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Author : Eileen Nicole
Publisher : iUniverse
Page : 50 pages
File Size : 43,6 Mb
Release : 2009-01-16
Category : Business & Economics
ISBN : 9781440113079
Learn the secrets to: Settle debt yourself; Stop phone calls (legally); Cut interest rates; Halt fees; Save up to 60% on unsecured debt. A step by step, do it yourself guide including expert negotiation techniques.
Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher : Unknown
Page : 152 pages
File Size : 45,7 Mb
Release : 2011
Category : Consumer credit
ISBN : UCSD:31822037830700
Author : United States. Congress. Senate. Committee on Finance
Publisher : Unknown
Page : 134 pages
File Size : 40,6 Mb
Release : 1926
Category : Debts, Public
ISBN : UOM:39015035796153
Author : United States. Congress. House. Committee on Ways and Means
Publisher : Unknown
Page : 24 pages
File Size : 42,8 Mb
Release : 1928
Category : Electronic
ISBN : STANFORD:36105112084335
Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation
Publisher : Unknown
Page : 40 pages
File Size : 51,9 Mb
Release : 2011
Category : Business & Economics
ISBN : MINN:31951D034577317
Author : United States. Congress. House. Committee on Ways and Means
Publisher : Unknown
Page : 82 pages
File Size : 42,9 Mb
Release : 1928
Category : Electronic
ISBN : STANFORD:36105045651424
Author : Jorge P. Newbery
Publisher : Community Books
Page : 418 pages
File Size : 49,8 Mb
Release : 2016-02-12
Category : Business & Economics
ISBN : 9781619613225
Author : Mark Anthony Silverthorn
Publisher : McClelland & Stewart
Page : 314 pages
File Size : 53,5 Mb
Release : 2010-01-26
Category : Business & Economics
ISBN : 9780771080371
A practical guide for dealing with collection agencies and your debts, from Canada's top expert. At some point in life, many of us have trouble paying the bills. If you've ever been hounded by a collection agency, you know how intimidating and stressful the experience can be. But we have much more power than we think. In this eye-opening practical guide, industry insider Mark Silverthorn arms you with the information collection agencies don't want you to know. He shows how to turn the tables against them and regain control of your personal life and your finances, including: • how to stop, avoid, or discourage collection calls • why you might not even have to pay your debt • options to deal with your debts that might save you thousands of dollars • your legal rights and how to handle collection agency misconduct • the truth about credit counselling and debt settlement firms Before you take any action on your debt, you will want to read this book.
Author : Sandee Ferman
Publisher : TOPAZ LLC
Page : 159 pages
File Size : 45,6 Mb
Release : 2011-07-24
Category : Business & Economics
ISBN : 9780983753926
Why You Should Read This Book: If you have debts and don't know how you'll get rid of them, this book is for you ... If creditors are calling you day and night to collect from you, and you don't have a solution, this book is for you ... If you've wondered how long you'll pay minimum payments, and if you'll ever get out of debt, this book is for you ... If bankruptcy is starting to look like your only choice, this book is for you ... If you'd like to settle your debts, and wonder if you can do it yourself, this book is for you! Inside you'll find out how to work out a budget; how to figure out what your choices are, and decide on your best choice; you'll get instructions on how to talk to your creditors; you'll get negotiation insights that will help you get your best settlements with your creditors; you'll even receive information about what to do in case you receive a lawsuit from one of your creditors (yes, that can happen, and you need to be prepared so you know what to do). Many people have debts and need help. You might think you need to get a professional to help you negotiate with your creditors. You don't! I owned a debt settlement company for years and I know most people can do this themselves. If you think you can, this book will show you how to settle your debts yourself. I don't hold back any secrets. You can do it! This book will show you how.
Author : United States. Congress. House. Committee on Ways and Means
Publisher : Unknown
Page : 44 pages
File Size : 46,8 Mb
Release : 1929
Category : Debts, Public
ISBN : LOC:00220793874
Author : Arthur V. Prosper,Didosphere
Publisher : Unknown
Page : 92 pages
File Size : 52,8 Mb
Release : 2018-01-08
Category : Business & Economics
ISBN : 197684276X
***SECOND EDITION***This book IS about negotiating forgiveness for your credit card debt by writing your creditor one simple negotiation letter and what to do if the creditor refuses to negotiate. If you owe money on your credit cards and cannot make payments anymore because of financial difficulty, this book is for you. I owed over $100,000 in credit card debt and the debt was hurting my life. I had trouble sleeping at night thinking how long my ever-increasing debt would continue to gnaw at me. Even if I could afford to make the minimum payments and do not borrow anymore, with interest of 25% APR, I will still owe a lot of money after many years of making only minimum payments. The interest alone would total close to $100,000. It took a year of trial and error, hours on the phone and writing meaningless letters most of which I copied from the internet before I saw the light at the end of the tunnel. None of the free advice and letters in the internet worked because the truth is I was not insolvent. I did not qualify for bankruptcy protection. I could have paid my credit card debt by liquidating my assets, selling my house, but that would have been devastating for my family. I kept on thinking of a way for my creditors to reduce my debt. I finally came up with The Letter that uniformly worked in negotiating down my debt. After mailing The Letter to my creditors, I received a reply from one of them offering to accept 50% of what I owed as full payment of my debt. I countered with 5%. We finally agreed on 10% of the original amount as full and final settlement of my balance. Considering I had not paid them for a year, I accumulated a little cash, so I was happy to grab the offer and pay the 10%. I had five credit cards with large balances and The Letter worked satisfactorily on four of the accounts. I settled the 4 accounts for between 5% and 15%. The last hold-out, surprisingly the account with the smallest balance at $13,000 chose to take me to arbitration. This negotiation-resistant creditor perceived that they might collect more money from me that way but they were wrong. I was surprised that not one of the 4 creditors even referred to the contents of The Letter or attempted to verify what I had written in the letter. The Letter aims to convey this message: "Take my final settlement offer or sue me. But if you sue me, you will lose". Ken Clark, author of The Complete Idiot's Guide to Getting Out of Debt: "So many people are trying to get their balances reduced, you call and try to negotiate a balance, and it's 'Get in line.'" The card company's attitude may be, "Yeah, you and everybody else"". My Comment - That's because you called to negotiate instead of sending them The Letter shown at the end of this chapter. Trust me there aren't that many accounts in default as a percentage of the whole or our banking system would collapse. If you write The Letter shown at the end of this chapter, the creditor will put you at the front of the line.Brian Tawney, Director of Clear One Advantage: "Based on experience negotiating with creditors, debt settlement companies know what percentage of debt owed each creditor is likely to agree to. We use an algorithm that considers 140 different variables and tells us the accounts that have the highest opportunity to settle at any given time. We negotiate in bulk. We can negotiate thousands of cases and get a better settlement for everyone". Translation: Debt Settlement Agencies take only the easy cases that's why they "negotiate in bulk". If they have to spend more time on your case because you have wages a creditor can garnish and assets they can put a lien on, they will not take your case. I like my system better. You write The Letter shown at the end of this chapter which begs creditors to forgive 85% to 95% of your debt. The creditors can take it or leave it. If they take it, you win. If they leave it, they lose. Author's website: www.didosphere.com
Author : United States. Congress. House. Committee on Ways and Means
Publisher : Unknown
Page : 54 pages
File Size : 55,5 Mb
Release : 1926
Category : Debts, Public
ISBN : STANFORD:36105126844005
Author : United States. Congress. Senate. Committee on Finance. Subcommittee on International Finance and Resources
Publisher : Unknown
Page : 32 pages
File Size : 52,7 Mb
Release : 1975
Category : Debts, External
ISBN : PURD:32754076335722
Author : United States. U.S. Congress. Senate. Committee on finance
Publisher : Unknown
Page : 130 pages
File Size : 54,6 Mb
Release : 1926
Category : Electronic
ISBN : STANFORD:36105045283897
Author : Maurizio Viano
Publisher : Walter de Gruyter GmbH & Co KG
Page : 652 pages
File Size : 44,5 Mb
Release : 2023-06-19
Category : Religion
ISBN : 9781501515309
This book is the first comprehensive study of debts and credit system at Emar. It focuses on the socio-economic aspects of credit access and indebtedness as well as on the motivations behind debts and debt settlement in the city of Emar. The credit system is analyzed through several factors: the purpose of debts, i.e., productive or consumptive; the procedures for granting loans; the strategies put in place to meet an obligation and to cope with economic difficulties; the consequences of non-fulfillment, which may lead to servitude or slavery; the different types of slavery; slave prices; the mechanisms of enslavement; and termination of slavery. Moneylending practices and the formation of servile conditions at Emar are studied in the context of the Syrian economy aiming to understand whether the Emar evidence conforms with a socio political and economic crisis that is generally acknowledged to have struck Syria, Anatolia and Northern Mesopotamia at the end of the Late Bronze Age. This work is of sure relevance for scholars interested in socio-economic history, not only of the pertinent historical-geographical area.