Improving Financial Literacy Analysis Of Issues And Policies

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Improving Financial Literacy Analysis of Issues and Policies

Author : OECD
Publisher : OECD Publishing
Page : 178 pages
File Size : 55,5 Mb
Release : 2005-11-10
Category : Electronic
ISBN : 9789264012578

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Improving Financial Literacy Analysis of Issues and Policies by OECD Pdf

This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Financial Education and Capability

Author : Julie Birkenmaier,Jami Curley,Margaret Sherraden
Publisher : Oxford University Press
Page : 380 pages
File Size : 41,6 Mb
Release : 2013-02-21
Category : Business & Economics
ISBN : 9780199755950

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Financial Education and Capability by Julie Birkenmaier,Jami Curley,Margaret Sherraden Pdf

This book introduces the concept of financial capability and assembles the latest evidence from ground-breaking innovations with financially vulnerable families, and links it to education, policy, and practice. It is a key resource for those interested in improving financial education and financial products and services for low-income families.

Handbook of Consumer Finance Research

Author : Jing Jian Xiao
Publisher : Springer
Page : 376 pages
File Size : 55,5 Mb
Release : 2016-05-30
Category : Psychology
ISBN : 9783319288871

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Handbook of Consumer Finance Research by Jing Jian Xiao Pdf

This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.

Financial Literacy and the Limits of Financial Decision-Making

Author : Tina Harrison
Publisher : Springer
Page : 343 pages
File Size : 45,8 Mb
Release : 2016-09-20
Category : Business & Economics
ISBN : 9783319308869

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Financial Literacy and the Limits of Financial Decision-Making by Tina Harrison Pdf

This book presents selected papers on the factors that serve to influence an individual’s capacity in financial decision-making. Initial chapters provide an overview of the cognitive factors affecting financial decisions and suggest a link between limited cognitive capacity and the need for financial education. The book then expands on these cognitive limitations to explore the tendency for overconfidence in decision-making and the interplay between rational and irrational factors. Later contributions show how credit card companies benefit from limitations in consumer financial literacy, how gender and cognition intersect to play an important role in financial decision-making, and how to improve financial capacity through financial literacy and education campaigns, including those addressing developed marketplaces. This comprehensive collection of papers will be of value to all readers who seek to better understand the multi-factorial and complex nature of personal financial management in today’s economic climate.

Improving Financial Education Efficiency OECD-Bank of Italy Symposium on Financial Literacy

Author : OECD
Publisher : OECD Publishing
Page : 152 pages
File Size : 53,7 Mb
Release : 2011-10-27
Category : Electronic
ISBN : 9789264108219

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Improving Financial Education Efficiency OECD-Bank of Italy Symposium on Financial Literacy by OECD Pdf

This symposium proceedings examines three aspects of financial education: monitoring and evaluation, use of behavioral economics, and financial literacy and defined contribution pension plans.

Research Anthology on Personal Finance and Improving Financial Literacy

Author : Management Association, Information Resources
Publisher : IGI Global
Page : 600 pages
File Size : 47,6 Mb
Release : 2020-12-05
Category : Business & Economics
ISBN : 9781799881018

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Research Anthology on Personal Finance and Improving Financial Literacy by Management Association, Information Resources Pdf

Developing personal financial skills and improving financial literacy are fundamental aspects for managing money and propelling a bright financial future. Considering life events and risks that unexpectantly present themselves, especially in the light of recent global events, there is often an uncertainty associated with financial standings in unsettled times. It is important to have personal finance management to prepare for times of crisis, and personal finance is something to be thought about in everyday life. The incorporation of financial literacy for individuals is essential for a decision-making process that could affect their financial future. Having a keen understanding of beneficial and detrimental financial decisions, a plan for personal finances, and personalized goals are baselines for money management that will create stability and prosperity. In a world that is rapidly digitalized, there are new tools and technologies that have entered the sphere of finance as well that should be integrated into the conversation. The latest methods and models for improving financial literacy along with critical information on budgeting, saving, and managing spending are essential topics in today’s world. The Research Anthology on Personal Finance and Improving Financial Literacy provides readers with the latest research and developments in how to improve, understand, and utilize personal finance methodologies or services and obtain critical financial literacy. The chapters within this essential reference work will cover personal finance technologies, banking, investing, budgeting, saving, and the best practices and techniques for optimal money management. This book is ideally designed for business managers, financial consultants, entrepreneurs, auditors, economists, accountants, academicians, researchers, and students seeking current research on modern advancements and recent findings in personal finance.

Improving Financial Education and Awareness on Insurance and Private Pensions

Author : OECD
Publisher : OECD Publishing
Page : 158 pages
File Size : 50,8 Mb
Release : 2008-07-28
Category : Electronic
ISBN : 9789264046399

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Improving Financial Education and Awareness on Insurance and Private Pensions by OECD Pdf

Individuals face an increasing variety of financial risks, including those linked to their retirement. At the same time, public funding has been reduced or is strictly limited in most countries. Private insurance and pensions products therefore play ...

Contemporary Challenges in Social Science Management

Author : Anne Marie Thake,Kiran Sood,Ercan Özen,Simon Grima
Publisher : Emerald Group Publishing
Page : 161 pages
File Size : 55,6 Mb
Release : 2024-04-15
Category : Business & Economics
ISBN : 9781837531721

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Contemporary Challenges in Social Science Management by Anne Marie Thake,Kiran Sood,Ercan Özen,Simon Grima Pdf

Enriched and strengthened with European case studies of real-life situations providing a practical and industry insights, Part A and B collate experts in Economics, Finance, Public Policy, Human Resources, and Risk management, contributing on employability, labour markets, sustainability, and skills of the future from across the globe.

Improving Financial Education Efficiency OECD-Bank of Italy Symposium on Financial Literacy

Author : OECD
Publisher : OECD Publishing
Page : 152 pages
File Size : 48,6 Mb
Release : 2011-10-27
Category : Electronic
ISBN : 9789264108219

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Improving Financial Education Efficiency OECD-Bank of Italy Symposium on Financial Literacy by OECD Pdf

This symposium proceedings examines three aspects of financial education: monitoring and evaluation, use of behavioral economics, and financial literacy and defined contribution pension plans.

Women and Financial Education Evidence, Policy Responses and Guidance

Author : OECD
Publisher : OECD Publishing
Page : 100 pages
File Size : 42,6 Mb
Release : 2013-10-16
Category : Electronic
ISBN : 9789264202733

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Women and Financial Education Evidence, Policy Responses and Guidance by OECD Pdf

This book provides policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.

PISA 2015 Assessment and Analytical Framework Science, Reading, Mathematic, Financial Literacy and Collaborative Problem Solving

Author : OECD
Publisher : OECD Publishing
Page : 260 pages
File Size : 54,7 Mb
Release : 2017-08-31
Category : Electronic
ISBN : 9789264281820

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PISA 2015 Assessment and Analytical Framework Science, Reading, Mathematic, Financial Literacy and Collaborative Problem Solving by OECD Pdf

What is important for citizens to know and be able to do? The OECD Programme for International Student Assessment (PISA) seeks to answer that question through the most comprehensive and rigorous international assessment of student knowledge and skills.

PISA 2015 Assessment and Analytical Framework Science, Reading, Mathematic and Financial Literacy

Author : OECD
Publisher : OECD Publishing
Page : 200 pages
File Size : 54,7 Mb
Release : 2016-04-19
Category : Electronic
ISBN : 9789264255425

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PISA 2015 Assessment and Analytical Framework Science, Reading, Mathematic and Financial Literacy by OECD Pdf

“What is important for citizens to know and be able to do?” The OECD Programme for International Student Assessment (PISA) seeks to answer that question through the most comprehensive and rigorous international assessment of student knowledge and skills.

Financial Literacy and Financial Education

Author : Beata Świecka,Aleksandra Grzesiuk,Dieter Korczak,Olga Wyszkowska-Kaniewska
Publisher : Walter de Gruyter GmbH & Co KG
Page : 122 pages
File Size : 48,9 Mb
Release : 2019-03-18
Category : Business & Economics
ISBN : 9783110636956

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Financial Literacy and Financial Education by Beata Świecka,Aleksandra Grzesiuk,Dieter Korczak,Olga Wyszkowska-Kaniewska Pdf

It is a well-known saying that money does not buy happiness. But it certainly helps in life. It is important to have enough of it to satisfy our needs and to secure ourselves from emergency situations. That's what adults think. And what about the youth? What is their approach to money, what do they know about finances and how are their skills in everyday financial management coming along? What kind of knowledge and skills should be provided? Do young people in different countries represent similar or different approaches to financial matters? Using the results of a research on young people in Poland and Germany, the authors draw a picture of financial literacy. They furthermore present a number of recommendations that help developing the knowledge and the financial skills of young people in practice.

International Handbook of Financial Literacy

Author : Carmela Aprea,Eveline Wuttke,Klaus Breuer,Noi Keng Koh,Peter Davies,Bettina Greimel-Fuhrmann,Jane S. Lopus
Publisher : Springer
Page : 713 pages
File Size : 40,9 Mb
Release : 2016-03-24
Category : Education
ISBN : 9789811003608

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International Handbook of Financial Literacy by Carmela Aprea,Eveline Wuttke,Klaus Breuer,Noi Keng Koh,Peter Davies,Bettina Greimel-Fuhrmann,Jane S. Lopus Pdf

This Handbook presents in-depth research conducted on a myriad of issues within the field of financial literacy. Split into six sections, it starts by presenting prevalent conceptions of financial literacy before covering financial literacy in the policy context, the state and development of financial literacy within different countries, issues of assessment and evaluation of financial literacy, approaches to teaching financial literacy, and teacher training and teacher education in financial literacy. In doing so, it provides precise definitions of the construct of financial literacy and elaborates on the state and recent developments of financial literacy around the world, to show ways of measuring and fostering financial literacy and to give hints towards necessary and successful teacher trainings. The book also embraces the diversity in the field by revealing contrasting and conflicting views that cannot be bridged, while at the same time making a contribution by re-joining existing materials in one volume which can be used in academic discourse, in research-workshops, in university lectures and in the definition of program initiatives within the wider field of financial literacy. It allows for a landscape of financial literacy to be depicted which would foster the implementation of learning opportunities for human beings for sake of well-being within financial living-conditions. The Handbook is useful to academics and students of the topic, professionals in the sector of investment and banking, and for every person responsible for managing his or her financial affairs in everyday life.

Handbook of Research on Behavioral Finance and Investment Strategies: Decision Making in the Financial Industry

Author : Copur, Zeynep
Publisher : IGI Global
Page : 525 pages
File Size : 42,7 Mb
Release : 2015-01-31
Category : Business & Economics
ISBN : 9781466674851

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Handbook of Research on Behavioral Finance and Investment Strategies: Decision Making in the Financial Industry by Copur, Zeynep Pdf

In an ever-changing economy, market specialists strive to find new ways to evaluate the risks and potential reward of economic ventures by assessing the importance of human reaction during the economic planning process. The Handbook of Research on Behavioral Finance and Investment Strategies: Decision Making in the Financial Industry presents an interdisciplinary, comparative, and competitive analysis of the thought processes and planning necessary for individual and corporate economic management. This publication is an essential reference source for professionals, practitioners, and managers working in the field of finance, as well as researchers and academicians interested in an interdisciplinary approach to combine financial management, sociology, and psychology.