Subprime Consumer Lending

Author : Frank J. Fabozzi, CFA,Robert Paul Molay
Publisher : John Wiley & Sons
Page : 200 pages
File Size : 48,5 Mb
Release : 1999-11-15
Category : Business & Economics
ISBN : 1883249783

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Subprime Consumer Lending by Frank J. Fabozzi, CFA,Robert Paul Molay Pdf

The subprime lending market is growing rapidly due to the use of securitization and the attempts of lending institutions to boost their client pool. This book gives readers a working, up-to-date knowledge of subprime consumer lending. It provides a guide to the concept of credit risk as it relates to lending practices, risk-based and risk-adjusted pricing, credit scoring, collection methodology, credit card services, auto loans, several aspects of securitization of subprime assets, and recent developments in the United Kingdom.

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher : Unknown
Page : 408 pages
File Size : 55,6 Mb
Release : 2004
Category : Business & Economics
ISBN : PSU:000053995834

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Subprime Lending by United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity Pdf

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 164 pages
File Size : 52,8 Mb
Release : 2007
Category : Business & Economics
ISBN : PSU:000061505223

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The Role of the Secondary Market in Subprime Mortgage Lending : Hearing Before the Subcommittee on Financial Institutions and Consumer Credit of the Committee on Financial Services, U.S. House of Representatives, One Hundred Tenth Congress, First Session, May 8, 2007 by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Pdf

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 520 pages
File Size : 45,8 Mb
Release : 2007
Category : Business & Economics
ISBN : STANFORD:36105050458004

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Subprime and Predatory Lending by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Pdf

Author : United States. National Commission on Consumer Finance
Publisher : Unknown
Page : 348 pages
File Size : 43,5 Mb
Release : 1972
Category : Consumer credit
ISBN : UCAL:B5128644

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Consumer Credit in the United States by United States. National Commission on Consumer Finance Pdf

Author : Nicolas P. Retsinas,Eric S. Belsky
Publisher : Brookings Institution Press
Page : 274 pages
File Size : 45,8 Mb
Release : 2011-01-01
Category : Business & Economics
ISBN : 9780815705048

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Moving Forward by Nicolas P. Retsinas,Eric S. Belsky Pdf

A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication The recent collapse of the mortgage market revealed fractures in the credit market that have deep roots in the system's structure, conduct, and regulation. The time has come for a clear-eyed assessment of what happened and how the system should be strengthened and restructured. Such reform will have a profound and lasting impact on the capacity of Americans to use credit to build assets and finance consumption. Moving Forward explores what caused the crisis and, more important, focuses on the path ahead. The challenge remains the same as ever: protect consumers, ensure fairness, and guarantee soundness of the financial system without stifling innovation and overly restricting access to credit and consumer choice. Nicolas Retsinas, Eric Belsky, and their colleagues aim to stimulate debate based on analysis of the opportunities and challenges presented by the various components of global capital markets: financial engineering, risk assessment and management, specialization of financial intermediation, and marketing methods. The contributors—leaders in business, government, academia, and the nonprofit sector—discuss new research and ideas about the future of credit markets, including how improvements might be shaped by industry leaders. Contributors: John Y. Campbell, Harvard University; Marsha J. Courchane, Charles River Associates; Ren Essene, Federal Reserve Board; Allen Fishbein, Federal Reserve Board; Howell E. Jackson, Harvard Law School; Melissa Koide, Center for Financial Services Innovation; Michael Lea, San Diego State University; Eugene Ludwig, Promontory Financial Group; Brigitte C. Madrian, Harvard Kennedy School; Nela Richardson, Joint Center for Housing Studies of Harvard University; Rachel Schneider, Center for Financial Services Innovation; Peter Tufano, Harvard Business School; Peter M. Zorn, Freddie Mac

Author : Paul Beares
Publisher : Unknown
Page : 356 pages
File Size : 54,7 Mb
Release : 1992
Category : Business & Economics
ISBN : 0899823343

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Consumer Lending by Paul Beares Pdf

Author : David B. Lawrence
Publisher : Unknown
Page : 428 pages
File Size : 48,9 Mb
Release : 1992
Category : Consumer credit
ISBN : UOM:39015029749424

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Handbook of Consumer Lending by David B. Lawrence Pdf

Author : Kathleen C. Engel,Patricia A. McCoy
Publisher : Oxford University Press
Page : 368 pages
File Size : 51,5 Mb
Release : 2016-06
Category : Business & Economics
ISBN : 9780199398287

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The Subprime Virus by Kathleen C. Engel,Patricia A. McCoy Pdf

The subprime crisis shook the American economy to its core. How did it happen? Where was the government? Did anyone see the crisis coming? Will the new financial reforms avoid a repeat performance? In this lively new book, Kathleen C. Engel and Patricia A. McCoy answer these questions as they tell the story behind the subprime crisis. The authors, experts in the law and the economics of financial regulation and consumer lending, offer a sharply reasoned, but accessible account of the actions that produced the greatest economic collapse since the Great Depression. The Subprime Virus reveals how consumer abuses in a once obscure corner of the home mortgage market led to the near meltdown of the world's financial system. The authors also delve into the roles of federal banking and securities regulators, who knew of lenders' hazardous mortgages and of Wall Street's addiction to high stakes financing, but did nothing until the crisis erupted. This is the first book to offer a comprehensive description of the government's failure to act and to analyze the financial reform legislation of 2010. Blending expert analysis, vivid examples, and clear prose, Engel and McCoy offer an informed portrait of the political and financial failures that led to the crisis. Equally important, they show how we can draw lessons from the crisis to inform the building of a new, more stable, prosperous, and just financial order.

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 168 pages
File Size : 46,5 Mb
Release : 2004
Category : Mortgage loans
ISBN : LOC:00134335701

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Promoting Home Ownership by Ensuring Liquidity in the Subprime Mortgage Market by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Pdf

Author : United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit
Publisher : Unknown
Page : 96 pages
File Size : 41,6 Mb
Release : 2008
Category : Business & Economics
ISBN : STANFORD:36105050478648

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Effects of the Subprime Mortgage Crisis in New York City and Efforts to Help Struggling Homeowners by United States. Congress. House. Committee on Financial Services. Subcommittee on Financial Institutions and Consumer Credit Pdf

Author : David Lawrence,Arlene Solomon
Publisher : Unknown
Page : 128 pages
File Size : 49,7 Mb
Release : 2012-03-16
Category : Business & Economics
ISBN : 9780971753716

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Managing a Consumer Lending Business by David Lawrence,Arlene Solomon Pdf

Author : Nicolas P. Retsinas,Eric S. Belsky
Publisher : Brookings Institution Press
Page : 303 pages
File Size : 53,6 Mb
Release : 2009-10-01
Category : Political Science
ISBN : 9780815701729

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Borrowing to Live by Nicolas P. Retsinas,Eric S. Belsky Pdf

Americans are awash in debt, and the U.S. economy is in trouble. Credit undergirds daily life more than ever—it has become one of the defining aspects of American life, and the ramifications are becoming clearer by the day. The already considerable damage from a depressed housing market has been exacerbated by the subprime lender implosion, sending shock waves through the financial sector, international economies, and government at all levels. Most low- or moderate-income people borrow, but that should not be construed as uniformly poor judgment or lack of disciplines—Americans are not borrowing merely to keep up with the Joneses, but too often simply to stay afloat. In Borrowing to Live, the Joint Center for Housing Studies of Harvard University brings together a group of experts drawn from the best of academia, research, and public services. Together with editors Nicolas Retsinas and Eric Belsky, they dissect the worrisome current state of consumer and mortgage credit in the United States and help point the way out of the current struggles. Contributors: Michael S. Barr, Eric S. Belsky, Raphael W. Bostic, Shawn Cole, Amy Crews Cutts, Kathleen C. Engel, Ren S. Essene, Elaine Kempson, Patricia A. McCoy, William A. Merrill, Sendhil Mullainathan, Anthony Pennington-Cross, Elizabeth Renuart, Eldar Shafir, Edna R. Sawady, Jennifer Tescher, John Thompson, Peter Tufano, Susan M. Wachter

Author : United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Interstate Commerce, Trade, and Tourism
Publisher : Unknown
Page : 80 pages
File Size : 44,6 Mb
Release : 2012
Category : Consumer protection
ISBN : MINN:31951D035932455

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Improving Consumer Protections in Subprime Lending by United States. Congress. Senate. Committee on Commerce, Science, and Transportation. Subcommittee on Interstate Commerce, Trade, and Tourism Pdf

Author : Richard E. Beck (Jr.),Kathlyn L. Farrell,American Bankers Association
Publisher : Unknown
Page : 448 pages
File Size : 45,9 Mb
Release : 2009
Category : Bank loans
ISBN : 089982630X

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Consumer Lending by Richard E. Beck (Jr.),Kathlyn L. Farrell,American Bankers Association Pdf