Making Microfinance Work

Author : Craig Farren Churchill,Cheryl Frankiewicz
Publisher : International Labour Organization
Page : 452 pages
File Size : 44,9 Mb
Release : 2006
Category : Business & Economics
ISBN : 9789221186571

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Making Microfinance Work by Craig Farren Churchill,Cheryl Frankiewicz Pdf

This training manual provides an overview of the key management principles necessary to optimize the services of microfinance institutions (MFIs) and brings together useful lessons from numerous MFIs worldwide to help managers strengthen the performance of their unit, branch or institution.Either used alone, or as part of a management training course, Making Microfinance Work offers various tools and advice. The markets and marketing of MFIs are examined and looks at the different ways in which managers can communicate the value of their products and services. It introduces effective methods for enhancing efficiency and productivity which minimize the trade-offs MFIs invariably face as they try to provide services over the long term.The topic of managing risks is also covered. This manual offers strategies to prevent risk from occurring and, if it does occur, explains how to rectify the situation. Practical techniques for allocating costs and determining prices are also highlighted, as well as the importance of plans, budgets and reports. Illustrations and case studies are used to assist managers in applying the concepts outlined in the text. An extensive list of additional reading and useful Internet resources is also provided

Author : Cheryl Frankiewicz
Publisher : Unknown
Page : 0 pages
File Size : 49,7 Mb
Release : 2014-06
Category : Business & Economics
ISBN : 9382059091

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Making Microfinance Work by Cheryl Frankiewicz Pdf

This is the second volume of a training course designed for middle and senior managers in microfinance institutions (MFIs). It builds on the acclaimed "Making Microfinance Work: Managing for Improved Performance" (2006). The book includes chapters on various product options, including savings, insurance, leasing, money transfers, and even grants and nonfinancial services. It also explores how to combine different product menus to serve specific market segments, such as the ultra-poor, youth, women, and small and medium enterprises. It provides specific suggestions to manage diversification, including adapting the institutional culture, redistributing responsibilities, empowering staff, communicating with clients, reengineering systems, and managing change.

Author : Cheryl Frankiewicz,Craig Churchill
Publisher : Unknown
Page : 612 pages
File Size : 41,5 Mb
Release : 2011
Category : BUSINESS & ECONOMICS
ISBN : 9221241416

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Making Microfinance Work by Cheryl Frankiewicz,Craig Churchill Pdf

Author : Milford Bateman
Publisher : Zed Books Ltd.
Page : 261 pages
File Size : 48,5 Mb
Release : 2010-06-10
Category : Business & Economics
ISBN : 9781848138957

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Why Doesn't Microfinance Work? by Milford Bateman Pdf

Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.

Author : Ananya Roy
Publisher : Routledge
Page : 272 pages
File Size : 45,8 Mb
Release : 2010-04-23
Category : Social Science
ISBN : 9781136992490

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Poverty Capital by Ananya Roy Pdf

Winner of the 2011 Paul Davidoff award! This is a book about poverty but it does not study the poor and the powerless; instead it studies those who manage poverty. It sheds light on how powerful institutions control "capital," or circuits of profit and investment, as well as "truth," or authoritative knowledge about poverty. Such dominant practices are challenged by alternative paradigms of development, and the book details these as well. Using the case of microfinance, the book participates in a set of fierce debates about development – from the role of markets to the secrets of successful pro-poor institutions. Based on many years of research in Washington D.C., Bangladesh, and the Middle East, Poverty Capital also grows out of the author's undergraduate teaching to thousands of students on the subject of global poverty and inequality.

Author : Patrick Honohan,Thorsten Beck
Publisher : World Bank Publications
Page : 264 pages
File Size : 50,9 Mb
Release : 2007
Category : Business & Economics
ISBN : 9780821369104

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Making Finance Work for Africa by Patrick Honohan,Thorsten Beck Pdf

Drawing on its extensive experience in helping restructure and reform financial systems, the World Bank examines the state of African domestic financial systems in a global comparison. It identifies promising trends as well as pinpointing the major shortcomings that are observed across sub-Saharan Africa. Policy recommendations distinguish between those designed to make finance a more effective driver of economic growth and those designed to give low income, small-scale and other excluded groups better access to financial services.

Author : David Roodman
Publisher : CGD Books
Page : 388 pages
File Size : 55,5 Mb
Release : 2012
Category : Business & Economics
ISBN : 9781933286532

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Due Diligence by David Roodman Pdf

The idea that small loans can help poor families build businesses and exit poverty has blossomed into a global movement. The concept has captured the public imagination, drawn in billions of dollars, reached millions of customers, and garnered a Nobel Prize. Radical in its suggestion that the poor are creditworthy and conservative in its insistence on individual accountability, the idea has expanded beyond credit into savings, insurance, and money transfers, earning the name microfinance. But is it the boon so many think it is? Readers of David Roodman's openbook blog will immediately recognize his thorough, straightforward, and trenchant analysis. Due Diligence, written entirely in public with input from readers, probes the truth about microfinance to guide governments, foundations, investors, and private citizens who support financial services for poor people. In particular, it explains the need to deemphasize microcredit in favor of other financial services for the poor.

Author : Smitha Radhakrishnan
Publisher : Duke University Press
Page : 160 pages
File Size : 54,5 Mb
Release : 2021-10-25
Category : Social Science
ISBN : 9781478022169

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Making Women Pay by Smitha Radhakrishnan Pdf

In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.

Author : Lesley Sherratt
Publisher : Oxford University Press
Page : 253 pages
File Size : 53,5 Mb
Release : 2016
Category : Business & Economics
ISBN : 9780199383191

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Can Microfinance Work? by Lesley Sherratt Pdf

'Can Microfinance Work?' presents a thorough-going and nuanced ethical assessment of the microfinance industry, drawing on the author's expertise in the fields of finance and applied ethics.

Author : Mike Goldberg,Eric Palladini
Publisher : World Bank Publications
Page : 144 pages
File Size : 44,7 Mb
Release : 2010-04-01
Category : Business & Economics
ISBN : 0821382357

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Managing Risk and Creating Value with Microfinance by Mike Goldberg,Eric Palladini Pdf

20110614

Author : Joanna Ledgerwood
Publisher : World Bank Publications
Page : 302 pages
File Size : 52,5 Mb
Release : 1998-12-01
Category : Business & Economics
ISBN : 9780821384312

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Microfinance Handbook by Joanna Ledgerwood Pdf

The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Author : Joanna Ledgerwood,Victoria White
Publisher : World Bank Publications
Page : 566 pages
File Size : 50,7 Mb
Release : 2006-08-30
Category : Business & Economics
ISBN : 0821366165

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Transforming Microfinance Institutions by Joanna Ledgerwood,Victoria White Pdf

In response to a clear need by low-income people to gain access to the full range of financial services including savings, a growing number of microfinance NGOs are seeking guidelines to transform from credit-focused microfinance organizations to regulated deposit-taking financial intermediaries. In response to this trend, this book presents a practical 'how-to' manual for MFIs to develop the capacity to become licensed and regulated to mobilize deposits from the public. 'Transforming Microfinance Institutions' provides guidelines for regulators to license and regulate microfinance providers, and for transforming MFIs to meet the demands of two major new stakeholders regulators and shareholders. As such, it focuses on developing the capacity of NGO MFIs to mobilize and intermediate voluntary savings. Drawing from worldwide experience, it outlines how to manage the transformation process and address major strategic and operational issues inherent in transformation including competitive positioning, business planning, accessing capital and shareholders, and how to 'transform' the MFI's human resources, financial management, MIS, internal controls, and branch operations. Case studies then provide examples of developing a new regulatory tier for microfinance, and how a Ugandan NGO transformed to become a licensed financial intermediary. This book will be invaluable to regulators and microfinance NGOs contemplating institutional transformation and will be of tremendous use to donors and technical support agencies supporting MFIs in their transformation.

Author : Hugh Sinclair
Publisher : Berrett-Koehler Publishers
Page : 290 pages
File Size : 48,5 Mb
Release : 2012-07-09
Category : Business & Economics
ISBN : 9781609945183

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Confessions of a Microfinance Heretic by Hugh Sinclair Pdf

Microfinance insider Hugh Sinclair weaves a shocking tale of an industry focused on maximizing profits and plagued by predatory lending practices, scandals, cover-ups and corruption.

Author : Craig Churchill
Publisher : Academic Foundation
Page : 688 pages
File Size : 40,9 Mb
Release : 2008
Category : Electronic
ISBN : 8171886701

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Protecting The Poor: A Microinsurance Compendium by Craig Churchill Pdf

Author : Beatriz Armendariz,Jonathan Morduch
Publisher : MIT Press
Page : 361 pages
File Size : 42,6 Mb
Release : 2007
Category : Business & Economics
ISBN : 9780262512015

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The Economics of Microfinance by Beatriz Armendariz,Jonathan Morduch Pdf

An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.