The Claims Game The Tricks And Deceptive Tactics Insurance Companies Use To Underpay Or Deny Your Claim

Author : David Skipton, PCLA, LPCS, SPPA, AIC
Publisher : Lulu.com
Page : 133 pages
File Size : 44,6 Mb
Release : 2015-11-10
Category : Business & Economics
ISBN : 9781483437019

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The Claims Game: The Tricks and Deceptive Tactics Insurance Companies Use to Underpay or Deny Your Claim by David Skipton, PCLA, LPCS, SPPA, AIC Pdf

When someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance." But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you. David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to: recognize the tricks insurance companies play to cheat you out of money; take steps to improve your chances of enjoying a favorable outcome on a claim; and receive fair compensation in the event of an insurance payout. It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process. It begins by learning how to protect your best interests and learning how to play The Claims Game.

Author : Jay M. Feinman
Publisher : Penguin
Page : 241 pages
File Size : 46,7 Mb
Release : 2010-03-18
Category : Business & Economics
ISBN : 9781101196281

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Delay, Deny, Defend by Jay M. Feinman Pdf

An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Author : R. David Murphy,Russell D. Longcore
Publisher : Russell Longcore
Page : 218 pages
File Size : 54,5 Mb
Release : 2007-04
Category : Insurance claims
ISBN : 9781425104436

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Insurance Claim Secrets Revealed! by R. David Murphy,Russell D. Longcore Pdf

This is the best book you can own on the strategies YOU need to use to get the insurance companies to pay you ALL the money you are entitled to collect when you have a claim. Wouldn't you agree that nothing else matters about insurance other than getting the claim PAID IN FULL? In this book, you will learn: &ndash The games and scams insurance companies use to cut costs and keep claim payments at the lowest amounts possible &ndash When it's the right time to use an attorney &ndash How you can take control of your claim, and not allow the insurance company or claims adjuster to control YOU &ndash What a Public Adjuster is, and the valuable help you can get from Public Adjusters &ndash That the insurance adjuster is NOT there to help you &ndash and much more You will learn: &ndash What to do when you have a car accident...BEFORE you open the car door or talk to anyone &ndash How much MORE money I collected (thousands!) in the two little claims I had while writing this book &ndash About Diminished Value on automobiles, and how it can cost you THOUSANDS if you don't fight &ndash About cheap aftermarket auto parts that insurance companies LOVE, but leave you less safe &ndash And so much more Ask yourself these questions: Do you carry a spare tire and jumper cables in the trunk of your car? Do you have a toolbox at home? Have you ever bought a book or read an article that showed you how to fix something? Do you own a first aid kit? Do you have a fire extinguisher or smoke alarms in your home? Why would you do ANY of those things? Answer: So you are prepared BEFORE something bad happens. READ THIS BOOK BEFORE SOMETHING BAD HAPPENS TO YOU!!! READ THIS BOOK AFTER SOMETHING BAD HAPPENS TO YOU, TO KEEP IT FROM GETTING WORSE! This book should be on the shelf in EVERY HOME. This book should be in EVERY automobile glove box.

Author : Brandon Lacy
Publisher : Royal Works Publishing
Page : 128 pages
File Size : 52,6 Mb
Release : 2017-02-27
Category : Electronic
ISBN : 1544500009

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Exposing the Hoax by Brandon Lacy Pdf

Insurers once took pride in assisting their customers during times of crisis. But too often today, the insurance industry looks at claims as the focal point of their profitability model, leaving customers navigating a minefield with the potential to destroy their recovery at every step of the process. Still, with the right tools and knowledge, any claim can be maximized, giving the consumer the compensation and the peace of mind they deserve. Brandon Lacy has worked on both sides of the aisle when it comes to insurance, starting in defense before crossing over to the consumers' side, and he knows the ins and outs of the tricky business of claims. Now he shares his insight into both the history and current state of insurance, as well as tips on how to make the most of your claim potential. In EXPOSING THE HOAX, Lacy explores the origins of the claims process from its start as a helpful tool to its current position as a way to increase profitability, explaining along the way how insurers have adopted policies leading to the systematic denial of claims across the board. Using first-hand experiences and personal accounts, he guides readers through the traps and abuses insurers employ, and demonstrates how to get the most out of your claim. Whether you're facing an automobile claim, a homeowners claim, or a long-term disability claim, this is a must-have handbook on how to face down the insurance giants and finally collect the payment you're owed.

Author : Danny L. Lee
Publisher : Lulu.com
Page : 134 pages
File Size : 51,5 Mb
Release : 2018-03-14
Category : Business & Economics
ISBN : 9781483479750

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The Art of Property Claims Adjusting: Techniques on How to be a Great Adjuster by Danny L. Lee Pdf

His common sense approach to sharing techniques on how to make you a great adjuster and providing easy to apply techniques is not seen in most books. After reading this book you will find yourself with many techniques on how to be efficient at what you do, producing great claim files while amazing your customers. His promise to just give key facts will allow anyone to use this book as a reference for years to come. What a refreshing presentation that is geared to truly helping adjusters be great, without having to sift through needless information. Danny lays out a tried and true formula for becoming a great, well rounded adjuster with a fantastic approach to adjusting claims. And Danny does it all in an excellent way that will stay with you long after you finish his book. I highly recommend that all adjusters, from the newest adjuster just entering the property insurance industry to the most experienced adjusters at the tail end of their career, take the time to read and study this outstanding book.

Author : Chip Merlin
Publisher : Forbesbooks
Page : 0 pages
File Size : 44,7 Mb
Release : 2020-03-17
Category : Business & Economics
ISBN : 1946633828

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Pay Up! by Chip Merlin Pdf

"Attorney Chip Merlin exposes the bad faith practices of insurance companies that take advantage of their own customers" -- Page 2 of jacket.

Author : Jay M. Feinman
Publisher : Penguin
Page : 248 pages
File Size : 43,9 Mb
Release : 2010
Category : Business & Economics
ISBN : 1591843154

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Delay, Deny, Defend by Jay M. Feinman Pdf

Argues that insurance companies have developed unethical practices of delaying or denying legitimate claims, sharing dozens of stories involving major insurers while counseling readers on how to make insurance buying decisions and pursue disputed claims.

Author : David Skipton
Publisher : Unknown
Page : 170 pages
File Size : 53,5 Mb
Release : 2021-10-20
Category : Business & Economics
ISBN : 1955885931

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Broken Promises: How Insurers Put Profits Over Promises by David Skipton Pdf

When someone suffers a serious loss at their home or business, one of the first things they often think is this: "At least I have insurance."But the claims process is deviously designed to pay only pennies on the dollar for losses. Furthermore, if you take an insurance company to court, you'll find that the legal system is stacked against you.David Skipton brings his many years of claims adjusting experience to help you avoid the pitfalls in the claims process. Learn how to:? recognize the tricks insurance companies play to cheat you out of money;? take steps to improve your chances of enjoying a favorable outcome on a claim; and? receive fair compensation in the event of an insurance payout.While insurance companies once looked out for customers, times are changing, and you need to know what motivates them if you want any chance to get what you're owed.It doesn't matter if you own a business or a home-if you have an active claim or not-it's important to demystify the claims process. It begins by learning how to protect your best interests and learning how to play The Claims Game.

Author : Kelly T. Tian,Bill Keep
Publisher : Bloomsbury Publishing USA
Page : 272 pages
File Size : 45,9 Mb
Release : 2001-12-30
Category : Business & Economics
ISBN : 9780313075926

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Customer Fraud and Business Responses by Kelly T. Tian,Bill Keep Pdf

From remarkably frank and credible responses to their comprehensive research questionnaire, Tian and Keep provide a unique, wide ranging catalogue of frauds that customers perpetrate on businesses--and what marketers can do to combat it. They were able to receive and analyze more than 250 written descriptions--a 71% response rate!--of the acts that customers committed and the methods they used. Instead of merely a checklist, Tian and Keep obtained their data in the customers' own words, resulting in highly detailed and reliable insights into why customers did what they did. They find that customer fraud has emerged as a form of guerilla warfare against companies, that it is adapted to specific situations, and that underlying customers' motivation is a need to get even. Ethics has little do with it. In fact, some respondents even asserted that they had an obligation to commit fraud: they did it to retaliate against what they perceived as unethical acts that businesses committed against them. The result is a rare documentation of the specifics of fraud, how it threatens not only business but entire economies, and the actions--bold and subtle--that marketers can take in self-protective response. Not only will corporate management, particularly in marketing, get detailed descriptions of their customers' fraud strategies and tactics, but they will also receive insights into where they are vulnerable and why. Tian and Keep show that fraud has become so socially acceptable among middle class customers that they are willing to share their tactics, strategies, and secrets with their friends. With this as their foundation, the authors give practitioners an arsenal of detection and deterrence methods. Equally important, they provide ways to implement them without alienating their other, blameless customers. They also show marketers what they can do to reestablish trust in their marketing exchanges with customers, and improve relationships in ways that will diminish (if not fully eliminate) the incidence of fraud. For management generally as well as marketers in companies of all sizes and type, Tian's and Keep's book is essential, engrossing, and useful reading.

Author : Sean Scott
Publisher : Unknown
Page : 128 pages
File Size : 43,5 Mb
Release : 2021-05-12
Category : Electronic
ISBN : 0983763623

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Secrets of the Insurance Game by Sean Scott Pdf

Author : Jonathan Isaacson
Publisher : Unknown
Page : 180 pages
File Size : 44,8 Mb
Release : 2020-08-15
Category : Electronic
ISBN : 1735622702

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Be Intentional by Jonathan Isaacson Pdf

What is this book about?This book will help sharpen your senses for taking on greater challenges in your professional development. The value of this book is in setting the right growth mindset for approaching insurance repairs and developing habits that will lead you down the path of success with the resources available to you. * If you are new to estimating property damage repairs, this book will help you to form a much better understanding of the framework for clear and consistent estimates. * If you have been using working in property restoration and using Xactimate for a while but have been frustrated with poor results, this book will help you correct many of those bad habits that commonly plague poorly structured teams. * If you are an adjuster or a claims review professional, this will help you understand the estimating dynamics and will be a tool that will help you better converse with restoration professionals. ?* If one of your responsibilities is to train estimators and/or build a team, this book will help you to present the foundational information to your team members and will provide them with resources that will supplement your hands on training.

Author : Joel Zimelstern
Publisher : Lioncrest Publishing
Page : 126 pages
File Size : 47,7 Mb
Release : 2016-02-02
Category : Business & Economics
ISBN : 161961393X

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Win the Claim Game: An Insider's Guide to a Successful Home Insurance Claim by Joel Zimelstern Pdf

Is filing an insurance claim driving you crazy? This book can help. Insurance companies are supposed tobe here to help us, and in many cases, they do. Each year, insurance companies in the UK pay out over 32 billion to families who have faced burglary, fire damage, flooding, terrorism, and other tragedies. However, because they don't understand how to file properly, thousands of these households don't receive the value they deserve from their insurance company. You can't blame them: despite how important this knowledge is, we're never taught the right way to work with insurance companies. In "Win the Claim Game," insurance professional Joel Zimelstern breaks down everything you need to know to work with an insurance company. After reading this book, you'll understand how to quantify your true losses, which paperwork to file when, all the characters you'll deal with, and dozens of little tips and tricks to ensure that you get the pay out you deserve."

Author : Alison Green
Publisher : Ballantine Books
Page : 304 pages
File Size : 41,8 Mb
Release : 2018-05-01
Category : Business & Economics
ISBN : 9780399181825

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Ask a Manager by Alison Green Pdf

From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together

Author : David J. Berardinelli
Publisher : Trial Guides, LLC
Page : 0 pages
File Size : 54,9 Mb
Release : 2008
Category : Insurance
ISBN : 1934833010

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From Good Hands to Boxing Gloves by David J. Berardinelli Pdf

It's the story the insurance industry doesn't want you to know. Now, for the first time, the story in the legal book From Good Hands to Boxing Gloves is available to the public. Find out for yourself why insurance companies are improperly denying claims, delaying them, and defending them at trial. The book takes you from the ideas which masterminded Enron, through their impact on the insurance industry, and the resulting claim denials in everything from minor auto accidents to Hurricane Katrina claims. Author David Berardinelli is the trial lawyer who diligently worked to become the first to obtain the "McKinsey Documents" unprotected. He discusses how these documents teach insurers to profit by denying policyholders "good hands" to treat them with "boxing gloves." Learn how Allstate has earned the highest profits in insurance company history during the years with our country's largest natural disasters.

Author : Department of Defense
Publisher : Unknown
Page : 156 pages
File Size : 43,8 Mb
Release : 2009-12-31
Category : Electronic
ISBN : 1452863466

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Encyclopedia of Ethical Failure by Department of Defense Pdf

The Standards of Conduct Office of the Department of Defense General Counsel's Office has assembled an "encyclopedia" of cases of ethical failure for use as a training tool. These are real examples of Federal employees who have intentionally or unwittingly violated standards of conduct. Some cases are humorous, some sad, and all are real. Some will anger you as a Federal employee and some will anger you as an American taxpayer. Note the multiple jail and probation sentences, fines, employment terminations and other sanctions that were taken as a result of these ethical failures. Violations of many ethical standards involve criminal statutes. This updated (end of 2009) edition is organized by type of violations, including conflicts of interest, misuse of Government equipment, violations of post-employment restrictions, and travel.