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Author : United States. Congress. House. Select Committee on Aging. Subcommittee on Retirement Income and Employment
Publisher : Unknown
Page : 164 pages
File Size : 53,9 Mb
Release : 1992
Category : Business & Economics
ISBN : STANFORD:36105045067266
Author : Anonim
Publisher : Unknown
Page : 1558 pages
File Size : 47,9 Mb
Release : 1968
Category : Old age pensions
ISBN : STANFORD:36105119647233
Author : United States. Congress. House. Select Committee on Aging. Subcommittee on Retirement Income and Employment
Publisher : Unknown
Page : 160 pages
File Size : 51,5 Mb
Release : 1992
Category : Business & Economics
ISBN : PSU:000020337360
Author : National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population
Publisher : National Academies Press
Page : 230 pages
File Size : 46,9 Mb
Release : 2013-01-10
Category : Social Science
ISBN : 9780309261968
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Author : Martin Feldstein
Publisher : University of Chicago Press
Page : 484 pages
File Size : 47,9 Mb
Release : 2008-04-15
Category : Political Science
ISBN : 9780226241821
This volume represents the most important work to date on one of the pressing policy issues of the moment: the privatization of social security. Although social security is facing enormous fiscal pressure in the face of an aging population, there has been relatively little published on the fundamentals of essential reform through privatization. Privatizing Social Security fills this void by studying the methods and problems involved in shifting from the current system to one based on mandatory saving in individual accounts. "Timely and important. . . . [Privatizing Social Security] presents a forceful case for a radical shift from the existing unfunded, pay-as-you-go single national program to a mandatory funded program with individual savings accounts. . . . An extensive analysis of how a privatized plan would work in the United States is supplemented with the experiences of five other countries that have privatized plans." —Library Journal "[A] high-powered collection of essays by top experts in the field."—Timothy Taylor, Public Interest
Author : Alicia H. Munnell
Publisher : Rowman & Littlefield
Page : 266 pages
File Size : 42,9 Mb
Release : 2012-08-27
Category : Business & Economics
ISBN : 9780815724131
In the wake of the financial crisis and Great Recession, the health of state and local pension plans has emerged as a front burner policy issue. Elected officials, academic experts, and the media alike have pointed to funding shortfalls with alarm, expressing concern that pension promises are unsustainable or will squeeze out other pressing government priorities. A few local governments have even filed for bankruptcy, with pensions cited as a major cause. Alicia H. Munnell draws on both her practical experience and her research to provide a broad perspective on the challenge of state and local pensions. She shows that the story is big and complicated and cannot be viewed through a narrow prism such as accounting methods or the role of unions. By examining the diversity of the public plan universe, Munnell debunks the notion that all plans are in trouble. In fact, she finds that while a few plans are basket cases, many are functioning reasonably well. Munnell's analysis concludes that the plans in serious trouble need a major overhaul. But even the relatively healthy plans face three challenges ahead: an excessive concentration of plan assets in equities; the risk that steep benefit cuts for new hires will harm workforce quality; and the constraints plans face in adjusting future benefits for current employees. Here, Munnell proposes solutions that preserve the main strengths of state and local pensions while promoting needed reforms.
Author : C. Gillion,International Labour Office
Publisher : International Labor Office
Page : 808 pages
File Size : 40,6 Mb
Release : 2000
Category : Old age pensions
ISBN : UOM:39015050247504
By providing a balanced assessment and factual review of the praticalities and structure behind various pension schemes around the world, this book assists decision-makers in forming effective, viable pension policy.
Author : Laurence Kotlikoff
Publisher : Little, Brown Spark
Page : 283 pages
File Size : 46,7 Mb
Release : 2022-01-04
Category : Business & Economics
ISBN : 9780316541879
Increase your spending power, enhance your standard of living, and achieve financial independence with this “must-read” guide to money management (Jane Bryant Quinn). Laurence Kotlikoff, one of our nation’s premier personal finance experts and coauthor of the New York Times bestseller Get What’s Yours: The Secrets to Maxing Out Your Social Security, harnesses the power of economics and advanced computation to deliver a host of spellbinding but simple money magic tricks that will transform your financial future.Each trick shares a basic ingredient for financial savvy based on economic common sense, not Wall Street snake oil. Money Magic offers a clear path to a richer, happier, and safer financial life. Whether you’re making education, career, marriage, lifestyle, housing, investment, retirement, or Social Security decisions, Kotlikoff provides a clear framework for readers of all ages and income levels to learn tricks like: How to choose a career to maximize your lifetime earnings (hint: you may want to consider picking up a plunger instead of a stethoscope). How to buy a superior education on the cheap and graduate debt-free. Why it’s smarter to cash out your IRA to pay off your mortgage. Why delaying retirement for two years can reap dividends and how to lower your average lifetime tax bracket. Money Magic’s most powerful act is transforming your financial thinking, explaining not just what to do, but why to do it. Get ready to discover the economics approach to financial planning—the fruit of a century’s worth of research by thousands of cloistered economic wizards whose now-accessible collective findings turn conventional financial advice on its head. Kotlikoff uses his soft heart, hard nose, dry wit, and flashing wand to cast a powerful spell, leaving you eager to accomplish what you formerly dreaded: financial planning.
Author : Anonim
Publisher : Unknown
Page : 1194 pages
File Size : 42,9 Mb
Release : 1993
Category : Government publications
ISBN : UIUC:30112063914847
Author : Frank Newport
Publisher : Grand Central Publishing
Page : 205 pages
File Size : 54,5 Mb
Release : 2004-07-30
Category : Business & Economics
ISBN : 9780759511767
From The Gallup Organization-the most respected source on the subject-comes a fascinating look at the importance of measuring public opinion in modern society. For years, public-opinion polls have been a valuable tool for gauging the positions of American citizens on a wide variety of topics. Polling applies scientific principles to understanding and anticipating the insights, emotions, and attitudes of society. Now in POLLING MATTERS: Why Leaders Must Listen to the Wisdom of the People, The Gallup Organization reveals: What polls really are and how they are conducted Why the information polls provide is so vitally important to modern society today How this valuable information can be used more effectively and more...
Author : Robert Louis Clark,Lee A. Craig,Jack W. Wilson
Publisher : University of Pennsylvania Press
Page : 280 pages
File Size : 52,7 Mb
Release : 2003-05-12
Category : History
ISBN : 0812237145
From the Wharton School, offering a comprehensive assessment of the political and financial dimensions of public-sector pensions from the colonial period until the emergence of modern retirement plans in the twentieth century.
Author : Daniel J. B. Mitchell
Publisher : M.E. Sharpe
Page : 232 pages
File Size : 44,7 Mb
Release : 2000
Category : Business & Economics
ISBN : 0765605198
This is an historical exploration of the US pensioner movements of the late 1920s through to the early 1950s, and the insights they offer policy analysts and researchers on how the forthcoming retirement of the Baby-Boom generation could proceed.
Author : Samuel Pienknagura,Christopher Evans
Publisher : International Monetary Fund
Page : 52 pages
File Size : 46,8 Mb
Release : 2021-09-10
Category : Business & Economics
ISBN : 9781513596112
Chile’s pension system came under close scrutiny in recent years. This paper takes stock of the adequacy of the system and highlights its challenges. Chile’s defined contribution system was quite influential when introduced, and was taken as an example by other countries. However, it is now delivering low replacement rates relative to OECD peers, as its parameters did not adapt over time to changing demographics and global returns, while informality persists in the labor market. In the absence of reforms, the system’s inability to deliver adequate outcomes for a large share of participants will continue to magnify, as demographic trends and low global interest rates will continue to reduce replacement rates. In addition, recent legislation allowing for pension savings withdrawals to counter the effects from the COVID-19 pandemic, is projected to further reduce replacement rates and increase fiscal costs. A substantial improvement in replacement rates is feasible, via a reform that raises contribution rates and the retirement age, coupled with policies that increases workers’ contribution density.
Author : Marta Peris-Ortiz,José Álvarez-García,Inmaculada Domínguez-Fabián,Pierre Devolder
Publisher : Springer Nature
Page : 487 pages
File Size : 52,7 Mb
Release : 2020-03-20
Category : Business & Economics
ISBN : 9783030379124
This book examines the major economic challenges associated with the sustainability of public pensions, specifically demographic change, labor-market relations, and risk sharing. The issue of public pensions occupies the political and economic agendas of many major governments in the world. International organizations such as the World Bank and the OECD warn that the economic changes driven by an aging society negatively affects the sustainability of pension systems. This book analyzes different global public pension systems to offer policies, methods and tools for sustainable public pensions. Real case studies from France, Sweden, Latin America, Algeria, USA and Mexico are featured.
Author : United States. Congress. House. Committee on Ways and Means. Subcommittee on Social Security
Publisher : Unknown
Page : 554 pages
File Size : 52,6 Mb
Release : 1983
Category : Social security
ISBN : LOC:00020419118
