Insurer Profitability

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Insurer Profitability

Author : Anonim
Publisher : Unknown
Page : 42 pages
File Size : 48,5 Mb
Release : 1986
Category : Casualty insurance
ISBN : OCLC:13673924

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Insurer Profitability by Anonim Pdf

Insurance and Issues in Financial Soundness

Author : Nigel Davies,Richard Podpiera,Mr.Udaibir S. Das
Publisher : International Monetary Fund
Page : 45 pages
File Size : 49,7 Mb
Release : 2003-07-01
Category : Business & Economics
ISBN : 9781451856002

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Insurance and Issues in Financial Soundness by Nigel Davies,Richard Podpiera,Mr.Udaibir S. Das Pdf

This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.

IFRS 4 Insurance Contracts

Author : International Accounting Standards Board
Publisher : Unknown
Page : 46 pages
File Size : 43,6 Mb
Release : 2004
Category : Business insurance
ISBN : 1904230490

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IFRS 4 Insurance Contracts by International Accounting Standards Board Pdf

A Guide to Insurance Management

Author : Stephen Diacon
Publisher : Springer
Page : 355 pages
File Size : 46,5 Mb
Release : 2016-07-27
Category : Business & Economics
ISBN : 9781349074952

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A Guide to Insurance Management by Stephen Diacon Pdf

This book makes a substantial contribution to the general level of management education in insurance by providing a comprehensive review of the main issues facing the management of insurance enterprises. Nineteen authors with considerable practical as well as academic experience have collaborated to give an international perspective in areas such as strategy, corporate planning, organisation and staffing, costing, underwriting and premium rating, marketing, reserving and investment, profit analysis, and regulation.

Changes in the Life Insurance Industry: Efficiency, Technology and Risk Management

Author : J. David Cummins,Anthony M. Santomero
Publisher : Springer Science & Business Media
Page : 379 pages
File Size : 40,5 Mb
Release : 2012-12-06
Category : Business & Economics
ISBN : 9781461550457

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Changes in the Life Insurance Industry: Efficiency, Technology and Risk Management by J. David Cummins,Anthony M. Santomero Pdf

Major challenges for life insurance companies have been posed by an unprecedented wave of mergers and acquisitions in the insurance industry and the emergence of non-traditional competitors such as banks, mutual fund companies and investment advisory firms. This is the first book to analyze the determinants of firm performance in the life insurance industry by identifying the `best practices' employed by leading insurers to succeed in this dynamic business environment. The book draws upon data from insurer financial statements as well as upon an extensive survey of life insurer management practices and strategic choices in distribution systems, information technology, mergers and acquisitions, human resources and financial strategies. Generic strategies such as cost leadership, customer focus, and product differentiation are analyzed as well as strategic practices specific to the insurance industry. Best practices are identified by measuring the economic efficiency of insurers and by comparing firms across the industry. Both cost and revenue efficiency are measured relative to best practice efficient frontiers consisting of the industry's dominant life insurance firms. Economies of scale and the effects of mergers and acquisitions on efficiency are also analyzed. Financial strategies are examined with specific reference to pricing policy, valuation of assets and liabilities, and the current state of firm-level risk management systems. The benchmarks established are the result of extensive fieldwork that identifies key financial risks and methodologies to both measure and manage them at the firm level. The results discussed in the book indicate that firm performance is significantly correlated with management practices and strategic choices. Thus, life insurers can improve profitability by adopting optimal combinations of strategies. The book contains important new material on the effects of strategic choices in product distribution systems, information technology, mergers and acquisitions, human resources, and financial risk management policies. In the area of efficiency, the methodology provides a new approach for identifying peer groups of insurers and measuring the performance of individual insurers relative to their peer group. On the topics of risk and pricing, new insights are offered relative to current methodologies and in regard to areas where improvement is clearly warranted. The book concludes with an analysis of the future opportunities and challenges in the life insurance industry facing managers, and the strategic options available to them to cope with these changes.

The Life Insurance Industry in India

Author : Tapas Kumar Parida,Debashis Acharya
Publisher : Springer
Page : 94 pages
File Size : 50,9 Mb
Release : 2016-12-28
Category : Business & Economics
ISBN : 9789811022333

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The Life Insurance Industry in India by Tapas Kumar Parida,Debashis Acharya Pdf

This book traces the development and analyses the performance of life insurance industry in India, since inception of this sector, using different business indicators over the years. It discusses the evolution and changing features of the Indian insurance industry in 3 phases: phase I from 1818 to 1956, phase II from 1956 to 2000 (known as the nationalisation period) and phase III post 2000 (called the post reform period). The book also measures the relative efficiency and productivity of the life insurance industry in India for the post-reform period, by employing Data Envelopment Analysis (DEA). Despite the fact that the life insurance sector recorded a compound annual growth rate (CAGR) of 17% in terms of total premiums and 21% in terms of new business premium collections during the post reform period, the insurers continue to grapple with the issue of profitability. Against this background, the book presents results on the factors determining profitability of the life insurance companies using measures of efficiency and competition. By helping regulatory authorities determine the future course of action in the context of entry of foreign insurers and also in establishing a level playing field, the book has important policy implications.

Poised to Profit

Author : United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Economic Growth, Job Creation, and Regulatory Affairs
Publisher : Unknown
Page : 120 pages
File Size : 52,5 Mb
Release : 2014
Category : Health insurance
ISBN : MINN:31951D03780386U

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Poised to Profit by United States. Congress. House. Committee on Oversight and Government Reform. Subcommittee on Economic Growth, Job Creation, and Regulatory Affairs Pdf

The State of the Insurance Industry

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 476 pages
File Size : 53,9 Mb
Release : 2010
Category : Insurance
ISBN : UOM:39015090411938

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The State of the Insurance Industry by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf

Economic and Financial Challenges for Balkan and Eastern European Countries

Author : Marietta Janowicz-Lomott,Krzysztof Łyskawa,Persefoni Polychronidou,Anastasios Karasavvoglou
Publisher : Springer Nature
Page : 348 pages
File Size : 52,5 Mb
Release : 2020-04-27
Category : Business & Economics
ISBN : 9783030399276

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Economic and Financial Challenges for Balkan and Eastern European Countries by Marietta Janowicz-Lomott,Krzysztof Łyskawa,Persefoni Polychronidou,Anastasios Karasavvoglou Pdf

This proceedings book presents selected papers from the 10th international conference on the "Economies of the Balkan and Eastern European Countries in the Changing World" (EBEEC), held in Warsaw, Poland, in May 2018. In addition to discussing the latest research, it includes papers adopting a wide variety of theoretical approaches and empirical methodologies and covering a number of key areas, such as international economics, economic growth, finance and banking, insurance, healthcare, agriculture, labor and energy markets, innovation, management and marketing. In addition, the authors discuss policy instruments and best practices for the region. This book appeals to scholars and students in fields of economics and finance as well as practitioners interested in the development of the region.

Broken Promises: How Insurers Put Profits Over Promises

Author : David Skipton
Publisher : Unknown
Page : 170 pages
File Size : 49,9 Mb
Release : 2021-10-20
Category : Business & Economics
ISBN : 195588594X

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Broken Promises: How Insurers Put Profits Over Promises by David Skipton Pdf

When someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance." But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you. David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to: - recognize the tricks insurance companies play to cheat you out of money; - take steps to improve your chances of enjoying a favorable outcome on a claim; and - receive fair compensation in the event of an insurance payout. While insurance companies once looked out for customers, times are changing, and you need to know what motivates them if you want any chance to get what you're owed. It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process.

McCarran-Ferguson Act and the Current Crisis in Liability Insurance

Author : United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law
Publisher : Unknown
Page : 490 pages
File Size : 51,9 Mb
Release : 1988
Category : Antitrust law
ISBN : STANFORD:36105045459562

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McCarran-Ferguson Act and the Current Crisis in Liability Insurance by United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law Pdf

Insurance Industry Financial Condition

Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Publisher : Unknown
Page : 112 pages
File Size : 49,8 Mb
Release : 1987
Category : Casualty insurance
ISBN : UCR:31210015445735

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Insurance Industry Financial Condition by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness Pdf

Regulation

Author : Anonim
Publisher : Unknown
Page : 92 pages
File Size : 53,6 Mb
Release : 1977
Category : Research
ISBN : SRLF:D0002857050

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Regulation by Anonim Pdf

RANN 2: Regulation

Author : Anonim
Publisher : Unknown
Page : 92 pages
File Size : 46,9 Mb
Release : 1977
Category : Environmental engineering
ISBN : UIUC:30112048417676

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RANN 2: Regulation by Anonim Pdf