Everyone Ends Up Poor

Author : Curtis Ray
Publisher : Unknown
Page : 177 pages
File Size : 45,9 Mb
Release : 2018-10-24
Category : Electronic
ISBN : 1729218105

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Everyone Ends Up Poor! by Curtis Ray Pdf

What is financial freedom and how do you achieve it? That is a question I asked myself in 2014. My name is Curtis Ray, from Gilbert, Arizona and the author of this book Everyone Ends Up Poor(tm). I want to tell you my story of financial discovery through family, entrepreneurism, product development, and an array of experiences. This is not a traditional story of an investment strategy secret or 401(k) success, but a story of true pursuit of knowledge, breaking down the whole system of financial planning, and discovering the inefficiencies and underwhelming results of the 401(k), IRA, Roth IRA and other traditional financial plans. Throughout the book I look back on my life of running numerous businesses, what I learned through rapid success, partnerships, my rise and fall of financial wealth, and what ultimately led me to a career in educating the public on the Rules of Money and how to achieve financial security.This book is like no book ever written. Explaining clearly why a 401(k), IRA, Roth IRA, and other traditional retirement vehicles are not your friend, were never designed to produce you a good retirement income, and why Everyone Ends Up Poor(tm). Once someone understands the pitfalls of the current financial system, I explain the steps that can be taken to improve your retirement success by up to 400%. Through the experience and knowledge found in my journey, anyone can start the path of financial freedom today. In this book I explain the 7 Rules of Money prosperity, the 9 pillars of financial planning, pitfalls to avoid as an entrepreneur, and the one-of-a-kind financial strategy called Maximum Premium Indexing or MPI(tm).Everyone Ends Up Poor(tm) will challenge every belief you have regarding the current financial planning system.

Author : Peter Edelman
Publisher : New Press, The
Page : 160 pages
File Size : 42,9 Mb
Release : 2013-09-03
Category : Social Science
ISBN : 9781595589576

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So Rich, So Poor by Peter Edelman Pdf

“A competent, thorough assessment from a veteran expert in the field.” —Kirkus Reviews Income disparities in our wealthy nation are wider than at any point since the Great Depression. The structure of today’s economy has stultified wage growth for half of America’s workers—with even worse results at the bottom and for people of color—while bestowing billions on the few at the very top. In this “accessible and inspiring analysis”, lifelong anti-poverty advocate Peter Edelman assesses how the United States can have such an outsized number of unemployed and working poor despite important policy gains. He delves into what is happening to the people behind the statistics and takes a particular look at young people of color, for whom the possibility of productive lives is too often lost on the way to adulthood (Angela Glover Blackwell). For anyone who wants to understand one of the critical issues of twenty-first century America, So Rich, So Poor is “engaging and informative” (William Julius Wilson) and “powerful and eloquent” (Wade Henderson).

Author : Curtis Ray
Publisher : Unknown
Page : 177 pages
File Size : 48,5 Mb
Release : 2018-10-22
Category : Electronic
ISBN : 1729137695

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Everyone Ends Up Poor! by Curtis Ray Pdf

I have a passion for business development, product development and financial services specializing in retirement planning. I started my first business, Ray Brothers Granite, in 2004 with the concept of importing granite from overseas and providing a complete turn key installation service to the residential market. After 4 great years of success, I had the desire to create a new type of product in thin slabs of granite and other natural stones. In 2008, I began to travel to China often to design and develop Thin Natural Stone Panels. In 2009 the new product was ready to go to market so myself and 2 partners founded ForzaStone Building Solutions. In 2011, we opened up Direct Granite to supply and wholesale to the contractor base and provide all the granite and other stones to Ray Brothers Granite. In 2013, Direct Granite, Ray Brothers Granite, and ForzaStone moved into a high end showroom in Mesa, AZ and consolidated all my companies under 1 roof. Ray Brothers Granite and Direct Granite merged to form into one of the largest Wholesale/ Retail Home Interior Remodeling Company in Arizona as the name Premium Granite. To date my companies have imported over 500 containers in over 15 different construction product lines and revenues of over $40,000,000. We provide services to residential remodeling and new build, multi family apartments and condos, modular homes, hotels, and other applications.In 2014, I started a financial services business called SunCor Financial. I developed a retirement planning system called Maximum Premium Indexing currently in Patent Pending and expanding nationally. MPI focuses on the 9 essentials of a financial plan. Through MPI, a financial plan can produce up to 4x more Income with security than the traditional IRA, Roth, or 401k. I developed a seminar that I teach Nationally called "The Science of Retirement." I have a true passion for educating Millennials and Gen Y on rules of money, how to secure their future, and maximize their money.This book was written to help you create a financial plan that protects you, ensures your growth, and allows you to keep getting wealthier even when the market doesn't go your way.

Author : Hanya Yanagihara
Publisher : Anchor
Page : 834 pages
File Size : 45,6 Mb
Release : 2016-01-26
Category : Fiction
ISBN : 9780804172707

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A Little Life by Hanya Yanagihara Pdf

NEW YORK TIMES BESTSELLER • A stunning “portrait of the enduring grace of friendship” (NPR) about the families we are born into, and those that we make for ourselves. A masterful depiction of love in the twenty-first century. NATIONAL BOOK AWARD FINALIST • MAN BOOKER PRIZE FINALIST • WINNER OF THE KIRKUS PRIZE A Little Life follows four college classmates—broke, adrift, and buoyed only by their friendship and ambition—as they move to New York in search of fame and fortune. While their relationships, which are tinged by addiction, success, and pride, deepen over the decades, the men are held together by their devotion to the brilliant, enigmatic Jude, a man scarred by an unspeakable childhood trauma. A hymn to brotherly bonds and a masterful depiction of love in the twenty-first century, Hanya Yanagihara’s stunning novel is about the families we are born into, and those that we make for ourselves. Look for Hanya Yanagihara’s latest bestselling novel, To Paradise.

Author : Linda Tirado
Publisher : Penguin
Page : 224 pages
File Size : 48,8 Mb
Release : 2014-10-02
Category : Biography & Autobiography
ISBN : 9780698175280

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Hand to Mouth by Linda Tirado Pdf

One of the Best 5 Books of 2014 — Esquire "I’ve been waiting for this book for a long time. Well, not this book, because I never imagined that the book I was waiting for would be so devastatingly smart and funny, so consistently entertaining and unflinchingly on target. In fact, I would like to have written it myself – if, that is, I had lived Linda Tirado’s life and extracted all the hard lessons she has learned. I am the author of Nickel and Dimed, which tells the story of my own brief attempt, as a semi-undercover journalist, to survive on low-wage retail and service jobs. Tirado is the real thing." —from the foreword by Barbara Ehrenreich, New York Times bestselling author of Nickel and Dimed We in America have certain ideas of what it means to be poor. Linda Tirado, in her signature brutally honest yet personable voice, takes all of these preconceived notions and smashes them to bits. She articulates not only what it is to be working poor in America (yes, you can be poor and live in a house and have a job, even two), but what poverty is truly like—on all levels. Frankly and boldly, Tirado discusses openly how she went from lower-middle class, to sometimes middle class, to poor and everything in between, and in doing so reveals why “poor people don’t always behave the way middle-class America thinks they should.”

Author : Celeste Ng
Publisher : Penguin
Page : 306 pages
File Size : 41,7 Mb
Release : 2014-06-26
Category : Fiction
ISBN : 9781101634615

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Everything I Never Told You by Celeste Ng Pdf

The acclaimed debut novel by the author of Little Fires Everywhere and Our Missing Hearts “A taut tale of ever deepening and quickening suspense.” —O, the Oprah Magazine “Explosive . . . Both a propulsive mystery and a profound examination of a mixed-race family.” —Entertainment Weekly “Lydia is dead. But they don’t know this yet.” So begins this exquisite novel about a Chinese American family living in 1970s small-town Ohio. Lydia is the favorite child of Marilyn and James Lee, and her parents are determined that she will fulfill the dreams they were unable to pursue. But when Lydia’s body is found in the local lake, the delicate balancing act that has been keeping the Lee family together is destroyed, tumbling them into chaos. A profoundly moving story of family, secrets, and longing, Everything I Never Told You is both a gripping page-turner and a sensitive family portrait, uncovering the ways in which mothers and daughters, fathers and sons, and husbands and wives struggle, all their lives, to understand one another.

Author : Michael Veltri
Publisher : John Wiley & Sons
Page : 259 pages
File Size : 46,7 Mb
Release : 2017-01-17
Category : Business & Economics
ISBN : 9781119285274

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The Mushin Way to Peak Performance by Michael Veltri Pdf

Follow your own nature to achieve clarity, power, and success The Mushin Way teaches tools and techniques to help you reach peak performance and transform your business and personal life. Regardless of what we want to achieve in business or in life, transformation can be difficult and we tend to be our own worst enemies. We hold ourselves back without even realizing what we are capable of. In this book, you'll learn how to break through the cycle of stress and setbacks to act with clarity, purpose, and direction—achieving peak performance and transformation along the way. You'll look deep inside to discover the natural leadership abilities lying dormant within you; you'll wake them up, make them stronger, and learn to draw on the strengths of those around you instead of muscling through with brute force. You'll discover how making the right choice is an empowering act, and develop the strength and confidence to stop hesitating at every crossroad. With pragmatic advice and wisdom drawn from the guiding principles of the Japanese martial art of Aikido, you'll find your inner warrior and learn that even the most challenging battles can be won—or may not even need to be fought. When you set your sights high, peak performance can feel like a constant uphill battle fraught with failures and disappointments. What if success was more like a transformational river current that carries you along to your goal? This book shows you how to come down off the hill into the refreshing waters of mindfulness to begin your journey to the top. Develop laser-like focus, even in high-stress environments Identify and develop your own innate leadership qualities Turn setbacks into opportunities and defeat into victory Achieve much more than ever before, with far less effort Eastern philosophy teaches us to work in harmony with our own nature instead of fighting ourselves every step of the way. The Mushin Way shows you just where your inner strengths lie, and how to leverage them for success.

Author : Laura Nowlin
Publisher : Sourcebooks, Inc.
Page : 336 pages
File Size : 53,5 Mb
Release : 2013-04-02
Category : Juvenile Fiction
ISBN : 9781402277849

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If He Had Been with Me by Laura Nowlin Pdf

If he had been with me everything would have been different... I wasn't with Finn on that August night. But I should've been. It was raining, of course. And he and Sylvie were arguing as he drove down the slick road. No one ever says what they were arguing about. Other people think it's not important. They do not know there is another story. The story that lurks between the facts. What they do not know—the cause of the argument—is crucial. So let me tell you...

Author : John Lanchester
Publisher : Faber & Faber
Page : 293 pages
File Size : 52,9 Mb
Release : 2014-09-02
Category : Reference
ISBN : 9780571309832

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How to Speak Money by John Lanchester Pdf

Money is our global language. Yet so few of us can speak it. The language of the economic elite can be complex, jargon-filled and completely baffling. Above all, the language of money is the language of power - power in the hands of the same economic elite. Now John Lanchester, bestselling author of Capital and Whoops! sets out to decode the world of finance for all of us, explaining everything from high-frequency trading and the World Bank to the difference between bullshit and nonsense. As funny as it is devastating, How To Speak Money is a primer and a polemic. It's a reference book you'll find yourself reading in one sitting. And it gives you everything you need to demystify the world of high finance - the world that dominates how we all live now.

Author : Curtis Ray
Publisher : Yav
Page : 200 pages
File Size : 49,5 Mb
Release : 2020-03-08
Category : Electronic
ISBN : 1937449076

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The Lost Science of Compound Interest by Curtis Ray Pdf

Best-selling author and money scientist, Curtis Ray, is at it again. In a new and compelling story about money, science, art, evolution, discovery, creation, struggle, and ultimately, triumph, Curtis will take you on a life-changing journey through some of the most complicated mathematic money concepts by transforming them into an easily implemented path to unlimited wealth and prosperity. Curtis brings to life, in both words and graphics, the phenomenon of Compound Interest and the powerful influence it can have on your life. Like no other book, you will learn the simplest path to personal and financial freedom through a scientific approach to money, allowing the laws of Compound Interest to do all the heavy lifting in your pursuit of financial freedom.

Author : Anonim
Publisher : Unknown
Page : 200 pages
File Size : 50,7 Mb
Release : 1884
Category : Electronic
ISBN : CHI:79251582

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Every Other Saturday by Anonim Pdf

Author : Robinne Lee
Publisher : St. Martin's Griffin
Page : 320 pages
File Size : 43,5 Mb
Release : 2017-06-13
Category : Fiction
ISBN : 9781250125910

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The Idea of You by Robinne Lee Pdf

Now an original movie on Prime Video starring Anne Hathaway and Nicholas Galitzine! When Solène Marchand, the thirty-nine-year-old owner of a prestigious art gallery in Los Angeles, takes her daughter, Isabelle, to meet her favorite boy band, she does so reluctantly and at her ex-husband’s request. The last thing she expects is to make a connection with one of the members of the world-famous August Moon. But Hayes Campbell is clever, winning, confident, and posh, and the attraction is immediate. That he is all of twenty years old further complicates things. What begins as a series of clandestine trysts quickly evolves into a passionate relationship. It is a journey that spans continents as Solène and Hayes navigate each other’s disparate worlds: from stadium tours to international art fairs to secluded hideaways in Paris and Miami. And for Solène, it is as much a reclaiming of self, as it is a rediscovery of happiness and love. When their romance becomes a viral sensation, and both she and her daughter become the target of rabid fans and an insatiable media, Solène must face how her new status has impacted not only her life, but the lives of those closest to her.

Author : Édouard Louis
Publisher : Farrar, Straus and Giroux
Page : 208 pages
File Size : 47,7 Mb
Release : 2017-05-02
Category : Fiction
ISBN : 9780374716394

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The End of Eddy by Édouard Louis Pdf

An autobiographical novel about growing up gay in a working-class town in Picardy. “Every morning in the bathroom I would repeat the same phrase to myself over and over again . . . Today I’m really gonna be a tough guy.” Growing up in a poor village in northern France, all Eddy Bellegueule wanted was to be a man in the eyes of his family and neighbors. But from childhood, he was different—“girlish,” intellectually precocious, and attracted to other men. Already translated into twenty languages, The End of Eddy captures the violence and desperation of life in a French factory town. It is also a sensitive, universal portrait of boyhood and sexual awakening. Like Karl Ove Knausgaard or Edmund White, Édouard Louis writes from his own undisguised experience, but he writes with an openness and a compassionate intelligence that are all his own. The result—a critical and popular triumph—has made him the most celebrated French writer of his generation.

Author : Amor Towles
Publisher : Penguin
Page : 593 pages
File Size : 47,8 Mb
Release : 2021-10-05
Category : Fiction
ISBN : 9780735222373

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The Lincoln Highway by Amor Towles Pdf

#1 NEW YORK TIMES BESTSELLER More than ONE MILLION copies sold A TODAY Show Read with Jenna Book Club Pick A New York Times Notable Book, and Chosen by Oprah Daily, Time, NPR, The Washington Post, Bill Gates and Barack Obama as a Best Book of the Year “Wise and wildly entertaining . . . permeated with light, wit, youth.” —The New York Times Book Review “A classic that we will read for years to come.” —Jenna Bush Hager, Read with Jenna book club “Fantastic. Set in 1954, Towles uses the story of two brothers to show that our personal journeys are never as linear or predictable as we might hope.” —Bill Gates “A real joyride . . . elegantly constructed and compulsively readable.” —NPR The bestselling author of A Gentleman in Moscow and Rules of Civility and master of absorbing, sophisticated fiction returns with a stylish and propulsive novel set in 1950s America In June, 1954, eighteen-year-old Emmett Watson is driven home to Nebraska by the warden of the juvenile work farm where he has just served fifteen months for involuntary manslaughter. His mother long gone, his father recently deceased, and the family farm foreclosed upon by the bank, Emmett's intention is to pick up his eight-year-old brother, Billy, and head to California where they can start their lives anew. But when the warden drives away, Emmett discovers that two friends from the work farm have hidden themselves in the trunk of the warden's car. Together, they have hatched an altogether different plan for Emmett's future, one that will take them all on a fateful journey in the opposite direction—to the City of New York. Spanning just ten days and told from multiple points of view, Towles's third novel will satisfy fans of his multi-layered literary styling while providing them an array of new and richly imagined settings, characters, and themes. “Once again, I was wowed by Towles’s writing—especially because The Lincoln Highway is so different from A Gentleman in Moscow in terms of setting, plot, and themes. Towles is not a one-trick pony. Like all the best storytellers, he has range. He takes inspiration from famous hero’s journeys, including The Iliad, The Odyssey, Hamlet, Huckleberry Finn, and Of Mice and Men. He seems to be saying that our personal journeys are never as linear or predictable as an interstate highway. But, he suggests, when something (or someone) tries to steer us off course, it is possible to take the wheel.” – Bill Gates

Author : Colleen Hoover
Publisher : Pocket Books
Page : 448 pages
File Size : 51,9 Mb
Release : 2020-07-28
Category : Fiction
ISBN : 9781982143657

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It Ends with Us by Colleen Hoover Pdf

In this “brave and heartbreaking novel that digs its claws into you and doesn’t let go, long after you’ve finished it” (Anna Todd, New York Times bestselling author) from the #1 New York Times bestselling author of All Your Perfects, a workaholic with a too-good-to-be-true romance can’t stop thinking about her first love. Lily hasn’t always had it easy, but that’s never stopped her from working hard for the life she wants. She’s come a long way from the small town where she grew up—she graduated from college, moved to Boston, and started her own business. And when she feels a spark with a gorgeous neurosurgeon named Ryle Kincaid, everything in Lily’s life seems too good to be true. Ryle is assertive, stubborn, maybe even a little arrogant. He’s also sensitive, brilliant, and has a total soft spot for Lily. And the way he looks in scrubs certainly doesn’t hurt. Lily can’t get him out of her head. But Ryle’s complete aversion to relationships is disturbing. Even as Lily finds herself becoming the exception to his “no dating” rule, she can’t help but wonder what made him that way in the first place. As questions about her new relationship overwhelm her, so do thoughts of Atlas Corrigan—her first love and a link to the past she left behind. He was her kindred spirit, her protector. When Atlas suddenly reappears, everything Lily has built with Ryle is threatened. An honest, evocative, and tender novel, It Ends with Us is “a glorious and touching read, a forever keeper. The kind of book that gets handed down” (USA TODAY).