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Author : Dominique Beckers
Publisher : Wolters Kluwer Belgium
Page : 176 pages
File Size : 43,8 Mb
Release : 2017
Category : Electronic
ISBN : 9789046597408
Author : Paul Steel
Publisher : Ecademy Press Limited
Page : 226 pages
File Size : 46,5 Mb
Release : 2011-02
Category : Business & Economics
ISBN : 1905823967
Steel examines some of the key concepts and income and investment strategies that are available to those who are already retired or just beginning to give the issue serious thought.
Author : Robert Drummond,Chris Roberts
Publisher : James Lorimer & Company
Page : 234 pages
File Size : 52,7 Mb
Release : 2012-12-03
Category : Business & Economics
ISBN : 9781459402683
The media says you should be worried about your pension, the banks and financial advisors say Canadians aren't saving enough for their retirement, and Ottawa says drastic cuts to the Canada Pension Plan and Old Age Security lie ahead. Is the future sounding a little ominous? In the face of all this negativity, just what are you supposed to do? Pension experts Robert Drummond and Chris Roberts have nothing to sell, and they aren't trying to undermine government programs. This means they can provide unbiased and reliable advice, which is what they do in this no-holds-barred book.
Author : Hannah Clarke (Pensions consultant),Ferrier Pearce (Firm),Pensions Management Institute Staff,Ferrier Pearce (Firm) Staff
Publisher : Unknown
Page : 63 pages
File Size : 40,8 Mb
Release : 2014
Category : Business communication
ISBN : 1907928464
Module 304 of the Pensions Management Institute's Advanced Diploma in Retirement Provision.
Author : Bruce Little
Publisher : University of Toronto Press
Page : 417 pages
File Size : 42,6 Mb
Release : 2008-01-01
Category : Political Science
ISBN : 9780802098740
Bruce Little explains the CPP overhaul and shows why it stands as one of Canada's most significant public policy success stories, in part because it demanded an almost unparalleled degree of federal-provincial co-operation.
Author : Lee Tang
Publisher : Lmt Press
Page : 103 pages
File Size : 54,6 Mb
Release : 2015-06
Category : Finance, Personal
ISBN : 0994764006
"This book was written to explain in layman terms how the Canadian public pension system works, what benefits are offered, how to apply for it, and how to get the most out of it. The target audience is people at or approaching retirement age, financial services professionals, and students of the public pension system. Subject matters include: the Old Age Security program, Guaranteed Income Supplements, Allowances, the Canada/Quebec Pension Plan, provincial income supplement programs and income supplements and disability pension offered by Veterans Affairs Canada. Financial planning strategies such as when to collapse your RRSPs and how to minimize OAS clawbacks are included."--
Author : Bill Tufts,Lee Fairbanks
Publisher : John Wiley & Sons
Page : 231 pages
File Size : 55,5 Mb
Release : 2011-01-25
Category : Business & Economics
ISBN : 9781118098738
The vast majority of Canadians are blissfully unaware that every man, woman and child in Canada now owes a $35,000 share of government debt and must pay this back, with interest! Make no mistake, this debt will change our country and affect every single Canadian in the decades to come. You may think you have planned for your retirement and are safe, but the government must find a way to recover this borrowed money, and they can only do that by raising your taxes and reducing your hard-earned benefits. How did this debt come about, and why can't we simply pay it off? Pension Ponzi lays the blame squarely at the feet of the politicians who refused to stand up to Canada's public sector unions. The fact is Canada's public sector, which accounts for 20% of the workforce, has been grossly overpaid relative to their counterparts in the private sector with cushy pensions paid for with your taxes and new debt. There is no denying that the country does not have the financial resources to ensure that the next generation of Canadians will have the same standard of living as the ones before it-or to support our growing seniors population. Meeting our public sector pension obligations will break the current social safety net that is a pillar of the Canadian way. Can you escape this bleak future? Can you afford to live longer? Nationally-recognized pension expert Bill Tufts and award-winning journalist Lee Fairbanks explore how this catastrophe came about and then suggest ways that government can fix what's broken, and how you as an individual can protect yourself from the financial calamity that is about to engulf Canada.
Author : David Blake
Publisher : John Wiley & Sons
Page : 270 pages
File Size : 51,5 Mb
Release : 2006-11-02
Category : Business & Economics
ISBN : 0470058714
While not attempting to train readers as professional economists, this book aims to provide a secure grounding in the theory and practice of economics insofar as it deals with pension matters. From reading this book, the user will understand: * The key types of pension scheme * The role of pensions in maximizing individual lifetime welfare * The role of pensions in individual savings and retirement decisions * The role and consequences of the pension plan from the company's viewpoint * The role of pensions in promoting aggregate savings * The role of pensions and retirement in overlapping generations models * The economics of ageing and intergenerational accounting * The social welfare implications of pensions * The lessons of behavioural economics for pensions
Author : Hannah Clarke
Publisher : Unknown
Page : 128 pages
File Size : 49,7 Mb
Release : 2013
Category : Electronic
ISBN : OCLC:897500445
Author : David Blake
Publisher : John Wiley & Sons
Page : 484 pages
File Size : 43,7 Mb
Release : 2006-11-02
Category : Business & Economics
ISBN : 0470058706
This book provides a secure grounding in the theory and practice of finance insofar as it deals with pension matters. By using it, the reader will understand the various types of investment assets; * the allocation of personal wealth to different asset classes * corporate pension finance * the financial aspects of defined contribution pension plans during both the accumulation and distribution phases * the financial aspects of defined benefit pension plans * the role of pension funds and pension fund management * pension fund performance measurement and attribution * risk management in pension funds
Author : Moshe A. Milevsky,Alexandra C. Macqueen
Publisher : John Wiley and Sons
Page : 214 pages
File Size : 52,7 Mb
Release : 2010-10-08
Category : Business & Economics
ISBN : 9780470952283
Pensionize Verb. 1. To convert money into income you can't outlive. 2. To create your own personal pension, a monthly income that lasts for the rest of your natural life. With the subpar performance of the markets, record-high personal debt levels, and shockingly low savings rates, it's clear that many Canadians expecting to retire in the next decade simply don't have a sufficient nest egg to ensure a worry-free retirement. Making matters worse, only about one-third of Canadians currently belong to a formal, or registered, pension plan; and even a large number of that "lucky third" will not retire with a guaranteed pension income. If you no longer have the time to wait and hope for your traditional investments to pay off, the answer is to "pensionize your nest egg" using the new technique of product allocation set out in this book. Pensionize Your Nest Egg explains how to Recognize if you really have a pension or just a tax-sheltered savings plan. Become informed about the new risks you and your nest egg face in retirement and why asset allocation, despite its value in the accumulation stage of life, is not sufficient to protect you and your money. Measure your retirement sustainability quotient (RSQ) and your Financial Legacy Value (FLV)-then choose a retirement income plan on the Retirement Income Frontier. Understand how product allocation differs from asset allocation, how to allocate your nest egg across three product silos, and learn about the new financial products that are available to protect against the new risks you face. Follow a seven-step process to close your Pension Income Gap and convert your retirement savings into a secure stream of lifetime income. Whether you do it yourself or work with a financial advisor, Pensionize Your Nest Egg gives you a simple plan to create a guaranteed retirement income-for life.
Author : Hannah Clarke
Publisher : Unknown
Page : 0 pages
File Size : 41,7 Mb
Release : 2013
Category : Electronic
ISBN : OCLC:897500445
Author : United States. Congress. House. Committee on Education and Labor. Subcommittee on Labor-Management Relations
Publisher : Unknown
Page : 308 pages
File Size : 54,9 Mb
Release : 1983
Category : Government publications
ISBN : STANFORD:36105045252298
Author : International Monetary,International Monetary Fund. Fiscal Affairs Dept.,International Monetary Fund. Strategy, Policy, & Review Department
Publisher : International Monetary Fund
Page : 69 pages
File Size : 43,9 Mb
Release : 2022-06-15
Category : Business & Economics
ISBN : 9798400211218
The International Monetary Fund (IMF) is increasingly involved in offering policy advice on public pension issues to member countries. Public pension spending is important from both fiscal and welfare perspectives. Pension policy and its reforms can have significant fiscal and distribution implications, can influence labor supply and labor demand decisions, and may impact consumption and savings behavior. This technical note provides guidance on assessing public pension systems’ macrocriticality, i.e., sustainability, adequacy, and efficiency; it also discusses the issues and policy trade-offs to be considered when designing responses aiming to address these dimensions of the pension system. The paper emphasizes the importance of taking a long-term, comprehensive perspective when evaluating public pension spending and providing policy advice. Where feasible, reforms should be gradual and transparent to allow individuals ample time to adjust their work and savings decisions and to facilitate consumption smoothing over their lifecycle to avoid poverty in old age. It is also important to ensure that pension systems’ design and reforms do not lead to undesirable impacts in other policy areas including general tax compliance, health insurance coverage, labor force participation among older workers, or labor market informality. The paper emphasizes the importance country-specific social and economic objectives and constraints, as well as political economy realities – factors that can determine whether a pension reform is a success or failure.
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Oversight
Publisher : Unknown
Page : 224 pages
File Size : 43,7 Mb
Release : 2000
Category : Business & Economics
ISBN : PSU:000043067503