Pay Off Your Mortgage Early With Excel Create An Optimal Payoff Plan For Your Income

Author : Tim Hill
Publisher : Questing Vole Press
Page : 169 pages
File Size : 53,6 Mb
Release : 2020-03-12
Category : Business & Economics
ISBN : 8210379456XXX

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Pay Off Your Mortgage Early With Excel! Create an Optimal Payoff Plan for Your Income by Tim Hill Pdf

The immense power of compound interest is such that adding a small amount of extra principal to each of your mortgage payments will result in thousands (or tens of thousands) in interest savings over the life of your loan. Using only high-school mathematics, Tim Hill provides clear and readable lessons that you can use to understand and pay down your mortgage by using Microsoft Excel (or any spreadsheet software). This entirely practical guide teaches you how to use worksheet functions, array formulas, data tables, and other spreadsheet features to manage your business and personal finances. You'll also learn the auxiliary skills needed to create and maintain financial spreadsheets: rounding numbers, data and time arithmetic, summing and counting values, and more. Plenty of examples show you how to use these tools for any type of debt or savings: mortgages, student loans, leases, credit-card debt, car payments, medical expenses, annuities, and retirement funds. You can download the sample workbooks to follow along with the author's examples and calculations. - Covers all versions of Excel. - Learn about basic financial concepts, including cash flows, timing issues, and the time value of money. - Compute the payments needed to pay off a loan or to meet an investment target. - Separate the interest and principal portions of your mortgage or loan payments for tax purposes. - Convert between the commonly used methods of quoting interest rates. - Create amortization schedules to see how your debts change over time. - Build summary tables to compare loans that have different interest rates, loan amounts, or payment terms. - Derive the true interest rate of your investments or loans, including "interest-free" loans. - See how much time it will take to pay off a loan, meet an investment target, or retire. - Determine how much to invest now to meet a future goal. - Calculate how money will accumulate in your retirement or savings accounts. Contents Part I - Loans & Mortgages 1. Getting Started with Loans & Mortgages 2. Present Value (PV) 3. Future Value (FV) 4. Payments (PMT) 5. Interest Rates (RATE) 6. Periods (NPER) 7. Interest and Principal Components 8. Converting Interest Rates 9. Loan Amortization Schedules 10. Summarizing Loan Options Part II - Dates & Times 11. Getting Started with Dates & Times 12. Date & Time Basics 13. Date & Time Functions 14. Date Tricks 15. Time Tricks Part III - Sums & Counts 16. Getting Started with Sums & Counts 17. Counting Basics 18. Counting Tricks 19. Frequency Distributions 20. Summing Basics 21. Summing Tricks

Author : Tim Hill
Publisher : Questing Vole Press
Page : 85 pages
File Size : 50,9 Mb
Release : 2020-03-12
Category : Business & Economics
ISBN : 8210379456XXX

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Get Out of Debt With Math! Avoiding, Negotiating, and Paying Down Debt the Smart Way by Tim Hill Pdf

This entirely practical guide teaches you the most important aspects of loans, interest rates, credit, savings, and investments. Using high-school mathematics, Tim Hill provides clear and readable lessons that you can use to understand, avoid, negotiate, renegotiate, and pay down your debts. The result: a strong grasp of basic financial concepts, including cash flows, timing issues, the time value of money, and compound interest. - Stresses fundamentals and hard numbers, without the purposeless feel-good filler of conventional personal-finance books. - Conveys insight and removes doubt as to how your debts and savings will change over time. - Encourages the precise logical thinking needed to deal shrewdly and confidently with creditors and banks. - Explains the monstrous power of compound interest, the root cause of the pain of excessive debt. - Teaches general principles that can be applied to a wide variety of financial products, including mortgages, student loans, credit-card debt, leases, car payments, medical expenses, annuities, retirement funds, and stock purchases. - Includes examples that extend your knowledge rather than merely reinforce it, while avoiding empty and excessive routine computations. - Treats financial mathematics as a logically coherent discipline, not as a disjointed collection of techniques. - Reviews the necessary mathematics. - For advanced readers, the tools of elementary calculus are used to prove results, solve equations, and derive optimal values. Contents Introduction 1. Interest 2. Present Value 3. Annual Percentage Rate 4. Mortgages 5. Annuities 6. Stocks 7. Personal Savings 8. Student Loans 9. Kelly Strategy 10. Mathematics Review

Author : Tim Hill
Publisher : Questing Vole Press
Page : 85 pages
File Size : 47,9 Mb
Release : 2013-10-16
Category : Mathematics
ISBN : 9781937842161

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Essential Trigonometry by Tim Hill Pdf

This no-nonsense guide provides students and self-learners with a clear and readable study of trigonometry's most important ideas. Tim Hill's distraction-free approach combines decades of tutoring experience with the proven methods of his Russian math teachers. The result: learn in a few days what conventional schools stretch into months. - Teaches general principles that can be applied to a wide variety of problems. - Avoids the mindless and excessive routine computations that characterize conventional textbooks. - Treats trigonometry as a logically coherent discipline, not as a disjointed collection of techniques. - Restores proofs to their proper place to remove doubt, convey insight, and encourage precise logical thinking. - Omits digressions, excessive formalities, and repetitive exercises. - Covers all the trigonometry needed to take a calculus course. - Includes problems (with all solutions) that extend your knowledge rather than merely reinforce it. Contents 1. A Few Basics 2. Radian Measure 3. The Trig Functions 4. Trig Values for Special Angles 5. Graphs of Trig Functions 6. The Major Formulas 7. Inverse Trig Functions 8. The Law of Cosines (and Sines) 9. Solutions 10. Trig Cheat Sheet

Author : Tim Hill
Publisher : Questing Vole Press
Page : 133 pages
File Size : 50,6 Mb
Release : 2013-10-16
Category : Mathematics
ISBN : 9781937842192

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Essential Algebra by Tim Hill Pdf

This no-nonsense guide provides students and self-learners with a clear and readable study of algebra's most important ideas. Tim Hill's distraction-free approach combines decades of tutoring experience with the proven methods of his Russian math teachers. The result: learn in a few weeks what conventional schools stretch into months. - Teaches general principles that can be applied to a wide variety of problems. - Avoids the mindless and excessive routine computations that characterize conventional textbooks. - Treats algebra as a logically coherent discipline, not as a disjointed collection of techniques. - Restores proofs to their proper place to remove doubt, convey insight, and encourage precise logical thinking. - Omits digressions, excessive formalities, and repetitive exercises. - Covers all the algebra needed to take a calculus course. - Includes problems (with all solutions) that extend your knowledge rather than merely reinforce it. Contents 1. A Few Basics 2. Exponents 3. Polynomials 4. Factoring 5. Linear & Quadratic Equations 6. Inequalities & Absolute Values 7. Coordinates in a Plane 8. Functions & Graphs 9. Straight Lines 10. Circles 11. Parabolas 12. Types of Functions 13. Logarithms 14. Dividing Polynomials 15. Systems of Linear Equations 16. Geometric Progressions & Series 17. Arithmetic Progressions 18. Permutation & Combinations 19. The Binomial Theorem 20. Mathematical Induction 21. Solutions

Author : Tim Hill
Publisher : Questing Vole Press
Page : 128 pages
File Size : 53,9 Mb
Release : 2018-06-12
Category : Mathematics
ISBN : 8210379456XXX

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Essential Advanced Precalculus by Tim Hill Pdf

Can a set be a member of itself? How do we know that the square root of 2 is irrational? Can a graph really represent a function accurately? Is a function just a rule? Does canceling (crossing out) terms mask important algebraic properties? This entirely practical book is for the student who wants a complete command of the prerequisite material on the first day of calculus class. Success in calculus depends on having a reasonable command of all that went before, yet most precalculus students are taught only simple tools and techniques, leaving them with a superficial understanding of problem-solving. Tim Hill explains why things are true and encourages students to go beyond merely memorizing ways of solving a few problems to pass exams. - Teaches general principles that can be applied to a wide variety of problems. - Avoids the mindless and excessive routine computations that characterize conventional textbooks. - Treats the subject as a logically coherent discipline, not as a disjointed collection of techniques. - Restores proofs to their proper place to remove doubt, convey insight, and encourage precise logical thinking. - Omits digressions, excessive formalities, and repetitive exercises. - Provides exceptional preparation for a calculus course.- Includes problems (with all solutions) that extend your knowledge rather than merely reinforce it. Contents 1. Sets 2. The Real Number System 3. Functions 4. Graphs 5. Solutions

Author : Tim Hill
Publisher : Questing Vole Press
Page : 128 pages
File Size : 51,8 Mb
Release : 2018-06-12
Category : Mathematics
ISBN : 8210379456XXX

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Essential Precalculus by Tim Hill Pdf

This no-nonsense guide provides students and self-learners with a clear and readable study of the most important ideas of precalculus mathematics. Tim Hill's distraction-free approach combines decades of tutoring experience with the proven methods of his Russian math teachers. The result: learn in a few weeks what conventional schools stretch into months. - Teaches general principles that can be applied to a wide variety of problems. - Avoids the mindless and excessive routine computations that characterize conventional textbooks. - Treats the subject as a logically coherent discipline, not as a disjointed collection of techniques. - Restores proofs to their proper place to remove doubt, convey insight, and encourage precise logical thinking. - Omits digressions, excessive formalities, and repetitive exercises. - Provides exceptional preparation for a calculus course. - Includes problems (with all solutions) that extend your knowledge rather than merely reinforce it. Contents 1. The Real Line and Coordinate Plane 2. Straight Lines 3. Circles and Parabolas 4. Functions 5. Graphs 6. Trigonometry 7. Solutions

Author : Rich Brott
Publisher : Rich Brott
Page : 164 pages
File Size : 54,7 Mb
Release : 2007-06
Category : Business & Economics
ISBN : 1601850204

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35 Keys to Financial Independence by Rich Brott Pdf

In simple and easy-to-understand language, author Rich Brott explains that financially, you must "live below your means". If you have been living above your means, you are already in serious debt with no hope of becoming debt free unless you quickly change your financial habits. If you have been living within your means, you may be debt free, but you have little or no savings or investments to carry you through your retirement. What you must begin to do is live below your means. The book will show you how to do just that. Once you've accomplished the basics of getting out of debt, staying out of debt and continuing to live below your means, then the next big hurtle is to set financial goals that will keep you invested in simple, well-diversified, conservative investment vehicles. The only way to reach a financial goal is to work at it. The most important step in reaching that goal is to develop a plan to achieve it. That's why it is so important to plan ahead for your retirement and your financial future. While the idea of planning ahead and building a solid financial strategy for success can sometimes be intimidating and overwhelming, once you get started, it will become easier. With a little planning and a better understanding of what your investment options are, you too can successfully manage your money and pursue your financial goals.

Author : Rich Brott,Frank Damazio
Publisher : Rich Brott
Page : 324 pages
File Size : 48,8 Mb
Release : 2008-05
Category : Religion
ISBN : 1886849854

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Biblical Principles for Becoming Debt Free by Rich Brott,Frank Damazio Pdf

Break free from financial bondage! Biblical Principles for Becoming Debt Free's step-by-step approach will show you how, while laying a foundation of biblical understanding regarding the stewardship of your resources. Rescue your life and liberate your future! "Endorsed by: Dr. Jack Hayford; Dr. C. Peter Wagner; Ted Haggard; Christine Caine of Hillsong Austrailia; Ron Blue president of Christian Financial Professionals Network; Chen Hui-Lin of Campus Crusade Asia; Karen Minnis, Speaker of the House -Oregon House of Representatives; Bill Greig III, President Gospel Light Publishing; Dr. Barbara Wentroble; Marilyn Hickey; Dick Iverson, Founder/Chairman Ministers Fellowship International"

Author : Jordan D. Frey
Publisher : Springer Nature
Page : 102 pages
File Size : 44,8 Mb
Release : 2023-05-21
Category : Medical
ISBN : 9783031273001

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Money Matters in Medicine by Jordan D. Frey Pdf

This book addresses both the philosophical and more tangible actionable components of attaining financial well-being as a medical professional. In an engaging, narrative-driven format, it relays the importance of managing one’s finances—even with the high salary of a doctor. Money Matters in Medicine is an accessible, invaluable resource for early-career physicians who wish to incorporate intelligent money management skills in their development as medical professionals. Chapters include information on becoming financially literate, how to approach insurance, creating a savings rate, and the top mistakes most doctors make with their money. Though there are many financial self-help books in the market, this book stands out, as it rests on philosophies and core standards held by those in the medical community. It presents the strategies to promote financial well-being and ultimately help doctors become more effective physicians with financial freedom. The book includes easy-to-understand guidelines and intuitive steps for readers to take massive action in their lives to improve their financial well-being.

Author : Vathani Ariyam
Publisher : Vathani Ariyam
Page : 26 pages
File Size : 55,9 Mb
Release : 2024-04-29
Category : Business & Economics
ISBN : 8210379456XXX

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Money Management Skills by Vathani Ariyam Pdf

Introduction Welcome to Your Journey to Financial Empowerment: Mastering Money Management Congratulations on taking the first step towards transforming your financial future! In this complete eBook, we will board on a journey to reveal the secrets of effective money management and empower you with the knowledge and skills needed to accomplish your financial goals. In today's rapidly changing economic landscape, understanding your finances effectively is more critical than ever. Whether you aim to build wealth, eliminate debt, or gain greater control over your financial situation, this course provides practical strategies and actionable insights to apply immediately to see actual results. Led by a seasoned financial expert, each module of this course is carefully crafted to cover critical aspects of money management, from creating a budget and mastering the art of saving to investing wisely and planning. You'll understand financial success principles through engaging chapters, interactive exercises, and real-life case studies and develop the confidence to make informed decisions about your money. No matter your current financial situation or background, this ebook is tailored to meet you where you are and guide you toward economic empowerment. So, are you ready to take control of your finances and unlock a brighter financial future? Let's dive in and begin this transformative journey together! Further, all chapters in this eBook will help you become aware of the importance of money management, how you can track your expenses, and how you can stay within the budget. You will also learn about personal finances and ways to eliminate your debts, and you can find out how money works for you. Do you want to learn to manage money to prevent disasters? Many need help with capital mismanagement, one of the main reasons many businesses fail. So be ready to unlock greater financial freedom to enjoy life. We all know we must learn to manage money correctly by sharing our expertise. I decided to help people understand money management after my bad experience years ago. Managing money is essential for your happiness and avoiding health issues. Most people spend more time looking for ways to spend money rather than making. Money management skills are crucial for individuals, households, businesses, and even governments for several reasons: Please read the ebook thoroughly to help you and others around you.

Author : Alexandra Patricia Adams
Publisher : Elsevier Health Sciences
Page : 603 pages
File Size : 51,7 Mb
Release : 2013-10-21
Category : Medical
ISBN : 9780323292887

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Kinn's The Administrative Medical Assistant - E-Book by Alexandra Patricia Adams Pdf

The most comprehensive front office medical assisting resource available, Kinn's The Administrative Medical Assistant, 7th Edition provides unparalleled coverage of the practical, real-world administrative skills essential to your success in the health care office. This thoroughly updated, fully modernized edition combines current, reliable content with innovative support tools to deliver an engaging learning experience and help you confidently prepare for today's competitive job market. Apply what you learn to realistic administrative situations through an Applied Learning Approach that integrates case studies at the beginning and end of each chapter. Study more effectively with detailed Learning Objectives, Vocabulary terms and definitions, and Connections icons that link important concepts in the text to corresponding exercises and activities throughout the companion Evolve Resources website and Study Guide & Procedure Checklist Manual. Confidently meet national medical assisting standards with clearly identified objectives and competencies incorporated throughout the text. Master key skills through step-by-step instructions and full-color illustrations that clarify procedures. Sharpen your analytical skills and test your understanding of important concepts with critical thinking exercises. Understand the importance of patient privacy with the information highlighted in helpful HIPAA boxes. Demonstrate your proficiency to potential employers with an interactive portfolio builder on the companion Evolve Resources website. Familiarize yourself with the latest administrative office trends and issues including the Electronic Health Record. Confidently prepare for the CMA and RMA certification exams with a new online appendix that mirrors the exam outlines and provides fast, efficient access to related content. Find information quickly and easily with newly reorganized chapter content and charting examples. Reinforce your understanding through medical terminology audio pronunciations, Medisoft practice management software exercises, chapter quizzes, review activities, and more on the completely revised companion Evolve Resources website.

Author : Ani Babaian
Publisher : John Wiley & Sons
Page : 338 pages
File Size : 51,5 Mb
Release : 2009-04-03
Category : Computers
ISBN : 9780470407875

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The IT Girl's Guide to Becoming an Excel Diva by Ani Babaian Pdf

Apply Excel daily and smooth out life's wrinkles Who knew a spreadsheet could do as much for you as your favorite moisturizer? Become a Microsoft Excel Diva with this sassy guide and discover what hip IT Girls already know: smart is beautiful. Impress the heck out of everyone at work with your stylish reports. Do a budget and see exactly what you can spend on shoes. Get better organized. Who has time for dull technical manuals? Learn all of Microsoft Excel's secrets in this girl-talk guide. Welcome to the party! Relax, refresh, and reward yourself at the end of each chapter with fun, stress-reducing chats, like why soy Chai lattes are better than regular lattes. Don't miss these gems! * Meet Microsoft(r) Excel(r) 2007, the Louis Vuitton of spreadsheets * Join the conversation with these basic Excel terms * Learn the fine art of Excel formulas and functions * Dress up Excel data with SmartArt, WordArt, and other chic accessories * Build a shopping spree budget from scratch * Show off by adding Excel data into Word and PowerPoint(r)

Author : Anonim
Publisher : Unknown
Page : 796 pages
File Size : 46,8 Mb
Release : 2010
Category : African American business enterprises
ISBN : CORNELL:31924107859344

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Black Enterprise by Anonim Pdf

Author : Lowell Ackerman
Publisher : John Wiley & Sons
Page : 807 pages
File Size : 55,8 Mb
Release : 2013-08-13
Category : Medical
ISBN : 9781118662182

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Blackwell's Five-Minute Veterinary Practice Management Consult by Lowell Ackerman Pdf

Blackwell’s Five-Minute Veterinary Practice Management Consult, Second Edition has been extensively updated and expanded, with 55 new topics covering subjects such as online technologies, hospice care, mobile practices, compassion fatigue, practice profitability, and more. Carefully formatted using the popular Five-Minute Veterinary Consult style, the book offers fast access to authoritative information on all aspects of practice management. This Second Edition is an essential tool for running a practice, increasing revenue, and managing staff in today’s veterinary practice. Addressing topics ranging from client communication and management to legal issues, financial management, and human resources, the book is an invaluable resource for business management advice applicable to veterinary practice. Sample forms and further resources are now available on a companion website. Veterinarians and practice managers alike will find this book a comprehensive yet user-friendly guide for success in today’s challenging business environment.

Author : Anonim
Publisher : Unknown
Page : 1272 pages
File Size : 47,8 Mb
Release : 2002
Category : Investments
ISBN : UCLA:L0086627320

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Investors Chronicle by Anonim Pdf