Essential Personal Finance

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Essential Personal Finance

Author : Jonquil Lowe,Jason Butler,Lien Luu
Publisher : Routledge
Page : 177 pages
File Size : 41,8 Mb
Release : 2018-12-13
Category : Business & Economics
ISBN : 9781351041645

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Essential Personal Finance by Jonquil Lowe,Jason Butler,Lien Luu Pdf

There is increasing pressure for all of us to take responsibility for our own financial security and wellbeing, but we often overlook how the benefits that come with a job can help us do that. Essential Personal Finance: A Practical Guide for Employees focuses on these valuable work benefits and shows how you can build on this important foundation to achieve financial security and your life goals. This unique book explores how making effective and practical use of these work benefits (such as pension scheme, life cover, sick pay, cheap loans, savings schemes and even financial coaching), means facing up to the behavioural biases we are all plagued with. Given that these can get in the way of even the best intentions, Essential Personal Finance tackles these biases head-on with practical ideas and tips for overcoming or harnessing them for good, and will help you to develop a positive and fruitful relationship with your money. With financial stress being a major cause of absenteeism and sick leave, low morale and lost productivity, the advice in this book also offers employers enormous benefits. By empowering employees through financial education and financial awareness, progressive employers will help them feel more in control of their lives, and experience less stress, resulting in higher morale and productivity. Offering a distinctive approach which combines academic insight with practical financial wisdom and tools, this is a must-have book for all employees. It will help you make the most of everything your job has to offer so you can worry less about money and live life to the full.

Essential Personal Finance

Author : Lien Luu,Jonquil Lowe,Jason Butler,Tony Byrne
Publisher : Unknown
Page : 0 pages
File Size : 45,8 Mb
Release : 2017
Category : Finance, Personal
ISBN : 1138692956

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Essential Personal Finance by Lien Luu,Jonquil Lowe,Jason Butler,Tony Byrne Pdf

Young people face unprecedented financial challenges: rising student debt, stiff competition for jobs, barriers to home ownership, dwindling state benefits and prospects of a longer working life. Today, students need financial knowledge and skills more than ever before, not just to build their own financial security, but to create the new generation of advisers that can help all citizens navigate the complex world of personal finance. Essential Personal Finance is a guide to all the key areas of personal finance: budgeting, managing debt, savings and investments, insurance, securing a home and laying the foundations for retirement. It also provides an introduction to some of the essential foundations of a modern undergraduate finance qualification, including: The nature of financial institutions, markets and economic policy that shape the opportunities and decisions that individuals face. The range of financial assets available to households, the risk-return trade-off, basics of portfolio construction and impact of tax. The importance of the efficient market hypothesis and modern portfolio theory in shaping investment strategies and the limitations of these approaches. Behavioural finance as a key to understanding factors influencing individual and market perceptions and actions. Using financial data to inform investment selection and to create financial management tools that can aid decision-making. A comprehensive companion website accompanies the text to enhance students' learning and includes answers to the end-of-chapter questions. Written by authors who contribute experience as financial advisers, practitioners and academics, Essential Personal Finance examines the motivations, methods and theories that underpin financial decision-making, as well as offering useful tips and guidance on money management and financial planning. The result is a compelling combination of an undergraduate textbook aimed at students on personal finance and financial services courses, and a practical guide for young people in building their own financial strength and capability.

Personal Finance 101

Author : Alfred Mill
Publisher : Adams Media
Page : 256 pages
File Size : 44,8 Mb
Release : 2020-10-13
Category : Business & Economics
ISBN : 9781507214350

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Personal Finance 101 by Alfred Mill Pdf

Get your financial life in order—from saving and investing to taxes and loans—with this comprehensive, accessible guide to everything you need to know about finance. Managing your finances can be overwhelming at times. But it doesn’t have to be! Personal Finance 101 will provide you with all the skills you need to make good financial decisions and grow your personal wealth. Full of must-have advice and organized in an easy-to-read format, this book provides a wealth of knowledge on personal finance basics including: -Choosing your bank (and why it matters) -Building an emergency fund -Salary and benefit packages -Where your money is going (and how to keep more of it) -Refinancing or consolidating student loans -Health and property insurance -Building credit responsibly -How to get a mortgage Use this guide and make the most of the money you have, plan for future purchases like a house or a vacation, save for retirement, or simply become more financially responsible. Perfect for finance beginners or those looking to refresh their knowledge, Personal Finance 101 is the one-stop shop for all of your personal finance questions!

Essentials of Personal Financial Planning

Author : Susan M. Tillery,Thomas N. Tillery
Publisher : John Wiley & Sons
Page : 464 pages
File Size : 46,9 Mb
Release : 2018-09-21
Category : Business & Economics
ISBN : 9781119421238

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Essentials of Personal Financial Planning by Susan M. Tillery,Thomas N. Tillery Pdf

ESSENTIALS OF PERSONAL FINANCIAL PLANNING Essentials of Personal Financial Planning was written to challenge the status quo by promoting personal financial planning (PFP) as a profession, not as a sales tool to gather assets under management or facilitate sales of insurance products. The book takes a comprehensive and integrated approach to PFP for accounting students, allowing them to view the profession through the lens of a CPA – with integrity and objectivity. This book systematically introduces the essentials of all the major PFP topics (estate, retirement, investments, insurance, and tax), as well as: The PFP process, concepts and regulatory environment. Professional responsibilities of a CPA personal financial planner and the requirements of the Statement on Standards in PFP Services. Time value of money concepts. The book then builds on these foundational concepts, showing their interconnectivity and professional opportunities, to provide a deeper understanding of PFP and its application. After reading this book, students will be able to apply the knowledge and skills gained from this course to have an immediate and long-term positive impact for themselves and for the clients they serve.

The Wall Street Journal Guide to the New Rules of Personal Finance

Author : Dave Kansas
Publisher : Harper Collins
Page : 210 pages
File Size : 45,6 Mb
Release : 2010-12-28
Category : Business & Economics
ISBN : 9780062063304

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The Wall Street Journal Guide to the New Rules of Personal Finance by Dave Kansas Pdf

Everything you thought you knew about saving, managing risk, and securing your financial future has changed. The world is very different in the wake of the biggest financial crisis since the Great Depression. Retirement accounts have been eviscerated, risk appetites diminished, and questions raised about age-old personal finance strategies such as "buy and hold" and the efficacy of relying heavily on stock mutual funds. In The Wall Street Journal Guide to the New Rules of Personal Finance, Dave Kansas offers guidelines for understanding the new regulations for finance firms, the rising importance of international investing, and the very different environment that now exists for home buyers. With valuable chapters on debt reduction, diversification, retirement planning, real estate, commodities, and other vital topics, this essential volume is designed to help the individual determine which tenets of an investing strategy remain sound and which deserve re-examination. It is the ultimate guide to profitably investing your money in a world that has fundamentally changed.

The Snowman's Guide to Personal Finance

Author : Steven Arnott
Publisher : Lulu.com
Page : 186 pages
File Size : 47,5 Mb
Release : 2020-02-12
Category : Business & Economics
ISBN : 9781777017309

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The Snowman's Guide to Personal Finance by Steven Arnott Pdf

If you're looking to confidently manage your money, The Snowman's Guide to Personal Finance is an excellent choice. Whether you're just starting out or you already have a financial plan, this book will provide actionable ways to improve your current situation. You'll also be able to revisit topics in the future as your life evolves. My goal is to help you spend your money stress-free and enjoy your life today. All while ensuring you can continue your lifestyle in the future. We'll cover actionable steps to: Save money for the future - Automate your savings plan - Rethink your expenses - Repay debt Put your savings to work - Manage your risk - Understand how to invest your savings - Lower your taxes Protect yourself from the unexpected - Set aside money for emergencies - Understand your insurance needs - Know when to write a will

The Index Card

Author : Helaine Olen,Harold Pollack
Publisher : Penguin
Page : 256 pages
File Size : 45,7 Mb
Release : 2016-01-05
Category : Business & Economics
ISBN : 9780698186651

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The Index Card by Helaine Olen,Harold Pollack Pdf

“The newbie investor will not find a better guide to personal finance.” —Burton Malkiel, author of A RANDOM WALK DOWN WALL STREET TV analysts and money managers would have you believe your finances are enormously complicated, and if you don’t follow their guidance, you’ll end up in the poorhouse. They’re wrong. When University of Chicago professor Harold Pollack interviewed Helaine Olen, an award-winning financial journalist and the author of the bestselling Pound Foolish, he made an off­hand suggestion: everything you need to know about managing your money could fit on an index card. To prove his point, he grabbed a 4" x 6" card, scribbled down a list of rules, and posted a picture of the card online. The post went viral. Now, Pollack teams up with Olen to explain why the ten simple rules of the index card outperform more complicated financial strategies. Inside is an easy-to-follow action plan that works in good times and bad, giving you the tools, knowledge, and confidence to seize control of your financial life.

Personal Finance

Author : Rachel S. Siegel
Publisher : Unknown
Page : 0 pages
File Size : 48,8 Mb
Release : 2021
Category : College students
ISBN : 1453334807

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Personal Finance by Rachel S. Siegel Pdf

"Personal Finance was written with two simple goals in mind: to help students develop a strong sense of financial literacy and provide a wide range of pedagogical aids to keep them engaged and on track. This book is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks, such as the life cycle of financial decisions and basic market dynamics, in a way that students can easily grasp and readily use in their personal lives." --Provided by publisher.

Personal Finance Essentials

Author : Rick Scott
Publisher : Unknown
Page : 146 pages
File Size : 52,5 Mb
Release : 2019-12-18
Category : Electronic
ISBN : 1676957405

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Personal Finance Essentials by Rick Scott Pdf

Personal Finance Essentials is an easy to understand, short and sweet personal finance guide. Readers can choose to read the entire book, one chapter, or even just one page. Readers that decide to read the whole book will learn the most, but merely reading the summary chapter or the one-page appendix should provide valuable financial advice to almost everyone. Rick Scott was flat broke in his mid-twenties and decided that he preferred not being poor. He aspired to learn how to achieve financial security. Scott had always known that working hard, long, and smart could make you money. He educated himself on essential personal finance concepts, which led to a revelation that you could earn lots of money merely by making wise financial decisions. Dr. Scott is an Associate Finance Professor, and he hopes Personal Finance Essentials will encourage others to achieve their goal of financial security.

Finance Is Personal

Author : Kim Stephenson,Ann B. Hutchins
Publisher : Bloomsbury Publishing USA
Page : 227 pages
File Size : 47,5 Mb
Release : 2015-06-30
Category : Business & Economics
ISBN : 9798216084433

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Finance Is Personal by Kim Stephenson,Ann B. Hutchins Pdf

This groundbreaking personal finance resource shows you how to manage thinking, feelings, and behavior so that you can handle your money to get what you want—not what someone else thinks you ought to have to be happy. Financial planning and money management are hot topics, but most books don't help you figure out what you truly want your money to provide for you. Exploring links between money and happiness, this guide is based on sound theory and on the latest research in psychology, behavioral economics, happiness, and neuroscience. It will give people at any stage of life—especially those of you in college or starting careers—the tools to plot your own course through the financial world and, ultimately, use money as a gateway to a happy and fulfilling life. Stephenson and Hutchins introduce core concepts that support strong, sound decision making around money, based on personal values, attitudes and beliefs, and goals. Practical, information-gathering questions and exercises help you uncover your true financial needs. The final two chapters show you how to integrate the relevant information with your goals and develop a plan for success. Along the way, you will learn such things as how to plan for your long-term goals, how to delay certain types of gratification for another type of instant gratification (peace of mind), how to think about credit, and how to make decisions on such issues as renting or buying, investing or saving, and borrowing a lot, a little, or not at all. Finally, you will come away with new ideas for how to have fun on a budget.

Personal Finance

Author : Vickie L. Bajtelsmit
Publisher : John Wiley & Sons
Page : 512 pages
File Size : 48,5 Mb
Release : 2019-10-22
Category : Business & Economics
ISBN : 9781119592471

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Personal Finance by Vickie L. Bajtelsmit Pdf

Personal Finance, 2nd Edition offers essential skills and knowledge that will set students on the road to lifelong financial wellness. By focusing on real-world decision making, Bajtlesmit engages a diverse student population by helping them make personal connections that can immediately impact their current financial situations. Using a conversational writing style, relatable examples and up-to-date coverage on important topics like student debt, students gain the knowledge they need to avoid early financial mistakes. By the end of the course, students have identified their goals and developed the problem-solving skills they need to build on as they progress to the next stages of life.

Personal Finance For Canadians For Dummies

Author : Eric Tyson,Tony Martin
Publisher : John Wiley & Sons
Page : 480 pages
File Size : 44,6 Mb
Release : 2015-09-18
Category : Business & Economics
ISBN : 9780470964804

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Personal Finance For Canadians For Dummies by Eric Tyson,Tony Martin Pdf

Personal Finance For Canadians For Dummies, 5th Edition, is a comprehensive roadmap to financial security. Expert authors Eric Tyson and Tony Martin offer pointers on eliminating debt and reining in spending, along with helpful tips on reducing taxes. Learn how to build wealth to ensure a comfortable retirement and tuition for the kids with a primer on investing. Using up-to-date Canadian examples and references, Personal Finance For Canadians For Dummies, 5th Edition provides you with the tools you need to take control of your financial life--in good times and bad.

Making Millions For Dummies

Author : Robert Doyen,Meg Schneider
Publisher : John Wiley & Sons
Page : 390 pages
File Size : 54,7 Mb
Release : 2009-01-06
Category : Business & Economics
ISBN : 9780470464557

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Making Millions For Dummies by Robert Doyen,Meg Schneider Pdf

The must-have guide to achieving great wealth Making Millions For Dummies lays out in simple, easy-to-understand steps the best ways to achieve wealth. Through a proven methodology of saving, building a successful business, smart investing, and carefully managing assets, this up-front, reliable guide shows readers how to achieve millionaire or multimillionaire status. It provides the lowdown on making wise financial decisions, with guidance on managing investments and inheritances, minimizing taxes, making money grow, and, most important, how to avoid common and costly financial mistakes. Millionaire wannabes will see how to maintain financial security throughout their life with this easy-to-follow road map to financial independence. For individuals who yearn to make millions but don't want to be restricted to owning or running a business, the book features other options, such as inventing and patenting the next big thing, consulting, selling high-value collectibles, and flipping or owning real estate.

Essential Money Guidebook

Author : Wes Karchut,Darby Karchut
Publisher : Copper Square Studios, LLC
Page : 200 pages
File Size : 47,8 Mb
Release : 2014-02-27
Category : Finance, Personal
ISBN : 0974114510

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Essential Money Guidebook by Wes Karchut,Darby Karchut Pdf

"If the thought of clipping coupons and budgeting is a complete turnoff, then this book is for you. If personal finance intimidates you, or the responsibility of managing your own moneyis a scary thought, then this book is for you. Essential money guidebook offers an alternative approach to personal finance that respects your lifestyle choices, regardless of what those may be. You can improve your finances starting from where you are without sacrificing the things that make your life fulfilling. Effective personal finance is about making the right decisions at the right time -- it's not about workiing harder."-- Back cover.

Investing 101

Author : Michele Cagan
Publisher : Simon and Schuster
Page : 256 pages
File Size : 55,5 Mb
Release : 2016
Category : Business & Economics
ISBN : 9781440595134

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Investing 101 by Michele Cagan Pdf

This hands-on lesson in investing keeps you engaged as you learn how to build a portfolio and expand your savings.