The Benefits Of Flood Insurance Versus Disaster Assistance

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Answers to Questions About the National Flood Insurance Program

Author : Charles D. Fletcher
Publisher : DIANE Publishing
Page : 74 pages
File Size : 49,8 Mb
Release : 1999-03
Category : Electronic
ISBN : 9780788176081

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Answers to Questions About the National Flood Insurance Program by Charles D. Fletcher Pdf

Intended to acquaint the public with the National Flood Insurance Program (NFIP). It is designed for readers who do not need a detailed history or refined technical or legal explanations, but do need a basic understanding of the program & the answers to some frequently asked questions. Includes: introduction to the NFIP; flood insurance information for prospective buyers; coverage; filing a flood insurance claim; floodplain management requirements; flood hazard assessments & mapping requirements; NFIP address & phone directory; list of available publications; & address for obtaining CRS coordinator's manual.

The National Flood Insurance Program's Market Penetration Rate

Author : Lloyd S. Dixon
Publisher : Rand Infrastructure Safety and Environment and Institute for Civil Justice
Page : 116 pages
File Size : 47,6 Mb
Release : 2006-01-01
Category : Flood insurance
ISBN : 0833039083

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The National Flood Insurance Program's Market Penetration Rate by Lloyd S. Dixon Pdf

Flooding is a major source of loss to individuals and businesses in the United States. Private insurers have historically been unable to provide flood insurance at affordable rates, and until the establishment of the National Flood Insurance Program in 1968, the primary recourse for flood victims was government disaster assistance. Congress adopted this program in response to the ongoing unavailability of private insurance and continued increases in federal disaster assistance. The Federal Emergency Management Agency is currently conducting a major evaluation of the program's goals and performance. This report contributes to that evaluation by developing more reliable estimates of the proportion of single-family homes (excluding condominiums) that have flood insurance (the market penetration rate); by identifying factors that determine the market penetration rate; and by examining some of the opportunities for, and the potential benefits of, increasing the market penetration rate.

Oversight on Federal Flood Insurance Program

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs
Publisher : Unknown
Page : 384 pages
File Size : 47,9 Mb
Release : 1975
Category : Flood insurance
ISBN : LOC:00101455610

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Oversight on Federal Flood Insurance Program by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Urban Affairs Pdf

Flood Insurance and Disaster Assistance, Hearings Before the Subcommittee on Housing and Urban Affairs of ..., 93-1 on S.269, S.390, S.1495, S.1840 and and S.1889 ..., June 11,12, 13, 14 and 15, 1973

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 452 pages
File Size : 53,8 Mb
Release : 1973
Category : Electronic
ISBN : STANFORD:36105045174245

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Flood Insurance and Disaster Assistance, Hearings Before the Subcommittee on Housing and Urban Affairs of ..., 93-1 on S.269, S.390, S.1495, S.1840 and and S.1889 ..., June 11,12, 13, 14 and 15, 1973 by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs Pdf

Help After a Disaster

Author : Anonim
Publisher : Unknown
Page : 28 pages
File Size : 49,7 Mb
Release : 2004
Category : Disaster relief
ISBN : IND:30000095141507

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Help After a Disaster by Anonim Pdf

Answers to Questions about the National Flood Insurance Program (FEMA F-084 / March 2011)

Author : Federal Emergency Management Agency,U. s. Department of Homeland Security
Publisher : Createspace Independent Pub
Page : 66 pages
File Size : 53,8 Mb
Release : 2013-01-24
Category : Social Science
ISBN : 1482062429

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Answers to Questions about the National Flood Insurance Program (FEMA F-084 / March 2011) by Federal Emergency Management Agency,U. s. Department of Homeland Security Pdf

This book is intended to acquaint the public with the National Flood Insurance Program (NFIP). Despite the highly technical nature of the Program, there has been a deliberate effort to minimize the use of technical terms. This publication is designed for readers who do not need a detailed history or refined technical or legal explanations, but who do need a basic understanding of the Program and the answers to some frequently asked questions. Readers who need legal definitions should refer to the Standard Flood Insurance Policy (SFIP) and to NFIP and related regulations. The information provided herein is as current as possible, but changes in the NFIP are made periodically. Readers can obtain the most up-to-date insurance data by using the contact information at the back of the book. The NFIP is a Federal program created by Congress to mitigate future flood losses nationwide through sound, community-enforced building and zoning ordinances and to provide access to affordable, federally backed flood insurance protection for property owners. The NFIP is designed to provide an insurance alternative to disaster assistance to meet the escalating costs of repairing damage to buildings and their contents caused by floods. Participation in the NFIP is based on an agreement between local communities and the Federal Government that states that if a community will adopt and enforce a floodplain management ordinance to reduce future flood risks to new construction in Special Flood Hazard Areas (SFHAs), the Federal Government will make flood insurance available within the community as a financial protection against flood losses. For decades, the national response to flood disasters was generally limited to constructing flood-control works such as dams, levees, seawalls, and the like, and providing disaster relief to flood victims. This approach, however, did not reduce losses, nor did it discourage unwise development. In some instances, it may have actually encouraged additional development. To compound the problem, due to its high risk and seasonal nature, insurance companies were not able to provide affordable flood insurance coverage. In light of mounting flood losses and escalating costs of disaster relief to the taxpayers, the U.S. Congress created the NFIP. The intent was to reduce future flood damage through community floodplain management ordinances, and provide protection for property owners against potential losses through an insurance mechanism that requires a premium to be paid for the protection.

Disaster Insurance Protection

Author : Howard Kunreuther
Publisher : John Wiley & Sons
Page : 432 pages
File Size : 53,7 Mb
Release : 1978
Category : Business & Economics
ISBN : STANFORD:36105035730816

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Disaster Insurance Protection by Howard Kunreuther Pdf