Financial Capability And Asset Holding In Later Life

Author : Margaret S. Sherraden,Nancy Morrow-Howell
Publisher : Oxford University Press, USA
Page : 281 pages
File Size : 55,8 Mb
Release : 2015
Category : Business & Economics
ISBN : 9780199374304

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Financial Capability and Asset Holding in Later Life by Margaret S. Sherraden,Nancy Morrow-Howell Pdf

In Financial Capability and Asset Holding in Later Life: A Life Course Perspective the concept of Financial Capability is used to underscore the importance of acquiring knowledge and skills while also addressing policies and services than can build financial security. The volume assembles the latest evidence on financial capability and assets among older adults using a life course perspective, arguing that older adults need financial knowledge and financial services in order to build secure lives, and that this process needs to begin before it is too late to make effective changes and choices. Broken into three parts, the chapters in this book written by leading experts in the field blend together empirical findings, economic and social theory, and case studies. Part 1 opens the book with a conceptual and empirical overview of financial capability and assets among older adults using a life course perspective.

Author : Margaret Sherraden,Julie Birkenmaier,J. Michael Collins
Publisher : Oxford University Press
Page : 600 pages
File Size : 53,9 Mb
Release : 2018-04-26
Category : Social Science
ISBN : 9780190238582

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Financial Capability and Asset Building in Vulnerable Households by Margaret Sherraden,Julie Birkenmaier,J. Michael Collins Pdf

Financial struggles of American families are headline news. In communities across the nation, families feel the pinch of stagnant and sometimes declining incomes. Many have not recovered from the Great Recession, when millions lost their homes and retirement savings. They are bombarded daily with vexing financial decisions: Which bills to pay? Where to cash checks? How to cover an emergency? How to improve a credit report? How to bank online? How to save for the future? Low- and moderate-income families have few places to turn for guidance on financial matters. Not many can afford to pay a financial advisor to help navigate an increasingly complex financial world. They do their best with advice from family and trusted individuals. Social workers, financial counselors, and human services professionals can help. As "first responders," they assist families and help in finding financial support from public and private sources. But these professionals are too often unprepared to address the full range of financial troubles of ordinary working families. Financial Capability and Asset Building in Vulnerable Households prepares social workers, financial counselors, and other human service professionals for financial practice with vulnerable families. Building on more than 20 years of research, the book sets the stage with key concepts, historical antecedents, and current financial challenges of families in America. It provides knowledge and tools to assist families in pressing financial circumstances, and offers a lifespan perspective of financial capability and environmental influences on financial behaviors and actions. Furthermore, the text details practice principles and skills for direct interventions, as well as for designing financial services and policy innovations. It is an essential resource for preparing the next generation of practitioners who can enable families to achieve economic security and development.

Author : Jing Jian Xiao
Publisher : Springer
Page : 376 pages
File Size : 41,8 Mb
Release : 2016-05-30
Category : Psychology
ISBN : 9783319288871

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Handbook of Consumer Finance Research by Jing Jian Xiao Pdf

This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.

Author : Christine Callahan,Jodi Jacobson Frey,Rachel Imboden
Publisher : Routledge
Page : 204 pages
File Size : 49,8 Mb
Release : 2019-11-21
Category : Social Science
ISBN : 9781351165662

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The Routledge Handbook on Financial Social Work by Christine Callahan,Jodi Jacobson Frey,Rachel Imboden Pdf

The Routledge Handbook on Financial Social Work explicates the financial needs, issues, and interventions within populations and theoretical approaches, and it assists clinician practitioners in intervening expertly and comprehensively. This book covers a range of issues in populations seeking services around complex financial needs and struggles, including those in the child welfare system; those with housing issues or facing homelessness; those coping with chronic and acute medical and psychiatric illnesses; those recovering from interpersonal violence; those facing recovery from incarceration; children and families involved in the child welfare system; and much more. In addition, policies will be woven in to inform the work. This book thoroughly explores research and evidence-based interventions around each population, and teaches clinicians to understand and treat financial distress holistically and empathically. This handbook will explain why understanding financial capability in these populations is so critical and how clinicians can step up their practices to meet those needs. Professionals from multiple disciplines ranging from financial therapists to social workers to financial coaches to financial planners will find this handbook eminently useful.

Author : Sara Sanders,Stacey R. Kolomer,Cheryl Waites Spellman,Victoria M. Rizzo
Publisher : Springer Nature
Page : 196 pages
File Size : 43,8 Mb
Release : 2019-11-30
Category : Psychology
ISBN : 9783030263348

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Gerontological Social Work and the Grand Challenges by Sara Sanders,Stacey R. Kolomer,Cheryl Waites Spellman,Victoria M. Rizzo Pdf

The growing number of older adults in the United States poses a significant challenge to families, healthcare systems, mental health services, and many other caregiving groups. Using the Grand Challenges for Social Work initiative as a framework, this text evaluates critical policies and issues pertaining to older adults, identifying both the overall systemic inequalities currently working against older adults as well as specific areas that require updated policies and interventions. It calls for active attention to the implementation of science-based research, policy, and practices to promote health and well-being. Among the topics addressed: Family violence against older adults Disaster planning and preparedness Building financial capability for aging families Health needs of incarcerated older adults Closing the gap in healthcare services for older adults Social isolation and its effects on mental health and well-being A useful gerontology resource for students, social work scholars, and practitioners, Gerontological Social Work and the Grand Challenges advocates for justice and equal opportunity for older adults, and highlights important social issues that must be urgently addressed in the near future.

Author : Rowena Fong,James Lubben,Richard P. Barth
Publisher : Oxford University Press
Page : 304 pages
File Size : 53,9 Mb
Release : 2017-12-18
Category : Social Science
ISBN : 9780190859008

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Grand Challenges for Social Work and Society by Rowena Fong,James Lubben,Richard P. Barth Pdf

The Grand Challenges for Social Work Initiative (GCSWI), which is spearheaded by the American Academy of Social Work and Social Welfare (AASWSW), represents a major endeavor for the entire field of social work. GCSWI calls for bold innovation and collective action powered by proven and evolving scientific interventions to address critical social issues facing society. The purpose of GCSWI was modeled after the National Academy of Engineering, which aimed to identify some of the most persistent engineering problems of the day and then put the attentions, energies, and funding of the entire field to work on them for a decade. The GCSWI does the same for social issues, tackling problems such as homelessness, social isolation, mass incarceration, family violence, and economic inequality. Grand Challenges for Social Work and Society is an edited book that will present the foundations of the GCSWI, laying out the start of the initiative and providing summaries of each of the twelve challenges. The 12 main chapters that form the core of the book, one on each of the dozen Grand Challenges, are written by the primary research teams who are driving each GC project.

Author : William A. Vega,Jacqueline L. Angel,Luis Miguel F. Gutiérrez Robledo,Kyriakos S. Markides
Publisher : Springer
Page : 383 pages
File Size : 44,9 Mb
Release : 2018-09-22
Category : Family & Relationships
ISBN : 9783030005849

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Contextualizing Health and Aging in the Americas by William A. Vega,Jacqueline L. Angel,Luis Miguel F. Gutiérrez Robledo,Kyriakos S. Markides Pdf

This book presents new insights into the consequences of the impending growth in and impact of the older segment of Latino aging adults across distinctive regions of the Americas. It uses a comparative research framework to further understanding of current issues in health and aging in the transnational context of the health and migratory experiences of the U.S.- Mexican population. It provides an important contribution to the interdisciplinary investigation of chronic diseases and functional impairments, social care and medical services, care-giving and intervention development, and neighborhood factors supporting optimal aging, using new conceptual and methodological approaches (inter-group comparisons). Specifically, the chapters employ different methodologies that investigate trends in aging health and services related to immigration processes, family and household structure, macroeconomic changes in the quality of community life, and focus on the new realities of aging in Latino families in local communities. The book focuses on measurement, data-quality issues, new conceptual modeling techniques, and longitudinal survey capabilities, and suggests needed areas of new research. As such it is of interest to researchers and policy makers in a wide range of disciplines from social and behavioral sciences to economics, gerontology, geriatrics, and public health.

Author : National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population
Publisher : National Academies Press
Page : 230 pages
File Size : 50,9 Mb
Release : 2013-01-10
Category : Social Science
ISBN : 9780309261968

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Aging and the Macroeconomy by National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population Pdf

The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.

Author : Anonim
Publisher : Unknown
Page : 57 pages
File Size : 48,7 Mb
Release : 2003
Category : Electronic
ISBN : OCLC:1166670646

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Adult Financial Capability Framework by Anonim Pdf

Author : Anonim
Publisher : Unknown
Page : 108 pages
File Size : 43,8 Mb
Release : 2007
Category : Older people
ISBN : WISC:89119734713

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Growing Older in America by Anonim Pdf

Author : Michael S. Barr
Publisher : Brookings Institution Press
Page : 308 pages
File Size : 42,6 Mb
Release : 2012
Category : Business & Economics
ISBN : 9780815722335

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No Slack by Michael S. Barr Pdf

The financial crisis exposed unsavory results of interactions between low- and moderate-income households and alternative and mainstream financial institutions: overleveraged incomes, high cost for financial services, and lack of access to useful financial products that can cushion against economic instability. It revealed a financial services system that is not well designed to serve these households, leaving them without financial slack. Pivotal analysis, focusing on metropolitan Detroit's low- and moderate-income neighborhoods, examines household decision making processes, behaviors, and attitudes toward a full range of financial transactions during the subprime lending boom. The author advocates helping families seek financial stability in three primary ways: enhancing individuals' financial capability, using technology to promote access to financial products and services that meet their needs, and establishing strong protections for consumers.

Author : Julie Birkenmaier,Jami Curley,Margaret Sherraden
Publisher : Oxford University Press
Page : 380 pages
File Size : 51,9 Mb
Release : 2013-02-21
Category : Business & Economics
ISBN : 9780199755950

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Financial Education and Capability by Julie Birkenmaier,Jami Curley,Margaret Sherraden Pdf

This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.

Author : Julie Birkenmaier,Margaret Sherraden,Jami Curley
Publisher : Oxford University Press
Page : 384 pages
File Size : 45,9 Mb
Release : 2013-01-11
Category : Social Science
ISBN : 9780199344161

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Financial Capability and Asset Development by Julie Birkenmaier,Margaret Sherraden,Jami Curley Pdf

This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. This book is a key resource for those interested in improving financial education and financial products and services for low-income families.

Author : Anonim
Publisher : Unknown
Page : 2004 pages
File Size : 52,6 Mb
Release : 2008
Category : Health insurance
ISBN : IND:30000126794951

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Best's Insurance Reports by Anonim Pdf

Author : Anonim
Publisher : Unknown
Page : 904 pages
File Size : 51,5 Mb
Release : 2009
Category : Investments
ISBN : UCLA:L0100411271

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Standard & Poor's Creditweek by Anonim Pdf