Housing Policy And Finance

Author : Loic Chiquier,Michael J. Lea
Publisher : World Bank Publications
Page : 540 pages
File Size : 50,9 Mb
Release : 2009
Category : Social Science
ISBN : 9780821377512

Get Book

Housing Finance Policy in Emerging Markets by Loic Chiquier,Michael J. Lea Pdf

Housing finance markets have been changing dramatically in both emerging and developed economies. On the one hand, housing finance markets are expanding and represent a powerful engine for economic growth in many emerging economies. However, the unfolding sub-prime mortgage crisis highlights the risks and potential turbulence that this sector can introduce into the financial system when expanding without proper infrastructure and regulation. As housing finance keeps growing in emerging economies to match a rising demand for housing, new risk management approaches, business models, funding tools, and policy instruments can help. Yet many questions remain about the right balance between innovation and regulation, the extent of risks to the financial system, the appropriate role of the state to promote affordable housing, and the effects of the sub-prime crisis. This book provides a guide for policymakers dealing with housing finance in emerging markets. It highlights the prerequisites for an effective housing finance system; it lays out several policy alternatives and models of housing finance; and it explores the role of governments in expanding access to housing finance for lower-income households. There is no "best" model set out in this book. The aim is to provide a developmental roadmap that can be tailored and sequenced to each country's situation and timing.

Author : John Black,David Stafford
Publisher : Routledge
Page : 157 pages
File Size : 42,6 Mb
Release : 2013-10-28
Category : Science
ISBN : 9781135076849

Get Book

Housing Policy and Finance by John Black,David Stafford Pdf

This book provides a comprehensive introduction to housing policy and finance in Britain. It describes changes in the condition and tenure of housing in the post-war period, and contrasts the massive investment in house building and improvement with allegations that housing conditions are deteriorating. It describes the rise of the public housing sector and the slight decline in the face of the Thatcher government's policy on council house sales, which followed. The book thus provides a background for the development of housing policy over the next decade.

Author : Anonim
Publisher : UN-HABITAT
Page : 61 pages
File Size : 55,8 Mb
Release : 2008
Category : Housing
ISBN : 9789211319705

Get Book

Housing Finance Mechanisms in India by Anonim Pdf

Author : John Christopher Bacher
Publisher : McGill-Queen's Press - MQUP
Page : 354 pages
File Size : 48,6 Mb
Release : 1993
Category : Political Science
ISBN : 0773509844

Get Book

Keeping to the Marketplace by John Christopher Bacher Pdf

Keeping to the Marketplace is a study of housing problems that emerged in twentieth-century Canada and the various government programs created to deal with them. John Bacher shows why, despite early recognition of the inability of the market to meet the needs of low-income families, the principle of subsidized housing was fiercely fought against by the Canadian Department of Finance, under Deputy Minister W.C. Clark.

Author : Gerard Van Bortel,Vincent Gruis,Joost Nieuwenhuijzen,Ben Pluijmers
Publisher : Routledge
Page : 304 pages
File Size : 41,9 Mb
Release : 2018-09-03
Category : Business & Economics
ISBN : 9781351621779

Get Book

Affordable Housing Governance and Finance by Gerard Van Bortel,Vincent Gruis,Joost Nieuwenhuijzen,Ben Pluijmers Pdf

There is a large shortage of affordable housing across Europe. In high‐demand urban areas housing shortages lead to unaffordable prices for many target groups. This book explores innovations to support a sufficient supply of affordable and sustainable rental housing. Affordable housing is increasingly developed, financed and managed by a mix of market, state, third sector and community actors. Recent decades in large parts of the Western world have consecutively shown state-dominated, non-profit housing sectors, an increased role for market forces and the private sector, and the rise of initiatives by citizens and local communities. The variety of hybrid governance and finance arrangements is predicted to increase further, leading to new affordable housing delivery and management models. This book explores these innovations, with a focus on developments across Europe, and comparative chapters from the USA and Australia. The book presents new thinking in collaborative housing, co-production and accompanying finance mechanisms in order to support the quantity and the quality of affordable rental housing. Combining academic robustness with practical relevance, chapters are written by renowned housing researchers in collaboration with practitioners from the housing sector. The book not only presents, compares and contrasts affordable housing solutions, but also explores the transferability of innovations to other countries. The book is essential reading for researchers and professionals in housing, social policy, urban planning and finance.

Author : Stephanie Ben-Ishai
Publisher : University of Toronto Press
Page : 207 pages
File Size : 42,9 Mb
Release : 2021-09-03
Category : Business & Economics
ISBN : 9781487533274

Get Book

Dangerous Opportunities by Stephanie Ben-Ishai Pdf

The 2017 Home Capital saga represents the shortcomings of a financial system challenged by distinct, siloed regulatory frameworks that fail to communicate with each other. Home Capital is a publicly traded company that acts as a lender through the Home Trust Company, most often providing mortgages to clients rejected by traditional banks. Home Capital’s 2017 announcement that it required $2 billion to sustain a $600-million loss shook customer confidence, and fueled by allegations of corruption, the company suffered a rapid decline in stock price. The Home Capital crisis is the most recent pre-pandemic example of systemic risk in the financial sector in Canada and highlights the invaluable opportunity we have to avoid repeating past mistakes in the nearing post-pandemic economic reality. Using the 2017 Home Capital saga as a starting point, Dangerous Opportunities sheds light on the compartmentalization of regulators and its greater ramifications on board independence and corporate governance, taxation in the competitive housing sector, and the success of non-bank financial institutions in various jurisdictions. A hybrid of law and business, Dangerous Opportunities is a must-read for those interested in the underbelly of financial institutions and is an inspired read in the aftermath of the recent housing crisis, which saw many aspiring homeowners seek dangerous opportunities outside of the traditional banking system.

Author : R. Buckley
Publisher : Springer
Page : 208 pages
File Size : 42,6 Mb
Release : 1996-11-15
Category : Business & Economics
ISBN : 9780230376601

Get Book

Housing Finance in Developing Countries by R. Buckley Pdf

The book analyzes housing finance policy in developing countries at a time of unprecedented change in such systems. It brings together and updates journal articles originally written as background papers and sector studies for the World Bank's involvement in these changes. It focuses on the implications for housing finance of two historic developments: the most turbulent period in world financial history and the subsequent widespread liberalization of financial systems; and the recognition of the failure of centrally-planned economies.

Author : Karl E. Case
Publisher : Lincoln Inst of Land Policy
Page : 417 pages
File Size : 50,5 Mb
Release : 2009
Category : Business & Economics
ISBN : 1558441840

Get Book

Housing Markets and the Economy by Karl E. Case Pdf

Based on the work of Karl "Chip" Case, who is renowned for his scientific contributions to the economics of housing and public policy, this is a must read during a time of restructuring our nation's system of housing finance.

Author : Peter King
Publisher : Routledge
Page : 329 pages
File Size : 49,9 Mb
Release : 2009-01-13
Category : Business & Economics
ISBN : 9781134081721

Get Book

Understanding Housing Finance by Peter King Pdf

One of the biggest challenges for students of housing is understanding the financial principles which underpin the place of housing in the wider economy. By taking a political economy approach, Peter King's Understanding Housing Finance makes the basic principles of the subject accessible, without requiring detailed prior knowledge of economics or financial systems. The book explains housing finance by exploring the way in which markets and governments react together. It takes a conceptual approach to consider the advantages and limits of housing markets and why governments intervene. The consequences of intervention are explored in detail using examples of housing subsidy systems and policy mechanisms such as rent control, housing allowances and subsidies to owner occupation. This is a key reference for students on housing and planning courses at both undergraduate and postgraduate level. The book’s approach means that its relevance is not confined to one particular housing system, but is useful for those studying housing finance in most developed and developing countries.

Author : John Black,David Stafford
Publisher : Routledge
Page : 135 pages
File Size : 45,8 Mb
Release : 2013-10-28
Category : Science
ISBN : 9781135076917

Get Book

Housing Policy and Finance by John Black,David Stafford Pdf

This book provides a comprehensive introduction to housing policy and finance in Britain. It describes changes in the condition and tenure of housing in the post-war period, and contrasts the massive investment in house building and improvement with allegations that housing conditions are deteriorating. It describes the rise of the public housing sector and the slight decline in the face of the Thatcher government's policy on council house sales, which followed. The book thus provides a background for the development of housing policy over the next decade.

Author : John Black,D. C. Stafford
Publisher : Unknown
Page : 142 pages
File Size : 52,8 Mb
Release : 1988
Category : Housing
ISBN : 0709944926

Get Book

Housing Policy and Finance by John Black,D. C. Stafford Pdf

This book provides a comprehensive introduction to housing policy and finance in Britain. It describes changes in the condition and tenure of housing in the post-war period, and contrasts the massive investment in house building and improvement with allegations that housing conditions are deteriorating. It describes the rise of the public housing sector and the slight decline in the face of the Thatcher government's policy on council house sales, which followed. The book thus provides a background for the development of housing policy over the next decade.

Author : Alex F. Schwartz
Publisher : Routledge
Page : 374 pages
File Size : 51,9 Mb
Release : 2013-05-13
Category : Law
ISBN : 9781135280093

Get Book

Housing Policy in the United States by Alex F. Schwartz Pdf

The most widely used and most widely referenced "basic book" on Housing Policy in the United States has now been substantially revised to examine the turmoil resulting from the collapse of the housing market in 2007 and the related financial crisis. The text covers the impact of the crisis in depth, including policy changes put in place and proposed by the Obama administration. This new edition also includes the latest data on housing trends and program budgets, and an expanded discussion of homelessnessof homelessness.

Author : Zan Yang,Jie Chen
Publisher : Springer Science & Business Media
Page : 141 pages
File Size : 44,9 Mb
Release : 2014-01-25
Category : Political Science
ISBN : 9783642540448

Get Book

Housing Affordability and Housing Policy in Urban China by Zan Yang,Jie Chen Pdf

This book provides a comprehensive analysis of housing affordability under the economic reforms and social transformations in urban China. It also offers an overall review of the current government measures on the housing market and affordable housing policies in China. By introducing a dynamic affordability approach and residual income approach, the book allows us to capture the size of the affordability gap more accurately, to better identify policy targets, and to assess the effectiveness of current public policy. The unique database on urban household surveys and regional information on affordable housing projects serve to strengthen the analysis. The book offers theoretical and empirical insights for in-depth affordability studies and helps readers to understand the social impacts of market reforms and the role of government on the Chinese housing market.

Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development
Publisher : Unknown
Page : 614 pages
File Size : 54,6 Mb
Release : 1982
Category : Construction industry
ISBN : UVA:X030227917

Get Book

Future of the Housing Industry and Federal Housing Policy by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development Pdf

Author : Kavita Datta,Gareth Jones
Publisher : Routledge
Page : 318 pages
File Size : 40,9 Mb
Release : 2012-10-12
Category : Science
ISBN : 9781134692330

Get Book

Housing and Finance in Developing Countries by Kavita Datta,Gareth Jones Pdf

This book explores the linkages between formal and informal housing finance drawing upon the lessons of NGO and micro-finance practices. Both public and private formal finance institutions have experienced great difficulty in lending below a middle-income client group, and are often reluctant to lend for the purpose of housing at all. This failure of formal finance to filter down to low-income households, and in particular to women, has led various NGOs and community groups to create and adopt innovative finance programmes, such as informal savings banks and credit rotating schemes. The authors critically assess the impact of theses schemes, and evaluate links between gender, housing and finance.