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Author : Michael Victor Leonesio
Publisher : Unknown
Page : 88 pages
File Size : 52,9 Mb
Release : 1995
Category : Aging
ISBN : CORNELL:31924071653210
Author : James H. Schulz
Publisher : Greenwood
Page : 368 pages
File Size : 54,5 Mb
Release : 1995
Category : Business & Economics
ISBN : STANFORD:36105018278171
This text addresses the economic aspects of ageing. It provides an examination of the significant advances and changes that have taken place in recent years as they affect US national policy and individual retirement decisions.
Author : Dora L. Costa
Publisher : University of Chicago Press
Page : 260 pages
File Size : 40,5 Mb
Release : 1998-06-22
Category : Business & Economics
ISBN : 0226116085
The Evolution of Retirement is the first comprehensive economic history of retirement in America. With life expectancies steadily increasing, the retirement rate of men over age 64 has risen drastically. Dora L. Costa looks at factors underlying this increase and shows the dramatic implications of her findings for both the general public and the U.S. government. Costa argues that the rise of retirement is the result of a culmination of historical trends initiated more than a century ago, not the consequence of abrupt social or institutional change. She attributes much of the long-term increase in retirement rates to steadily rising income, but argues that increased income is not the sole explanation. Over the course of this century, men's retirement decision has become less sensitive to increases or decreases in income, perhaps because retirement has become a time of discovery and personal fulfillment, rather than a time of withdrawal from activities and dependence on family. Using statistical and demographic concepts, Costa explains trends in retirement data. Her examination sheds light on such important topics as rising incomes and retirement, work and disease, the job prospects of older workers, living arrangements of the elderly, the development of a retirement lifestyle, and pensions, and politics. She concludes with a look into the future and further evolution of retirement, addressing perhaps the most vexing problem of retirement policy, the impact of the aging Baby Boom generation on the Social Security System.
Author : Lawrence Thompson
Publisher : Routledge
Page : 176 pages
File Size : 44,5 Mb
Release : 2019-05-23
Category : Social Science
ISBN : 9780429827686
First published in 1998, this volume was developed as part of the Stockholm Initiative and sets out to assess the situation of providing for retirement and pensions. In the wake of intense debate over pay-as-you-go pensions, Lawrence Thomson for the most part leaves social and cultural issues for subsequent analysis, instead examining the economic
Author : Powell Niland
Publisher : Unknown
Page : 24 pages
File Size : 53,5 Mb
Release : 1982
Category : Retirement income
ISBN : UOM:35128000917722
Author : Michael V. Leonesio
Publisher : BiblioGov
Page : 84 pages
File Size : 54,5 Mb
Release : 2013-06
Category : Electronic
ISBN : 1289110085
This paper provides a nontechnical explanation of the basic ideas that underpin economists' thinking about work and retirement decisions and discusses and elaborates on the basic economic model of retirement. The paper begins with a simple economic model of an individual's work decision, to explain the construction and logic of this model, and to show how the model can be used to make basic predictions about factors that might plausibly affect the timing of retirement. From this starting point-which essentially describes the economic retirement models before the late 1970s-the paper then explains how the model has been extended during the past 2 decades. The increasing sophistication and complexity of the models reflect scientific progress in which new retirement research incorporates the findings of previous efforts, the desire to incorporate more realism into the models, and the availability of improved data. The progress in economic modeling is emphasized as the contributions of various influential studies are reviewed.
Author : Henry J. Aaron,Gary T. Burtless
Publisher : Washington, D.C. : Brookings Institution
Page : 376 pages
File Size : 55,6 Mb
Release : 1984
Category : Business & Economics
ISBN : STANFORD:36105037614521
Conference papers on economic implications and aspects of retirement in the USA - examines the effects of private pension schemes and maintenance of acquired rightss, the correlation between early retirement and health, social security, and unemployment, the labour force participation of retired workers, standard of living and housing of older people, effect of population dynamics on old age benefit policy, saving behaviour, and retirement income projections to 2020. References. Conference held in Washington 1982 Oct 21 and 22.
Author : David A. Wise
Publisher : University of Chicago Press
Page : 428 pages
File Size : 48,6 Mb
Release : 2009-05-15
Category : Political Science
ISBN : 9780226903224
The Economics of Aging presents results from an ongoing National Bureau of Economic Research project. Contributors consider the housing mobility and living arrangements of the elderly, their labor force participation and retirement, the economics of their health care, and their financial status. The goal of the research is to further our understanding both of the factors that determine the well-being of the elderly and of the consequences that follow from an increasingly older population with longer individual life spans. Each paper is accompanied by critical commentary.
Author : Henry Aaron
Publisher : Brookings Institution Press
Page : 316 pages
File Size : 47,5 Mb
Release : 2010-12-01
Category : Business & Economics
ISBN : 0815705530
Deciding when and how to retire are among the most important decisions most people make. Can they be depended on to plan with foresight and make sound decisions? According to standard economic analysis the answer is a qualified "yes." But studies by psychologists, sociologists, and economists themselves raise doubts about this comforting appraisal. This volume by analysts trained in economics and other disciplines suggests that retirement planning and decisions fall far short of the rational ideal. Gary Burtless explains what economic research has to say about retirement behavior. Annamaria Lusardi reports that many people in their fifties and older say they have not even thought about retirement. Mathey Rabin and Ted O'Donoghue show that procrastination can cause huge economic losses. Robert Axtell and Joshua Epstein show that herd behavior explains observed patterns of retirement behavior better than does the assumption of rational decisionmaking. George Loewenstein, Drazen Prelec, and Roberto Weber report that many people incorrectly anticipate what retirement will be like and rationalize whatever decision they have made. David Fetherstonhaugh and Lee Ross report experimental evidence that the effect of Social Security provisions may depend on how these policies are "framed" as well as on the specific content of those policies. These and other authors also explore the broader implications of these behavioral patterns. Copublished with Russell Sage Foundation
Author : Zvi Bodie,John B. Shoven,David A. Wise
Publisher : University of Chicago Press
Page : 214 pages
File Size : 51,6 Mb
Release : 2008-04-15
Category : Business & Economics
ISBN : 9780226062914
Pensions in the U.S. Economy is the fourth in a series on pensions from the National Bureau of Economic Research. For both economists and policymakers, this volume makes a valuable contribution to current research on pensions and the economics of the elderly. The contributors report on retirement saving of individuals and the saving that results from corporate funding of pension plans, and they examine particular aspects of the plans themselves from the employee's point of view. Steven F. Venti and David A. Wise offer a careful analysis of who contributes to IRAs and why. Benjamin M. Friedman and Mark Warshawsky look at the reasons more retirement saving is not used to purchase annuities. Personal saving through pension contribution is discussed by B. Douglas Bernheim and John B. Shoven in the context of recent government and corporate pension funding changes. Michael J. Boskin and John B. Shoven analyze indicators of the economic well-being of the elderly, addressing the problem of why a large fraction of the elderly remain poor despite a general improvement in the economic status of the group as a whole. The relative merits of defined contribution versus defined benefit plans, with emphasis on the risk aspects of the two types of plans for the individual, are examined by Zvi Bodie, Alan J. Marcus, and Robert C. Merton. In the final paper, pension plans and worker turnover are the focus of the discussion by Edward P. Lazear and Robert L. Moore, who propose pension option value rather than the commonly used accrued pension wealth as a measure of pension value.
Author : National Research Council,Division of Behavioral and Social Sciences and Education,Committee on Population,Division on Engineering and Physical Sciences,Board on Mathematical Sciences and Their Applications,Committee on the Long-Run Macroeconomic Effects of the Aging U.S. Population
Publisher : National Academies Press
Page : 230 pages
File Size : 49,7 Mb
Release : 2013-01-10
Category : Social Science
ISBN : 9780309261968
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
Author : Salvador Valdés-Prieto
Publisher : Cambridge University Press
Page : 396 pages
File Size : 42,7 Mb
Release : 1997
Category : Business & Economics
ISBN : 0521666120
This book, first published in 1997, offers up-to-date research about publicly regulated pensions for old age.
Author : Mo Wang
Publisher : Oxford University Press
Page : 660 pages
File Size : 54,8 Mb
Release : 2013
Category : Business & Economics
ISBN : 9780199746521
This handbook reviews existing theoretical perspectives and research findings on retirement, explores current and future challenges in retirement research and practice, and provides corresponding recommendations and suggestions.
Author : David A. Wise
Publisher : University of Chicago Press
Page : 399 pages
File Size : 52,5 Mb
Release : 2017-03-20
Category : Business & Economics
ISBN : 9780226426679
The fraction of the population over age sixty-five in many developed countries is projected to rise, in some cases sharply, in coming decades. This has drawn growing interest to research on the health and economic circumstances of individuals as they age. Many individuals are retiring from paid work, yet they are living longer than ever. Their well-being is shaped by their past decisions such as their saving behavior, as well as by current and future economic conditions, health status, medical innovations, and a rapidly evolving landscape of policy incentives and supports. The contributions to Insights in the Economics of Aging uncover how financial, physical, and emotional well-being are integrally related. The authors consider the interactions between financial circumstances in later life, such as household savings and home ownership, physical circumstances such as health and disability, and emotional well-being, including happiness and mental health.
Author : David A. Wise
Publisher : University of Chicago Press
Page : 408 pages
File Size : 53,6 Mb
Release : 2008-04-15
Category : Social Science
ISBN : 9780226903262
This companion volume to The Economics of Aging (1989) examines the economic consequences of an increasingly older population, focusing on the housing and living arrangements of the elderly, as well as their labor force participation and retirement.