The Cost Of Motor Insurance

Author : Great Britain: Parliament: House of Commons: Transport Committee,Louise Ellman
Publisher : The Stationery Office
Page : 128 pages
File Size : 41,5 Mb
Release : 2011-03-11
Category : Business & Economics
ISBN : 0215556771

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The cost of motor insurance by Great Britain: Parliament: House of Commons: Transport Committee,Louise Ellman Pdf

Fraud is one of the main factors driving up the cost of motor insurance. Wider access to justice should not provide a licence to make false personal injury claims under car insurance policies. A dedicated police unit - paid for by the insurance industry - should be established to tackle this escalating problem. The Committee also highlights the merry-go-round of 'referral' payments made to or by insurance and law firms, rescue truck drivers, vehicle repairers, credit hire firms, claims or accident management companies and medical experts in connection with motor insurance claims. It calls on the insurance industry to take steps to introduce much more transparency. The report also urges the Government to do more to bring down the casualty rate amongst young drivers, including by making the driving test more rigorous. In addition, the Committee recommends the Government: set out a clear timetable for new data sharing arrangements between the DVLA and motor insurers; undertake a promotional campaign, aimed at young drivers, to alert them to Continuous Insurance Enforcement (CIE - the requirement for the keeper of any registered vehicle to have valid motor insurance); review the penalties for uninsured driving one year after CIE has been implemented; fund research to review international experience in restraining the number of personal injury claims relating to motor insurance, with the aim of publishing a discussion paper during 2012 outlining possible options for change.

Author : Great Britain: Parliament: House of Commons: Transport Committee
Publisher : The Stationery Office
Page : 32 pages
File Size : 53,8 Mb
Release : 2014-07-04
Category : Business & Economics
ISBN : 9780215073358

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HC 285 - Driving Premiums Down: Fraud and the Cost of Motor Insurance by Great Britain: Parliament: House of Commons: Transport Committee Pdf

This report reviews the Government's plans to tackle fraudulent and exaggerated motor insurance claims, particularly for whiplash injuries. It is the Transport Committee's fourth report on the cost of motor insurance and, while premiums are now falling, aspects of the market remain dysfunctional and have encouraged criminality to take root. Further action is still required to tackle fraud whilst protecting genuine claimants. The Government must prohibit insurers from settling whiplash claims before the claimant has undergone a medical examination. On issues of court procedure and medical panels the Committee endorses the Government's intention to require courts to strike out 'dishonest' insurance claims (e.g. those involving gross exaggeration), but cautions against hasty legislation due to the complex legal implications. The report calls for data sharing about potentially fraudulent claims between insurers and claimant solicitors to be made compulsory rather than voluntary (as currently proposed). The Government should oversee funding arrangements for the police Insurance Fraud Enforcement Department, to make sure that this unit, currently funded directly by the insurance industry, has a long-term future. Government proposals for independent medical assessments are welcomed but more work is required on implementation. The Government should press the Solicitors Regulation Authority to stop some solicitors from playing the system to maximise their income by commissioning unnecessary psychological evaluations.

Author : United States. General Accounting Office
Publisher : Unknown
Page : 128 pages
File Size : 41,6 Mb
Release : 1986
Category : Automobile insurance
ISBN : UIUC:30112033983369

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Auto Insurance by United States. General Accounting Office Pdf

Author : Great Britain: Parliament: House of Commons: Transport Committee
Publisher : The Stationery Office
Page : 164 pages
File Size : 47,8 Mb
Release : 2013-07-31
Category : Business & Economics
ISBN : 021506142X

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House of Commons - Transport Committee: Cost of Motor Insurance: Whiplash - HC 117 by Great Britain: Parliament: House of Commons: Transport Committee Pdf

Whiplash injuries can have debilitating consequences for those who suffer them. However, some of the increase in whiplash claims will have been due to fraud or exaggeration. The Government must tighten up the requirements for motor insurance claims and ensure that insurers honour their commitment to reduce premiums. The Government should consider requiring claimants to provide proof that they have either been seen by a doctor or attended A&E shortly after the accident. The MPs also note that their previous recommendation on making the links between insurers and other parties involved with claims more transparent has been ignored. The absence of comprehensive statistics about road traffic accidents means that it is impossible to relate the increasing number of personal injury claims in recent years to the number of accidents. Data collection about road accidents needs to be improved help to assist detection of fraudulent personal injury claims and help highways authorities improve road safety by targeting spending on accident black-spots. The Committee also supports the proposal for an accreditation scheme for medical practitioners who provide medical reports in relation to whiplash claims. Access to justice could also be impaired by Government proposals to switch whiplash claims between £1,000 and £5,000 to the small claims court, particularly for people who do not feel confident to represent themselves against insurers who will use legal professionals to contest claims. Ways in which use of the small claims track could be combined with the routine submission of expert evidence should be considered

Author : James Stuart
Publisher : Liraz Publishing
Page : 21 pages
File Size : 54,6 Mb
Release : 2024-07-03
Category : House & Home
ISBN : 9781311956576

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Cheap Auto Insurance by James Stuart Pdf

Here's How to Discover the Best Auto Insurance Quotes: Now you can save hundreds of dollars each year on your Auto insurance premiums through the strategies revealed in this book. It will help you discover exactly which auto insurance companies provide the best rates in your area plus tips and techniques to lower your premiums and get discounts. With this book you can shave hundreds of dollars off your current car insurance costs. Here's what you’ll discover when you read this book: * The single most important factor in getting a cheap auto insurance quote; ignore it and your chances of getting a better rate are near to zero. * How to get car insurance discounts and concessions. * Clever ideas and strategies for lowering your auto insurance premium. * 101 Great Auto Insurance Tips and Ideas If you're really interested in slashing a big chunk off of your car insurance costs you absolutely need to have this book.

Author : Calvin H. Brainard,Stephen A. Carbine
Publisher : Unknown
Page : 292 pages
File Size : 44,5 Mb
Release : 1970
Category : Automobile insurance
ISBN : IND:30000066239074

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Price Variability in the Automobile Insurance Market, Its Extent, Causes and Relationships to High Risk and Other Problems by Calvin H. Brainard,Stephen A. Carbine Pdf

Author : Herman A. Bayern
Publisher : Unknown
Page : 120 pages
File Size : 46,9 Mb
Release : 1924
Category : Automobile insurance
ISBN : COLUMBIA:CU04292197

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Cutting the Cost of Auto Insurance in Half by Herman A. Bayern Pdf

Author : Robert M. Merkin,Jeremy Stuart-Smith
Publisher : Sweet & Maxwell
Page : 984 pages
File Size : 50,7 Mb
Release : 2004
Category : Law
ISBN : 0421839309

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The Law of Motor Insurance by Robert M. Merkin,Jeremy Stuart-Smith Pdf

As statutes and regulations increasingly inhibit the rights of private landowners, the restrictive covenant has subtly emerged as one of the few remaining tools of property control available to the freeholder of land. This new edition discusses recent case law and its far-reaching effects on the jurisdiction of the Lands Tribunal, the modification or discharge of covenants and the compensation required It also incorporates rent charge covenants and other use obligations, and the problems of consent and breach Detailed chapters are included on procedure in Lands Tribunal applications

Author : Anonim
Publisher : Unknown
Page : 68 pages
File Size : 45,5 Mb
Release : 1980
Category : Automobile insurance
ISBN : IND:39000008520566

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The Cost of Auto Insurance by Anonim Pdf

Author : United States. Congress. Senate. Committee on Commerce
Publisher : Unknown
Page : 1212 pages
File Size : 55,5 Mb
Release : 1971
Category : Automobile insurance
ISBN : LOC:00100993582

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Automobile Insurance Reform and Cost Savings by United States. Congress. Senate. Committee on Commerce Pdf

Author : United States. Congress. Senate. Committee on Commerce. Subcommittee on Surface Transportation
Publisher : Unknown
Page : 1444 pages
File Size : 45,5 Mb
Release : 1971
Category : Automobile insurance
ISBN : UCAL:B5163159

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Automobile Insurance Reform and Cost Savings by United States. Congress. Senate. Committee on Commerce. Subcommittee on Surface Transportation Pdf

Author : United States. Congress. Senate. Commerce
Publisher : Unknown
Page : 642 pages
File Size : 47,7 Mb
Release : 1971
Category : Electronic
ISBN : MINN:31951P009443492

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Automobile Insurance Reform and Cost Savings, Hearings Before by United States. Congress. Senate. Commerce Pdf

Author : Milliman & Robertson
Publisher : Unknown
Page : 934 pages
File Size : 46,8 Mb
Release : 1974
Category : Insurance, No-fault automobile
ISBN : UCBK:C051552789

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Cost Estimate Study of H.R. 10, the National No-fault Motor Vehicle Insurance Act by Milliman & Robertson Pdf

Author : United States. Congress. Senate. Committee on Commerce
Publisher : Unknown
Page : 634 pages
File Size : 45,9 Mb
Release : 1971
Category : Automobile insurance
ISBN : UIUC:30112121401753

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Automobile Insurance Reform and Cost Savings: May 12, 13, 14, 28, and June 16, 1971 by United States. Congress. Senate. Committee on Commerce Pdf

Author : Anonim
Publisher : Unknown
Page : 128 pages
File Size : 54,6 Mb
Release : 1993
Category : Automobile insurance
ISBN : LCCN:93153965

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Commercial Auto Insurance by Anonim Pdf