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Author : Anonim
Publisher : Unknown
Page : 204 pages
File Size : 46,8 Mb
Release : 1982
Category : Bankruptcy
ISBN : WISC:89017601832
Author : A. Charlene Sullivan
Publisher : Unknown
Page : 180 pages
File Size : 55,8 Mb
Release : 1982
Category : Bankruptcy
ISBN : OCLC:13965801
Author : Igor Livshits,James MacGee,Michèle Tertilt
Publisher : Unknown
Page : 64 pages
File Size : 51,8 Mb
Release : 2007
Category : Business & Economics
ISBN : IND:30000163945649
Personal bankruptcies in the United States have increased dramatically, rising from 1.4 per thousand working age population in 1970 to 8.5 in 2002. We use a heterogeneous agent life-cycle model with competitive financial intermediaries who can observe households' earnings, age and current asset holdings to evaluate several commonly offered explanations. We find that increased uncertainty (income shocks, expense uncertainty) cannot quantitatively account for the rise in bankruptcies. Instead, the rise in filings appears to mainly reflect changes in the credit market environment. We find that credit market innovations which cause a decrease in the transactions cost of lending and a decline in the cost of bankruptcy can largely accounting for the rise in consumer bankruptcy. We also argue that the abolition of usury laws and other legal changes are unimportant.
Author : Teresa A. Sullivan,Elizabeth Warren,Jay Lawrence Westbrook
Publisher : Beard Books
Page : 392 pages
File Size : 45,6 Mb
Release : 1999
Category : Business & Economics
ISBN : 1893122158
Bankruptcy in America is a booming business, with hundreds of thousands of ordinary Americans filing for bankruptcy each year. Is this dramatic growth a result of mushrooming debt or does it reflect a moral decline that permits the middle class to evade their debts? As We Forgive Our Debtors addresses these questions with hard empirical data drawn from bankruptcy court filings. The authors of this multidisciplinary study describe the law and the statistics in clear, nontechnical language, combining a thorough statistical description of the social and economic position of consumer bankrupts with human portraits of the debtors and creditors whose journeys have ended in bankruptcy court. Book jacket.
Author : Thomas A. Durkin,Michael E. Staten
Publisher : Springer Science & Business Media
Page : 340 pages
File Size : 51,8 Mb
Release : 2012-12-06
Category : Business & Economics
ISBN : 9781461514152
As both the twenty-first century and the new millennium opened and the old eras passed into history, individuals and organizations throughout the world advanced their listings of the most significant people and events in their respective specialties. Possibly more important, the tum of the clock and calendar also offered these same observers a good reason to glance into the crystal ball. Presumably, the past is of greatest interest to most people when it permits better understanding of the present, and maybe even limited insight into the outlook. In keeping with the reflective mood of the time, the staff and friends of the Credit Research Center (CRC) at Georgetown University's McDonough School of Business noted that the beginning of the new millennium also marked the beginning of the second quarter-century of the Center's existence. The Center began at the Krannert Graduate School of Management at Purdue University in 1974 and moved to the McDonough School of Business at Georgetown University in 1997. The silver anniversary of its founding offered the occasion for creating more than another listing of significant past accomplishments and milestones. Rather, it offered the opportunity and, indeed, a mandate for CRC as an academic research center, to undertake a retrospective and future look into the status of research questions pertaining to consumer credit markets. For this reason, the Center organized a research conference which was held in Washington, D. C.
Author : Anonim
Publisher : Unknown
Page : 364 pages
File Size : 44,5 Mb
Release : 1982
Category : Bankruptcy
ISBN : STANFORD:36105043764534
Author : Ralph Brubaker,Robert M. Lawless,Charles J. Tabb,Charles Jordan Tabb
Publisher : Oxford University Press
Page : 325 pages
File Size : 45,8 Mb
Release : 2012-11-15
Category : Business & Economics
ISBN : 9780199873722
A Debtor World contains a collection of contributions about the societal implications of private debt. The essays comprising this volume are authored by dozens of leading U.S. and international academics who have written about debt or issues related to debt in a wide range of disciplines including law, sociology, psychology, history, economics, and more. The goal of this collection is to explore debt neither as a problem nor a solution but as a phenomenon and to promote the exchange of knowledge to better comprehend why consumers and businesses decide to borrow money. It asks what happens to businesses and consumers under a heavy debt load, and what legal norms and institutions societies need to encourage the efficient use of debt while promoting a greater understanding of the global phenomenon of increased indebtedness and societal dependence.
Author : United States. Employment Standards Administration. Wage and Hour Division
Publisher : Unknown
Page : 16 pages
File Size : 45,9 Mb
Release : 1978
Category : Attachment and garnishment
ISBN : UCSD:31822021662481
Author : David A. Skeel Jr.
Publisher : Princeton University Press
Page : 296 pages
File Size : 44,6 Mb
Release : 2014-04-24
Category : Business & Economics
ISBN : 9781400828500
Bankruptcy in America, in stark contrast to its status in most other countries, typically signifies not a debtor's last gasp but an opportunity to catch one's breath and recoup. Why has the nation's legal system evolved to allow both corporate and individual debtors greater control over their fate than imaginable elsewhere? Masterfully probing the political dynamics behind this question, David Skeel here provides the first complete account of the remarkable journey American bankruptcy law has taken from its beginnings in 1800, when Congress lifted the country's first bankruptcy code right out of English law, to the present day. Skeel shows that the confluence of three forces that emerged over many years--an organized creditor lobby, pro-debtor ideological currents, and an increasingly powerful bankruptcy bar--explains the distinctive contours of American bankruptcy law. Their interplay, he argues in clear, inviting prose, has seen efforts to legislate bankruptcy become a compelling battle royale between bankers and lawyers--one in which the bankers recently seem to have gained the upper hand. Skeel demonstrates, for example, that a fiercely divided bankruptcy commission and the 1994 Republican takeover of Congress have yielded the recent, ideologically charged battles over consumer bankruptcy. The uniqueness of American bankruptcy has often been noted, but it has never been explained. As different as twenty-first century America is from the horse-and-buggy era origins of our bankruptcy laws, Skeel shows that the same political factors continue to shape our unique response to financial distress.
Author : Anonim
Publisher : Unknown
Page : 134 pages
File Size : 45,7 Mb
Release : 1987
Category : Bankruptcy
ISBN : CORNELL:31924051202186
Author : A. Charlene Sullivan
Publisher : Unknown
Page : 56 pages
File Size : 54,6 Mb
Release : 1983
Category : Bankruptcy
ISBN : IND:39000009108411
Author : Thomas Kadner Graziano
Publisher : Edward Elgar Publishing
Page : 1266 pages
File Size : 44,7 Mb
Release : 2019
Category : Law
ISBN : 9781788975650
Since the adoption of the EU Regulation on Insolvency Proceedings in 2000 and its recast in 2015, it has become clear that lawyers engaged in consumer insolvency proceedings are increasingly expected to have a basic understanding of foreign insolvency proceedings, as well as knowledge of the foreign country's court and legal system, legislation and judicial practice. Written by 50 highly qualified insolvency experts from 30 European countries, A Guide to Consumer Insolvency Proceedings in Europe provides the necessary information in the largest, most up-to-date and comprehensive book on this topic. Assisting the readers in their navigation through the differences, similarities, and peculiarities of insolvency proceedings in all Member States of the European Union, Switzerland and Russia, this book is a unique guide to insolvency proceedings across Europe. With contributions by both academics and practitioners, it provides truly multinational coverage of the economic, legal, social, political, and demographic issues in consumer insolvency. Illustrating the numerous practices across Europe, this book allows the reader to evaluate each aspect both on its own merits, as well as in comparison to the approaches applied in other European jurisdictions. This book will be an invaluable tool for insolvency practitioners, judges, lawyers, creditors and debtors throughout Europe, especially those participating in cross-border proceedings.
Author : Anonim
Publisher : Unknown
Page : 1414 pages
File Size : 52,8 Mb
Release : 2004
Category : Bankruptcy
ISBN : UCAL:$B386334
Author : Anonim
Publisher : Unknown
Page : 1006 pages
File Size : 51,5 Mb
Release : 1988
Category : Banks and banking
ISBN : OSU:32435072324114
Author : A. Charlene Sullivan
Publisher : Unknown
Page : 90 pages
File Size : 49,8 Mb
Release : 1984
Category : Consumer credit
ISBN : UIUC:30112079668361