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Getting Your Share by Lois Brenner,Robert Stein Pdf
Each year more than one million marriages end in divorce. Yet, despite the passage of the no-fault divorce laws over the past two decades, divorce has become more complex and expensive, and can be financially disastrous for wives of every age and economic condition. Today, divorce can mean a 73 percent drop in the woman’s standard of living while the husband’s rises 42 percent. In Getting Your Share, Lois Brenner, an expert matrimonial lawyer, shows women how to get financial security for themselves and their children under the current divorce laws. From choosing the right attorney to the final divorce decree and settlement, this book takes you step by step through the legal, tactical, emotional, and financial conflicts of divorce. You will learn about the opening legal moves, how to stop thinking of your husband as your partner, how to get an accurate picture of family assets, how to protect your children financially and psychologically, when to negotiate a settlement rather than go to trial, and much more. Whether you have been married two months or twenty years, have had a full-time career, have devoted yourself to raising children, or have done both, Getting Your Share provides information and understanding to guide you through this complicated crisis.
Financial planner and broker Julie Stav has been helping women get rich for years. Now she offers her hands-on techniques and inspiring advice in a book that simplifies the stock market and puts a new world of wealth within reach. And with updated information—including current examples, the hottest new websites, and more—this smart, sensible, and down-to-earth book is the ideal guide for women who want to invest in their dreams.
Close the Gap & Get Your Share by Julio Cacho, Phd,Cole Conkling, JD Pdf
For immigrants, their descendants, and anyone else looking to learn the unbiased truth about investing, Close the Gap & Get Your Share is a step-by-step guide to generating and passing on wealth in the US. Despite the American Dream’s promises of prosperity and security, many immigrants still discover a seemingly insurmountable wealth gap upon their arrival to the United States. From Dr. Julio Cacho, Cole Conkling, and Juan Carlos Herrera, managing directors of Inscription Capital, Close the Gap & Get Your Share is a crucial resource that explains US-based investing in a way that makes sense to immigrants (as well as novice investors) and allows them to attain financial prosperity—without jeopardizing their families’ existing resources. This book does away with the usual Wall Street practice of overcomplicating investment advice in favor of fact-based, straightforward strategies that put the reader’s financial well-being first. Drawing on the authors’ combined four decades of investment experience, Close the Gap & Get Your Share teaches immigrants and their families how to: • Overcome hidden and unnecessary risks common for immigrants and novice investors • Invest in practice, including how to properly balance risk and return • Recognize and understand behavioral biases and overcome them to achieve long-term financial security For all generations of immigrants and non-immigrants alike motivated to grow their wealth and pass it on, Close the Gap & Get Your Share is a robust guide to closing the ever-growing wealth gap with accessible and distilled financial literacy and strategy.
How to Get Your Share of the 30-Plus Billion Dollars Being Offered by U. S. Foundations by Richard Helweg Pdf
In this book, you will learn about the different types of foundations, including private independent, corporate, family, and community, and how to identify a foundation to fund your project. You will learn how to qualify for grants; how to write a proposal; how to locate foundations in your subject area, geographic area, and that provide the support you need; and how to fill out a grant application. How to Get Your Share of the 30-Plus Billion Dollars Being Offered by U.S. Foundations will also teach you how to create an effective proposal by walking you through each section, including the cover letter, the executive summary, the statement of need, the goals and objectives, the specific and measureable outcomes, the assessment process, and the budget. You will even learn how to write letters of inquiry that will grab the foundation's attention.This book is filled with valuable information for organizations seeking funding from foundations. In addition to the list of directories and resources we have compiled, there are also insightful interviews with foundation officers and grant recipients, as well as sample proposals, letters, worksheets, and checklists. By using these tools and following the advice in this comprehensive guide, you will be able to find funding and achieve your organization's goals.
Financial planner and broker Julie Stav has been helping women get rich for years through her network of investment clubs and her media and speaking appearances. Now, for the first time, she offers her hands-on techniques and inspiring advice in a book that does the seemingly impossible: It simplifies the stock market and puts a new world of wealth within reach. The stock market has come a long way since the days of blue bloods, blue chips, and blue suits. Today, everyday, ordinary people of all backgrounds and income levels -- including millions of women -- are investing in the American Dream, and even more are wondering whether now is the time to get their share. You don't have to be a mathematician or a money expert to make a profit in the stock market, says Julie Stav -- all you need is your initial investment (whether large or small) and a sound grasp of some basic principles that can help you pick winners, recognize great opportunities, and ditch the duds before they drain your funds. In addition to guidance on getting started, she offers tips on finding (or founding) an investment club -- a support system that, properly managed, can give you a major advantage in the market. If you're already investing -- or interested in finding out how to do it -- Julie Stav can make it easier than you ever imagined. Smart, sensible, and down-to-earth, this book is the ideal guide for women who want to invest in their dreams.
Share and Take Turns/Comparte y turna by Cheri J. Meiners Pdf
Sharing is a social skill all children need to learn. This book presents sharing as a positive choice and offers concrete examples to help children practice taking turns and realize the benefits of sharing. The English-Spanish editions from the popular Learning to Get Along series help children learn, understand, and practice basic social and emotional skills. Real-life situations and lots of diversity make these read-aloud books appropriate for homes, childcare settings, and primary and special education classrooms. Presented in a social story format, each bilingual book includes a special section for adults, with discussion questions, games, activities, and tips that reinforce improving social skills.
"In the dark, bewildering, trap-infested jungle of misinformation and opaque riddles that is the world of investment, JL Collins is the fatherly wizard on the side of the path, offering a simple map, warm words of encouragement and the tools to forge your way through with confidence. You'll never find a wiser advisor with a bigger heart." -- Malachi Rempen: Filmmaker, cartoonist, author and self-described ruffian This book grew out of a series of letters to my daughter concerning various things-mostly about money and investing-she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical. "But Dad," she once said, "I know money is important. I just don't want to spend my life thinking about it." This was eye-opening. I love this stuff. But most people have better things to do with their precious time. Bridges to build, diseases to cure, treaties to negotiate, mountains to climb, technologies to create, children to teach, businesses to run. Unfortunately, benign neglect of things financial leaves you open to the charlatans of the financial world. The people who make investing endlessly complex, because if it can be made complex it becomes more profitable for them, more expensive for us, and we are forced into their waiting arms. Here's an important truth: Complex investments exist only to profit those who create and sell them. Not only are they more costly to the investor, they are less effective. The simple approach I created for her and present now to you, is not only easy to understand and implement, it is more powerful than any other. Together we'll explore: Debt: Why you must avoid it and what to do if you have it. The importance of having F-you Money. How to think about money, and the unique way understanding this is key to building your wealth. Where traditional investing advice goes wrong and what actually works. What the stock market really is and how it really works. Why the stock market always goes up and why most people still lose money investing in it. How to invest in a raging bull, or bear, market. Specific investments to implement these strategies. The Wealth Building and Wealth Preservation phases of your investing life and why they are not always tied to your age. How your asset allocation is tied to those phases and how to choose it. How to simplify the sometimes confusing world of 401(k), 403(b), TSP, IRA and Roth accounts. TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions). What investment firm to use and why the one I recommend is so far superior to the competition. Why you should be very cautious when engaging an investment advisor and whether you need to at all. Why and how you can be conned, and how to avoid becoming prey. Why I don't recommend dollar cost averaging. What financial independence looks like and how to have your money support you. What the 4% rule is and how to use it to safely spend your wealth. The truth behind Social Security. A Case Study on how this all can be implemented in real life. Enjoy the read, and the journey!
In his New York Times bestseller Steal Like an Artist, Austin Kleon showed readers how to unlock their creativity by “stealing” from the community of other movers and shakers. Now, in an even more forward-thinking and necessary book, he shows how to take that critical next step on a creative journey—getting known. Show Your Work! is about why generosity trumps genius. It’s about getting findable, about using the network instead of wasting time “networking.” It’s not self-promotion, it’s self-discovery—let others into your process, then let them steal from you. Filled with illustrations, quotes, stories, and examples, Show Your Work! offers ten transformative rules for being open, generous, brave, productive. In chapters such as You Don’t Have to Be a Genius; Share Something Small Every Day; and Stick Around, Kleon creates a user’s manual for embracing the communal nature of creativity— what he calls the “ecology of talent.” From broader life lessons about work (you can’t find your voice if you don’t use it) to the etiquette of sharing—and the dangers of oversharing—to the practicalities of Internet life (build a good domain name; give credit when credit is due), it’s an inspiring manifesto for succeeding as any kind of artist or entrepreneur in the digital age.