Handbook On Mortgage Law And Banking In Nigeria

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Handbook on Mortgage Law and Banking in Nigeria

Author : Maiyaki
Publisher : AuthorHouse
Page : 325 pages
File Size : 48,5 Mb
Release : 2012-09-05
Category : Antiques & Collectibles
ISBN : 9781477223123

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Handbook on Mortgage Law and Banking in Nigeria by Maiyaki Pdf

The challenge of housing the citizenry has remained the intractable burden of most governments. The strategies employed by the respective governments are wide and diverse. What matters is the end result. The Nigerian government has been engaged in different forms of experiments from the precolonial days to date towards meeting this ever-increasing demand. With rising population and shrinking resources available to governments around the world, the option of partnering the private sector in a practical way became inevitable, in order to meet targeted housing stock. The Nigerian government through the instrument of the National Housing Policy with its two-pronged strategy set to overcome this challenge. The Housing Policy was widely applauded as a unique housing compendium and an ingenious housing delivery mechanism. However, so many years after, the housing fortune of Nigerians has weaned and is critically on the precipice. This book examines the inherent weaknesses in the legal and institutional framework with a view to jump-starting the housing sector, which is currently comatose.

The Nigerian Banking Handbook

Author : Femi Adekanye
Publisher : Unknown
Page : 180 pages
File Size : 40,5 Mb
Release : 1984
Category : Banking law
ISBN : STANFORD:36105073090180

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The Nigerian Banking Handbook by Femi Adekanye Pdf

The Law of Banking in Nigeria

Author : Otu Enyia
Publisher : African Books Collective
Page : 732 pages
File Size : 42,6 Mb
Release : 2019-08-23
Category : Law
ISBN : 9789785739954

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The Law of Banking in Nigeria by Otu Enyia Pdf

The Law of Banking in Nigeria - Principles, Statutes and Guidelines captures the general principles of banking law, statutes and guidelines relating to banking transactions. The book is presented in a very simple, precise, and clear language and contains three parts of thirty-one chapters in all covering the general principles of banking. It should create considerable awareness among the general public, law students, law teachers, bank customers as well as banks and bankers. Most certainly, it is a book that will assist the students and researchers in this area of law in wading through the general principles of banking law as well as the numerous Legislation and Guidelines on banking business.

Mortgage Banking Operation and Practice in Nigeria

Author : Opoola K. Olakanmi
Publisher : Unknown
Page : 136 pages
File Size : 40,7 Mb
Release : 2002
Category : Mortgage banks
ISBN : STANFORD:36105122726388

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Mortgage Banking Operation and Practice in Nigeria by Opoola K. Olakanmi Pdf

Mortgages in Nigeria

Author : F. J. Oniekoro
Publisher : Unknown
Page : 338 pages
File Size : 48,7 Mb
Release : 2007
Category : Foreclosure
ISBN : 9788128173

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Mortgages in Nigeria by F. J. Oniekoro Pdf

Nigeria Banking and Financial Market Handbook

Author : IBP USA Staff,USA International Business Publications
Publisher : Unknown
Page : 300 pages
File Size : 51,8 Mb
Release : 2007-02-07
Category : Business & Economics
ISBN : 1433036916

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Nigeria Banking and Financial Market Handbook by IBP USA Staff,USA International Business Publications Pdf

Nigeria Banking & Financial Market Handbook

The Handbook of Mortgage Banking

Author : Jess Lederman
Publisher : Irwin Professional Publishing
Page : 0 pages
File Size : 55,9 Mb
Release : 1993
Category : Business & Economics
ISBN : 1557384940

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The Handbook of Mortgage Banking by Jess Lederman Pdf

A completely revised (23 of the 25 chapters are entirely new) comprehensive guide to the mortgage banking industry, updating and expanding the 1987 first edition. It provides an overview of mortgage banking operations and outlines strategies that mortgage bankers can utilize to compete successfully

The Routledge Handbook of Global Perspectives on Homelessness, Law & Policy

Author : Chris Bevan
Publisher : Taylor & Francis
Page : 615 pages
File Size : 42,7 Mb
Release : 2024-06-06
Category : Law
ISBN : 9781040028117

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The Routledge Handbook of Global Perspectives on Homelessness, Law & Policy by Chris Bevan Pdf

This handbook provides a comprehensive global survey and assessment of the law and policy relating to homelessness prevention. Homelessness is regarded internationally as one of the most pressing issues facing humanity and one of the greatest social challenges of our times. This has been further amplified as a result of the Covid-19 pandemic. Across the globe, there is an enormous divergence in both experiences of and responses to homelessness from governments and state actors. This handbook examines how different jurisdictions from across all five continents of the world have encountered, framed and responded to homelessness. Written by expert scholars and leaders in their field, the book engages in a multidisciplinary and comparative analysis of homelessness as an issue of acute social concern. Understandings of homelessness are geographically, culturally and historically situated, making analysis of each jurisdiction’s approach by a national expert deeply insightful. The collection examines legal and extra-legal policy interventions targeted at reducing or preventing homelessness from across the globe. Drawing on diverse perspectives, differing cultures and welfare regimes, it thus constitutes a timely evaluation of current approaches to homelessness internationally. This book will appeal to students and scholars of homelessness, sociology, social policy, anthropology, and urban sociology, as well as international and national policymakers.

Law of Banking in Nigeria

Author : I. J. Goldface-Irokalibe
Publisher : Unknown
Page : 345 pages
File Size : 42,6 Mb
Release : 2007
Category : Law
ISBN : 9780232257

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Law of Banking in Nigeria by I. J. Goldface-Irokalibe Pdf

This is the most current and comprehensive book on banking law in Nigeria. It is easily reference material for professionals, practitioners in legal and finance industry, law and finance students, especially in tertiary educational institutions.

The Law of Banking in Nigeria

Author : Enyia, Jacob Otu
Publisher : Malthouse Press
Page : 732 pages
File Size : 50,9 Mb
Release : 2019-08-23
Category : Law
ISBN : 9789785621945

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The Law of Banking in Nigeria by Enyia, Jacob Otu Pdf

The Law of Banking in Nigeria - Principles, Statutes and Guidelines captures the general principles of banking law, statutes and guidelines relating to banking transactions. The book is presented in a very simple, precise, and clear language and contains three parts of thirty-one chapters in all covering the general principles of banking. It should create considerable awareness among the general public, law students, law teachers, bank customers as well as banks and bankers. Most certainly, it is a book that will assist the students and researchers in this area of law in wading through the general principles of banking law as well as the numerous Legislation and Guidelines on banking business.

Dangerous Opportunities

Author : Stephanie Ben-Ishai
Publisher : University of Toronto Press
Page : 207 pages
File Size : 44,7 Mb
Release : 2021-09-03
Category : Business & Economics
ISBN : 9781487533274

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Dangerous Opportunities by Stephanie Ben-Ishai Pdf

The 2017 Home Capital saga represents the shortcomings of a financial system challenged by distinct, siloed regulatory frameworks that fail to communicate with each other. Home Capital is a publicly traded company that acts as a lender through the Home Trust Company, most often providing mortgages to clients rejected by traditional banks. Home Capital’s 2017 announcement that it required $2 billion to sustain a $600-million loss shook customer confidence, and fueled by allegations of corruption, the company suffered a rapid decline in stock price. The Home Capital crisis is the most recent pre-pandemic example of systemic risk in the financial sector in Canada and highlights the invaluable opportunity we have to avoid repeating past mistakes in the nearing post-pandemic economic reality. Using the 2017 Home Capital saga as a starting point, Dangerous Opportunities sheds light on the compartmentalization of regulators and its greater ramifications on board independence and corporate governance, taxation in the competitive housing sector, and the success of non-bank financial institutions in various jurisdictions. A hybrid of law and business, Dangerous Opportunities is a must-read for those interested in the underbelly of financial institutions and is an inspired read in the aftermath of the recent housing crisis, which saw many aspiring homeowners seek dangerous opportunities outside of the traditional banking system.

Asset Recovery Handbook

Author : Jean-Pierre Brun,Anastasia Sotiropoulou,Larissa Gray,Clive Scott
Publisher : World Bank Publications
Page : 348 pages
File Size : 42,7 Mb
Release : 2021-02-08
Category : Business & Economics
ISBN : 9781464816178

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Asset Recovery Handbook by Jean-Pierre Brun,Anastasia Sotiropoulou,Larissa Gray,Clive Scott Pdf

Developing countries lose billions each year through bribery, misappropriation of funds, and other corrupt practices. Much of the proceeds of this corruption find 'safe haven' in the world's financial centers. These criminal flows are a drain on social services and economic development programs, contributing to the impoverishment of the world's poorest countries. Many developing countries have already sought to recover stolen assets. A number of successful high-profile cases with creative international cooperation has demonstrated that asset recovery is possible. However, it is highly complex, involving coordination and collaboration with domestic agencies and ministries in multiple jurisdictions, as well as the capacity to trace and secure assets and pursue various legal options—whether criminal confiscation, non-conviction based confiscation, civil actions, or other alternatives. This process can be overwhelming for even the most experienced practitioners. It is exceptionally difficult for those working in the context of failed states, widespread corruption, or limited resources. With this in mind, the Stolen Asset Recovery (StAR) Initiative has developed and updated this Asset Recovery Handbook: A Guide for Practitioners to assist those grappling with the strategic, organizational, investigative, and legal challenges of recovering stolen assets. A practitioner-led project, the Handbook provides common approaches to recovering stolen assets located in foreign jurisdictions, identifies the challenges that practitioners are likely to encounter, and introduces good practices. It includes examples of tools that can be used by practitioners, such as sample intelligence reports, applications for court orders, and mutual legal assistance requests. StAR—the Stolen Asset Recovery Initiative—is a partnership between the World Bank Group and the United Nations Office on Drugs and Crime that supports international efforts to end safe havens for corrupt funds. StAR works with developing countries and financial centers to prevent the laundering of the proceeds of corruption and to facilitate more systematic and timely return of stolen assets.

The Great American Housing Bubble

Author : Adam J. Levitin,Susan M. Wachter
Publisher : Harvard University Press
Page : 401 pages
File Size : 46,7 Mb
Release : 2020-06-09
Category : Business & Economics
ISBN : 9780674979659

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The Great American Housing Bubble by Adam J. Levitin,Susan M. Wachter Pdf

The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.

The Growth of Shadow Banking

Author : Matthias Thiemann
Publisher : Cambridge University Press
Page : 307 pages
File Size : 47,6 Mb
Release : 2018-05-31
Category : Business & Economics
ISBN : 9781107161986

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The Growth of Shadow Banking by Matthias Thiemann Pdf

By analyzing the growth and regulation of shadow banking activities by large banks in Western Europe and the US, this book illuminates how the evolution of finance, driven by structural pressures and financial innovations, is crucially mediated through state-finance interactions on the meaning of rules and the need to comply.