Mobile Payment

Author : Thomas Lerner
Publisher : Springer Science & Business Media
Page : 180 pages
File Size : 44,9 Mb
Release : 2013-11-29
Category : Computers
ISBN : 9783658032517

Get Book

Mobile Payment by Thomas Lerner Pdf

Paying with mobile devices such as mobile phones or smart phones will expand worldwide in the coming years. This development provides opportunities for various industries (banking, telecommunications, credit card business, manufacturers, suppliers, retail) and for consumers. The book comprehensively describes current status, trends and critical aspects of successful mobile payment. It combines theory and practice. Comprising essential aspects of a successful mobile payment as well as successful case studies and practical examples, this book is for all who are developing, offering and using mobile payment.

Author : Skip Allums
Publisher : "O'Reilly Media, Inc."
Page : 242 pages
File Size : 48,9 Mb
Release : 2014-08-13
Category : Computers
ISBN : 9781449366315

Get Book

Designing Mobile Payment Experiences by Skip Allums Pdf

Now that consumer purchases with mobile phones are on the rise, how do you design a payment app that’s safe, easy to use, and compelling? With this practical book, interaction and product designer Skip Allums provides UX best practices and recommendations to help you create familiar, friendly, and trustworthy experiences. Consumers want mobile transactions to be as fast and reliable as cash or bank cards. This book shows designers, developers, and product managers—from startups to financial institutions—how to design mobile payments that not only safeguard identity and financial data, but also provide value-added features that exceed customer expectations. Learn about the major mobile payment frameworks: NFC, cloud, and closed loop Examine the pros and cons of Google Wallet, Isis, Square, PayPal, and other payment apps Provide walkthroughs, demos, and easy registration to quickly gain a new user’s trust Design efficient point-of-sale interactions, using NFC, QR, barcodes, or geolocation Add peripheral services such as points, coupons and offers, and money management

Author : Andrea Bauer
Publisher : tredition
Page : 125 pages
File Size : 49,7 Mb
Release : 2017-07-18
Category : Technology & Engineering
ISBN : 9783743935587

Get Book

TRUSTING MOBILE PAYMENT by Andrea Bauer Pdf

In this book Andrea Bauer examines the apparently simple question of the role of trust in the development and establishment of mobile payment services. The proliferation of new payment instruments was always associated with the condition of trustworthiness. Even if the form of payment has changed constantly in the past (e.g. cowrie shells, stones, coins, paper notes, plastic cards or electronic digits), the demand for trustworthiness was always an essential factor regarding its market acceptance. What trust exactly is, which functions trust has in the use of technical solutions and which aspects and determinants of trust are crucial regarding mobile payment services, Andrea Bauer will analyze in the present work.

Author : Jesús Téllez,Sherali Zeadally
Publisher : Springer
Page : 133 pages
File Size : 55,6 Mb
Release : 2017-10-02
Category : Computers
ISBN : 9783319230337

Get Book

Mobile Payment Systems by Jesús Téllez,Sherali Zeadally Pdf

This important text/reference presents the latest research and developments in the field of mobile payment systems (MPS), covering issues of mobile device security, architectures and models for MPS, and transaction security in MPS. Topics and features: introduces the fundamental concepts in MPS, discussing the benefits and disadvantages of such systems, and the entities that underpin them; reviews the mobile devices and operating systems currently available on the market, describing how to identify and avoid security threats to such devices; examines the different models for mobile payments, presenting a classification based on their core features; presents a summary of the most commonly used cryptography schemes for secure communications; outlines the key challenges in MPS, covering security for ubiquitous mobile commerce and usability issues; highlights the opportunities offered by mobile cloud computing and vehicular ad hoc networks in the design and development of MPS.

Author : Wen Chen Hu,Chung-Wei Lee,Weidong Kou
Publisher : IGI Global
Page : 372 pages
File Size : 44,6 Mb
Release : 2005-01-01
Category : Computers
ISBN : 1591403456

Get Book

Advances in Security and Payment Methods for Mobile Commerce by Wen Chen Hu,Chung-Wei Lee,Weidong Kou Pdf

Recently, the emergence of wireless and mobile networks has made possible the admission of electronic commerce to a new application and research subject: mobile commerce, defined as the exchange or buying and selling of commodities, services, or information on the Internet through the use of mobile handheld devices. In just a few years, mobile commerce has emerged from nowhere to become the hottest new trend in business transactions. However, the prosperity and popularity of mobile commerce will be brought to a higher level only if information is securely and safely exchanged among end systems (mobile users and content providers). Advances in Security and Payment Methods for Mobile Commerce includes high-quality research papers and industrial and practice articles in the areas of mobile commerce security and payment from academics and industrialists. It covers research and development results of lasting significance in the theory, design, implementation, analysis, and application of mobile commerce security and payment.

Author : Opati, Thaisaiyi Zephania,Gachukia, Martin Kang'ethe
Publisher : IGI Global
Page : 311 pages
File Size : 48,8 Mb
Release : 2019-12-20
Category : Business & Economics
ISBN : 9781799824008

Get Book

Impact of Mobile Payment Applications and Transfers on Business by Opati, Thaisaiyi Zephania,Gachukia, Martin Kang'ethe Pdf

Consumers continue to rely heavily on their phones to complete such tasks as transferring funds between banks or accounts, depositing or withdrawing funds, paying bills, and purchasing items. Mobile money users are oftentimes more financially resilient and can protect themselves better against economic and other shocks. Moreover, mobile money can increase the velocity of money in circulation because it reduces the transactions and time costs of making retail payments. As such, understanding the impact of mobile payments is imperative for businesses and the economy. Impact of Mobile Payment Applications and Transfers on Business is a pivotal reference source that provides vital research on mobile money transfer and its impact in social, corporate, and micro- and macro-policies concerning the aggregate economy and individual households as a whole within an economy. It covers the impact, innovations, business-to-business transformations, regulatory framework, challenges, and ethical issues surrounding mobile money transfers around the world. This book is ideally designed for economists, financial analysts, business managers, leaders, scholars, practitioners, researchers, and students in fields that include management, finance, economics, commerce, and leadership.

Author : Skip Allums
Publisher : "O'Reilly Media, Inc."
Page : 243 pages
File Size : 48,5 Mb
Release : 2014-08-13
Category : Business & Economics
ISBN : 9781449366322

Get Book

Designing Mobile Payment Experiences by Skip Allums Pdf

Now that consumer purchases with mobile phones are on the rise, how do you design a payment app that’s safe, easy to use, and compelling? With this practical book, interaction and product designer Skip Allums provides UX best practices and recommendations to help you create familiar, friendly, and trustworthy experiences. Consumers want mobile transactions to be as fast and reliable as cash or bank cards. This book shows designers, developers, and product managers—from startups to financial institutions—how to design mobile payments that not only safeguard identity and financial data, but also provide value-added features that exceed customer expectations. Learn about the major mobile payment frameworks: NFC, cloud, and closed loop Examine the pros and cons of Google Wallet, Isis, Square, PayPal, and other payment apps Provide walkthroughs, demos, and easy registration to quickly gain a new user’s trust Design efficient point-of-sale interactions, using NFC, QR, barcodes, or geolocation Add peripheral services such as points, coupons and offers, and money management

Author : Joy Malala
Publisher : Routledge
Page : 154 pages
File Size : 49,7 Mb
Release : 2017-11-28
Category : Law
ISBN : 9781351728577

Get Book

Law and Regulation of Mobile Payment Systems by Joy Malala Pdf

Over the last ten years mobile payment systems have revolutionised banking in some countries in Africa. In Kenya the introduction of M-Pesa, a new financial services model, has transformed the banking and financial services industry. Giving the unbanked majority access to the financial services market it has attracted over 18 million subscribers which is remarkable given that fewer than 4 million people in Kenya have bank accounts. This book addresses the legal and regulatory issues arising out of the introduction of M-Pesa in Kenya and its drive towards financial inclusion. It considers the interaction between regulation and technological innovation with a particular focus on the regulatory tools, institutional arrangements and government decisional processes through the examination as a whole of its regulatory capacity. This is done with a view to understanding the regulatory capacity of Kenya in addressing the vulnerabilities presented by technological innovation in the financial industry for consumers after financial inclusion. It also examines the way that mobile payments have been regulated by criticising the piecemeal approach that the Central Bank of Kenya has taken in addressing the legal and regulatory issues presented by mobile payments. The book argues there are significant gaps in the regulatory regime of mobile banking in Kenya.

Author : Christian Hort
Publisher : diplom.de
Page : 108 pages
File Size : 53,9 Mb
Release : 2003-04-08
Category : Business & Economics
ISBN : 9783832466435

Get Book

Critical Success Factors of Mobile Payment by Christian Hort Pdf

Inhaltsangabe:Abstract: Mobile payment (mPayment) can be understood as every payment where at least one participant applies mobile phone technology, thus, uses a mobile phone. But due to technological progress it seems reasonable to classify other devices like a Personal Digital Assistant (PDA) or devices with embedded Radio Frequency (RF) technology as mobile payment devices. However, mobile phones today clearly outnumber every other mobile payment device. Penetration rates are forecasted to reach almost 80% in Europe by 2005. The number of worldwide cellular subscribers is expected to pass one billion by 2003. By 2005 there will be more mobile phones worldwide than TVs, fixed line phones, and Personal Computers (PC). Driven by the increasing penetration and resulting business opportunities, numerous mPayment solutions have been offered by payment service providers, telcos, and financial institutions. The variety of applicable technologies, the possible linkage between the financial instruments, and the mPayment device combined with different payment scenarios offer a wide landscape of mPayment solutions. Besides technology, questions dealing with consumer expectations, factors thriving or inhibiting a widespread adoption, and with it related penetration strategies for payment service providers have to be carefully researched to develop a successful mPayment. Based on diverse motivations and influenced by recent technology development banks, telcos and start-up companies endeavour to build a successful mPayment that meets the expectations of consumers and merchants. The research question of this paper focuses on factors that can be identified as crucial to drive the success of mobile payment systems. Therefore, the first goal is to give an introduction to the mPayment landscape as a foundation for further research. The second goal is to derive key factors influencing the success of an mPayment from theoretical models and by reviewing related literature. The research concentrates on business to consumer (B2C) and consumer to consumer (C2C) payment on the European and United States (US) market. Neither cross border payments nor business to business (B2B) payments are described in this paper. Inhaltsverzeichnis:Table of Contents: CONTENTSI TABLE OF EXHIBITSIII TABLE OF CHARTSIV ABBREVIATIONSV 1.INTRODUCTION1 1.1Motivation1 1.2Goals of the study2 1.3Structure2 2.TRADITIONAL AND FIXED-LINE ONLINE PAYMENT METHODS4 2.1History of [...]

Author : Gabriella Gimigliano
Publisher : Springer
Page : 314 pages
File Size : 53,8 Mb
Release : 2016-07-25
Category : Business & Economics
ISBN : 9781137575128

Get Book

Bitcoin and Mobile Payments by Gabriella Gimigliano Pdf

This book provides a critical analysis of The European Union’s regulatory framework for mobile payments and bitcoin. Chapters discuss the creation of the EU single market for e-payments and combine legal analysis with comparative case studies in their exploration of the regulatory challenges surrounding e-payments. The contributing authors analyse the key economic and legal issues of the development of bitcoin and mobile payments within the EU framework through a comparative lens. They cover topics ranging from user data and funds protection and the stability of the payment system to the competitiveness of the EU market. Providing a comprehensive and methodological guide to the bitcoin and mobile payments in Europe, this book will prove an illuminating and informative read for academics, students and policy makers with an interest in the impact of innovation on payment systems.

Author : Anonim
Publisher : Centro de Innovación BBVA
Page : 27 pages
File Size : 51,7 Mb
Release : 2024-06-17
Category : Electronic
ISBN : 8210379456XXX

Get Book

Mobile Payments (English) by Anonim Pdf

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 244 pages
File Size : 47,6 Mb
Release : 2013
Category : Banking law
ISBN : MINN:31951D03634427N

Get Book

Developing the Framework for Safe and Efficient Mobile Payments by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf

Author : Tanai Khiaonarong
Publisher : International Monetary Fund
Page : 35 pages
File Size : 43,6 Mb
Release : 2014-07-15
Category : Business & Economics
ISBN : 9781498392051

Get Book

Oversight Issues in Mobile Payments by Tanai Khiaonarong Pdf

This paper examines oversight issues that underlie the potential growth and risks in mobile payments. International experience suggests that financial authorities can develop effective oversight frameworks for new payment methods to safeguard public confidence and financial stability by establishing: (i) a clear legal regime; (ii) proportionate AML/CFT measures to prevent financial integrity risks; (iii) fund safeguarding measures such as insurance, similar guarantee schemes, or “pass through” deposit insurance; (iv) contingency plans for operational disruptions; and (v) risk controls and access criteria in payment systems. Such measures are particularly important for low-income countries where diffusion is becoming more widespread.

Author : Joaquin Garcia-Alfaro,Shujun Li,Radha Poovendran,Hervé Debar,Moti Yung
Publisher : Springer Nature
Page : 531 pages
File Size : 53,5 Mb
Release : 2021-11-03
Category : Computers
ISBN : 9783030900229

Get Book

Security and Privacy in Communication Networks by Joaquin Garcia-Alfaro,Shujun Li,Radha Poovendran,Hervé Debar,Moti Yung Pdf

This two-volume set LNICST 398 and 399 constitutes the post-conference proceedings of the 17th International Conference on Security and Privacy in Communication Networks, SecureComm 2021, held in September 2021. Due to COVID-19 pandemic the conference was held virtually. The 56 full papers were carefully reviewed and selected from 143 submissions. The papers focus on the latest scientific research results in security and privacy in wired, mobile, hybrid and ad hoc networks, in IoT technologies, in cyber-physical systems, in next-generation communication systems in web and systems security and in pervasive and ubiquitous computing.

Author : Liébana-Cabanillas, Francisco
Publisher : IGI Global
Page : 393 pages
File Size : 47,7 Mb
Release : 2014-02-28
Category : Business & Economics
ISBN : 9781466651913

Get Book

Electronic Payment Systems for Competitive Advantage in E-Commerce by Liébana-Cabanillas, Francisco Pdf

Recent innovations in the field of information technology and communications are radically changing the way international organizations conduct business. In this competitive environment, having the necessary tools to streamline business transactions and secure digital payments is crucial to business success. Electronic Payment Systems for Competitive Advantage in E-Commerce provides relevant theoretical frameworks and the latest empirical findings on electronic payment systems in the digital marketplace. Focusing on the importance of e-commerce in business development, including the advantages and disadvantages of e-payments, this book is an essential resource for business professionals who want to improve their understanding of the strategic role of e-commerce in all dimensions, as well as for both researchers and students.