It S The Income Stupid

Author : Philip J. Romero,Riaan Nel
Publisher : Simon and Schuster
Page : 240 pages
File Size : 55,7 Mb
Release : 2017-04-25
Category : Business & Economics
ISBN : 9781682611371

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It's the Income, Stupid by Philip J. Romero,Riaan Nel Pdf

A straightforward and sensible guide to investing so that after retirement you can still sleep at night. Congratulations. You are in a rare minority. You have saved and invested for your retirement. But after decades of accumulation, have you thought about how to organize your portfolio once you begin de-cumulating? Can you have a virtual paycheck to replace your former real one? This book will guide you through a major life transition—assuring that your savings last at least as long as you will. In It’s the Income, Stupid! Philip J. Romero, an academic who has shaped the economies of several U.S. states, and Riaan Nel, a wealth manager who helps clients transition into retirement, provide a street-smart guide to your money. Get no-nonsense, no sales pitch advice about the types of investments to embrace—and the ones to avoid. Many of the lessons about investing that were learned before the recession have been overtaken by events. This book will help you plan your portfolio in the "new normal." It’s the Income, Stupid! will provide a road map to this new world. But it doesn't stop there. It also offers practical recommendations for structuring your portfolio so that it can provide you with a virtual paycheck once work no longer provides a real one. It’s the Income, Stupid! offers unbiased advice about the vast range of investment choices you face, so you can assure that your investments meet your needs—and not a salesman’s.

Author : Dan Benson
Publisher : Thomas Nelson
Page : 190 pages
File Size : 54,7 Mb
Release : 2004-09-08
Category : Business & Economics
ISBN : 9781595555298

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12 Stupid Mistakes People Make with Their Money by Dan Benson Pdf

Financial advisor Dan Benson exposes the twelve biggest mistakes people make with their money and clearly demonstrates how readers can move from financial insecurity to financial freedom. Proven, practical help for negotiating the financial minefields of life. 1. Misuse of credit 2. Letting greed take control 3. Thinking of today and not tomorrow 4. Motor toys - the biggest cash drain 5. Failure to handle the "set aside" 6. Not knowing what to do with the $ 7. Not caring for the "temple" 8. Either too much or too little insurance 9. Following fads vs. staying the course 10. Lackadaisical giving 11. Letting Junior eat away your nest egg 12. Not taking advantage of tax breaks

Author : Tiz Gambacorta
Publisher : Lulu.com
Page : 160 pages
File Size : 53,6 Mb
Release : 2016-01-13
Category : Electronic
ISBN : 9781329827332

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It's The Follow Up, Stupid! by Tiz Gambacorta Pdf

Businesses can connect with, educate and sell easily and automatically at a much lower cost when using the Covert Selling Formula outlined by Tiz Gambacorta in this book. Imagine if your entire sales and marketing process could be automated online: - Your leads become clients... - Your clients become repeat clients... - Your repeat clients become fervent fans who in turn bring more leads to your door... ...all 100% hands-free. Tiz Gambacorta guides you through the theory and practicalities of building fully automated sales and marketing processes, giving you everything you need to know to start generating sales and building a community of loyal customers the moment you turn the last page.

Author : Dowding, Keith
Publisher : Bristol University Press
Page : 210 pages
File Size : 42,8 Mb
Release : 2020-09-02
Category : Political Science
ISBN : 9781529206395

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It’s the Government, Stupid by Dowding, Keith Pdf

Governments have developed a convenient habit of blaming social problems on their citizens, placing too much emphasis on personal responsibility and pursuing policies to ‘nudge’ their citizens to better behaviour. Keith Dowding shows that, in fact, responsibility for many of our biggest social crises – including homelessness, gun crime, obesity, drug addiction and problem gambling – should be laid at the feet of politicians. He calls for us to stop scapegoating fellow citizens and to demand more from our governments, who have the real power and responsibility to alleviate social problems and bring about lasting change.

Author : King Midas
Publisher : Page Publishing Inc
Page : 120 pages
File Size : 49,5 Mb
Release : 2020-11-08
Category : Business & Economics
ISBN : 9781642144352

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Stupid Brokers Stupid Clients by King Midas Pdf

This book will put you on a path to financial security. If you learn from the examples and follow the simple but important principles enumerated, you will not be guaranteed success, but you will have a better chance at it. There are many pitfalls and traps that await many investors, but with this book, you will learn to avoid a lot of them. If you're a lot like a lot of people, you are mystified and intimidated by Wall Street. This book will provide you with the knowledge you need to have con

Author : Hans Rosling,Anna Rosling Rönnlund,Ola Rosling
Publisher : Flatiron Books
Page : 353 pages
File Size : 51,6 Mb
Release : 2018-04-03
Category : Science
ISBN : 9781250123817

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Factfulness by Hans Rosling,Anna Rosling Rönnlund,Ola Rosling Pdf

INSTANT NEW YORK TIMES BESTSELLER “One of the most important books I’ve ever read—an indispensable guide to thinking clearly about the world.” – Bill Gates “Hans Rosling tells the story of ‘the secret silent miracle of human progress’ as only he can. But Factfulness does much more than that. It also explains why progress is so often secret and silent and teaches readers how to see it clearly.” —Melinda Gates "Factfulness by Hans Rosling, an outstanding international public health expert, is a hopeful book about the potential for human progress when we work off facts rather than our inherent biases." - Former U.S. President Barack Obama Factfulness: The stress-reducing habit of only carrying opinions for which you have strong supporting facts. When asked simple questions about global trends—what percentage of the world’s population live in poverty; why the world’s population is increasing; how many girls finish school—we systematically get the answers wrong. So wrong that a chimpanzee choosing answers at random will consistently outguess teachers, journalists, Nobel laureates, and investment bankers. In Factfulness, Professor of International Health and global TED phenomenon Hans Rosling, together with his two long-time collaborators, Anna and Ola, offers a radical new explanation of why this happens. They reveal the ten instincts that distort our perspective—from our tendency to divide the world into two camps (usually some version of us and them) to the way we consume media (where fear rules) to how we perceive progress (believing that most things are getting worse). Our problem is that we don’t know what we don’t know, and even our guesses are informed by unconscious and predictable biases. It turns out that the world, for all its imperfections, is in a much better state than we might think. That doesn’t mean there aren’t real concerns. But when we worry about everything all the time instead of embracing a worldview based on facts, we can lose our ability to focus on the things that threaten us most. Inspiring and revelatory, filled with lively anecdotes and moving stories, Factfulness is an urgent and essential book that will change the way you see the world and empower you to respond to the crises and opportunities of the future. --- “This book is my last battle in my life-long mission to fight devastating ignorance...Previously I armed myself with huge data sets, eye-opening software, an energetic learning style and a Swedish bayonet for sword-swallowing. It wasn’t enough. But I hope this book will be.” Hans Rosling, February 2017.

Author : Timothy Black,Sky Keyes
Publisher : Oxford University Press
Page : 369 pages
File Size : 54,6 Mb
Release : 2020-11-20
Category : Social Science
ISBN : 9780190062248

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It's a Setup by Timothy Black,Sky Keyes Pdf

The expectation for fathers to be more involved with parenting their children and pitching in at home are higher than ever, yet broad social, political, and economic changes have made it more difficult for low-income men to be fathers. In It's a Setup, Timothy Black and Sky Keyes ground a moving and intimate narrative in the political and economic circumstances that shape the lives of low-income fathers. Based on 138 life history interviews, they expose the contradiction that while the norms and expectations of father involvement have changed rapidly within a generation, labor force and state support for fathering on the margins has deteriorated. Tracking these life histories, they move us through the lived experiences of job precarity, welfare cuts, punitive child support courts, public housing neglect, and the criminalization of poverty to demonstrate that without transformative systemic change, individual determination is not enough. Fathers on the social and economic margins are setup to fail.

Author : Anonim
Publisher : Unknown
Page : 860 pages
File Size : 53,9 Mb
Release : 2010-04
Category : Business
ISBN : CORNELL:31924083438857

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Bloomberg Businessweek by Anonim Pdf

Author : Jean Anyon
Publisher : Routledge
Page : 245 pages
File Size : 50,8 Mb
Release : 2014-03-14
Category : Education
ISBN : 9781136202216

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Radical Possibilities by Jean Anyon Pdf

The core argument of Jean Anyon’s classic Radical Possibilities is deceptively simple: if we do not direct our attention to the ways in which federal and metropolitan policies maintain the poverty that plagues communities in American cities, urban school reform as currently conceived is doomed to fail. With every chapter thoroughly revised and updated, this edition picks up where the 2005 publication left off, including a completely new chapter detailing how three decades of political decisions leading up to the “Great Recession” produced an economic crisis of epic proportions. By tracing the root causes of the financial crisis, Anyon effectively demonstrates the concrete effects of economic decision-making on the education sector, revealing in particular the disastrous impacts of these policies on black and Latino communities. Going beyond lament, Radical Possibilities offers those interested in a better future for the millions of America’s poor families a set of practical and theoretical insights. Expanding on her paradigm for combating educational injustice, Anyon discusses the Occupy Wall Street movement as a recent example of popular resistance in this new edition, set against a larger framework of civil rights history. A ringing call to action, Radical Possibilities reminds readers that throughout U.S. history, equitable public policies have typically been created as a result of the political pressure brought to bear by social movements. Ultimately, Anyon’s revelations teach us that the current moment contains its own very real radical possibilities.

Author : Cynthia C. Yao,Lynn Diane Dierking
Publisher : Rowman Altamira
Page : 340 pages
File Size : 51,7 Mb
Release : 2006
Category : Science
ISBN : 0759106533

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Handbook for Small Science Centers by Cynthia C. Yao,Lynn Diane Dierking Pdf

Comprehensive handbook for starting and running a small science center.

Author : Randy Alcorn
Publisher : Tyndale House Publishers, Inc.
Page : 493 pages
File Size : 52,8 Mb
Release : 2011-11-15
Category : Religion
ISBN : 9781414341644

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Money, Possessions, and Eternity by Randy Alcorn Pdf

Who wants to settle for fleeting treasures on earth . . . when God offers everlasting treasures in heaven? It’s time to rethink our perspectives on money and possessions. In this thoroughly researched classic, Randy Alcorn shows us how to view these things accurately—as God’s provision for our good, the good of others, and his glory. Alcorn presents a biblical and comprehensive view of money and possessions, including the following: Why is money so important to God? Is prosperity theology right or wrong? How can we be liberated from materialism? What should we do about debt? How much does God want us to give? How can we best help the poor and reach the lost? What about gambling? Investing? Insurance? Saving? Retirement? Inheritance? How can we leave our children a true heritage? How can we use money in ways that God rewards? This practical and refreshing theology of money contains topical and Scripture indexes, a study guide, and five helpful appendices.

Author : Matthew Stewart
Publisher : Simon and Schuster
Page : 352 pages
File Size : 41,8 Mb
Release : 2022-10-11
Category : History
ISBN : 9781982114190

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The 9.9 Percent by Matthew Stewart Pdf

"A trenchant analysis of how the wealthiest 9.9 percent of Americans -- those just below the tip of the wealth pyramid -- have exacerbated the growing inequality in our country and distorted our social values"--

Author : Annie Lowrey
Publisher : Crown
Page : 272 pages
File Size : 53,9 Mb
Release : 2018-07-10
Category : Political Science
ISBN : 9781524758783

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Give People Money by Annie Lowrey Pdf

A brilliantly reported, global look at universal basic income—a stipend given to every citizen—and why it might be the answer for our age of rising inequality, persistent poverty, and dazzling technology. Imagine if every month the government deposited $1,000 into your checking account, with no strings attached and nothing expected in return. It sounds crazy. But it has become one of the most influential and discussed policy ideas of our time. The founder of Facebook, President Obama’s chief economist, Canada and Finland’s governments, the conservative and labor movements’ leading intellectual lights—all are seriously debating versions of a UBI. In this sparkling and provocative book, economics writer Annie Lowrey looks at the global UBI movement. She travels to Kenya to see how a UBI is lifting the poorest people on earth out of destitution, India to see how inefficient government programs are failing the poor, South Korea to interrogate UBI’s intellectual pedigree, and Silicon Valley to meet the tech titans financing UBI pilots in expectation of a world with advanced artificial intelligence and little need for human labor. Lowrey also examines the challenges the movement faces: contradictory aims, uncomfortable costs, and most powerfully, the entrenched belief that no one should get something for nothing. The UBI movement calls into question our deepest intuitions about what we owe each other. Yet as Lowrey persuasively shows, a UBI—giving people money—is not just a solution to our problems, but a better foundation for our society in this age of marvels.

Author : George Loewenstein,Jon Elster
Publisher : Russell Sage Foundation
Page : 424 pages
File Size : 43,6 Mb
Release : 1992-10-27
Category : Business & Economics
ISBN : 9781610443654

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Choice Over Time by George Loewenstein,Jon Elster Pdf

Many of our most urgent national problems suggest a widespread lack of concern for the future. Alarming economic conditions, such as low national savings rates, declining corporate investment in long-term capital projects, and ballooning private and public debt are matched by such social ills as diminished educational achievement, environmental degradation, and high rates of infant mortality, crime, and teenage pregnancy. At the heart of all these troubles lies an important behavioral phenomenon: in the role of consumer, manager, voter, student, or parent, many Americans choose inferior but immediate rewards over greater long-term benefits. Choice Over Time offers a rich sampling of original research on intertemporal choice—how and why people decide between immediate and delayed consequences—from a broad range of theoretical and methodological perspectives in philosophy, political science, psychology, and economics. George Loewenstein, Jon Elster, and their distinguished colleagues review existing theories and forge new approaches to understanding significant questions: Why do people seem to "discount" future benefits? Do individuals use the same decision-making strategy in all aspects of their lives? What part is played by situational factors such as the certainty of delayed consequences? How are decisions affected by personal factors such as willpower and taste? In addressing these issues, the contributors to Choice Over Time address many social, economic, psychological, and personal time problems. Their work demonstrates the predictive power of short-term preferences in behavior as varied as addiction and phobia, the effect of prices on consumption, and the dramatic rise in debt and decline in savings. Choice Over Time provides an essential source for the most recent research and theory on intertemporal choice, offering new models for time preference patterns—and their aberrations—and presenting a diversity of potential solutions to the problem of "temporal myopia."

Author : United States. Congress. Joint Economic Committee. Subcommittee on Agricultural Policy
Publisher : Unknown
Page : 1300 pages
File Size : 49,6 Mb
Release : 1957
Category : Agriculture and state
ISBN : MINN:31951D01913637O

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Policy for Commercial Agriculture -- Its Relation to Economic Growth and Stability by United States. Congress. Joint Economic Committee. Subcommittee on Agricultural Policy Pdf