Rising Cost Of Private Health Insurance

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Rising Health Care Costs

Author : Anonim
Publisher : Unknown
Page : 116 pages
File Size : 47,9 Mb
Release : 1991
Category : Government publications
ISBN : UIUC:30112023356576

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Rising Health Care Costs by Anonim Pdf

Cure Or Disease?

Author : Steven Globerman,Aidan R. Vining,University of Toronto. Centre for Public Management
Publisher : Unknown
Page : 124 pages
File Size : 55,5 Mb
Release : 1996
Category : Health care reform
ISBN : NWU:35556029064938

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Cure Or Disease? by Steven Globerman,Aidan R. Vining,University of Toronto. Centre for Public Management Pdf

Rising Cost of Private Health Insurance

Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Publisher : Unknown
Page : 176 pages
File Size : 52,9 Mb
Release : 1992
Category : Law
ISBN : UCR:31210014950545

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Rising Cost of Private Health Insurance by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness Pdf

Rising Cost of Private Health Insurance

Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Publisher : Unknown
Page : 132 pages
File Size : 49,5 Mb
Release : 1991
Category : Business & Economics
ISBN : LOC:00185465986

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Rising Cost of Private Health Insurance by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness Pdf

Coverage Matters

Author : Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance
Publisher : National Academies Press
Page : 204 pages
File Size : 42,5 Mb
Release : 2001-10-27
Category : Medical
ISBN : 9780309076098

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Coverage Matters by Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance Pdf

Roughly 40 million Americans have no health insurance, private or public, and the number has grown steadily over the past 25 years. Who are these children, women, and men, and why do they lack coverage for essential health care services? How does the system of insurance coverage in the U.S. operate, and where does it fail? The first of six Institute of Medicine reports that will examine in detail the consequences of having a large uninsured population, Coverage Matters: Insurance and Health Care, explores the myths and realities of who is uninsured, identifies social, economic, and policy factors that contribute to the situation, and describes the likelihood faced by members of various population groups of being uninsured. It serves as a guide to a broad range of issues related to the lack of insurance coverage in America and provides background data of use to policy makers and health services researchers.

Lives at Risk

Author : John C. Goodman,Gerald L. Musgrave,Devon M. Herrick
Publisher : Rowman & Littlefield
Page : 278 pages
File Size : 53,9 Mb
Release : 2004
Category : Health care reform
ISBN : 0742541525

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Lives at Risk by John C. Goodman,Gerald L. Musgrave,Devon M. Herrick Pdf

Lives at Risk identifies 20 myths about health care as delivered in countries that have national health insurance. These myths have gained the status of fact in both the United States and abroad, even though the evidence shows a far different reality. The authors also explore the political and economic climate of the health care system and offer alternatives to the current health care public policies.

Reinsuring Health

Author : Katherine Swartz
Publisher : Russell Sage Foundation
Page : 220 pages
File Size : 43,9 Mb
Release : 2006-05-11
Category : Medical
ISBN : 9781610445207

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Reinsuring Health by Katherine Swartz Pdf

America's current system of health insurance, which relies almost exclusively on employer-sponsored coverage, is in danger of collapse, and this problem is not limited to the poor and working class. An increasing number of middle class Americans do not have employer-provided insurance and—due to skyrocketing premiums—cannot afford to purchase coverage for themselves. Reinsuring Health, by economist Katherine Swartz, examines this growing national crisis and outlines a concrete plan to make health insurance accessible and affordable for all Americans. Reinsuring Health documents why the number of uninsured Americans—now 45.5 million people—has grown in the last twenty-five years. Swartz focuses on how labor market changes—such as the decline of domestic manufacturing, decreased unionization, and the growth of non-standard work arrangements—have led U.S. employers to retreat from providing health insurance for their workers. These trends, combined with the increasing costs of medical care, have led to an explosion in health insurance premiums and a decline in coverage, particularly among the middle-class. Since those who seek insurance as individuals are generally most likely to need health care, private insurers charge higher premiums in the individual (non-group) markets than to people who obtain group insurance. This makes individual health insurance less attractive to the young and increasingly unaffordable for middle-class Americans. Similarly, insurers charge higher per person (or per family) premiums to small firms than to large companies, so many small firms do not sponsor coverage for their employees. Reinsuring Health shows how these problems can be overcome if the federal government provides a new reinsurance program which would protect insurance companies that provide small group and individual health insurance against the possibility that their policy-holders will incur very high medical expenses. By assuming some of the risk that people will face extremely costly medical bills, the government will make insurers less hesitant to offer coverage to high-risk individuals, and will help drive down premiums for others. Reinsuring Health demonstrates that this form of government reinsurance has worked in the past, helping to establish smooth running private markets for catastrophe insurance and secondary mortgages. Today, growing numbers of middle class Americans lack health insurance. Protection against the possibility of falling ill or getting hurt and having to pay extraordinary health care bills should not be a luxury available only to the very rich and the very poor. Reinsuring Health proposes a straightforward solution that would bring health insurance back within the reach of the increasing ranks of the uninsured, particularly those who are in the middle class.

Rising Cost of Private Health Insurance

Author : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness
Publisher : Unknown
Page : 120 pages
File Size : 52,6 Mb
Release : 1991
Category : Business & Economics
ISBN : PSU:000018812695

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Rising Cost of Private Health Insurance by United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Consumer Protection, and Competitiveness Pdf

The Bottom Line

Author : Diana Gibson,Colleen Fuller,Parkland Institute
Publisher : Unknown
Page : 108 pages
File Size : 43,7 Mb
Release : 2006
Category : Business & Economics
ISBN : 1897126107

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The Bottom Line by Diana Gibson,Colleen Fuller,Parkland Institute Pdf

The Alberta government has been looking to the private sector—and in particular to private health insurance—to solve health care problems. In this highly readable and well-researched book, Diana Gibson and Colleen Fuller get to the real story behind private health insurance and offer viable solutions for strengthening Canada’s public health care system from within.

Care Without Coverage

Author : Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance
Publisher : National Academies Press
Page : 213 pages
File Size : 52,7 Mb
Release : 2002-06-20
Category : Medical
ISBN : 9780309083430

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Care Without Coverage by Institute of Medicine,Board on Health Care Services,Committee on the Consequences of Uninsurance Pdf

Many Americans believe that people who lack health insurance somehow get the care they really need. Care Without Coverage examines the real consequences for adults who lack health insurance. The study presents findings in the areas of prevention and screening, cancer, chronic illness, hospital-based care, and general health status. The committee looked at the consequences of being uninsured for people suffering from cancer, diabetes, HIV infection and AIDS, heart and kidney disease, mental illness, traumatic injuries, and heart attacks. It focused on the roughly 30 million-one in seven-working-age Americans without health insurance. This group does not include the population over 65 that is covered by Medicare or the nearly 10 million children who are uninsured in this country. The main findings of the report are that working-age Americans without health insurance are more likely to receive too little medical care and receive it too late; be sicker and die sooner; and receive poorer care when they are in the hospital, even for acute situations like a motor vehicle crash.

Benefit Design

Author : Anonim
Publisher : Unknown
Page : 76 pages
File Size : 40,5 Mb
Release : 1993
Category : Cost control
ISBN : UCR:31210024828608

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Benefit Design by Anonim Pdf

The Price We Pay

Author : Marty Makary
Publisher : Bloomsbury Publishing USA
Page : 305 pages
File Size : 41,9 Mb
Release : 2019-09-10
Category : Health & Fitness
ISBN : 9781635574128

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The Price We Pay by Marty Makary Pdf

New York Times bestseller Business Book of the Year--Association of Business Journalists From the New York Times bestselling author comes an eye-opening, urgent look at America's broken health care system--and the people who are saving it--now with a new Afterword by the author. "A must-read for every American." --Steve Forbes, editor-in-chief, FORBES One in five Americans now has medical debt in collections and rising health care costs today threaten every small business in America. Dr. Makary, one of the nation's leading health care experts, travels across America and details why health care has become a bubble. Drawing from on-the-ground stories, his research, and his own experience, The Price We Pay paints a vivid picture of the business of medicine and its elusive money games in need of a serious shake-up. Dr. Makary shows how so much of health care spending goes to things that have nothing to do with health and what you can do about it. Dr. Makary challenges the medical establishment to remember medicine's noble heritage of caring for people when they are vulnerable. The Price We Pay offers a road map for everyday Americans and business leaders to get a better deal on their health care, and profiles the disruptors who are innovating medical care. The movement to restore medicine to its mission, Makary argues, is alive and well--a mission that can rebuild the public trust and save our country from the crushing cost of health care.

The Problem of Rising Health Care Costs

Author : Council on Wage and Price Stability (U.S.)
Publisher : Unknown
Page : 40 pages
File Size : 55,9 Mb
Release : 1976
Category : Inflation (Finance)
ISBN : UCR:31210000998177

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The Problem of Rising Health Care Costs by Council on Wage and Price Stability (U.S.) Pdf

No Benefit

Author : Lawrence D Weiss
Publisher : Westview Press
Page : 174 pages
File Size : 46,7 Mb
Release : 1992-09-16
Category : Business & Economics
ISBN : STANFORD:36105004436981

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No Benefit by Lawrence D Weiss Pdf

The private health insurance industry is unable to provide nearly 40 million Americans with basic health care. Millions more live with inadequate coverage. Addressing this dilemma, Lawrence D. Weiss offers a timely and important analysis of the health insurance crisis in America. Relying on data from a wide range of publications about this secretive industry, he investigates the causes of the industry's problems and analyzes the social effects of the growing crisis. In recent decades, health insurance costs have escalated dramatically, at times jumping 20 to 40 percent annually. During the same period, the cost of health care has risen 8 to 12 percent per year. Although insurance industry officials claim that high premiums are a result of rising medical costs, Weiss shows that the rising cost of health care insurance is more a result of other factors, such as excessive overhead costs and industry-wide inefficiency. The private insurance industry in America enjoys special federal exemptions from antimonopoly regulations. Nevertheless, irresponsible investment strategies shake the industry to its core; Fraud, deception, and corruption (often targeting the elderly) surface with dismaying regularity, and insolvencies and mergers plague enterprises ranging from small local carriers to huge national corporations. The effects? Skyrocketing premiums force employers to shift the costs of coverage to their workers, to terminate or reduce benefits, or to self-insure, making low-income workers and employees of small businesses especially vulnerable. Insurers have become reluctant to provide coverage for certain segments of society, and they deny millions health care, at best relegating them tocostly public-sector programs. The difficulties are felt most intensely within certain social groups - minorities, young adults, children, single female heads of households, those with imperfect health histories, and those perceived as homosexuals. Moreover, as the crisis deepens, America's middle class increasingly finds itself in the ranks of the uninsured. The public, health policy analysts, and public health students will find this book fascinating reading and an indispensable resource in the growing debate over the health insurance crisis.