The Global Findex Database 2017

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The Global Findex Database 2017

Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
The Global Findex Database 2017 Book PDF

Author : Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 148 pages
File Size : 51,5 Mb
Release : 2018-04-19
Category : Business & Economics
ISBN : 9781464812682

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The Global Findex Database 2017 by Asli Demirguc-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

The Global Findex Database 2017

Asli Demirgüç-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar,Jake Hess
The Global Findex Database 2017 Book PDF

Author : Asli Demirgüç-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar,Jake Hess
Publisher : Unknown
Page : 128 pages
File Size : 55,6 Mb
Release : 2024-05-03
Category : Electronic
ISBN : OCLC:1289176534

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The Global Findex Database 2017 by Asli Demirgüç-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar,Jake Hess Pdf

The Global Findex database is the world's most comprehensive set of data on how people make payments, save money, borrow and manage risk. Launched in 2011, it includes more than 100 financial inclusion indicators in a format allowing users to compare access to financial services among adults worldwide -- including by gender, age and household income. This third edition of the database was compiled in 2017 using nationally representative surveys in more than 140 developing and high-income countries. The database includes updated indicators on access to and use of formal and informal financial services. It features additional data on Fintech and digital financial services, including the use of mobile phones and internet technology to conduct financial transactions. Global Findex data is utilized to track progress toward the World Bank's goal of Universal Financial Access by 2020 and the United Nation's Sustainable Development Goals. The data also is a source for the G20 Financial Inclusion Indicators and a benchmark for policymakers seeking to expand access to and use of financial services. Lastly, this report discusses opportunities to expand access to financial services among the unbanked, and ways to promote greater use of digital financial services among the underbanked.

The Global Findex Database 2017

Aslı Demirgüç-Kunt
The Global Findex Database 2017 Book PDF

Author : Aslı Demirgüç-Kunt
Publisher : World Bank Publications
Page : 0 pages
File Size : 44,5 Mb
Release : 2018
Category : Business & Economics
ISBN : 1464812594

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The Global Findex Database 2017 by Aslı Demirgüç-Kunt Pdf

In 2011 the World Bank--with funding from the Bill and Melinda Gates Foundation--launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account--the unbanked--as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures--along with the questionnaire, the survey methodology, and other relevant materials--are available at www.worldbank.org/globalfindex.

Measuring Financial Inclusion

Aslı Demirgüç-Kunt
Measuring Financial Inclusion Book PDF

Author : Aslı Demirgüç-Kunt
Publisher : Unknown
Page : 0 pages
File Size : 49,7 Mb
Release : 2012
Category : Electronic commerce
ISBN : OCLC:904123431

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Measuring Financial Inclusion by Aslı Demirgüç-Kunt Pdf

This paper provides the first analysis of the Global Financial Inclusion (Global Findex) Database, a new set of indicators that measure how adults in 148 economies save, borrow, make payments, and manage risk. The data show that 50 percent of adults worldwide have an account at a formal financial institution, though account penetration varies widely across regions, income groups and individual characteristics. In addition, 22 percent of adults report having saved at a formal financial institution in the past 12 months, and 9 percent report having taken out a new loan from a bank, credit union or microfinance institution in the past year. Although half of adults around the world remain unbanked, at least 35 percent of them report barriers to account use that might be addressed by public policy. Among the most commonly reported barriers are high cost, physical distance, and lack of proper documentation, though there are significant differences across regions and individual characteristics.

Measuring Financial Inclusion

Aslı Demirgüç-Kunt,Leora Klapper,World Bank. Development Research Group. Finance and Private Sector Development Team
Measuring Financial Inclusion Book PDF

Author : Aslı Demirgüç-Kunt,Leora Klapper,World Bank. Development Research Group. Finance and Private Sector Development Team
Publisher : Unknown
Page : 61 pages
File Size : 47,8 Mb
Release : 2012
Category : Electronic commerce
ISBN : OCLC:793810397

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Measuring Financial Inclusion by Aslı Demirgüç-Kunt,Leora Klapper,World Bank. Development Research Group. Finance and Private Sector Development Team Pdf

This paper provides the first analysis of the Global Financial Inclusion (Global Findex) Database, a new set of indicators that measure how adults in 148 economies save, borrow, make payments, and manage risk. The data show that 50 percent of adults worldwide have an account at a formal financial institution, though account penetration varies widely across regions, income groups and individual characteristics. In addition, 22 percent of adults report having saved at a formal financial institution in the past 12 months, and 9 percent report having taken out a new loan from a bank, credit union or microfinance institution in the past year. Although half of adults around the world remain unbanked, at least 35 percent of them report barriers to account use that might be addressed by public policy. Among the most commonly reported barriers are high cost, physical distance, and lack of proper documentation, though there are significant differences across regions and individual characteristics.

The Global Findex Database 2021

Asli Demirgüç-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
The Global Findex Database 2021 Book PDF

Author : Asli Demirgüç-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar
Publisher : World Bank Publications
Page : 304 pages
File Size : 42,9 Mb
Release : 2022-10-13
Category : Business & Economics
ISBN : 9781464818981

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The Global Findex Database 2021 by Asli Demirgüç-Kunt,Leora Klapper,Dorothe Singer,Saniya Ansar Pdf

The fourth edition of the Global Findex offers a lens into how people accessed and used financial services during the COVID-19 pandemic, when mobility restrictions and health policies drove increased demand for digital services of all kinds. The Global Findex is the world’s most comprehensive database on financial inclusion. It is also the only global demand-side data source allowing for global and regional cross-country analysis to provide a rigorous and multidimensional picture of how adults save, borrow, make payments, and manage financial risks. Global Findex 2021 data were collected from national representative surveys of about 128,000 adults in more than 120 economies. The latest edition follows the 2011, 2014, and 2017 editions, and it includes a number of new series measuring financial health and resilience and contains more granular data on digital payment adoption, including merchant and government payments. The Global Findex is an indispensable resource for financial service practitioners, policy makers, researchers, and development professionals.

insurance, credit and technology adoption: field experimental evidence from malawi

Dean Yang
insurance credit and technology adoption field experimental evidence from malawi Book PDF

Author : Dean Yang
Publisher : World Bank Publications
Page : 33 pages
File Size : 49,7 Mb
Release : 2007
Category : Access to Information
ISBN : 8210379456XXX

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insurance, credit and technology adoption: field experimental evidence from malawi by Dean Yang Pdf

Abstract: The adoption of new agricultural technologies may be discouraged because of their inherent riskiness. This study implemented a randomized field experiment to ask whether the provision of insurance against a major source of production risk induces farmers to take out loans to invest in a new crop variety. The study sample was composed of roughly 800 maize and groundnut farmers in Malawi, where by far the dominant source of production risk is the level of rainfall. We randomly selected half of the farmers to be offered credit to purchase high-yielding hybrid maize and improved groundnut seeds for planting in the November 2006 crop season. The other half of the farmers were offered a similar credit package but were also required to purchase (at actuarially fair rates) a weather insurance policy that partially or fully forgave the loan in the event of poor rainfall. Surprisingly, take up was lower by 13 percentage points among farmers offered insurance with the loan. Take-up was 33.0 percent for farmers who were offered the uninsured loan. There is suggestive evidence that the reduced take-up of the insured loan was due to the high cognitive cost of evaluating the insurance: insured loan take-up was positively correlated with farmer education levels. By contrast, the take-up of the uninsured loan was uncorrelated with farmer education.

Globalization and Governance in India

Jivanta Schottli,Himanshu Jha
Globalization and Governance in India Book PDF

Author : Jivanta Schottli,Himanshu Jha
Publisher : Taylor & Francis
Page : 138 pages
File Size : 49,5 Mb
Release : 2023-06-27
Category : Political Science
ISBN : 9781000897142

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Globalization and Governance in India by Jivanta Schottli,Himanshu Jha Pdf

This volume examines the tangled relationship between globalization and governance through the lens of India’s domestic politics, structures, institutions and policies. The contributors to this volume draw attention to the interconnectedness of global and domestic processes. In doing so, this volume also captures the evolving dynamics of state-society-market relations. A unique blend of papers, the collection brings out the complex interplay and interconnections between global trends, domestic politics and governance challenges in explaining both the persistence of policy reforms, as well as institutional change. In this light, the volume examines the role of socio-political processes and key actors at the domestic level; how they have negotiated global norms, pressures and opportunities resulting in durable policies and institutions. The COVID-19 pandemic has yet again brought the focus back to the significance and interconnectedness of globalization and governance. This volume will contribute to a deeper understanding of these twin processes through thematic discussions on embedded liberalism of the Indian state; transnationalisation of India’s economic elites; exploring the role of global-local linkages in the transparency laws; strategic internationalization and the politics of reform; the global success of micro-credit and its domestic manifestation; and the resilience and durability of the ‘Indian way' of governing globalization. This book was originally published as a special issue of the India Review.

Financial Inclusion in Emerging Markets

Ananda S.,Dharmendra Singh
Financial Inclusion in Emerging Markets Book PDF

Author : Ananda S.,Dharmendra Singh
Publisher : Springer Nature
Page : 343 pages
File Size : 50,5 Mb
Release : 2021-10-04
Category : Business & Economics
ISBN : 9789811626524

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Financial Inclusion in Emerging Markets by Ananda S.,Dharmendra Singh Pdf

This book discusses ideas for stakeholders to develop strategies to access and use financial products and services such as deposits, loans, and fund transfer mechanism, insurance, payment services, and intermediaries, distribution channels at economical prices in order to cater to the needs of the poor and underprivileged people. Financial inclusion ensures ease of access, availability, and usage of the financial products and services to all the sections of the society. The book will help in recognizing the role of financial inclusion as one of the main drivers in reducing income inequality and thus supporting sustainable economic growth of the countries, especially of an emerging economy. The book provides conceptual and practical ideas from the practitioners, best practices from the experts, and empirical views from the researchers on the best practices and how to mitigate the challenges and issues plaguing the development of the financial inclusion.

Fintech, Pandemic, and the Financial System

Suk-Joong Kim
Fintech Pandemic and the Financial System Book PDF

Author : Suk-Joong Kim
Publisher : Emerald Group Publishing
Page : 288 pages
File Size : 47,5 Mb
Release : 2023-01-17
Category : Business & Economics
ISBN : 9781802629491

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Fintech, Pandemic, and the Financial System by Suk-Joong Kim Pdf

Volume 22, Fintech, Pandemic, and the Financial System, examines systemic challenges faced by a wide range of financial market participants and the continued disruptions introduced by financial innovations (Fintech).

Development Disrupted

Ruth Elizabeth Gordon
Development Disrupted Book PDF

Author : Ruth Elizabeth Gordon
Publisher : Cambridge University Press
Page : 265 pages
File Size : 47,8 Mb
Release : 2022-08-04
Category : Law
ISBN : 9781108335874

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Development Disrupted by Ruth Elizabeth Gordon Pdf

Although the impact of rapid technological change is often discussed in relation to the Global North, this book explores its effects on the development of the Global South. By tracing the discourse and practice of international development in the twentieth century, Ruth E. Gordon offers necessary context to current changes in the global hierarchy. The book explores the situation of the Global South within the international legal, political, and economic order, how current development discourse and practice engages modernization efforts, and how technology can bring about significant economic and societal change for middle and low-income nations. It offers a balanced account of the positive and negative impacts of technological change on the Global South, from mobile phones allowing access to knowledge to robotics reducing employment opportunities. This book demonstrates that, for the Global South, technology is making more things both conceivable and achievable.

There's Nothing Micro about a Billion Women

Mary Ellen Iskenderian
There s Nothing Micro about a Billion Women Book PDF

Author : Mary Ellen Iskenderian
Publisher : MIT Press
Page : 229 pages
File Size : 40,5 Mb
Release : 2023-09-05
Category : Business & Economics
ISBN : 9780262547192

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There's Nothing Micro about a Billion Women by Mary Ellen Iskenderian Pdf

Why it takes more than microloans to empower women and promote sustainable, inclusive economic growth. Nearly one billion women have been completely excluded from the formal financial system. Without even a bank account in their own names, they lack the basic services that most of us take for granted—secure ways to save money, pay bills, and get credit. Exclusion from the formal financial system means they are economic outsiders, unable to benefit from, or contribute to, economic growth. Microfinance has been hailed as an economic lifeline for women in developing countries—but, as Mary Ellen Iskenderian shows in this book, it takes more than microloans to empower women and promote sustainable, inclusive economic growth. Iskenderian, who leads a nonprofit that works to give women access to the financial system, argues that the banking industry should view these one billion “unbanked” women not as charity cases but as a business opportunity: a lucrative new market of small business owners, heads of households, and purchasers of financial products and services. Iskenderian shows how financial inclusion can be transformative for the lives of women in developing countries, describing, among other things, the informal moneylenders and savings clubs that women have relied on, the need for both financial and digital literacy (and access) as mobile phones become a means of banking, and the importance of women’s property rights. She goes on to make the business case for financial inclusion, exploring the ways that financial institutions are adapting to help women build wealth, access capital, and manage risks. Banks can do the right thing—and make money while doing so—and all of us can benefit.

Shock Waves

Stephane Hallegatte,Mook Bangalore,Laura Bonzanigo,Marianne Fay,Tamaro Kane,Ulf Narloch,Julie Rozenberg,David Treguer,Adrien Vogt-Schilb
Shock Waves Book PDF

Author : Stephane Hallegatte,Mook Bangalore,Laura Bonzanigo,Marianne Fay,Tamaro Kane,Ulf Narloch,Julie Rozenberg,David Treguer,Adrien Vogt-Schilb
Publisher : World Bank Publications
Page : 224 pages
File Size : 55,8 Mb
Release : 2015-11-23
Category : Business & Economics
ISBN : 9781464806742

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Shock Waves by Stephane Hallegatte,Mook Bangalore,Laura Bonzanigo,Marianne Fay,Tamaro Kane,Ulf Narloch,Julie Rozenberg,David Treguer,Adrien Vogt-Schilb Pdf

Ending poverty and stabilizing climate change will be two unprecedented global achievements and two major steps toward sustainable development. But the two objectives cannot be considered in isolation: they need to be jointly tackled through an integrated strategy. This report brings together those two objectives and explores how they can more easily be achieved if considered together. It examines the potential impact of climate change and climate policies on poverty reduction. It also provides guidance on how to create a “win-win†? situation so that climate change policies contribute to poverty reduction and poverty-reduction policies contribute to climate change mitigation and resilience building. The key finding of the report is that climate change represents a significant obstacle to the sustained eradication of poverty, but future impacts on poverty are determined by policy choices: rapid, inclusive, and climate-informed development can prevent most short-term impacts whereas immediate pro-poor, emissions-reduction policies can drastically limit long-term ones.

Economic Inclusion in Post-Independence Africa

David Mhlanga,Emmanuel Ndhlovu
Economic Inclusion in Post Independence Africa Book PDF

Author : David Mhlanga,Emmanuel Ndhlovu
Publisher : Springer Nature
Page : 383 pages
File Size : 50,6 Mb
Release : 2023-09-04
Category : Business & Economics
ISBN : 9783031314315

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Economic Inclusion in Post-Independence Africa by David Mhlanga,Emmanuel Ndhlovu Pdf

The second in a three-volume series, this edited volume discusses post-independence economic inclusion in selected African countries. While human development indices rise and poverty rates fall across the African continent, facilitated by recent technological and innovation development which reaches previously inaccessible regions, indicators continue to lag in several crucial areas. Economic and social inclusion, therefore, remains at the forefront of development discussions across the continent. Using a variety of case studies underpinned by multidisciplinary research approaches, the chapters in this book explore a wide range of economic and financial inclusion issues from all aspects; from benefits and challenges to the steps that need to be taken to improve the level of economic inclusion on the continent. Governments, development agencies, non-governmental organizations with a bias toward development, students, and university lecturers will all find this book interesting.

Beyond Good

Theodora Lau,Bradley Leimer
Beyond Good Book PDF

Author : Theodora Lau,Bradley Leimer
Publisher : Kogan Page Publishers
Page : 265 pages
File Size : 49,8 Mb
Release : 2021-03-03
Category : Business & Economics
ISBN : 9781789667301

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Beyond Good by Theodora Lau,Bradley Leimer Pdf

When we think of global corporations and business in general, do we feel pride in how we do things? Are we doing enough, given the undeniable reality of global climate change and the inequality faced by millions of people every day? Beyond Good is a call to arms for business leaders to recognize how they can do well by doing good. Business for good, which is the philosophy that you can pursue profits whilst delivering on sustainable and societal development goals, is already delivering big changes in the business world. In Beyond Good, top tech influencers Theodora Lau and Bradley Leimer, showcase how fintech is taking the lead and what we can all learn from it. The winners in these tech start-ups are utilizing a momentum that exists within a thriving eco-system of current incumbents facing up to revolutionizing start-ups. They unlock possibilities with new technologies and serve the often-forgotten demographics to make financial health and inclusion a reality. With exclusive interviews with experts from the B-Corp world, policy makers and executives, this book also showcases how companies like Microsoft, Flourish Ventures, Ant Financial, Sunrise Bank and Paypal are doing their bit to make our world better - and you can too.