Local Dollars Local Sense

Author : Michael Shuman
Publisher : Chelsea Green Publishing
Page : 290 pages
File Size : 52,7 Mb
Release : 2012-02-20
Category : Business & Economics
ISBN : 9781603583442

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Local Dollars, Local Sense by Michael Shuman Pdf

Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.

Author : Michael Shuman
Publisher : Chelsea Green Publishing
Page : 290 pages
File Size : 49,8 Mb
Release : 2012
Category : Business & Economics
ISBN : 9781603583435

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Local Dollars, Local Sense by Michael Shuman Pdf

Local Dollars, Local Sense is a guide to creating Community Resilience. Americans' long-term savings in stocks, bonds, mutual funds, pension funds, and life insurance funds total about $30 trillion. But not even 1 percent of these savings touch local small business-even though roughly half the jobs and the output in the private economy come from them. So, how can people increasingly concerned with the poor returns from Wall Street and the devastating impact of global companies on their communities invest in Main Street? In Local Dollars, Local Sense, local economy pioneer Michael Shuman shows investors, including the nearly 99% who are unaccredited, how to put their money into building local businesses and resilient regional economies-and profit in the process. A revolutionary toolbox for social change, written with compelling personal stories, the book delivers the most thorough overview available of local investment options, explains the obstacles, and profiles investors who have paved the way. Shuman demystifies the growing realm of local investment choices-from institutional lending to investment clubs and networks, local investment funds, community ownership, direct public offerings, local stock exchanges, crowdfunding, and more. He also guides readers through the lucrative opportunities to invest locally in their homes, energy efficiency, and themselves. A rich resource for both investors and the entrepreneurs they want to support, Local Dollars, Local Sense eloquently shows how to truly protect your financial future--and your community's.

Author : Michael H. Shuman,Gwendolyn Hallsmith
Publisher : Post Carbon Institute
Page : 92 pages
File Size : 48,9 Mb
Release : 2015-08-07
Category : Business & Economics
ISBN : 0989599531

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Vermont Dollars, Vermont Sense by Michael H. Shuman,Gwendolyn Hallsmith Pdf

A growing local economy movement is putting down roots in the United States and around the world, as people work to strengthen local businesses, promote "buy local" campaigns, and end subsidies and other unfair advantages given to nonlocal businesses. Even in its early stages, local investment is having significant impact. For example, Slow Money, a grassroots group promoting local food investment, has moved $38 million into more than 350 small farms and local food enterprises. "Vermont Dollars, Vermont Sense" by Michael Shuman ("Local Dollars, Local Sense," Chelsea Green, 2012) and Gwendolyn Hallsmith (co-founder of Vermonters for a New Economy) profiles 28 local investment tools for grassroots investors, businesses, finance professionals, and others-with examples of how these ideas are being realized today in Vermont, the state with the strongest local economy movement in the country. "Vermont Dollars, Vermont Sense" also makes clear that the local economy movement can and should be significantly larger than it is today, in Vermont and every other state. Using Vermont case studies, it charts the direction that people in every state can follow (future editions will offer specifics on a state-by-state basis).

Author : Michael Shuman
Publisher : Chelsea Green Publishing
Page : 250 pages
File Size : 52,5 Mb
Release : 2015
Category : Business & Economics
ISBN : 9781603585750

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The Local Economy Solution by Michael Shuman Pdf

Reinventing economic development as if small business mattered In cities and towns across the nation, economic development is at a crossroads. A growing body of evidence has proven that its current cornerstone--incentives to attract and retain large, globally mobile businesses--is a dead end. Even those programs that focus on local business, through buy-local initiatives, for example, depend on ongoing support from government or philanthropy. The entire practice of economic development has become ineffective and unaffordable and is in need of a makeover. The Local Economy Solution suggests an alternative approach in which states and cities nurture a new generation of special kinds of businesses that help local businesses grow. These cutting-edge companies, which Shuman calls "pollinator businesses," are creating jobs and the conditions for future economic growth, and doing so in self-financing ways. Pollinator businesses are especially important to communities that are struggling to lift themselves up in a period of economic austerity, when municipal budgets are being slashed. They also promote locally owned businesses that increase local self-reliance and evince high labor and environmental standards. The book includes nearly two dozen case studies of successful pollinator businesses that are creatively facilitating business and neighborhood improvements, entrepreneurship, local purchasing, local investing, and profitable business partnerships. Examples include Main Street Genome (which provides invaluable data to improve local business performance), Supportland (which is developing a powerful loyalty card for local businesses), and Fledge (a business accelerator that finances itself through royalty payments). It also shows how the right kinds of public policy can encourage the spread of pollinator businesses at virtually no cost.

Author : Amy Cortese
Publisher : John Wiley & Sons
Page : 272 pages
File Size : 45,7 Mb
Release : 2011-05-04
Category : Business & Economics
ISBN : 9781118085783

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Locavesting by Amy Cortese Pdf

How individuals and communities can profit from local investing In the wake of the financial crisis, investors are faced with a stark choice: entrust their hard-earned dollars to the Wall Street casino, or settle for anemic interest rates on savings, bonds, and CDs. Meanwhile, small businesses are being starved for the credit and capital they need to grow. There's got to be a better way. In Locavesting: The Revolution in Local Investing and How to Profit from It, Amy Cortese takes us inside the local investing movement, where solutions to some of the nation's most pressing problems are taking shape. The idea is that, by investing in local businesses, rather than faceless conglomerates, investors can earn profits while building healthy, self-reliant communities. Introduces you to the ideas and pioneers behind the local investing movement Profiles the people and communities who are putting their money to work in their own backyards and taking control of their destinies Explores innovative investment strategies, from community capital and crowdfunding to local stock exchanges With confidence in Wall Street and the government badly shaken, Americans are looking for alternatives. Local investing offers a way to rebuild our nest eggs, communities, and, just perhaps, our country.

Author : Eva C. Galambos,Arthur F. Schreiber,Todd W. Areson,Susan S. Glickstein
Publisher : Unknown
Page : 128 pages
File Size : 41,9 Mb
Release : 1978
Category : Economic development
ISBN : OCLC:80153661

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Making Sense Out of Dollars by Eva C. Galambos,Arthur F. Schreiber,Todd W. Areson,Susan S. Glickstein Pdf

Author : Michael H. Shuman
Publisher : Berrett-Koehler Publishers
Page : 241 pages
File Size : 47,6 Mb
Release : 2020-06-02
Category : Business & Economics
ISBN : 9781523088911

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Put Your Money Where Your Life Is by Michael H. Shuman Pdf

“As so many Americans feel powerless to confront a financial system designed to serve the few, Shuman offers us real choices: tools that align our lives with our values. That's power. I love this highly readable, timely, surprising book.” —Frances Moore Lappé, author of Daring Democracy and Diet for a Small Planet Americans agree on very little these days, but red state conservatives and blue state progressives can agree on one critical point: Wall Street can no longer be trusted. Yet most of us continue to invest our money in the stocks and bonds of Fortune 500 companies, transferring our capital far from where we live and work. Local investing expert Michael Shuman offers another alternative. He shows how we can use two well-established—but rarely used—investment tools to keep our money close and get a return as good as or better than what we'd get investing in distant, indifferent corporations. Shuman explains the nuts and bolts of self-directed IRAs and solo 401(k)s and how they can be combined with other recently legalized local investing tools. He details how to set these accounts up, identify and evaluate a whole range of local investment opportunities, and make sure account holders stay on the right side of the law. While the book is written for people without a lot of investment experience—Shuman explains concepts like “liquidity” and “diversification” in simple terms—even if you're as experienced as Warren Buffett, this book will make you rethink everything you know about investing. With Shuman's expert advice, you can strengthen your investment portfolio and your community, neighborhoods, and schools at the same time!

Author : National League of Cities
Publisher : Unknown
Page : 28 pages
File Size : 52,5 Mb
Release : 1993-01-01
Category : Cities and towns
ISBN : 0933729936

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Global Dollars, Local Sense by National League of Cities Pdf

Author : Susan Clark,Woden Teachout
Publisher : Chelsea Green Publishing
Page : 283 pages
File Size : 40,5 Mb
Release : 2012
Category : Business & Economics
ISBN : 9781603584135

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Slow Democracy by Susan Clark,Woden Teachout Pdf

Reconnecting with the sources of decisions that affect us, and with the processes of democracy itself, is at the heart of 21st-century sustainable communities. Slow Democracy chronicles the ways in which ordinary people have mobilized to find local solutions to local problems. It invites us to bring the advantages of "slow" to our community decision making. Just as slow food encourages chefs and eaters to become more intimately involved with the production of local food, slow democracy encourages us to govern ourselves locally with processes that are inclusive, deliberative, and citizen powered. Susan Clark and Woden Teachout outline the qualities of real, local decision making and show us the range of ways that communities are breathing new life into participatory democracy around the country. We meet residents who seize back control of their municipal water systems from global corporations, parents who find unique solutions to seemingly divisive school-redistricting issues, and a host of other citizens across the nation who have designed local decision-making systems to solve the problems unique to their area in ways that work best for their communities. Though rooted in the direct participation that defined our nation's early days, slow democracy is not a romantic vision for reigniting the ways of old. Rather, the strategies outlined here are uniquely suited to 21st-century technologies and culture.If our future holds an increased focus on local food, local energy, and local economy, then surely we will need to improve our skills at local governance as well.

Author : Greg Pahl
Publisher : Chelsea Green Publishing
Page : 291 pages
File Size : 40,6 Mb
Release : 2012
Category : Business & Economics
ISBN : 9781603584098

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Power from the People by Greg Pahl Pdf

This book explores how homeowners, co-ops, nonprofit institutions, and other entities are putting power in the hands of local communities through distributed energy programs and energy-efficiency measures. Using examples from around the nation, Pahl explains how to plan and launch community-scale energy projects to harvest energy.

Author : Norman Walzer,Christopher Merrett
Publisher : Taylor & Francis
Page : 300 pages
File Size : 42,5 Mb
Release : 2022-12-23
Category : Architecture
ISBN : 9781000811551

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Rural Areas in Transition by Norman Walzer,Christopher Merrett Pdf

This volume explores new opportunities to reshape local economies in rural areas during the next decade by exploring successful efforts already underway. While reported population declines can paint a bleak picture for rural areas, a different story can be told in looking at the numbers of households, employment, and housing markets. In fact, many rural areas have had steady employment and healthy housing markets. Rural attractions often include proximity to natural recreation areas, personal safety, social interaction, less expensive housing, and high-quality education. This book shows that rural areas are in a major long-term transition and that local leaders who take advantage of these opportunities in their community and economic development strategies can create a very positive future for residents. Students and policymakers in local economic development, sociology of population change, business finance, political economy, and geography will find this a useful resource.

Author : Eva C. Galambos,Arthur F. Schreiber
Publisher : Unknown
Page : 170 pages
File Size : 50,8 Mb
Release : 1978
Category : Finance, Public
ISBN : UCAL:B4310493

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Making Sense Out of Dollars by Eva C. Galambos,Arthur F. Schreiber Pdf

Author : Michael A. Peters,Petar Jandrić,Alexander J. Means
Publisher : Springer
Page : 354 pages
File Size : 50,5 Mb
Release : 2019-04-29
Category : Education
ISBN : 9789811362255

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Education and Technological Unemployment by Michael A. Peters,Petar Jandrić,Alexander J. Means Pdf

This book examines the challenge of accelerating automation, and argues that countering and adapting to this challenge requires new methodological, philosophical, scientific, sociological, economic, ethical, and political perspectives that fundamentally rethink the categories of work and education. What is required is political will and social vision to respond to the question: What is the role of education in a digital age characterized by potential mass technological unemployment? Today’s technologies are beginning to cost more jobs than they create – and this trend will continue. There have been many proposed solutions to this problem, and they invariably involve an educational vision. Yet, in a world that simply doesn’t offer enough work for everyone, education is clearly not a panacea for technological unemployment. This collection presents responses to this question from a wide spectrum of disciplines, including but not limited to education studies, philosophy, history, politics, sociology, psychology, and economics.

Author : Stephen M. Wheeler,Timothy Beatley
Publisher : Routledge
Page : 1056 pages
File Size : 40,6 Mb
Release : 2014-10-03
Category : Architecture
ISBN : 9781317672166

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Sustainable Urban Development Reader by Stephen M. Wheeler,Timothy Beatley Pdf

Building on the success of its second edition, the third edition of the Sustainable Urban Development Reader provides a generous selection of classic and contemporary readings giving a broad introduction to this topic. It begins by tracing the roots of the sustainable development concept in the nineteenth and twentieth centuries, before presenting readings on a number of dimensions of the sustainability concept. Topics covered include land use and urban design, transportation, ecological planning and restoration, energy and materials use, economic development, social and environmental justice, and green architecture and building. All sections have a concise editorial introduction that places the selection in context and suggests further reading. Additional sections cover tools for sustainable development, international sustainable development, visions of sustainable community and case studies from around the world. The book also includes educational exercises for individuals, university classes, or community groups, and an extensive list of recommended readings. The anthology remains unique in presenting a broad array of classic and contemporary readings in this field, each with a concise introduction placing it within the context of this evolving discourse. The Sustainable Urban Development Reader presents an authoritative overview of the field using original sources in a highly readable format for university classes in urban studies, environmental studies, the social sciences, and related fields. It also makes a wide range of sustainable urban planning-related material available to the public in a clear and accessible way, forming an indispensable resource for anyone interested in the future of urban environments.

Author : Kevin Danaher,Shannon Biggs,Jason Mark
Publisher : Routledge
Page : 296 pages
File Size : 54,9 Mb
Release : 2016-01-08
Category : Social Science
ISBN : 9781317262916

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Building the Green Economy by Kevin Danaher,Shannon Biggs,Jason Mark Pdf

After centuries of economic activity based on extraction, exploitation, and depletion, we now face undeniable environmental threats. New business models that save or restore natural resources are critical. But how can we translate that insight into more sustainable practices? Building the Green Economy shows how community groups, families, and individual citizens have taken action to protect their food and water, clean up their neighborhoods, and strengthen their local economies. Their unlikely victories—over polluters, unresponsive bureaucracies, and unexamined routines—dramatize the opportunities and challenges facing the local green economy movement. Drawing on their extensive experience at Global Exchange and elsewhere, the authors also: Lay out strategies for a more successful green movement Describe how communities have protected their victories from legal and political challenges Provide key resources for local activists Include conversations with Rocky Anderson, Lois Gibbs, Anuradha Mittal, David Morris, Michael Shuman, and other activists and leaders.