Evolving Banking Trends In Sub Saharan Africa

Author : Mr.Mauro Mecagni,Daniela Marchettini,Mr.Rodolfo Maino
Publisher : International Monetary Fund
Page : 39 pages
File Size : 51,7 Mb
Release : 2015-09-16
Category : Business & Economics
ISBN : 9781513598246

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Evolving Banking Trends in Sub-Saharan Africa by Mr.Mauro Mecagni,Daniela Marchettini,Mr.Rodolfo Maino Pdf

Banking in SSA has undergone very significant changes over the last two decades. Financial liberalization and related reforms, upgrades in institutional and more recently the expansion of cross-border banking activities and the rapid development of Pan-African banking groups are signaling greater financial integration and significant changes in the African banking and financial landscape. Nonetheless, excess liquidity in many countries reflects limited lending opportunities and, despite improvements, asset quality and provisioning remain comparatively low. Dollarization has also been a persistent characteristic in several natural resource-dependent economies. This paper discusses key stylized facts and trends of banking development in SSA, looking at a variety of dimensions such as size, depth, soundness, and efficiency. It also assess the rapid expansion of pan-African banking groups, which have overtaken the role of the European and U.S. banks that had traditionally dominated banking activities in SSA, creating significant cross-border networks and becoming the largest participants in new syndicates and large bilateral loans to finance infrastructure development.

Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 55,6 Mb
Release : 2024-06-30
Category : Electronic
ISBN : 1513522426

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Evolving Banking Trends in Sub-Saharan Africa by Anonim Pdf

Author : Mr.Montfort Mlachila,Mr.Masafumi Yabara
Publisher : International Monetary Fund
Page : 34 pages
File Size : 54,9 Mb
Release : 2013-09-26
Category : Business & Economics
ISBN : 9781484344538

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Banking in Sub-Saharan Africa by Mr.Montfort Mlachila,Mr.Masafumi Yabara Pdf

Many countries in sub-Saharan Africa (SSA) have seen accelerated growth for an extended period of time since the mid-1990s, making a clear break with their long stagnant growth during the previous two decades. That said, the region faces significant challenges over the medium to long term, including reducing poverty, overcoming infrastructure bottlenecks, enhancing productivity and skill levels, and improving the business climate, among others. The banking sector remains underdeveloped in SSA, thus reducing its contribution to growth, although its limited integration with global financial markets helped countries weather adverse effects of the global financial crisis. It is imperative that the banking sector plays a more active role in SSA, in order to achieve sustainable growth led by the private sector. This paper, building on the recent literature on SSA, discusses the main features of the region’s growth and macroeconomic performance in recent years and the outlook for the coming years; it then reviews the main features of SSA banking systems and how they were affected by the global economic crisis, while flagging some factors that could influence financial sector developments in SSA in the period ahead.

Author : Martin Brownbridge,Charles Harvey (M.A.),Augustine Fritz Gockel
Publisher : Africa World Press
Page : 258 pages
File Size : 40,7 Mb
Release : 1998
Category : Business & Economics
ISBN : 0865436932

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Banking in Africa by Martin Brownbridge,Charles Harvey (M.A.),Augustine Fritz Gockel Pdf

This book provides a review of the evolution of the post-independence banking system in Africa. There is a strong focus on the problems of restructuring of banking institutions and the management of the bad and non-performing assets of public sector institutions.

Author : Patrick Honohan,Thorsten Beck
Publisher : World Bank Publications
Page : 264 pages
File Size : 53,9 Mb
Release : 2007
Category : Business & Economics
ISBN : 9780821369104

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Making Finance Work for Africa by Patrick Honohan,Thorsten Beck Pdf

Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.

Author : Mr.Paul Henri Mathieu,Mr.Marco Pani,Shiyuan Chen,Mr.Rodolfo Maino
Publisher : International Monetary Fund
Page : 45 pages
File Size : 49,5 Mb
Release : 2019-07-11
Category : Business & Economics
ISBN : 9781498321549

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Drivers of Cross-Border Banking in Sub-Saharan Africa by Mr.Paul Henri Mathieu,Mr.Marco Pani,Shiyuan Chen,Mr.Rodolfo Maino Pdf

Using data collected from pan-African banks’ (PABs), balance sheets and other sources (Orbis, Fitch), this study identifies some key patterns of cross-border investment in bank subsidiaries by key banking groups in sub-Saharan Africa (SSA) and discusses some of the determinants of this investment. Using a gravity model relating the annual value of a banking group’s investment in the net equity of its subsidiaries to a set of explanatory variables, the analysis finds that cross-border banking is in part driven by a search for yield, diversification, and expansion for strategic reasons.

Author : Sandrine Kablan
Publisher : International Monetary Fund
Page : 27 pages
File Size : 51,6 Mb
Release : 2010-06-01
Category : Business & Economics
ISBN : 9781455201198

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Banking Efficiency and Financial Development in Sub-Saharan Africa by Sandrine Kablan Pdf

This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.

Author : Ms.Catherine A. Pattillo,Ms.Anne Marie Gulde,Mr.Kevin Joseph Carey,Ms.Smita Wagh,Mr.Jakob Christensen
Publisher : International Monetary Fund
Page : 62 pages
File Size : 50,8 Mb
Release : 2006-08-28
Category : Business & Economics
ISBN : 1589065654

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Sub-Saharan Africa by Ms.Catherine A. Pattillo,Ms.Anne Marie Gulde,Mr.Kevin Joseph Carey,Ms.Smita Wagh,Mr.Jakob Christensen Pdf

Financial sectors in low-income sub-Saharan Africa (SSA) are among the world's least developed. In fact, assets in most low-income African countries are smaller than those held by a single medium-sized bank in an industrial country. The absence of deep, efficient financial markets seriously challenges policy making, hinders poverty alleviation, and constrains growth. This book argues that building efficient and sound financial sectors in SSA countries will improve Africa's economic prospects. Based on a review of the key features of financial systems, it discusses the main obstacles and challenges that financial structures pose for SSA economies and recommends steps that could address major shortcomings in implementing the reform agenda.

Author : European Investment Bank
Publisher : European Investment Bank
Page : 297 pages
File Size : 42,8 Mb
Release : 2018-11-21
Category : Business & Economics
ISBN : 9789286138485

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Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability by European Investment Bank Pdf

In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

Author : Paula Mitchell
Publisher : Unknown
Page : 84 pages
File Size : 40,7 Mb
Release : 2001
Category : Business & Economics
ISBN : MINN:31951D02013935Z

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Africa by Paula Mitchell Pdf

Author : Mr.Montfort Mlachila,Ahmat Jidoud,Ms.Monique Newiak,Bozena Radzewicz-Bak,Ms.Misa Takebe
Publisher : International Monetary Fund
Page : 79 pages
File Size : 50,6 Mb
Release : 2016-09-14
Category : Business & Economics
ISBN : 9781475536355

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Financial Development in Sub-Saharan Africa by Mr.Montfort Mlachila,Ahmat Jidoud,Ms.Monique Newiak,Bozena Radzewicz-Bak,Ms.Misa Takebe Pdf

This paper discusses how sub-Saharan Africa’s financial sector developed in the past few decades, compared with other regions. Sub-Saharan African countries have made substantial progress in financial development over the past decade, but there is still considerable scope for further development, especially compared with other regions. Indeed, until a decade or so ago, the level of financial development in a large number of sub-Saharan African countries had actually regressed relative to the early 1980s. With the exception of the region’s middle-income countries, both financial market depth and institutional development are lower than in other developing regions. The region has led the world in innovative financial services based on mobile telephony, but there remains scope to increase financial inclusion further. The development of mobile telephone-based systems has helped to incorporate a large share of the population into the financial system, especially in East Africa. Pan-African banks have been a driver for homegrown financial development, but they also bring a number of challenges.

Author : Mr.Amadou N Sy,Mr.Rodolfo Maino,Mr.Alexander Massara,Hector Perez Saiz,Preya Sharma
Publisher : International Monetary Fund
Page : 61 pages
File Size : 50,7 Mb
Release : 2019-02-14
Category : Business & Economics
ISBN : 9781484385661

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FinTech in Sub-Saharan African Countries by Mr.Amadou N Sy,Mr.Rodolfo Maino,Mr.Alexander Massara,Hector Perez Saiz,Preya Sharma Pdf

FinTech is a major force shaping the structure of the financial industry in sub-Saharan Africa. New technologies are being developed and implemented in sub-Saharan Africa with the potential to change the competitive landscape in the financial industry. While it raises concerns on the emergence of vulnerabilities, FinTech challenges traditional structures and creates efficiency gains by opening up the financial services value chain. Today, FinTech is emerging as a technological enabler in the region, improving financial inclusion and serving as a catalyst for the emergence of innovations in other sectors, such as agriculture and infrastructure.

Author : Mr. Charles Enoch,Mr. Paul Henri Mathieu,Mr. Mauro Mecagni,Mr. Jorge Iván Canales Kriljenko
Publisher : International Monetary Fund
Page : 102 pages
File Size : 50,7 Mb
Release : 2015-04-30
Category : Business & Economics
ISBN : 9781484325193

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Pan-African Banks by Mr. Charles Enoch,Mr. Paul Henri Mathieu,Mr. Mauro Mecagni,Mr. Jorge Iván Canales Kriljenko Pdf

Pan-African banks are expanding rapidly across the continent, creating cross-border networks, and having a systemic presence in the banking sectors of many Sub-Saharan African countries. These banking groups are fostering financial development and economic integration, stimulating competition and efficiency, introducing product innovation and modern management and information systems, and bringing higher skills and expertise to host countries. At the same time, the rise of pan-African banks presents new challenges for regulators and supervisors. As networks expand, new channels for transmission of macro-financial risks and spillovers across home and host countries may emerge. To ensure that the gains from cross border banking are sustained and avoid raising financial stability risks, enhanced cross-border cooperation on regulatory and supervisory oversight is needed, in particular to support effective supervision on a consolidated basis. This paper takes stock of the development of pan-African banking groups; identifies regulatory, supervisory and resolution gaps; and suggests how the IMF can help the authorities address the related challenges.

Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 45,9 Mb
Release : 2020
Category : Electronic
ISBN : 9286144954

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Banking in Africa by Anonim Pdf

In its fifth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: - Investing sustainably in Africa's cities; - Mobilising agricultural value chain financing in Africa: why and how; - Remittances and financial sector development in Africa.

Author : Thorsten Beck,Samuel Munzele Maimbo,Issa Faye,Thouraya Triki
Publisher : World Bank Publications
Page : 325 pages
File Size : 48,7 Mb
Release : 2011-09-01
Category : Business & Economics
ISBN : 9780821387986

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Financing Africa by Thorsten Beck,Samuel Munzele Maimbo,Issa Faye,Thouraya Triki Pdf

Financing Africa takes stock of Africa s financial systems in light of recent changes in the global financial system and the increasing role of technology.