Insuring Life

Author : Luis Lobo-Guerrero
Publisher : Routledge
Page : 176 pages
File Size : 55,7 Mb
Release : 2016-04-20
Category : Political Science
ISBN : 9781134743919

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Insuring Life by Luis Lobo-Guerrero Pdf

This book is a contribution to the scholarly engagement with the wider problem of governing through risk and the politics of uncertainty. It takes life insurance as an empirical site from which to ask: what is the kind of governance created through insurance an instance of, and how does it contribute to the transcendence of liberalism? By making a distinction between capable life as object of insurance, and potential life as that which escapes its control, the book conducts a historical epistemological analysis of the problems of valuation, truth production, securitisation, classification, and gendering that constitute life insurance products and practices. Insuring Life offers a critical engagement with the epistemology of life insurance to demonstrate the unnecessary and precarious character of the conditions that make this instrument of liberal governance possible. It concludes that the transcendence of liberalism relies on the technological agency of these instruments and that its challenge begins by redefining the terms under which the potential of life, if invaluable, is to be thought as event. The book follows Insuring War as the third of a trilogy that analyses how concepts and practices of power, risk and security materialise in the form of insurance as a central instrument of governance in the liberal world. It will be of great use to scholars, researchers, and postgraduate students of political economy, critical security studies and political theory, the biopolitics of security and post-structural politics. Insuring War: https://www.routledge.com/products/search?keywords=insuring+war Insuring Security: https://www.routledge.com/Insuring-Security-Biopolitics-security-and-risk/Lobo-Guerrero/p/book/9780415522854

Author : Arthur Pedoe,Colin E. Jack
Publisher : Unknown
Page : 488 pages
File Size : 48,6 Mb
Release : 1978
Category : Business & Economics
ISBN : UOM:39015077959750

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Life Insurance, Annuities & Pensions by Arthur Pedoe,Colin E. Jack Pdf

Author : Jake Thompson
Publisher : Jake Thompson
Page : 75 pages
File Size : 48,6 Mb
Release : 2014-01-01
Category : Business & Economics
ISBN : 9798988028420

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Money. Wealth. Life Insurance. by Jake Thompson Pdf

America’s elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this book is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth. A product so powerful it’s responsible for the success of Walt Disney, JC Penney, Ray Kroc, and thousands of others. Here's what you'll discover: •How the wealthy use this vehicle to create more wealth, take less risk, and create predictable income they can't outlive •Why banks and corporations place billions of dollars in this powerful vehicle •How I earned over 300 percent returns leveraging my life insurance policies •How you can create a safe, predictable foundation to enhance every financial decision you make •How to win with taxes and keep more of the money you make While the information compiled into this book is valuable, you'll also find three case studies that show you exactly how it works. You'll be able to visually see how it grows, how it's accessed, as well as the future income that can be taken. ______________ Influencers of this book are Nelson Nash, his book "Becoming Your Own Banker: Unlock the Infinite Banking Concept"; Pamela Yellen, her book "Bank on Yourself"; Dwayne Burnell, his book "Financial Independence in the 21st Century - Life Insurance * Utilize the Infinite Banking Concept * Compliment Your 401K - Retirement Planning With Permanent Whole Life versus Term or Universal - Create Financial Peace"; and my Father Dan Thompson, and his book "The Banking Effect: Acquiring wealth through your own Private Banking System." I was introduced to these financial strategies at a young age, and this is book represents the effort and energy on both the part of everyone of my mentors, these authors here, as well as my own diligence in learning about and implementing these very same strategies into my personal finances. This book is designed to simplify some of the concepts surrounding cash value life insurance, such as Infinite Banking and Bank on Yourself, and make them easier to understand, stripping them down to the core benefits of cash value life insurance.

Author : David Norwood,John P. Weir
Publisher : Thomson Carswell
Page : 592 pages
File Size : 48,6 Mb
Release : 2002
Category : Insurance, Life
ISBN : 0459240218

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Norwood on Life Insurance Law in Canada by David Norwood,John P. Weir Pdf

"A practical treatise on the law governing life insurance, this edition is a sequel to the 2nd edition published in 1993, covering life and disability insurance law in all 10 provinces, including the civil law of Quebec. The book promotes a basic understanding of the features of life insurance that make life insurance law so different in common-law and civil law, as well as judicial interpretation of the model Uniform Life Insurance Act and Quebec Civil Code. Previous editions of this work have been cited as an authority in more than 130 Canadian cases. Includes specimen policies, documents and tables."--Pub. desc.

Author : Anonim
Publisher : Unknown
Page : 136 pages
File Size : 49,9 Mb
Release : 1962
Category : Insurance, Life
ISBN : UCAL:$B636987

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Life Insurance Fact Book by Anonim Pdf

Author : KANINIKA MISHR
Publisher : PHI Learning Pvt. Ltd.
Page : 212 pages
File Size : 42,5 Mb
Release : 2016-07-06
Category : Business & Economics
ISBN : 9788120352667

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FUNDAMENTALS OF LIFE INSURANCE THEORIES AND APPLICATIONS by KANINIKA MISHR Pdf

Human life, in all its manifestations, has immeasurable social and economic value. Since ancient times, human beings have tried to put in place systems to sustain and flourish in the face of adversity. In modern times, life insurance is one such financial arrangement that provides social and economic security to individuals and to the communities. Awareness of the basic features and categories of insurance is important in today’s life insurance market where all companies are offering a number of innovative products with multiple features. Divided into three parts, this book incorporates the basics of life insurance, risk management, and health and micro-insurance, in detail. Part I (Concepts, Principles and Processes) systematically defines life insurance, its legal contract and characteristics, marketing and distribution processes involved, and the future trends. Part II (Risk Management, Underwriting, Reinsurance and Claims) explicates the importance of risk management, the process of underwriting, and the types and concepts of reinsurance and claims. Part III (Employee Benefits, Pensions, Annuities, Micro-insurance and Health Insurance) covers allied topics, such as pension products, micro-insurance and health insurance which are increasingly becoming important for the industry for both the social and commercial perspectives.

Author : Michael Koller
Publisher : Springer Science & Business Media
Page : 345 pages
File Size : 42,7 Mb
Release : 2011-05-04
Category : Business & Economics
ISBN : 9783642207211

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Life Insurance Risk Management Essentials by Michael Koller Pdf

The aim of the book is to provide an overview of risk management in life insurance companies. The focus is twofold: (1) to provide a broad view of the different topics needed for risk management and (2) to provide the necessary tools and techniques to concretely apply them in practice. Much emphasis has been put into the presentation of the book so that it presents the theory in a simple but sound manner. The first chapters deal with valuation concepts which are defined and analysed, the emphasis is on understanding the risks in corresponding assets and liabilities such as bonds, shares and also insurance liabilities. In the following chapters risk appetite and key insurance processes and their risks are presented and analysed. This more general treatment is followed by chapters describing asset risks, insurance risks and operational risks - the application of models and reporting of the corresponding risks is central. Next, the risks of insurance companies and of special insurance products are looked at. The aim is to show the intrinsic risks in some particular products and the way they can be analysed. The book finishes with emerging risks and risk management from a regulatory point of view, the standard model of Solvency II and the Swiss Solvency Test are analysed and explained. The book has several mathematical appendices which deal with the basic mathematical tools, e.g. probability theory, stochastic processes, Markov chains and a stochastic life insurance model based on Markov chains. Moreover, the appendices look at the mathematical formulation of abstract valuation concepts such as replicating portfolios, state space deflators, arbitrage free pricing and the valuation of unit linked products with guarantees. The various concepts in the book are supported by tables and figures.

Author : Mary Hardy
Publisher : John Wiley & Sons
Page : 309 pages
File Size : 54,7 Mb
Release : 2003-03-06
Category : Business & Economics
ISBN : 9780471392903

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Investment Guarantees by Mary Hardy Pdf

A comprehensive guide to investment guarantees in equity-linked life insurance Due to the convergence of financial and insurance markets, new forms of investment guarantees are emerging which require financial service professionals to become savvier in modeling and risk management. With chapters that discuss stock return models, dynamic hedging, risk measures, Markov Chain Monte Carlo estimation, and much more, this one-stop reference contains the valuable insights and proven techniques that will allow readers to better understand the theory and practice of investment guarantees and equity-linked insurance policies. Mary Hardy, PhD (Waterloo, Ontario, Canada), is an Associate Professor and Associate Chair of Actuarial Science at the University of Waterloo and is a Fellow of the Institute of Actuaries and an Associate of the Society of Actuaries, where she is a frequent speaker. Her research covers topics in life insurance solvency and risk management, with particular emphasis on equity-linked insurance. Hardy is an Associate Editor of the North American Actuarial Journal and the ASTIN Bulletin and is a Deputy Editor of the British Actuarial Journal.

Author : Jean-Paul Laurent,Ragnar Norberg,Frédéric Planchet
Publisher : Springer
Page : 263 pages
File Size : 45,8 Mb
Release : 2016-05-02
Category : Mathematics
ISBN : 9783319297767

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Modelling in Life Insurance – A Management Perspective by Jean-Paul Laurent,Ragnar Norberg,Frédéric Planchet Pdf

Focusing on life insurance and pensions, this book addresses various aspects of modelling in modern insurance: insurance liabilities; asset-liability management; securitization, hedging, and investment strategies. With contributions from internationally renowned academics in actuarial science, finance, and management science and key people in major life insurance and reinsurance companies, there is expert coverage of a wide range of topics, for example: models in life insurance and their roles in decision making; an account of the contemporary history of insurance and life insurance mathematics; choice, calibration, and evaluation of models; documentation and quality checks of data; new insurance regulations and accounting rules; cash flow projection models; economic scenario generators; model uncertainty and model risk; model-based decision-making at line management level; models and behaviour of stakeholders. With author profiles ranging from highly specialized model builders to decision makers at chief executive level, this book should prove a useful resource to students and academics of actuarial science as well as practitioners.

Author : Esbjörn Ohlsson,Björn Johansson
Publisher : Springer Science & Business Media
Page : 181 pages
File Size : 55,5 Mb
Release : 2010-03-18
Category : Mathematics
ISBN : 9783642107917

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Non-Life Insurance Pricing with Generalized Linear Models by Esbjörn Ohlsson,Björn Johansson Pdf

Non-life insurance pricing is the art of setting the price of an insurance policy, taking into consideration varoius properties of the insured object and the policy holder. Introduced by British actuaries generalized linear models (GLMs) have become today a the standard aproach for tariff analysis. The book focuses on methods based on GLMs that have been found useful in actuarial practice and provides a set of tools for a tariff analysis. Basic theory of GLMs in a tariff analysis setting is presented with useful extensions of standarde GLM theory that are not in common use. The book meets the European Core Syllabus for actuarial education and is written for actuarial students as well as practicing actuaries. To support reader real data of some complexity are provided at www.math.su.se/GLMbook.

Author : Kim Butler
Publisher : CreateSpace
Page : 156 pages
File Size : 46,5 Mb
Release : 2015-06-26
Category : Electronic
ISBN : 1514731509

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Live Your Life Insurance - Canadian Edition by Kim Butler Pdf

"Live Your Life Insurance - Canadian Edition" is the Canadian version of the original book of the same name written by Kim Butler. The book has been adapted to fit our Canadians laws, especially when it comes to taxation, and will show you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you'll discover exactly how you can use your life insurance to benefit you while you are alive -- and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don't realize what a powerful tool they have in their life insurance policies -- this book will be your guide.

Author : Sharon Ann Murphy
Publisher : Johns Hopkins University Press+ORM
Page : 411 pages
File Size : 51,6 Mb
Release : 2010-10-01
Category : Business & Economics
ISBN : 9780801899478

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Investing in Life by Sharon Ann Murphy Pdf

A study of the early years of the life insurance industry in 19th century America. Investing in Life considers the creation and expansion of the American life insurance industry from its early origins in the 1810s through the 1860s and examines how its growth paralleled and influenced the emergence of the middle class. Using the economic instability of the period as her backdrop, Sharon Ann Murphy also analyzes changing roles for women; the attempts to adapt slavery to an urban, industrialized setting; the rise of statistical thinking; and efforts to regulate the business environment. Her research directly challenges the conclusions of previous scholars who have dismissed the importance of the earliest industry innovators while exaggerating clerical opposition to life insurance. Murphy examines insurance as both a business and a social phenomenon. She looks at how insurance companies positioned themselves within the marketplace, calculated risks associated with disease, intemperance, occupational hazard, and war, and battled fraud, murder, and suicide. She also discusses the role of consumers?their reasons for purchasing life insurance, their perceptions of the industry, and how their desires and demands shaped the ultimate product. Winner, Hagley Prize in Business History, Hagley Museum and Library and the Business History Conference Praise for Investing in Life “A well-written, well-argued book that makes a number of important contributions to the history of business and capitalism in antebellum America.” —Sean H. Vanatta, Common Place “An intriguing, instructive history of the establishment and development of the life insurance industry that reveals a good deal about changing social and commercial conditions in antebellum America . . . Highly recommended.” —Choice

Author : Canadian Life and Health Insurance Association
Publisher : Unknown
Page : 0 pages
File Size : 41,9 Mb
Release : 1971
Category : Life insurance
ISBN : OCLC:1435756460

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Life Insurance by Canadian Life and Health Insurance Association Pdf

Author : Harold D. Skipper,Wayne Tonning
Publisher : American Bar Association
Page : 0 pages
File Size : 49,6 Mb
Release : 2011
Category : Business & Economics
ISBN : 1616321075

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The Advisor's Guide to Life Insurance by Harold D. Skipper,Wayne Tonning Pdf

Have you ever felt overwhelmed by the complexities of life insurance or when advising a client about a purchase? This clearly written guide provides information essential to the exercise of due care for the purchase and retention of life insurance policies. Major life insurance terms are clearly explained, and information is organized starting with the insurance purchase and assessing a company's financial strength. It also features a common-sense explanation of fundamentals and how to determine the appropriate policy.

Author : Alexander Melnikov,Amir Nosrati
Publisher : CRC Press
Page : 213 pages
File Size : 49,5 Mb
Release : 2017-09-07
Category : Business & Economics
ISBN : 9781482240276

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Equity-Linked Life Insurance by Alexander Melnikov,Amir Nosrati Pdf

This book focuses on the application of the partial hedging approach from modern math finance to equity-linked life insurance contracts. It provides an accessible, up-to-date introduction to quantifying financial and insurance risks. The book also explains how to price innovative financial and insurance products from partial hedging perspectives. Each chapter presents the problem, the mathematical formulation, theoretical results, derivation details, numerical illustrations, and references to further reading.