Commercial Lending

Author : Adrian Cudby
Publisher : Kogan Page Publishers
Page : 353 pages
File Size : 48,9 Mb
Release : 2018-10-03
Category : Business & Economics
ISBN : 9780749482787

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Commercial Lending by Adrian Cudby Pdf

Endorsed by the Chartered Banker Institute as core reading for one of the modules leading to the Institute's professional qualifications and chartered status, Commercial Lending supports readers that wish to develop their ability to analyze the creditworthiness of a customer and their business in the context of the current economic climate, future market and sector expectations. Commercial Lending uses a series of practical exercises and case studies, and provides the tools needed for the reader to understand and appraise a customer's business strategy. This will then enable the reader to provide appropriate funding solutions to meet the commercial needs of customers while reflecting the bank's risk appetite. These tools include: how to assess the performance and creditworthiness of a business; how to critically evaluate the robustness of cash flow; and how to undertake sensitivity analysis to quantify sustainable debt repayment capacity. This practical text will present a critical analysis of financial and non-financial information to help readers identify key risks inherent in the customer's lending proposition. Readers will go on to propose suitable funding solutions that mitigate risk and meet the needs of customer and bank. Online supporting resources include a glossary and updates to regulation.

Author : Michael REINHARD
Publisher : AMACOM Div American Mgmt Assn
Page : 241 pages
File Size : 43,5 Mb
Release : 2010-05-14
Category : Business & Economics
ISBN : 9780814415085

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Commercial Mortgages 101 by Michael REINHARD Pdf

With real estate prices at their lowest in years and the economy poised for a rebound, it’s an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need. Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to: Think and speak like a commercial real estate lender • Quickly size and under write a basic commercial real estate loan • Prepare a personal cash flow statement and calculate true net worth and liquidity • Read and interpret a lender’s preliminary loan proposal • Create a Schedule of Real Estate Owned • Prepare a persuasive and professional loan request package • Choose the right form of ownership (including LP, LLC, Co-tenancy and others) • And more Both thorough and timely, Commercial Mortgages 101 reveals what readers need to ensure their loans are approved.

Author : Chris Nichols,Ed Kofman,Richard Russo
Publisher : Unknown
Page : 128 pages
File Size : 45,6 Mb
Release : 2016-08-01
Category : Electronic
ISBN : 0997910909

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Successful Lender's Field Guide by Chris Nichols,Ed Kofman,Richard Russo Pdf

This Field Guide targets commercial lenders and business development officers seeking innovative lending and marketing techniques, with the intent on maximizing value for both bank and borrower.

Author : Edward K. Gill
Publisher : Unknown
Page : 224 pages
File Size : 46,9 Mb
Release : 1983
Category : Commercial loans
ISBN : 083590881X

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Commercial Lending Basics by Edward K. Gill Pdf

Commercial lending is an area which involves a certain degree of risk. This text aims to familiarize professionals with the pertinent issues, thus reducing the degree of risk. It disucsses the steps that must be taken before a commercial loan is granted and examines such topics as financial statement analysis and policy formulation.

Author : Peter J. Gineris
Publisher : John Wiley & Sons
Page : 208 pages
File Size : 53,7 Mb
Release : 2008-12-16
Category : Business & Economics
ISBN : 9780470475539

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Getting Started as a Commercial Mortgage Broker by Peter J. Gineris Pdf

While residential real estate lending has gone soft, commercial lending is hot—with a wave of low interest rates and refinancing—and it shows no sign of slowing down. Right now, commercial mortgage brokering is one of the best ways to earn money without a ton of training. In this practical guide for first-timers, you’ll learn the basics of brokering from application to closing, as well as inside information you won’t find anywhere else. So get started!

Author : Anonim
Publisher : Unknown
Page : 506 pages
File Size : 41,7 Mb
Release : 1999
Category : Asset-backed financing
ISBN : IND:30000070130806

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Asset-based Financing by Anonim Pdf

Author : United States. Congress. House. Committee on Small Business. Subcommittee on Taxation and Finance
Publisher : Unknown
Page : 260 pages
File Size : 44,9 Mb
Release : 1996
Category : Business & Economics
ISBN : UCR:31210010538641

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The Effects of Bank Consolidation on Small Business Lending by United States. Congress. House. Committee on Small Business. Subcommittee on Taxation and Finance Pdf

Distributed to some depository libraries in microfiche.

Author : Donald T. Savage
Publisher : Unknown
Page : 48 pages
File Size : 46,7 Mb
Release : 1981
Category : Bank loans
ISBN : UIUC:30112054935306

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American Commercial Banking Structure and Small Business Lending by Donald T. Savage Pdf

Author : United States. Congress. House. Committee on Financial Services
Publisher : Unknown
Page : 152 pages
File Size : 40,6 Mb
Release : 2010
Category : Business & Economics
ISBN : UCSD:31822037819539

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Initiatives to Promote Small Business Lending, Jobs, and Economic Growth by United States. Congress. House. Committee on Financial Services Pdf

Author : Peter Conti,Peter Harris
Publisher : John Wiley & Sons
Page : 388 pages
File Size : 46,9 Mb
Release : 2011-02-09
Category : Business & Economics
ISBN : 9781118051856

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Commercial Real Estate Investing For Dummies by Peter Conti,Peter Harris Pdf

Make real estate part of your investing strategy! Thinking about becoming a commercial real estate investor? Commercial Real Estate Investing For Dummies covers the entire process, offering practical advice on negotiation and closing win-win deals and maximizing profit. From office buildings to shopping centers to apartment buildings, it helps you pick the right properties at the right time for the right price. Yes, there is a fun and easy way to break into commercial real estate, and this is it. This comprehensive handbook has it all. You’ll learn how to find great properties, size up sellers, finance your investments, protect your assets, and increase your property’s value. You’ll discover the upsides and downsides of the various types of investments, learn the five biggest myths of commercial real estate investment, find out how to recession-proof your investment portfolio, and more. Discover how to: Get leads on commercial property investments Determine what a property is worth Find the right financing for you Handle inspections and fix problems Make big money in land development Manage your properties or hire a pro Exploit the tax advantages of commercial real estate Find out what offer a seller really-really wants Perform due diligence before you make a deal Raise capital by forming partnerships Investing in commercial property can make you rich in any economy. Get Commercial Real Estate For Dummies, and find out how.

Author : Edgar Martin Morsman
Publisher : Rma
Page : 136 pages
File Size : 54,7 Mb
Release : 1997
Category : Bank employees
ISBN : CORNELL:31924083784383

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The Art of Commercial Lending by Edgar Martin Morsman Pdf

Author : Industrial Systems Research
Publisher : Industrial Systems Research
Page : 175 pages
File Size : 55,8 Mb
Release : 2013-08-15
Category : Business & Economics
ISBN : 9780906321591

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The Management of Business Lending by Industrial Systems Research Pdf

This is a detailed, comprehensive account of factors affecting performance in business lending. The study examines the main influences on business lending growth and profitability; reviews new developments in business loan assessment, monitoring, risk management, and pricing; and scrutinizes the nature and reliability of the major forms of business financial information on which lenders actually base their decisions. The study will be useful to senior executives in business/corporate banking, academic specialists, and banking industry economists and investment analysts. CONTENTS: 1. THE MANAGEMENT OF BUSINESS LENDING: AN OVERVIEW 2.ORGANIZATIONAL ASPECTS OF BUSINESS LENDING & MANAGEMENT 3. CULTURAL & PERSONNEL ASPECTS OF BUSINESS LENDING & MANAGEMENT 4. TECHNOLOGY & EFFICIENCY IN BUSINESS LENDING 5. ECONOMIC ASPECTS OF BUSINESS LOAN MANAGEMENT 6. LENDING RISKS & RISK REDUCTION 7. BUSINESS LOAN ASSESSMENT, MONITORING & MANAGEMENT (1): GENERAL 8. BUSINESS LOAN ASSESSMENT, MONITORING & MANAGEMENT (2): INFORMATION

Author : Kenneth R. Pirok
Publisher : Irwin Professional Publishing
Page : 178 pages
File Size : 55,7 Mb
Release : 1994
Category : Business & Economics
ISBN : UOM:39015032579982

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Commercial Loan Analysis by Kenneth R. Pirok Pdf

Author : Barbara Weltman
Publisher : Mann Publishing Group
Page : 169 pages
File Size : 53,6 Mb
Release : 2007
Category : Business & Economics
ISBN : 9781932577341

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The Rational Guide to Building Small Business Credit by Barbara Weltman Pdf

Small businesses figure importantly in the American economy, yet few resources exist for small business owners looking to build their credit. In The Rational Guide to Building Small Business Credit, Barbara Weltman offers an indispensable new guide that clearly explains how to build and maintain a credit profile for your company. This book covers the fundamentals of credit building, including the five C's of credit analysis and how to register your D-U-N-S(r) number with Dunn & Bradstreet. Advanced concepts include re-establishing poor credit, working with the government, and running credit checks on your customers.This book uses a rational, no-nonsense approach to give you the information you need to proactively manage your credit!

Author : Brian D. Hulse,Jeremy S. Friedberg,James H. Prior
Publisher : Unknown
Page : 2640 pages
File Size : 46,5 Mb
Release : 2017-06-01
Category : Business & Economics
ISBN : 1634254791

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Commercial Lending Law by Brian D. Hulse,Jeremy S. Friedberg,James H. Prior Pdf

Updated and expanded in a two-volume set, this compilation is a valuable resource for lawyers negotiating or reviewing commercial lending laws outside their own jurisdiction. With contributions from experts across the country, this practical guide outlines all aspects of commercial lending laws in all 50 states and Canada. Designed to save lawyers countless hours of research time by including the relevant information in a complete, two-volume set.