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Author : Charles Marshall Hattersley,Social Credit Co-ordinating Centre (England)
Publisher : Mexborough, England : Social Credit Co-ordinating Centre
Page : 150 pages
File Size : 48,7 Mb
Release : 1969
Category : Social credit
ISBN : NWU:35556003044724
Author : Dan Immergluck
Publisher : Routledge
Page : 329 pages
File Size : 47,9 Mb
Release : 2016-07-08
Category : Business & Economics
ISBN : 9781315498126
This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.
Author : C. Marshall Hattersley
Publisher : Forgotten Books
Page : 180 pages
File Size : 44,8 Mb
Release : 2015-06-26
Category : Business & Economics
ISBN : 1330221664
Excerpt from The Community's Credit: A Consideration of the Principles, and Proposals of the Social Credit Movement Events to-day are moving far faster than ideas, and while governments and their expert advisers are seeking a cure for the economic malady along old, discredited lines, the governed are finding scant comfort in the out-worn formulæ of past decades and the platitudes of present-day politicians. And in the meantime the condition of modern industrial civilisation grows daily more serious. The present situation needs fresh analysis, and for its betterment, a new remedy. In the spring of the year 1920 there appeared the former of two remarkable books by Major C. H. Douglas. In "Economic Democracy," and later (assisted by Mr. A. R. Orage, late editor of "The New Age"), in "Credit-Power and Democracy" also. Major Douglas has undertaken a new and fundamental analysis of the industrial situation, and has pointed out the principles upon which any permanent solution of the present economic difficulties must be sought. The Social Credit Movement has arisen as a direct result of these two books, in order to study and develop the principles formulated therein, and to discover ways and means of carrying them into effect. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.
Author : Charles Marshall Hattersley
Publisher : Unknown
Page : 128 pages
File Size : 48,6 Mb
Release : 1969
Category : Electronic
ISBN : OCLC:251679261
Author : Sean O'Connell
Publisher : OUP Oxford
Page : 320 pages
File Size : 41,6 Mb
Release : 2009-01-22
Category : History
ISBN : 9780191555732
Credit and Community examines the history of consumer credit and debt in working class communities. Concentrating on forms of credit that were traditionally very dependent on personal relationships and social networks, such as mail-order catalogues and co-operatives, it demonstrates how community-based arrangements declined as more impersonal forms of borrowing emerged during the twentieth century. Tallymen and check traders moved into doorstep moneylending during the 1960s, but in subsequent decades the loss of their best working class customers, owing to increased spending power and the emergence of a broader range of credit alternatives, forced them to focus on the 'financially excluded'. This 'sub-prime' market was open for exploitation by unlicensed lenders, and Sean O'Connell offers the first detailed historical investigation of illegal moneylending in the UK, encompassing the 'she usurers' of Edwardian Liverpool and the violent loan sharks of Blair's Britain. O'Connell contrasts such commercial forms of credit with formal and informal co-operative alternatives, such as 'diddlum clubs', 'partners', and mutuality clubs. He provides the first history of the UK credit unions, revealing the importance of Irish and Caribbean immigrant volunteers, and explains the relative failure of the movement compared with Ireland. Drawing on a wide range of neglected sources, including the archives of consumer credit companies, the records of the co-operative and credit union movements, and government papers, Credit and Community makes a strong contribution to historical understandings of credit and debt. Oral history testimony from both sides of the credit divide is used to telling effect, offering key insights into the complex nature of the relationship between borrowers and lenders.
Author : C. Marshall Hattersley
Publisher : Palala Press
Page : 180 pages
File Size : 43,8 Mb
Release : 2015-08-31
Category : Electronic
ISBN : 1340664305
This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.
Author : Sean O'Connell
Publisher : Oxford University Press on Demand
Page : 318 pages
File Size : 45,8 Mb
Release : 2009-01-22
Category : Business & Economics
ISBN : 9780199263318
This text examines the history of consumer credit and debt in working class communities. Concentrates on forms of credit that were traditionally very dependent on personal relationships and social networks, it covers how community-based arrangements declined as more impersonal forms of borrowing emerged during the 20th century.
Author : A. Taylor
Publisher : Springer
Page : 229 pages
File Size : 55,5 Mb
Release : 2002-11-26
Category : History
ISBN : 9780230595552
This book explores the forms of credit which have historically been associated with the British working class. Taylor seeks to assess the effect of credit on working class communities, and relates this to the debate about community. This work is the first comprehensive examination of the history of these forms of credit to make comparisons between the periods before and after 1945. Based on extensive archival research and oral history interviews, this book combines lively individual accounts with theoretical arguments.
Author : Charles Marshall Hattersley
Publisher : Unknown
Page : 133 pages
File Size : 44,9 Mb
Release : 1933
Category : Social credit
ISBN : OCLC:12605073
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 440 pages
File Size : 52,9 Mb
Release : 1977
Category : Bank loans
ISBN : PURD:32754067052963
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance
Publisher : Unknown
Page : 236 pages
File Size : 41,7 Mb
Release : 1995
Category : Business & Economics
ISBN : LOC:00032416172
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance
Publisher : Unknown
Page : 224 pages
File Size : 51,8 Mb
Release : 1995
Category : Business & Economics
ISBN : PSU:000023483392
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance
Publisher : Unknown
Page : 812 pages
File Size : 55,8 Mb
Release : 1978
Category : Credit
ISBN : SRLF:A0011929452
Author : Daniel Immergluck
Publisher : Unknown
Page : 315 pages
File Size : 48,9 Mb
Release : 2004
Category : Bank loans
ISBN : OCLC:654996818
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Financial Institutions
Publisher : Unknown
Page : 68 pages
File Size : 41,7 Mb
Release : 2010
Category : Business & Economics
ISBN : UOM:39015090376941
