The Exclusionary Politics Of Digital Financial Inclusion

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The Exclusionary Politics of Digital Financial Inclusion

Author : Serena Natile
Publisher : Routledge
Page : 222 pages
File Size : 55,6 Mb
Release : 2020-01-20
Category : Political Science
ISBN : 9780429603778

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The Exclusionary Politics of Digital Financial Inclusion by Serena Natile Pdf

Focusing on Kenya’s path-breaking mobile money project M-Pesa, this book examines and critiques the narratives and institutions of digital financial inclusion as a development strategy for gender equality, arguing for a politics of redistribution to guide future digital financial inclusion projects. One of the most-discussed digital financial inclusion projects, M-Pesa facilitates the transfer of money and access to formal financial services via the mobile phone infrastructure and has grown at a phenomenal rate since its launch in 2007 to reach about 80 per cent of the Kenyan population. Through a socio-legal enquiry drawing on feminist political economy, law and development scholarship and postcolonial feminist debate, this book unravels the narratives and institutional arrangements that frame M-Pesa’s success while interrogating the relationship between digital financial inclusion and gender equality in development discourse. Natile argues that M-Pesa is premised on and regulated according to a logic of opportunity rather than a politics of redistribution, favouring the expansion of the mobile money market in preference to contributing to substantive gender equality via a redistribution of the revenue and funding deriving from its development. This book will be of particular interest to scholars and students in Global Political Economy, Socio-Legal Studies, Gender Studies, Law & Development, Finance and International Relations.

Digital finance and inclusion in the time of COVID-19

Author : Benni, N.
Publisher : Food & Agriculture Org.
Page : 94 pages
File Size : 43,6 Mb
Release : 2021-01-04
Category : Technology & Engineering
ISBN : 9789251336236

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Digital finance and inclusion in the time of COVID-19 by Benni, N. Pdf

The COVID-19 pandemic has impacted digital financial inclusion trends across the world in many and complex ways. In developing and emerging contexts, this crisis also holds the potential to propel an unprecedented acceleration in the process of financial digitization and turn out to be a game-changer for digital financial inclusion. The aim of this study is to illustrate the opportunities and risks associated with the surge in uptake and use of digital financial service, providing ideas on how to leverage the paradigm changes affecting the overall approach and perspective towards digital financial services – on the part of various stakeholders – to advance financial inclusion and development. It also seeks to showcase how digital financial services have been used – in both traditional and innovative ways – to mitigate the impact of the COVID-19 crisis on economies and societies, by both public and private actors.

Rethinking Development Economics

Author : Ha-Joon Chang
Publisher : Anthem Press
Page : 556 pages
File Size : 44,9 Mb
Release : 2003
Category : Business & Economics
ISBN : 9781843311102

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Rethinking Development Economics by Ha-Joon Chang Pdf

This title represents the most forward thinking and comprehensive review of development economics currently available.

Is Digital Financial Inclusion Unlocking Growth?

Author : Purva Khera,Miss Stephanie Y Ng,Ms. Sumiko Ogawa,Ms. Ratna Sahay
Publisher : International Monetary Fund
Page : 30 pages
File Size : 41,5 Mb
Release : 2021-06-11
Category : Business & Economics
ISBN : 9781513584669

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Is Digital Financial Inclusion Unlocking Growth? by Purva Khera,Miss Stephanie Y Ng,Ms. Sumiko Ogawa,Ms. Ratna Sahay Pdf

Digital financial services have been a key driver of financial inclusion in recent years. While there is evidence that financial inclusion through traditional services has a positive impact on economic growth, do the same results carry over for digital financial inclusion? What drives digital financial inclusion? Why does it advance more in some countries but not in others? Using new indices of financial inclusion developed in Khera et. al. (2021), this paper addresses these questions for 52 developing countries. Using cross-sectional instrument variable procedure, we find that the exogenous component of digital financial inclusion is positively associated with growth in GDP per capita during 2011-2018, which suggests that digital financial inclusion can accelerate economic growth. Fractional logit and random effects empirical estimation identifies access to infrastructure, financial and digital literacy, and quality of institutions as key drivers of digital financial inclusion. These findings are then used to help inform policy recommendations in areas related to the digitization of financial services to promote financial inclusion.

The Promise of Fintech

Author : Ms.Ratna Sahay,Mr.Ulric Eriksson von Allmen,Ms.Amina Lahreche,Purva Khera,Ms.Sumiko Ogawa,Majid Bazarbash,Ms.Kimberly Beaton
Publisher : International Monetary Fund
Page : 83 pages
File Size : 45,5 Mb
Release : 2020-07-01
Category : Business & Economics
ISBN : 9781513512242

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The Promise of Fintech by Ms.Ratna Sahay,Mr.Ulric Eriksson von Allmen,Ms.Amina Lahreche,Purva Khera,Ms.Sumiko Ogawa,Majid Bazarbash,Ms.Kimberly Beaton Pdf

Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

The Digital Financial Revolution in China

Author : David Dollar,Yiping Huang
Publisher : Brookings Institution Press
Page : 210 pages
File Size : 42,5 Mb
Release : 2022-05-10
Category : Business & Economics
ISBN : 9780815739562

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The Digital Financial Revolution in China by David Dollar,Yiping Huang Pdf

Describes how China is in the lead in transforming finance for the digital age This book is the product of a joint research project between economists at the National School of Development, especially the affiliated Institute of Digital Finance, at Peking University and at the Brookings Institution. It investigates the impact of financial technology on job creation, income distribution, and consumer welfare in China. It also examines larger systemic issues such as monetary policy, stability of the banking sector, and international trade and payments.

Orders of Exclusion

Author : Kyle M. Lascurettes
Publisher : Oxford University Press
Page : 353 pages
File Size : 49,9 Mb
Release : 2020-02-28
Category : Political Science
ISBN : 9780190068578

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Orders of Exclusion by Kyle M. Lascurettes Pdf

When and why do powerful countries seek to enact major changes to international order, the broad set of rules that guide behavior in world politics? This question is particularly important today given the Trump administration's clear disregard for the reigning liberal international order in the United States. Across the globe, there is also uncertainty over what China might seek to replace that order with as it continues to amass power and influence. Together, these developments mean that what motivates great powers to shape and change order will remain at the forefront of debates over the future of world politics. Prior studies have focused on how the origins of international orders have been consensus-driven and inclusive. By contrast, Kyle M. Lascurettes argues in Orders of Exclusion that the propelling motivation for great power order building has typically been exclusionary. Dominant powers pursue fundamental changes to order when they perceive a major new threat on the horizon. Moreover, they do so for the purpose of targeting this perceived threat, be it another powerful state or a foreboding ideological movement. The goal of foundational rule writing in international relations, then, is blocking that threatening entity from amassing further influence, a motive Lascurettes illustrates at work across more than three hundred years of history. Far from falling outside of the bounds of traditional statecraft, order building is the continuation of power politics by other means.

The Political Anthropology of Internationalized Politics

Author : Sarah Biecker,Klaus Schlichte
Publisher : Rowman & Littlefield Publishers
Page : 221 pages
File Size : 44,7 Mb
Release : 2021-02-05
Category : Political Science
ISBN : 9781538149515

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The Political Anthropology of Internationalized Politics by Sarah Biecker,Klaus Schlichte Pdf

This volume offers insights from political anthropology on how to analyze and how to think about contemporary areas of internationalized political phenomena in a fresh manner. By drawing on a variety of cases like policing, budgeting, the role of monetary politics in everyday life, development agencies, and international organisations it shows the promise of an “extended experience” for the study of international politics, yet without glossing over the limits of such approaches. This book is an essential contribution to the discussion about ethnography in international relations and a bridge between disciplines.

Remittances and Financial Inclusion

Author : Vincent Guermond
Publisher : Taylor & Francis
Page : 160 pages
File Size : 47,9 Mb
Release : 2023-10-11
Category : Business & Economics
ISBN : 9781000968460

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Remittances and Financial Inclusion by Vincent Guermond Pdf

This book comprehensively explores the messy and contested relationship between everyday practices of remittance sending and receiving, processes of market making, and operations of micro- and global finance. Remittances and Financial Inclusion critically investigates a global migration-development agenda that aims to harness remittances for development by incorporating remittance flows and households into global financial circuits. The book develops a multidisciplinary perspective and combines insights from economic, development, and financial geography as well as international political economy and economic anthropology. It sets out a geographies of remittance marketisation approach to investigate the intricate and grounded ways in which remittance markets are constructed, the extent to which remittance flows and households can be (re)configured and incorporated into global finance, and why such processes are always fragile, contested, and in need of constant renegotiation. Drawing on extensive fieldwork research, the book provides an in-depth critical interrogation of the policies and initiatives that underpin remittance marketisation in Senegal, Ghana, and beyond. This volume will be especially useful to those researching and working in the areas of international development, contemporary geographies of finance and market making, and migration and remittances. It should also prove of interest to policymakers, practitioners, and activists concerned with the relation between migration, remittances, and finance in the Global South.

The Rise of Technosocialism

Author : Brett King,Richard Petty
Publisher : Marshall Cavendish International (Asia)
Page : 336 pages
File Size : 41,8 Mb
Release : 2021-10-19
Category : Business & Economics
ISBN : 9814868957

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The Rise of Technosocialism by Brett King,Richard Petty Pdf

Statistics, analysis and commentary from top thinkers on emerging behaviour explain why industries and economies are forced to reinvent themselves.

Digital Financial Inclusion and Regulation

Author : Ogochukwu Monye
Publisher : Taylor & Francis
Page : 111 pages
File Size : 41,9 Mb
Release : 2022-10-17
Category : Business & Economics
ISBN : 9781000730593

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Digital Financial Inclusion and Regulation by Ogochukwu Monye Pdf

This book explores the various considerations for achieving an effective regulatory strategy to improve financial access and usage in Nigeria and beyond. Gaps in the legal and institutional framework for digital financial services (DFS) as well as the barriers that contribute to financial exclusion are identified as are the policy changes needed to provide more extensive, accessible and sustainable financial inclusion value. In addition, the book covers divergent themes around the use of and insights for regulating industry financial services providers and challenger entities that herald industry disruption. The book adopts three research methods. The doctrinal research method is used to buttress the law and development analysis and the themes around regulation, adoption and usage of financial services. To elucidate the application of financial innovations, comparative case studies are drawn from selected jurisdictions including Kenya, South Africa, Ghana, The Philippines, Brazil, Mexico, Uganda, Pakistan, India, and Bangladesh. Lastly, using the empirical research method, the author reports the burden experienced by the residents of a community without banks in accessing finance. Included in this discussion are the barriers to finance as well as the coping strategies adopted by the community residents to access formal and informal finance.

Advanced Introduction to Financial Inclusion

Author : Lensink, Robert,Hamilton, Calumn,Adjasi, Charles
Publisher : Edward Elgar Publishing
Page : 200 pages
File Size : 46,8 Mb
Release : 2022-07-08
Category : Business & Economics
ISBN : 9781839107214

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Advanced Introduction to Financial Inclusion by Lensink, Robert,Hamilton, Calumn,Adjasi, Charles Pdf

Taking a detailed tour through the emerging economic field of financial inclusion, this timely book charts the subtle conceptual shifts that gave rise to the focus on inclusivity in development finance, and provides an overview of key concepts, issues, and empirical findings. Diving into the crucial interaction of financial inclusion with gender, further chapters present new conceptual frameworks for thinking about these interactions, as well as discussing the impacts of gendered financial exclusion on both economic and empowerment outcomes.

Fintech: Financial Inclusion Or Exclusion?

Author : Yoke Wang Tok,Dyna Heng
Publisher : International Monetary Fund
Page : 35 pages
File Size : 47,5 Mb
Release : 2022-05-06
Category : Business & Economics
ISBN : 9798400208645

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Fintech: Financial Inclusion Or Exclusion? by Yoke Wang Tok,Dyna Heng Pdf

This paper examines the role of Fintech in financial inclusion. Using Global Findex data and emerging fintech indicators, we find that Fintech has a higher positive correlation with digital financial inclusion than traditional measures of financial inclusion. In the second stage of our empirical investigation, we examine the key factors that are correlated with the Fletcher School’s three digital divide – gender divide, class (rich-poor) divide and rural divide. The results indicate that greater use of fintech is significantly associated with a narrowing of the class divide and rural divide but there was no impact on the gender divide. These findings imply that Fintech alone may not be sufficient to close the gender gap in access to financial services. Fintech development may need to be complemented with targeted policy initiatives aimed at addressing the gender gap directly, and at changing attitudes and social norms across demographics.

Financial Inclusion, Regulation, and Education

Author : Naoyuki Yoshino,Peter J. Morgan
Publisher : Unknown
Page : 0 pages
File Size : 47,8 Mb
Release : 2017
Category : Business & Economics
ISBN : 4899740638

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Financial Inclusion, Regulation, and Education by Naoyuki Yoshino,Peter J. Morgan Pdf

Financial inclusion is receiving increasing attention as having the potential to contribute to economic and financial development while at the same time fostering more inclusive growth and greater income equality. Although substantial progress has been made, there is still much to achieve. East Asia, the Pacific, and South Asia combined account for 55% of the world's unbanked adults, mainly in India and the People's Republic of China. This book surveys the experience of a number of advanced and Asian emerging economies to assess factors affecting the ability of low-income households and small firms to access financial services, including financial literacy, financial education programs, and financial regulatory frameworks, as well as identify policies that can improve their financial access while maintaining financial stability. It aims to identify successful experiences and important lessons that can be adopted by other emerging economies. The studies cover the experiences of Germany, the United Kingdom, Bangladesh, India, Indonesia, the Philippines, Sri Lanka, and Thailand. The book adopts a practical and holistic approach to issues related to financial inclusion. For example, innovative methods of promoting financial access, such as mobile phone banking and microfinance, require corresponding innovations in regulatory frameworks, perimeters, and capacity. Moreover, programs in the areas of financial education and consumer protection are needed to enable households and firms to take full advantage of improvements in financial access.

Communities in Action

Author : National Academies of Sciences, Engineering, and Medicine,Health and Medicine Division,Board on Population Health and Public Health Practice,Committee on Community-Based Solutions to Promote Health Equity in the United States
Publisher : National Academies Press
Page : 583 pages
File Size : 44,7 Mb
Release : 2017-04-27
Category : Medical
ISBN : 9780309452960

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Communities in Action by National Academies of Sciences, Engineering, and Medicine,Health and Medicine Division,Board on Population Health and Public Health Practice,Committee on Community-Based Solutions to Promote Health Equity in the United States Pdf

In the United States, some populations suffer from far greater disparities in health than others. Those disparities are caused not only by fundamental differences in health status across segments of the population, but also because of inequities in factors that impact health status, so-called determinants of health. Only part of an individual's health status depends on his or her behavior and choice; community-wide problems like poverty, unemployment, poor education, inadequate housing, poor public transportation, interpersonal violence, and decaying neighborhoods also contribute to health inequities, as well as the historic and ongoing interplay of structures, policies, and norms that shape lives. When these factors are not optimal in a community, it does not mean they are intractable: such inequities can be mitigated by social policies that can shape health in powerful ways. Communities in Action: Pathways to Health Equity seeks to delineate the causes of and the solutions to health inequities in the United States. This report focuses on what communities can do to promote health equity, what actions are needed by the many and varied stakeholders that are part of communities or support them, as well as the root causes and structural barriers that need to be overcome.