant new book. In Bumpology, Geddes discusses the latest research on every topic that expectant parents encounter, from first pregnancy symptoms to pregnancy diet, the right birth plan, and a baby’s first year.

Race, Monogamy, and Other Lies They Told You

Author : Agustín Fuentes
Publisher : Univ of California Press
Page : 290 pages
File Size : 53,9 Mb
Release : 2015-05
Category : Social Science
ISBN : 9780520285996

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Race, Monogamy, and Other Lies They Told You by Agustín Fuentes Pdf

There are three major myths of human nature: humans are divided into biological races; humans are naturally aggressive; and men and women are truly different in behavior, desires, and wiring. In an engaging and wide-ranging narrative, Agustín Fuentes counters these pervasive and pernicious myths about human behavior. Tackling misconceptions about what race, aggression, and sex really mean for humans, Fuentes incorporates an accessible understanding of culture, genetics, and evolution, requiring us to dispose of notions of “nature or nurture.” Presenting scientific evidence from diverse fields—including anthropology, biology, and psychology—Fuentes devises a myth-busting toolkit to dismantle persistent fallacies about the validity of biological races, the innateness of aggression and violence, and the nature of monogamy and differences between the sexes. A final chapter plus an appendix provide a set of take-home points on how readers can myth-bust on their own. Accessible, compelling, and original, this book is a rich and nuanced account of how nature, culture, experience, and choice interact to influence human behavior.

Divorce Busting

Author : Michele Weiner Davis
Publisher : Simon and Schuster
Page : 256 pages
File Size : 44,9 Mb
Release : 1993-02
Category : Family & Relationships
ISBN : 9780671797256

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Divorce Busting by Michele Weiner Davis Pdf

A step-by-step approach to making your marriage loving again.

Den of Thieves

Author : James B. Stewart
Publisher : Simon and Schuster
Page : 614 pages
File Size : 40,5 Mb
Release : 2012-11-20
Category : True Crime
ISBN : 9781439126202

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Den of Thieves by James B. Stewart Pdf

A #1 bestseller from coast to coast, Den of Thieves tells the full story of the insider-trading scandal that nearly destroyed Wall Street, the men who pulled it off, and the chase that finally brought them to justice. Pulitzer Prize–winner James B. Stewart shows for the first time how four of the eighties’ biggest names on Wall Street—Michael Milken, Ivan Boesky, Martin Siegel, and Dennis Levine—created the greatest insider-trading ring in financial history and almost walked away with billions, until a team of downtrodden detectives triumphed over some of America’s most expensive lawyers to bring this powerful quartet to justice. Based on secret grand jury transcripts, interviews, and actual trading records, and containing explosive new revelations about Michael Milken and Ivan Boesky, Den of Thieves weaves all the facts into an unforgettable narrative—a portrait of human nature, big business, and crime of unparalleled proportions.

The Silo Effect

Author : Gillian Tett
Publisher : Simon and Schuster
Page : 304 pages
File Size : 54,9 Mb
Release : 2016-09-27
Category : Business & Economics
ISBN : 9781451644746

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The Silo Effect by Gillian Tett Pdf

An award-winning columnist and journalist describes how businesses that structure their teams into functional departments, or "silos," actually hinder work, cripple innovation, restrict thinking and force normally smart people to ignore risks and opportunities. --

Live Your Life Insurance

Author : Kim Butler
Publisher : Createspace Independent Publishing Platform
Page : 54 pages
File Size : 48,6 Mb
Release : 2015-11-11
Category : Electronic
ISBN : 1519204221

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Live Your Life Insurance by Kim Butler Pdf

"Live Your Life Insurance" shows you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies - this book will be your guide.

Ask a Manager

Author : Alison Green
Publisher : Ballantine Books
Page : 306 pages
File Size : 44,6 Mb
Release : 2018-05-01
Category : Business & Economics
ISBN : 9780399181818

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Ask a Manager by Alison Green Pdf

From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together

When the Legends Die

Author : Hal Borland
Publisher : Open Road Media
Page : 349 pages
File Size : 42,7 Mb
Release : 2011-11-29
Category : Young Adult Fiction
ISBN : 9781453232347

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When the Legends Die by Hal Borland Pdf

A young Native American raised in the forest is suddenly thrust into the modern world, in this novel by the author of The Dog Who Came to Stay. Thomas Black Bull’s parents forsook the life of a modern reservation and took to ancient paths in the woods, teaching their young son the stories and customs of his ancestors. But Tom’s life changes forever when he loses his father in a tragic accident and his mother dies shortly afterward. When Tom is discovered alone in the forest with only a bear cub as a companion, life becomes difficult. Soon, well-meaning teachers endeavor to reform him, a rodeo attempts to turn him into an act, and nearly everyone he meets tries to take control of his life. Powerful and timeless, When the Legends Die is a captivating story of one boy learning to live in harmony with both civilization and wilderness.

MONEY Master the Game

Author : Anthony Robbins,Tony Robbins
Publisher : Simon and Schuster
Page : 688 pages
File Size : 43,5 Mb
Release : 2016-03-29
Category : Business & Economics
ISBN : 9781476757865

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MONEY Master the Game by Anthony Robbins,Tony Robbins Pdf

"Bibliography found online at tonyrobbins.com/masterthegame"--Page [643].

The Great Deformation

Author : David Stockman
Publisher : PublicAffairs
Page : 768 pages
File Size : 53,7 Mb
Release : 2013-04-02
Category : Political Science
ISBN : 9781586489137

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The Great Deformation by David Stockman Pdf

A New York Times bestseller The Great Deformation is a searing look at Washington's craven response to the recent myriad of financial crises and fiscal cliffs. It counters conventional wisdom with an eighty-year revisionist history of how the American state—especially the Federal Reserve—has fallen prey to the politics of crony capitalism and the ideologies of fiscal stimulus, monetary central planning, and financial bailouts. These forces have left the public sector teetering on the edge of political dysfunction and fiscal collapse and have caused America's private enterprise foundation to morph into a speculative casino that swindles the masses and enriches the few. Defying right- and left-wing boxes, David Stockman provides a catalogue of corrupters and defenders of sound money, fiscal rectitude, and free markets. The former includes Franklin Roosevelt, who fathered crony capitalism; Richard Nixon, who destroyed national financial discipline and the Bretton Woods gold-backed dollar; Fed chairmen Greenspan and Bernanke, who fostered our present scourge of bubble finance and addiction to debt and speculation; George W. Bush, who repudiated fiscal rectitude and ballooned the warfare state via senseless wars; and Barack Obama, who revived failed Keynesian “borrow and spend” policies that have driven the national debt to perilous heights. By contrast, the book also traces a parade of statesmen who championed balanced budgets and financial market discipline including Carter Glass, Harry Truman, Dwight Eisenhower, Bill Simon, Paul Volcker, Bill Clinton, and Sheila Bair. Stockman's analysis skewers Keynesian spenders and GOP tax-cutters alike, showing how they converged to bloat the welfare state, perpetuate the military-industrial complex, and deplete the revenue base—even as the Fed's massive money printing allowed politicians to enjoy “deficits without tears.” But these policies have also fueled new financial bubbles and favored Wall Street with cheap money and rigged stock and bond markets, while crushing Main Street savers and punishing family budgets with soaring food and energy costs. The Great Deformation explains how we got here and why these warped, crony capitalist policies are an epochal threat to free market prosperity and American political democracy.

How Do You Kill 11 Million People?

Author : Andy Andrews
Publisher : Thomas Nelson
Page : 97 pages
File Size : 45,9 Mb
Release : 2012-01-02
Category : Political Science
ISBN : 9780849949906

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How Do You Kill 11 Million People? by Andy Andrews Pdf

How do you get away with the murder of 11 million people? The answer is simple—and disturbing. You lie to them. Learn how you can become an informed, passionate citizen who demands honesty and integrity from your leaders. In this nonpartisan New York Times bestselling book, Andy Andrews emphasizes that seeking and discerning the truth is of critical importance, and that believing lies is the most dangerous thing you can do. You’ll be challenged to become a more careful student of the past, seeking accurate, factual accounts of events that illuminate choices our world faces now. By considering how the Nazi German regime was able to carry out over eleven million institutional killings between 1933 and 1945, Andrews advocates for an informed population that demands honesty and integrity from its leaders and from each other. This short, thought-provoking book poses questions like: What happens to a society in which truth is absent? How are we supposed to tell the difference between the “good guys" and the “bad guys”? How does the answer to this question affect our country, families, faith, and values? Does it matter that millions of ordinary citizens aren't participating in the decisions that shape the future of our country? Which is more dangerous: politicians with ill intent, or the too-trusting population that allows such people to lead them? This is a wake-up call: we must become informed, passionate citizens or suffer the consequences of our own ignorance and apathy. We can no longer measure a leader’s worth by the yardsticks provided by the left or the right. Instead, we must use an unchanging standard: the pure, unvarnished truth.

Manifesto for Breaking the Financial Slavery to Interest

Author : Gottfried Feder
Publisher : Unknown
Page : 86 pages
File Size : 51,9 Mb
Release : 2019-03-25
Category : Electronic
ISBN : 1913176118

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Manifesto for Breaking the Financial Slavery to Interest by Gottfried Feder Pdf

Gottfried Feder's "Manifesto For Breaking The Financial Slavery To Interest" is one of a series of three books by the important, albeit now obscure German campaigner against parasitic debt-finance-capitalism. It was Feder who gave opposition to debt-finance and a demand for a new banking system a technical foundation without which the National Socialist economic and financial policies might not have gone beyond a vague enmity towards capitalism because of its identification with Jews. Feder attempted to interest the Munich Soviet in his ideas for banking reform, but in good Marxist fashion, this fell on deaf ears. It was left to the embryonic National Socialist group to see in Feder's ideas the means of achieving both freedom from debt-bondage and the means by which the state could assume its prime duty to issue the community's own credit, limited only by its productivity and creativity. Even though, as the Reich progressed, Feder, like many other early idealists, was relegated to minor rank within the Third Reich, his fundamental ideas provided the basis for Germany's socio-economic revival while the rest of the world wallowed in Depression. In this respect Feder is Germany's equivalent to New Zealand's John A. Lee, Australia's Jack Lang, U.S.A.'s Father Charles Coughlin, and Britain's C. H. Douglas and Arthur Kitson. Feder deserves an honoured place amongst the early fighters against usury-capital, a subject which continues to be, perhaps more than ever, of vital relevance to the world.

The Little Black Book of Scams

Author : Industry Canada,Competition Bureau Canada
Publisher : Competition Bureau Canada
Page : 44 pages
File Size : 46,9 Mb
Release : 2014-03-10
Category : Business & Economics
ISBN : 9781100232409

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The Little Black Book of Scams by Industry Canada,Competition Bureau Canada Pdf

The Canadian edition of The Little Black Book of Scams is a compact and easy to use reference guide filled with information Canadians can use to protect themselves against a variety of common scams. It debunks common myths about scams, provides contact information for reporting a scam to the correct authority, and offers a step-by-step guide for scam victims to reduce their losses and avoid becoming repeat victims. Consumers and businesses can consult The Little Black Book of Scams to avoid falling victim to social media and mobile phone scams, fake charities and lotteries, dating and romance scams, and many other schemes used to defraud Canadians of their money and personal information.