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Personal Safety Nets by John W. Gibson,Judy Pigott Pdf
There are times in life when we all need support. When you create your own personal safety net you put together in a useful way all the plans, systems, resources and people who will help. Using real life stories, examples and suggestions, this book will guide you in getting read for the changes and challenges - good and bad - that will inevitably come your way.
Personal Safety Nets by John Gibson,Judy Pigott Pdf
From birth to death we all have a fundamental need for connection. We especially need connections when facing life's inevitable changes and challenges.Are you prepared for whatever may come up in your life? Be better set for success. We show you how. * an unexpected accident or illness? * a transfer, move, or deployment? * a major job change or retirement? * divorce and its aftermath? * crises for your parents or children? * a disaster in your community?In this book we show you how to intentionally create a Personal Safety Net made up of those plans, systems, resources, and especially people who strengthen your life. Enjoying this community of people in good times and having them there in hard times brings pleasure, security , and control. Given life's inevitable changes and challenges, we believe everyone needs to be part of a strong team. The underpinnings for success are:* Effectiveness - doing anything well, and in time (Can always be enhanced by preparation and practice)* Learning - take in and understand new information (Happens throughout all of life and can be planned)* Community - a group of people with common interests (Essential to happiness and longevity and part of strength)* Kindness - being caring ("Do unto others as you would like done unto you")* Security (secure) - feeling safe and protected (Enhanced through connection with others)* Power - control and influence to do something (Being able to see and affect choices and ask for help)* Hope - to have a wish for something to happen or be true in the future (A cornerstone of strength)* Humor - the ability to see that something is funny (Smooths the bumps, raises the spirits, and heals)Interested in learning more about teamwork? Get started building your Personal Safety Net today, and go deeper on the personalsafetynets.org website.
How can you construct a financial investment strategy to protect yourself … yet still get the growth to ensure a solid financial future and comfortable retirement during these turbulent times? By building an investing safety net that gives you the gains needed for growth – though more modest than those of past years – but protection against the downside. So when turbulence strikes again – and it will – you won’t re-live the financial nightmares of recent years when portfolios and 401Ks were devastated. Jim Glassman provides the specifics you need for shrewd asset allocation, specifically: Reduce stock ownership. For those stocks you do own, ensure they meet one of these criteria: pay dividends; are low-priced and from industries of the future; or companies based in aspiring nations such as India, Brazil and China. Make a substantial investment in bonds, especially US Treasury TIPS bonds and corporate bonds Hedge against decline by owning a bear fund that shorts the US economy. Own funds based on other currencies, thus protecting yourself against the potential declining value of the US dollar. And consider derivatives. Yes, derivatives! Specific stock, bond and fund recommendations and ample portfolios then provide the starter ideas for properly balancing a portfolio. And the 5 principles and 18 specific rules of “the new rule book” help keep “animal spirits” in check when fads and news flashes provide the temptation to make rash investing decisions that will be quickly regretted.
This intriguing book introduces the first Social Security reform proposal tailored to meet the nation's fiscal challenges and care for an aging population. Tackling one of the most difficult and divisive issues facing America today, A Well-Tailored Safety Net: The Only Fair and Sensible Way to Save Social Security seeks to transform the political debate over Social Security reform by introducing the first proposal tailored to meet both the nation's fiscal challenges and the responsibility of caring for an aging population. As the first batch of 77 million baby boomers begins to collect its social security benefits in the midst of the explosion of national debt from economic recovery expenditures, Social Security reform becomes increasingly urgent. Jed Graham takes apart each of the current leading proposals and shows how all of them fall short by the key criteria of affordability, effectiveness, and fairness. Graham proposes a bold new approach that would erase more debt than any other proposal, yet avoid benefit cuts in very old age, when people can least afford them. Short on actuary speak and long on common sense, A Well-Tailored Safety Net makes the Social Security debate accessible to general readers. At the same time, it advances innovative solutions with such command of analytic detail and ideological impartiality as to merit serious study by legislators and policymakers.
Author : World Bank Publisher : World Bank Publications Page : 185 pages File Size : 40,8 Mb Release : 2015 Category : Developing countries ISBN : 9781464805431
The State of Social Safety Nets 2015 by World Bank Pdf
Over the last decade, a policy revolution has been underway in the developing and emerging world. Country after country is systematically providing non-contributory transfers to poor and vulnerable people, in order to protect them against economic shocks and to enable them to invest in themselves and their children. Social safety nets or social transfers, as these are called, have spread rapidly from their early prominence in the middle-income countries of Latin America and Europe increasingly to nations in Africa, Asia and the Middle East - and today, over 130 developing countries have made investments in social safety nets an important pillar of economic development policies. The statistics and analysis in The State of Social Safety Nets 2015 capture this revolution, and reveal it in many dimensions at the country, regional, and international levels. This latest edition of a periodic series brings together a large body of data that was not previously available, drawing on the World Bank's ASPIRE database and other sources. Why have so many countries made a firm commitment to incorporate social safety nets as part of their social and economic policy architecture? Because social safety nets work. This report also reports on the rigorous evidence that demonstrates their impact, and also points the way to making them even more efficient and effective at meeting their development goals. This latest edition of a periodic series brings together a large body of data that was not previously available, drawing on the World Bank's ASPIRE database and other sources to examine trends in coverage, spending, and safety nets program performance.
Author : Sara Rosenbaum,Mark A. Hall Publisher : Rutgers University Press Page : 297 pages File Size : 54,8 Mb Release : 2012-08-03 Category : Medical ISBN : 9780813553177
The Health Care Safety Net in a Post-Reform World by Sara Rosenbaum,Mark A. Hall Pdf
The Health Care Safety Net in a Post-Reform World examines how national health care reform will impact safety net programs that serve low-income and uninsured patients. The “safety net” refers to the collection of hospitals, clinics, and doctors who treat disadvantaged people, including those without insurance, regardless of their ability to pay. Despite comprehensive national health care reform, over twenty million people will remain uninsured. And many of those who obtain insurance from reform will continue to face shortages of providers in their communities willing or able to serve them. As the demand for care grows with expanded insurance, so will the pressure on an overstretched safety net. This book, with contributions from leading health care scholars, is the first comprehensive assessment of the safety net in over a decade. Rather than view health insurance and the health care safety net as alternatives to each other, it examines their potential to be complementary aspects of a broader effort to achieve equity and quality in health care access. It also considers whether the safety net can be improved and strengthened to a level that can provide truly universal access, both through expanded insurance and the creation of a well-integrated and reasonably supported network of direct health care access for the uninsured. Seeing safety net institutions as key components of post-health care reform in the United States—as opposed to stop-gap measures or as part of the problem—is a bold idea. And as presented in this volume, it is an idea whose time has come.
Are you searching for a survival tool that is unconditional, reliable, and unique for you? Have you been baptized, but you have questions about it? Are you struggling to accept what you know to be true because you can’t verify it? In Finding Your Safety Net, Glen W. Covert offers an encouraging and inspiring, spiritual how-to guide that leads to a tool which can help you overcome personal, occupational, and existential crises. A former agnostic and atheist, he shares his journey to discover the unique survival tool he was seeking. For everyone, especially agnostics and atheists, Glen describes what convinced him to have faith. For believers in Jesus, he gives compelling reasons for why you can survive depression and spiritual attacks. Glen chronicles his story of survival in five testimonies. He discusses: • how he knows souls and spirits exist, • how he came to believe in God, • how he came to believe in the Christian God, Jesus, and the Holy Spirit, • why he decided Christian baptism and Communion were for him, and • a truth he discovered about the genealogies of John the Baptist and Paul the Apostle. Finding Your Safety Net provides solid insight into central topics in Christianity to help you find your survival tool or become more resilient, anchored, and unshakable in your Christian faith.
A contemporary master of short fiction dives into the undercurrents of middle-class American life in these eleven arresting, often mesmerizing stories.
Family Policy and the American Safety Net by Janet Zollinger Giele Pdf
Family Policy and the American Safety Net shows how families adapt to economic and demographic change. Government programs provide a safety net against the new risks of modern life. Family policy includes any public program that helps families perform their four universal obligations of caregiving, income provision, shelter, and transmission of citizenship. In America, this means that child care, health care, Social Security, unemployment insurance, housing, the quality of neighborhood schools, and anti-discrimination and immigration measures are all key elements of a de facto family policy. Yet many students and citizens are unaware of the history and importance of these programs. This book argues that family policy is as important as economic and defense policy to the future of the nation, a message that is relevant to students in the social sciences, social policy, and social work as well as to the public at large. .
This is an edited volume reviewing the major means-tested social programs in the United States. Each author addresses a major program or area, reviewing each area’s successes and recommending how to address shortcomings through policy change. In general, our means-tested programs do many things well, but some adjustments to each could make the system much more effective. This book provides policymakers with a broad overview of the issues at hand in each program and how to address them.
At the center of a terrorized society buttressed by oppressive police protection and surveillance is the Tolm family, Fritz, the father, the elected head of the Association, and the children, part of the counter-culture.
The advent of the internet has been one of the most significant technological developments in history. In this thought-provoking and ground-breaking work David Eagleman, author of international bestseller Sum, presents six ways in which the net saves us from major existential threats: pandemics, poor information flow, natural disasters, political corruption, resource depletion and economic meltdown.
Side Hustle Safety Net by Alexandrea J. Ravenelle Pdf
The first major study of how the pandemic affected gig workers—a sociological exploration that reads like a novel. This is the story of what the most vulnerable wage earners—gig workers, restaurant staff, early-career creatives, and minimum-wage laborers—do when the economy suddenly collapses. In Side Hustle Safety Net, Alexandrea J. Ravenelle builds on interviews with nearly two hundred gig-based and precarious workers, conducted during the height of the pandemic, to uncover the unique challenges they faced in unprecedented times. This book looks at both the officially unemployed and the “forgotten jobless”—a digital-era demographic that turned to side hustles—and reveals how they fared. CARES Act assistance allowed some to change careers, start businesses, perhaps transform their lives. However, gig workers and those involved in “polyemployment” found themselves at the mercy of outdated unemployment systems, vulnerable to scams, and attempting dubious survival strategies. Ultimately, Side Hustle Safety Net argues that the rise of the gig economy, partnered with underemployment and economic instability, has increased worker precarity with disastrous consequences.
Over the past twenty-five years, a series of actions, omissions, and failures by Canada's lawmakers and the purported gatekeepers of investors' rights have left Canadians' investments, pensions, and retirement savings at greater risk. Bodies such as provincial securities commissions have abandoned their obligations to safeguard investors and allowed published and audited financial statements in Canada to become unreliable. Yet these distorted financial statements are often used by financial analysts who present them as accurate, leaving investors in the dark about serious risks and negative impacts on their savings. In Easy Prey Investors, investigative forensic accountants Al and Mark Rosen examine the circumstances – beginning with a 1997 Supreme Court of Canada ruling that largely granted external auditors immunity against shareholder lawsuits – that have led to a proliferation of corporate scandals and other financial manipulations, and a corresponding lack of accountability among auditors. Based on their many years of experience in major Canadian court cases involving collapsed companies, the authors reveal the full stories behind the financial deceptions, and describe the disturbing consequences for investors. They show how a combination of inaction by lawmakers and illogical delegation of regulatory power to conflicted financial statement auditors has seriously harmed investors, as well as how most conventional protections have been stripped away from stakeholders. Why invest in Canada when your money can so easily be lost? Prying open doors too often sealed shut, Easy Prey Investors illuminates the unpleasant details of financial manipulation and suggests new ways to guide and protect investors and their families.
