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Author : Bhaskar Namdeo Adarkar
Publisher : Bombay : A. D. Shroff Memorial Trust
Page : 42 pages
File Size : 46,5 Mb
Release : 1971
Category : Banks and banking
ISBN : STANFORD:20501179746
Author : Benson Kunjukunju
Publisher : Unknown
Page : 342 pages
File Size : 42,6 Mb
Release : 2008-01-01
Category : Business & Economics
ISBN : 8177081500
Banking sector in India has undergone remarkable changes since the nationalisation of 14 major commercial banks in 1969. The geographical and functional coverage of banks has surged at a rate that is unprecedented in the world. Nationalisation of commercial banks in 1969 and 1980 was a mixed blessing. Reforms have brought about considerable improvements as reflected in various parameters relating to capital adequacy, asset quality, profitability and operational efficiency. Unfortunately, commercial banks continue to face the problem of non-performing assets (NPAs). The present volume deals with various aspects related to the development of commercial banks in India, with particular focus on post-liberalisation (1991 onwards) developments.
Author : Harish Chandra Sharma
Publisher : Unknown
Page : 104 pages
File Size : 42,8 Mb
Release : 1970
Category : Banks and banking
ISBN : UCAL:B3211458
Author : Arvinder Singh Chawla
Publisher : Unknown
Page : 340 pages
File Size : 55,8 Mb
Release : 1987
Category : Business & Economics
ISBN : UOM:39015055395704
Author : G. S. Monga,Raj Kishore Sinha
Publisher : Unknown
Page : 328 pages
File Size : 52,9 Mb
Release : 2001
Category : Banks and banking
ISBN : UOM:39015053526128
Contributed articles with reference to Indian banks.
Author : K. Shanker Shetty
Publisher : Unknown
Page : 372 pages
File Size : 45,5 Mb
Release : 1982
Category : Banks and banking
ISBN : UOM:39015055396231
Author : Debaprosanna Nandy
Publisher : Universal-Publishers
Page : 128 pages
File Size : 47,7 Mb
Release : 2010-07-29
Category : Electronic
ISBN : 9781599423517
The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.
Author : S. C. Nandwani
Publisher : New Delhi : Cosmopolitan Publishing House
Page : 116 pages
File Size : 47,6 Mb
Release : 1970
Category : Banks and banking
ISBN : UOM:39015035105181
Author : Kamal Nayan Kabra
Publisher : Unknown
Page : 284 pages
File Size : 51,5 Mb
Release : 1989
Category : Capitalism
ISBN : UOM:39015026983471
This Book Examines In A Historical, Macro, Sectoral And Broad Socio Political Context, The Forces And Reasoning Connected With Juridical Transformation Of Property Relations In Varions Non Agricultural Enterprises And Industires Between 1947 And 1980. It Also Provides An Analytic History Of Various Economic Policies In Spheres Which Experienced Nationalization.
Author : Amarchand Gorelal Sharma
Publisher : Unknown
Page : 342 pages
File Size : 41,5 Mb
Release : 1968
Category : Banks and banking
ISBN : STANFORD:36105033800827
Author : M. C. Khandelwal,Satish Kumar Batra,Satish C. Sharma
Publisher : Unknown
Page : 304 pages
File Size : 44,7 Mb
Release : 1991
Category : Banks and banking
ISBN : UCAL:B3877506
The Stellar Role Of Financial Institutions In General And Of Banking Sector In Particular In Promoting Socio-Economic Developments Is Duly Recognized Universally. In India The Significance Of And Expectations From This Sector Increased Tremendously Particularly After The Nationalisation Of Major Commercial Banks In 1969. And Undoubtedly, Since Then The Banking Institutions Have Tried To Provide A Big Push Both To The So Called Transfer Process I.E.Mobilisation Of Savings As Well As Their Channelisation In Desirable Investments Via The Mechanism Of Finance, And Social Transformation Through Mass Banking.There Are, However, The Starker Facts Of The Matter Also. While The Quantum Of Deposit Obilisation And Credit Outflows Have Remained Below The Potential And Requirements Respectively, The Quality Of Leading Has Hardly Satisfied The Twin Criteria Of Efficiency And Equity. Paradoxically, The Growth Of Literature On Such An Important Area Of Banking Has Lagged Behind Its Expansion And Proliferation. An Attempt Has Been Made In The Present Edited Volume To Bridge This Gap By Combining A Collection Of Theoretical And Empirical Studies So That Practical Suggestions May Have Theoretical Underpinnings And The Volume Proves Useful Both Heuristically For Further Researches And Practically For Action.
Author : Susanta Niyogi
Publisher : Unknown
Page : 151 pages
File Size : 42,7 Mb
Release : 2002-01-01
Category : Banks and banking
ISBN : 8185252955
Author : Niti Bhasin
Publisher : Unknown
Page : 320 pages
File Size : 54,9 Mb
Release : 2006
Category : Banks and banking
ISBN : UOM:39015069294612
"The banking system of India consists of the Central Bank (Reserve Bank of India), Commercial Banks, Co-operative Banks and Development Banks (development finance institutions). These institutions, which provide a meeting ground for the savers and the investors, form the core of India's financial sector. Through mobilisation of resources and their better allocation, banks play an important role in the development process of underdeveloped countries. Banking development in India has been, by and large, a state-induced activity. The Reserve Bank of India was nationalised in 1949 followed by the nationalisation of Imperial Bank of India (now the State Bank of India) in 1955. In 1969, 14 major commercial banks were nationalised and the exercise was repeated when 6 more commercial banks were nationalised in 1980. Thus, prior to economic reforms initiated in early 1990s, banking business in India was a near-monopoly of the Government of India. The underlying philosophy of this approach was to encourage growth, via availability of adequate credit at reasonable/concessional rates of interest, in areas where commercial considerations did not allow for disbursal of credit. Nationalisation of commercial banks was a mixed blessing. After nationalisation there was a shift of emphasis from industry to agriculture. The country witnessed rapid expansion in bank branches, even in rural areas. However, bank nationalisation created its own problems like excessive bureaucratization, red-tapism and disruptive tactics of trade unions of bank employees. It was in this backdrop that wide-ranging banking sector reforms were introduced as in integral part of the economic reforms programme started in early 1990s and which is still under way. The present book explains and examines the changes which have swept the Indian banking sector over the last 60 years since independence. The approach to the subject is mainly descriptive, interested by critical comments at places."
Author : Chitta Ranjan Basu
Publisher : Unknown
Page : 448 pages
File Size : 49,6 Mb
Release : 1991
Category : Banks and banking
ISBN : UOM:39015025198907
Author : G. P. Kapoor
Publisher : APH Publishing
Page : 312 pages
File Size : 51,6 Mb
Release : 2004
Category : Banks and banking
ISBN : 8176485365