How Will The Patient Protection And Affordable Care Act Affect Liability Insurance Costs

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How Will the Patient Protection and Affordable Care Act Affect Liability Insurance Costs?

Author : David I. Auerbach,Paul Heaton,Ian Brantley
Publisher : Rand Corporation
Page : 75 pages
File Size : 51,9 Mb
Release : 2014-04-09
Category : Business & Economics
ISBN : 9780833086235

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How Will the Patient Protection and Affordable Care Act Affect Liability Insurance Costs? by David I. Auerbach,Paul Heaton,Ian Brantley Pdf

This report identifies potential mechanisms through which the Affordable Care Act (ACA) might affect liability claim costs and develops rough estimates of the size and direction of expected impacts as of 2016. Overall, effects of the ACA appear likely to be small relative to aggregate auto, workers’ compensation, and medical malpractice insurer payouts, but some states and insurance lines may experience cost changes as high as 5 percent or more.

Estimated Financial Effects of the 'Patient Protection and Affordable Care Act,' as Amended

Author : Richard S. Foster
Publisher : DIANE Publishing
Page : 34 pages
File Size : 53,7 Mb
Release : 2010-09
Category : Health & Fitness
ISBN : 9781437933536

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Estimated Financial Effects of the 'Patient Protection and Affordable Care Act,' as Amended by Richard S. Foster Pdf

This memorandum summarizes the Centers for Medicare and Medicaid Services (CMS) Office of the Actuary¿s estimates of the financial and coverage effects through FY 2019 of selected provisions of the ¿Patient Protection and Affordable Care Act¿ (PPACA) (P.L. 111-149) as enacted on March 23, 2010, and amended by the ¿Health Care and Education Reconciliation Act of 2010¿ (P.L. 111-152) as enacted on March 30, 2010. Included are the estimated net Federal expenditures in support of expanded health insurance coverage, the associated numbers of people by insured status, the changes in Medicare and Medicaid expenditures and revenues, and the overall impact on total national health expenditures. Charts and tables.

Patient Protection and Affordable Care Act

Author : Otis Cronin,Peter Aponte
Publisher : Nova Science Publishers
Page : 0 pages
File Size : 45,5 Mb
Release : 2012
Category : Health care reform
ISBN : 1619421933

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Patient Protection and Affordable Care Act by Otis Cronin,Peter Aponte Pdf

In March 2010, the 111th Congress passed health reform legislation, the Patient Protection and Affordable Care Act. Jointly referred to as the PPACA, the law increases access to health insurance coverage, expands federal private health insurance market requirements, and requires the creation of health insurance exchanges to provide individuals and small employers with access to insurance. This book provides an overview of major PPACA provisions, implementation and oversight activities, and current legal challenges.

The Patient Protection and Affordable Care Act

Author : Otis Cronin,Peter Aponte
Publisher : Nova Science Publishers
Page : 161 pages
File Size : 48,8 Mb
Release : 2012-04-01
Category : Electronic books
ISBN : 1619421992

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The Patient Protection and Affordable Care Act by Otis Cronin,Peter Aponte Pdf

In March 2010, the 111th Congress passed health reform legislation, the Patient Protection and Affordable Care Act. Jointly referred to as the PPACA, the law increases access to health insurance coverage, expands federal private health insurance market requirements, and requires the creation of health insurance exchanges to provide individuals and small employers with access to insurance. This book provides an overview of major PPACA provisions, implementation and oversight activities, and current legal challenges.

Health Insurance Premium Credits in the Patient Protection and Affordable Care Act (ACA)

Author : Bernadette Fernandez,Thomas Gabe
Publisher : CreateSpace
Page : 34 pages
File Size : 54,6 Mb
Release : 2012-07-09
Category : Medical
ISBN : 1478217766

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Health Insurance Premium Credits in the Patient Protection and Affordable Care Act (ACA) by Bernadette Fernandez,Thomas Gabe Pdf

New federal tax credits were authorized in the Patient Protection and Affordable Care Act (ACA, P.L. 111-148, as amended), to help certain individuals pay for health insurance coverage, beginning in 2014. ACA requires “American Health Benefit Exchanges” to be established in every state by January 1, 2014, either by the state itself or by the Secretary of Health and Human Services (HHS). Exchanges will not be insurers, but will provide eligible individuals and small businesses with access to private health insurance plans. Generally, the plans offered through the exchanges will provide comprehensive coverage and meet all ACA market reforms, as applicable. One of the requirements that most exchange plans must meet is to provide a certain level of coverage generosity based on actuarial value. Each level of coverage generosity is designated according to a precious metal and corresponds to a specific actuarial value: Bronze (actuarial value of 60%), Silver (70%), Gold (80%), and Platinum (90%). To make exchange coverage more affordable, certain individuals will receive premium assistance in the form of federal tax credits. The premium credit will be an advanceable, refundable tax credit, meaning taxpayers need not wait until the end of the tax year in order to benefit from the credit, and may claim the full credit amount even if they have little or no federal income tax liability. Although the premium credits will not be available until 2014, the illustrations provided in this report are based on current federal poverty levels, to reflect how the estimated premium credit amounts compare to current income levels. Under ACA, the amount received in premium credits is based on income tax returns. These amounts are reconciled in the next year and can result in overpayment of premium credits if income increases, which must be repaid to the federal government. ACA limited the amount of required repayments. Since the enactment of ACA, these limits have been increased in order to raise revenues for other legislative initiatives (e.g., P.L. 111-309 and P.L. 112-9). Most recently, on June 7, 2012, the House passed H.R. 436, the Health Care Cost Reduction Act of 2012, which includes a measure that would remove all limits on repayment, making individuals fully liable for the full amount of any premium credit overpayment. Relative affordability of health insurance premiums individuals and families might face within health insurance exchanges will likely vary from exchange to exchange based on a host of factors, including enrollees' age, the varying prices paid by plans for medical goods and services, the breadth of the provider network, the provisions regarding how out-of-network care is paid for (or not), and the use of tools by the plan to reduce health care utilization (e.g., prior authorization for certain tests). Examples provided in the Appendix of this report depict a range by which premiums might reasonably be expected to vary based on enrollees' age, and variation in medical costs across geographic areas, for purposes of illustration only. Actual premiums will likely vary among health insurance exchanges based on a wide range of factors other than those depicted in this report.

Hidden Costs, Value Lost

Author : Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance
Publisher : National Academies Press
Page : 212 pages
File Size : 44,7 Mb
Release : 2003-06-19
Category : Medical
ISBN : 9780309133203

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Hidden Costs, Value Lost by Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance Pdf

Hidden Cost, Value Lost, the fifth of a series of six books on the consequences of uninsurance in the United States, illustrates some of the economic and social losses to the country of maintaining so many people without health insurance. The book explores the potential economic and societal benefits that could be realized if everyone had health insurance on a continuous basis, as people over age 65 currently do with Medicare. Hidden Costs, Value Lost concludes that the estimated benefits across society in health years of life gained by providing the uninsured with the kind and amount of health services that the insured use, are likely greater than the additional social costs of doing so. The potential economic value to be gained in better health outcomes from uninterrupted coverage for all Americans is estimated to be between $65 and $130 billion each year.

Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors

Author : David Edward Marcinko,Hope Rachel Hetico
Publisher : CRC Press
Page : 784 pages
File Size : 44,8 Mb
Release : 2015-12-22
Category : Business & Economics
ISBN : 9781498725996

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Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors by David Edward Marcinko,Hope Rachel Hetico Pdf

It is not uncommon for practicing physicians to have more than a dozen separate insurance policies to protect their medical practice and personal assets. Yet, most doctors understand very little about their policies.Risk Management, Liability Insurance, and Asset Protection Strategies for Doctors and Advisors: Best Practices from Leading Consultant

Care Without Coverage

Author : Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance
Publisher : National Academies Press
Page : 213 pages
File Size : 40,7 Mb
Release : 2002-06-20
Category : Medical
ISBN : 9780309083430

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Care Without Coverage by Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance Pdf

Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Advances in Patient Safety

Author : Kerm Henriksen
Publisher : Unknown
Page : 526 pages
File Size : 45,7 Mb
Release : 2005
Category : Medical
ISBN : CHI:70548902

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Advances in Patient Safety by Kerm Henriksen Pdf

v. 1. Research findings -- v. 2. Concepts and methodology -- v. 3. Implementation issues -- v. 4. Programs, tools and products.

Section 1557 of the Affordable Care Act

Author : American Dental Association
Publisher : American Dental Association
Page : 10 pages
File Size : 42,8 Mb
Release : 2017-05-24
Category : Medical
ISBN : 9781941807712

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Section 1557 of the Affordable Care Act by American Dental Association Pdf

Section 1557 is the nondiscrimination provision of the Affordable Care Act (ACA). This brief guide explains Section 1557 in more detail and what your practice needs to do to meet the requirements of this federal law. Includes sample notices of nondiscrimination, as well as taglines translated for the top 15 languages by state.

Bioethics in Context

Author : Gary E. Jones,Joseph P. DeMarco
Publisher : Broadview Press
Page : 523 pages
File Size : 51,5 Mb
Release : 2016-07-27
Category : Medical
ISBN : 9781770485761

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Bioethics in Context by Gary E. Jones,Joseph P. DeMarco Pdf

In Bioethics in Context, Gary Jones and Joseph DeMarco connect ethical theory, medicine, and the law, guiding readers toward a practical and legally grounded understanding of key issues in health-care ethics. This book is uniquely up-to-date in its discussion of health-care law and unpacks the complex web of American policies, including the Patient Protection and Affordable Care Act. Useful case studies and examples are embedded throughout, and a companion website offers a thorough, curated database of relevant legal precedents as well as additional case studies and other resources.

The Affordable Care Act

Author : Tamara Thompson
Publisher : Greenhaven Publishing LLC
Page : 130 pages
File Size : 44,5 Mb
Release : 2014-12-02
Category : Young Adult Nonfiction
ISBN : 9780737776195

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The Affordable Care Act by Tamara Thompson Pdf

The Patient Protection and Affordable Care Act (ACA) was designed to increase health insurance quality and affordability, lower the uninsured rate by expanding insurance coverage, and reduce the costs of healthcare overall. Along with sweeping change came sweeping criticisms and issues. This book explores the pros and cons of the Affordable Care Act, and explains who benefits from the ACA. Readers will learn how the economy is affected by the ACA, and the impact of the ACA rollout.

Compilation of Patient Protection and Affordable Care Act

Author : United States,United States. Congress. House. Committee on Ways and Means
Publisher : Unknown
Page : 988 pages
File Size : 40,6 Mb
Release : 2010
Category : Health care reform
ISBN : MINN:31951D03549668D

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Compilation of Patient Protection and Affordable Care Act by United States,United States. Congress. House. Committee on Ways and Means Pdf

Congressional Record

Author : United States. Congress
Publisher : Unknown
Page : 1482 pages
File Size : 43,7 Mb
Release : 2009
Category : Law
ISBN : OSU:32437123306603

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Congressional Record by United States. Congress Pdf

The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

Fostering Rapid Advances in Health Care

Author : Institute of Medicine,Board on Health Care Services,Committee on Rapid Advance Demonstration Projects: Health Care Finance and Delivery Systems
Publisher : National Academies Press
Page : 108 pages
File Size : 41,6 Mb
Release : 2002-12-19
Category : Medical
ISBN : 9780309087070

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Fostering Rapid Advances in Health Care by Institute of Medicine,Board on Health Care Services,Committee on Rapid Advance Demonstration Projects: Health Care Finance and Delivery Systems Pdf

In response to a request from the Secretary of the Department of Health and Human Services, the Institute of Medicine convened a committee to identify possible demonstration projects that might be implemented in 2003, with the hope of yielding models for broader health system reform within a few years. The committee is recommending a substantial portfolio of demonstration projects, including chronic care and primary care demonstrations, information and communications technology infrastructure demonstrations, health insurance coverage demonstrations, and liability demonstrations. As a set, the demonstrations address key aspects of the health care delivery system and the financing and legal environment in which health care is provided. The launching of a carefully crafted set of demonstrations is viewed as a way to initiate a "building block" approach to health system change.