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Problems and Prospects of Cashless India by Pankaj Kumar Mandal Pdf
The primary objective of this book is to highlight the problems and prospects of cashless India. It explores the factors that may impede India's transformation to a cashless economy and analyzes the country's potential for that transformation. In addition to that, the book captures the actual scenario of cashless payment in contemporary India. It will also provide the readers with a clear conception of cashless society and its payment methods. The book is meant for the common readers and hence technical jargons are avoided.
The Indian Economy by Rajib Bhattacharyya,Ananya Ghosh Dastidar Pdf
This book provides a detailed structured analysis of the transition that has taken place in the Indian economy since independence to the present times (including the period of COVID-19 pandemic). Analysing objectives, achievements and failure of planning, the book discusses the crisis in the late 1980s, followed by economic reforms – structural changes and stabilization policies implemented along with regional variation on the development pattern across states. The book also examines policies of distribution, poverty, inequality, and unemployment, reform measures in major sectors, namely, banking or financial sector in general, tax or fiscal policy, external or trade and exchange rate policy. This volume will be useful for students, researchers and faculty working in the field of economics, development studies, political science and public administration. The book will also be an invaluable companion to policymakers looking for a thorough and compact view of the transition in the Indian economic situation and the resulting policy changes which took place since India’s independence.
Innovations and Interdisciplinary Solutions for Underserved Areas by Jessica P. R. Thorn,Assane Gueye,Adam P. Hejnowicz Pdf
This book constitutes the refereed post-conference proceedings of the 4th EAI International Conference on Innovations and Interdisciplinary Solutions for Underserved Areas, InterSol 2020, held in Nairobi, Kenya, in March 2020. Due to the COVID-19 pandemic the conference is postponed to a later date in 2020. The 20 papers presented were selected from 50 submissions and issue different problems in underserved and unserved areas. They face problems in almost all sectors such as energy, water, communication, climate, food, education, transportation, social development, and economic growth.
ATMANIRBHAR BHARAT & MANAGEMENT EDUCATION IN INDIA: NEW DIRECTIONS AND PERSPECTIVES by Dr. Shashidhar R,Dr. Ramesh Chandrahasa,Dr. Santosh M. Bommanavar Pdf
Problems and Prospects of Credit Card and Debit Card Holders in Nanded City by Rupa Gilda Pdf
Doctoral Thesis / Dissertation from the year 2013 in the subject Economics - Finance, grade: A, course: Ph.D, language: English, abstract: The payment cards business has become increasingly popular in India, thereby providing considerable scope for further expansions as an extension of banking service to its customer. Hence the study attempts to find the spending pattern, behavior and satisfaction of the credit card and debit card holders. The study was also trace out the problems faced by the credit card and debit card holders while using the Cards. The introduction of payment cards by banks all over the world is considered as a major step, and as such the card has become a way of life in advanced countries. It is also fast catching up fasts in developing countries like India. During 1914, a number of oil companies issued the first payment card to their customer for the purchase of gasoline, oil and accessories at the company's stations. Therefore, local departmental stores, railways companies also started issuing payment cards. The Franklin national bank of New York was introduced in 1951. It is the first banks in the US to adopt a credit card plan around 1958.In the early stages its growth was very slow in terms of member and values. However, in the recent past the scenario has changed dramatically. Georgios Papadopoulos1, EIPE (2001), the revolution in information and communication technologies facilitated the expansion of the electronic payment systems and the organization of new types of payment instruments. Communications became not only faster, easier and safer but also considerably cheaper. Much more efficient fund transfers systems emerged and as a result direct debits and credit transfers expanded considerably. Cards payments have been developing by providing added value services to consumers that rely on application of novel network technologies. Electronic money, the latest offspring of the electronic revolution in payment, is introduced for the fa
Building a Cashless Society by Niklas Arvidsson Pdf
This open access book tells the story of how Sweden is becoming a virtually cashless society. Its goal is to improve readers’ understanding of what is driving this transition, and of the factors that are fostering and hampering it. In doing so, the book covers the role of central banks, political factors, needs for innovation, and the stakeholders involved in developing a cashless ecosystem. Adopting a historical standpoint, and drawing on a unique dataset, it presents an academic perspective on Sweden’s leading role in this global trend. The global interest in the future of cash payments makes the Swedish case particularly interesting. As a country that is close to becoming a cashless economy, it offers a role model for many other countries to learn from - whether they want to stimulate or reduce the use of cash. This highly topical book will be of interest to politicians, researchers, businesses, financial service providers and payment service providers, as well as fintech start-ups, regulators and other authorities.
Innovative Strategies for Implementing FinTech in Banking by Albastaki, Yousif Abdullatif,Razzaque, Anjum,Sarea, Adel M. Pdf
FinTech is encouraging various new practices, such as diminishing the use of cash in different countries, increasing rate of mobile payments, and introducing new algorithms for high-frequency trading across national boundaries. It is paving the way for new technologies emerging in the information technology scene that allow financial service firms to automate existing business processes and offer new products, including crowdfunding or peer-to-peer insurance. These new products cater to hybrid client interaction and customer self-services, changing the ecosystem by increasing outsourcing for focused specialization by resizing and leading to new ecosystems and new regulations for encouraging FinTech. However, such new ecosystems are also accompanied by new challenges. Innovative Strategies for Implementing FinTech in Banking provides emerging research exploring the theoretical and practical aspects of technology inclusion in the financial sector and applications within global financing. It provides a clear direction for the effective implementation of FinTech initiatives/programs for improving banking financial processes, financial organizational learning, and performance excellence. Featuring coverage on a broad range of topics such as artificial intelligence, social financing, and customer satisfaction, this book encourages the management of the financial industry to take a proactive attitude toward FinTech, resulting in a better decision-making capability that will support financial organizations in their journey towards becoming FinTech-based organizations. As such, this book is ideally designed for financial analysts, finance managers, finance administrators, banking professionals, IT consultants, researchers, academics, students, and practitio
For ages, money has meant little metal disks and rectangular slips of paper. Yet the usefulness of physical money -- to say nothing of its value -- is coming under fire as never before. Intrigued by the distinct possibility that cash will soon disappear, author and Wired contributing editor David Wolman sets out to investigate the future of money...and how it will affect your wallet. Wolman begins his journey by deciding to shun cash for an entire year -- a surprisingly successful experiment (with a couple of notable exceptions). He then ventures forth to find people and technologies that illuminate the road ahead. In Honolulu, he drinks Mai Tais with Bernard von NotHaus, a convicted counterfeiter and alternative-currency evangelist whom government prosecutors have labeled a domestic terrorist. In Tokyo, he sneaks a peek at the latest anti-counterfeiting wizardry, while puzzling over the fact that banknote forgers depend on society's addiction to cash. In a downtrodden Oregon town, he mingles with obsessive coin collectors -- the people who are supposed to love cash the most, yet don't. And in rural Georgia, he examines why some people feel the end of cash is Armageddon's warm-up act. After stops at the Digital Money Forum in London and Iceland's central bank, Wolman flies to Delhi, where he sees first-hand how cash penalizes the poor more than anyone--and how mobile technologies promise to change that. Told with verve and wit, The End of Money explores an aspect of our daily lives so fundamental that we rarely stop to think about it. You'll never look at a dollar bill the same again.
101 Essays for IAS/ PCS & other Competitive Exams by Disha Experts Pdf
Most of competitive exams test a candidate’s writing skills with the inclusion of Descriptive Questions in the form of separate test(s). These tests are mainly aimed at checking how well a student is aware of his/ her surroundings and how well he/ she can express the same. Clarity of thought is what is required to crack these exams. The Descriptive Questions cover Essay Writing, Article Writing, Making Arguments in favour or against and Opinion Expression to evaluate the aspirant’s writing ability. 101 Essays by Disha has been designed for the aspirants of UPSC Mains, various State PSCs, and other competitive exams like MBA, Bank PO etc.. The book emphasises on the importance of a cogently written essay and the art of essay writing. The book has a special coverage of India as most of competitive exams these days ask rather deeply in respect of issues pertaining to their own country. With this approach, 101 Essays aims to provide a complete roadmap for aspirants aiming to maximize their scores in such Descriptive Questions. The book contains 101 essays of varied variety covering topics of Current Affairs, Social Issues, Environment, Politics, Education, Economy, Science & Technology, International Affairs, Personalities, Sports, etc. All the essays in the book provide sufficient information and data thus providing an insight into the crux of the issues stimulating the thinking ability of the students. 101 Essays has been structured such that it incorporates all the latest and important fascinating topics pertaining to India and the world presented in a classical style. Each essay is a model essay both in respect of language and matter and has fast-flowing facts narrated in a simple and lucid language. The book for sure will prove highly beneficial to students in their academic pursuits and to those preparing for various competitive exams.
CONTEMPORARY ISSUES IN BUSINESS AND ECONOMICS: VOLUME-1 by Ms. Chitsimran,Dr. Arpit Sidhu,Dr. Mandheer Kaur,Ms. Parasmehak,Ms. Dilpreet Kaur,Ms. Sunanda Sharma,Mr. Suraj Prakash Pdf
