Poverty Social Exclusion And Microfinance In Britain
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Poverty, Social Exclusion and Microfinance in Britain by Ben Rogaly,Thomas Fisher Pdf
This is an analysis of the potential of community-based financial services to reduce poverty and combat social exclusion in Britain. From this base, the authors move to a critical review of the outcomes of microfinance interventions around the world. They consider innovative economic responses to poverty in countries such as Bangladesh and Bolivia. Then drawing on their own research, they set out ways to counter financial exclusion in Britain; how to enable people to build assets and acquire capital, and provide mechanisms for the wealth retention in communities deserted by conventional banks.
Financial Exclusion and the Poverty Trap by Pamela Lenton,Paul Mosley Pdf
This book addresses one of the main causes of poverty, financial exclusion – the inability to access finance from the high-street banks. People on low or irregular incomes typically have to resort to loan sharks, ‘doorstep lenders’ and other informal credit sources, a predicament which makes escape from the poverty trap doubly difficult. This book will be vital reading for those concerned with social policy, microfinance and anti-poverty policies in industrialised countries and around the world.
Poverty and social exclusion in the UK: Vol. 2 by Bramley, Glen,Bailey, Nick Pdf
How many people live in poverty in the UK, and how has this changed over recent decades? Are those in poverty more likely to suffer other forms of disadvantage or social exclusion? Is exclusion multi-dimensional, taking different forms for different groups or places? Based on the largest UK study of its kind ever commissioned, this fascinating book provides the most detailed national picture of these problems. Chapters consider a range of dimensions of disadvantage as well as poverty - access to local services or employment, social relations or civic participation, health and well-being. The book also explores relationships between these in the first truly multi-dimensional analysis of exclusion. Written by leading academics, this is an authoritative account of welfare outcomes achieved across the UK. A companion volume Poverty and Social Exclusion in the UK: Volume 1 focuses on specific groups such as children or older people, and different geographical areas.
Poverty and Social Exclusion in the UK. by Esther Dermott,Gill Main,Glen Bramley,Nick Bailey (Professor of urban studies) Pdf
How can we measure poverty in the United Kingdom today, and which measures are most reliable? Is poverty related to other problems and disadvantages? Based on the largest research study on UK poverty ever commissioned, these fascinating volumes answer these questions and more, providing the most authoritative and up-to-date picture ever assembled of poverty throughout the four countries of the United Kingdom. Using state-of-the-art measurement methods, Poverty and Social Exclusion in the UK looks across geography, time, and key domains like health, employment, and housing to make enlightening-and sometimes shocking-comparisons. Volume One focuses on assessing poverty through the lens of a wide range of groups, reporting on the living standards of older and younger people, parents and children, ethnic groups, and disabled people-as well as on the differing impacts of political intervention. --
Rural Poverty Today by Mark Shucksmith,Jayne Glass,Polly Chapman,Jane Atterton Pdf
Poverty is perceived as an urban problem, yet many in rural Britain also experience hardship. This book explores how and why people in rural areas experience and negotiate poverty and social exclusion. It examines the role of societal processes, individual circumstances, sources of support (markets; state; voluntary organisations; family and friends) and the role of place. It concludes that the UK’s welfare system is poorly adapted to rural areas, with the COVID-19 pandemic, Brexit and cutbacks exacerbating pressures. Voluntary organisations increasingly fill gaps in support left by the state. Invaluable to those in policy and practice, the book recommends a combination of person-based and place-based approaches to tackle rural poverty.
This book brings to light important issues which are often ignored - that the social effects of poverty are acute in rural areas. Milbourne examines the effects of poverty on issues such as social exclusion in rural areas.
Poverty and Social Exclusion in Britain by David Gordon Pdf
This report is based upon a survey which adopted the techniques employed by the Breadline Britain surveys undertaken in 1983 and 1990. This work uses direct comparisons to examine changes in poverty indicators since the original surveys were carried out.
Monitoring Poverty and Social Exclusion 2000 by Mohibur Rahman Pdf
The first and second editions of this report, Monitoring poverty and social exclusion: Labour's inheritance (1998) and Monitoring poverty and social exclusion 1999, attracted widespread coverage and set out a base line against which the Labour Government's progress on tackling poverty and social exclusion can be measured.
Poverty and Social Exclusion in the UK. by Esther Dermott,Glen Bramley,Gill Main,Nick Bailey (Professor of urban studies) Pdf
This work provides insights into the nature and extent of poverty and social exclusion in the UK today for different social groups: older and younger people; parents and children; ethnic groups; men and women; disabled people; and across regions through the recent period of austerity.
Financial Exclusion and the Poverty Trap by Paul Mosley,Pamela Lenton Pdf
The persistence of poverty hurts us all, and attacking poverty is a major policy objective everywhere. In Britain, the main political parties have an anti-poverty mandate and in particular an agreed commitment to eliminate child poverty by 2020, but there is controversy over how this should be done. This book addresses one of the main causes of poverty, financial exclusion – the inability to access finance from the high-street banks. People on low or irregular incomes typically have to resort to loan sharks, ‘doorstep lenders’ and other informal credit sources, a predicament which makes escape from the poverty trap doubly difficult. Over the last fifteen years, a strategy of breaking down the poverty trap has been implemented, known in the UK as community development financial institutions (CDFIs), typically non-profit lending institutions focussed on the financially excluded, and seeking to learn from the achievements of microfinance around the world. Focussing on the period 2007-09, during which the UK went into a global recession, this book investigates how CDFIs work and how well they have helped low-income people and businesses to weather that recession. Based on a study of eight CDFIs in four UK cities, we ask: what ideas for overcoming financial exclusion have worked well, and which have worked badly? What can we learn from the experience of these CDFIs which can help reduce poverty in this country and globally? We assess the impact of CDFIs using a range of indicators (including income, assets, education, health) and ask what changes in policy by both CDFIs and government agencies (for example, benefits agencies) might be able to increase impact. Some of the key lessons are: CDFIs need to work with appropriate partners to build up savings capacity in their clients; the community environment is vital in determining who escapes from the poverty trap; and CDFIs can never function properly unless they learn how to control their overdue debts. This book will be vital reading for those concerned with social policy, microfinance and anti-poverty policies in industrialised countries and around the world.
Enterprise, Deprivation and Social Exclusion by Alan Southern Pdf
There is little doubt that in recent years, enterprise has been considered an essential approach in the alleviation of deprivation existing in the developed world. The assumption is that area-based initiatives provide a means by which enterprise can include all members of society in mainstream social and economic activities. The rationale behind Enterprise, Deprivation and Social Exclusion is to critically challenge the notion that enterprise can address the complexity behind deprivation and social exclusion by demonstrating UK and North American examples. We see how enterprise has come to be regarded as a means by which poverty can be reduced and new opportunities can be opened up to support individuals. However, the authors here seek to give a greater appreciation to the structural roots of deprivation and pose questions about whether or not enterprise might actually exacerbate structures of social and economic exclusion. What if enterprise actually maintains differences between types of community and keeps individuals entrenched in certain ways of thinking? The contributions in this edited collection will offer a distinct opportunity in respect of both theoretical and empirical advancement. The authors hale from both sides of the Atlantic and form an inter-disciplinary group to provide complementary perspectives in this field.
The untold story of the role of humanitarian NGOs in building the neoliberal order after empire After India gained independence in 1947, Britain reinvented its role in the global economy through nongovernmental aid organizations. Utilizing existing imperial networks and colonial bureaucracy, the nonprofit sector sought an ethical capitalism, one that would equalize relationships between British consumers and Third World producers as the age of empire was ending. The Solidarity Economy examines the role of nonstate actors in the major transformations of the world economy in the postwar era, showing how British NGOs charted a path to neoliberalism in their pursuit of ethical markets. Between the 1950s and 1990s, nonprofits sought to establish an alternative to Keynesianism through their welfare and development programs. Encouraging the fair trade of commodities and goods through microfinance, consumer boycotts, and corporate social responsibility, these programs emphasized decentralization, privatization, and entrepreneurship. Tehila Sasson tells the stories of the activists, economists, politicians, and businessmen who reimagined the marketplace as a workshop for global reform. She reveals how their ideas, though commonly associated with conservative neoliberal policies, were part of a nonprofit-driven endeavor by the liberal left to envision markets as autonomous and humanizing spaces, facilitating ethical relationships beyond the impersonal realm of the state. Drawing on dozens of newly available repositories from nongovernmental, international, national, and business archives, The Solidarity Economy reconstructs the political economy of these markets—from handicrafts and sugar to tea and coffee—shedding critical light on the postimperial origins of neoliberalism.
