The Impact Of Inheritance On The Housing And Mortgage Markets In Canada Over The Next 10 Years

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The Impact of Inheritance on the Housing and Mortgage Markets in Canada Over the Next 10 Years

Author : Canada Mortgage and Housing Corporation,Clayton Research Associates
Publisher : Unknown
Page : 40 pages
File Size : 46,9 Mb
Release : 1998
Category : Home ownership
ISBN : 0662272110

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The Impact of Inheritance on the Housing and Mortgage Markets in Canada Over the Next 10 Years by Canada Mortgage and Housing Corporation,Clayton Research Associates Pdf

The Impact of Inheritances on the Housing and Mortgage Markets in Canada Over the Next 10 Years

Author : Canada Mortgage and Housing Corporation,Clayton Research Associates
Publisher : Unknown
Page : 40 pages
File Size : 54,9 Mb
Release : 1998
Category : Home ownership
ISBN : 0660176122

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The Impact of Inheritances on the Housing and Mortgage Markets in Canada Over the Next 10 Years by Canada Mortgage and Housing Corporation,Clayton Research Associates Pdf

Long-Term Outlook on the Demand for Mortgages in Canada

Author : Mario Fortin,Canada Mortgage and Housing Corporation,Leclerc, André
Publisher : Canada Mortgage and Housing Corporation
Page : 18 pages
File Size : 46,8 Mb
Release : 2001
Category : Housing
ISBN : 0662300033

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Long-Term Outlook on the Demand for Mortgages in Canada by Mario Fortin,Canada Mortgage and Housing Corporation,Leclerc, André Pdf

Due to slower demographic growth, new housing construction will decline over the next two decades. In addition, because the baby boomer generation is aging, this demographic growth will be concentrated in the older segments of the population. The demand for mortgages will therefore undergo the combined effects of a decrease in the household formation rate and, since the older population is generally wealthier, a better capacity to finance home purchases with equity. This research is aimed at establishing the effects of these demographic changes on the demand for mortgages in Canada. The first part presents a review of the principal known theoretical and empirical results on the demand for mortgages. Then, the determinants of the number of mortgages, their average value and the total outstanding of these loans are studied using an econometric model. Finally, this model is applied to a series of projections to determine the future trends that will affect the Canadian residential mortgage market.

Demographic Changes and Real Housing Prices in Canada

Author : Mario Fortin,André Leclerc,Canada Mortgage and Housing Corporation
Publisher : Unknown
Page : 150 pages
File Size : 44,8 Mb
Release : 1999
Category : Business & Economics
ISBN : UIUC:30112052366074

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Demographic Changes and Real Housing Prices in Canada by Mario Fortin,André Leclerc,Canada Mortgage and Housing Corporation Pdf

With the aging of the baby-boom generation, the number of young households is falling in Canada. This study examines the contentions of the demographer David Foot, and of earlier work by Mankiw and Weil, that in such a population, the number of home buyers is bound to decrease, causing the prices of residential real estate to drop substantially. In addition to reviewing the relevant economic literature, it constructs econometric models using Canadian national and provincial data and uses them to assess whether expected demographic changes in Canada are likely to trigger a pronounced downward trend in residential real estate prices. The study concludes that even if it is true that demographics may exert downward pressure on real estate prices, such impact will probably be dominant only in certain regions, depending even there on their rates of growth in real income. In other regions, the real price should have a tendancy to rise.

Winners And Losers

Author : Chris Hamnett
Publisher : Routledge
Page : 242 pages
File Size : 46,7 Mb
Release : 2005-07-15
Category : Political Science
ISBN : 9781135366742

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Winners And Losers by Chris Hamnett Pdf

First published in 1998. The growth of home ownership since the end of the Second World War marks one of the most fundamental social changes to have taken place in Britain. From being a nation of renters at the end of war, Britain has been converted into a nation of home-owners. In 1945 approximately 25% of households in Britain owned their own homes. Today the proportion is just over two-thirds. In the process, the proportion of households renting from private landlords has fallen from 65% to about 8%. As a result, the home ownership market in Britain plays a far more important role today than hitherto: both in housing the population and as a potential source of capital gains and losses. In addition, the home ownership market plays a significant role in the overall health of the economy. This is not to deny the importance of social and private rented housing or the major problems of homelessness. It is simply to assert that the home ownership market now affects two out of three households in Britain, and many more who wish to gain access to it. This book is about the dramatic booms and busts of the home ownership market in Britain during the last twenty years: and their causes and consequences both for the individuals involved and for the economy as a whole. It argues that the home ownership market in Britain, particularly in southern Britain, where the booms and slumps have been experienced most sharply, has been akin to a casino. There have been big winners, but there have also been big losers. The last thirty years have been a roller coaster ride for owners: exhilarating, but potentially highly dangerous, not least for those who fell off, or were thrown off, in the slump of the early 1990s.

Literature Review of Socio-economic Trends Affecting Consumers and Housing Markets

Author : David Bruce,Tom Carter,Canada Mortgage and Housing Corporation,University of Winnipeg. Institute of Urban Studies,Mount Allison University. Rural & Small Town Programme
Publisher : Unknown
Page : 120 pages
File Size : 41,8 Mb
Release : 2003
Category : Business & Economics
ISBN : UIUC:30112070756025

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Literature Review of Socio-economic Trends Affecting Consumers and Housing Markets by David Bruce,Tom Carter,Canada Mortgage and Housing Corporation,University of Winnipeg. Institute of Urban Studies,Mount Allison University. Rural & Small Town Programme Pdf

The purpose of this report is to review & consolidate existing research regarding the impact of socio-economic trends on consumers & the housing market. The review covers such topics as the cost of housing & factors contributing to cost; tenure choice & consumer housing preferences; economic factors such as employment, income, interest rates, inflation, & taxation; demographic factors such as ageing, changes in household composition, immigration, & migration; sustainable development & infrastructure needs; evidence of market failure; consumer environmental awareness; and land use planning (including smart growth and growth management). The scope of the study excludes the need for & availability of affordable housing and the development of financial products & public policy. The report also analyzes socio-economic trends in the following sub-markets in Canada: high- & slow-growth metropolitan centres, small towns, rural communities, and the North. An international perspective on trends & issues is provided for Australia, New Zealand, the United Kingdom, and the United States. The final section suggests potential priorities for future research. The appendix lists research gaps by topic & by sub-market.

Housing Trust Funds

Author : Canada Mortgage and Housing Corporation,Richard Drdla Associates
Publisher : Unknown
Page : 110 pages
File Size : 44,8 Mb
Release : 2000
Category : Political Science
ISBN : UIUC:30112050183182

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Housing Trust Funds by Canada Mortgage and Housing Corporation,Richard Drdla Associates Pdf

This report examines the character & role of housing trust funds (HTFs) in the United States and their potential & applicability in Canada. Such funds are essentially organizations that have secured a permanent source of ongoing revenue committed to the provision of affordable housing. These revenues are generally established through legislation or ordinance and nearly all come directly or indirectly from government sources. After an introduction, chapter 2 reviews the conditions that led to the creation of HTFs in the US and chapter 3 describes the main features of HTFs, including their sources of revenue & administration. Chapter 4 profiles a number of US HTFs, describing in greater detail their background, purpose, revenues, administration, and accomplishments. Chapters 5 & 6 profile some corresponding HTFs in Canada and some other similar funds, both existing & under consideration. Appendices include a list of dedicated revenue sources for HTFs and an overview of US state legislation that has enabled HTFs.

Unstuck

Author : Karin Mizgala,Sheila Walkington
Publisher : Unknown
Page : 256 pages
File Size : 51,9 Mb
Release : 2012-09-01
Category : Finance, Personal
ISBN : 0991705408

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Unstuck by Karin Mizgala,Sheila Walkington Pdf

Mizgala and Walkington share their revolutionary step-by-step money management system that combines practical financial tools, tips, and resources with insights into the emotional and psychological challenges of today's money culture.

Comprehensive Dissertation Index, 1861-1972: Chemistry

Author : Xerox University Microfilms
Publisher : Unknown
Page : 836 pages
File Size : 44,7 Mb
Release : 1973
Category : Business
ISBN : UCLA:L0050590520

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Comprehensive Dissertation Index, 1861-1972: Chemistry by Xerox University Microfilms Pdf

The Canadian Real Estate Action Plan

Author : Peter Kinch
Publisher : John Wiley and Sons
Page : 291 pages
File Size : 43,9 Mb
Release : 2010-08-16
Category : Business & Economics
ISBN : 9780470676226

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The Canadian Real Estate Action Plan by Peter Kinch Pdf

Real estate, like any other investment, is a means to an end: that end might be a secondary source of income, a strategic plan for your retirement, or a way to attain complete financial independence. Whatever your goal is, you've decided that real estate is a tool you want to use. So how do you use it? How do you make it work for you and avoid getting burned in the market? And how much of it do you need to fulfill your ambitions? Peter Kinch is one of Canada's top mortgage brokers and has helped thousands of investors clarify their dreams and turn them into reality. In The Canadian Real Estate Action Plan, Peter walks you through one of his investor workshops, helping you develop not just a plan, but your plan, including: Defining your end goal, and how much real estate you need to achieve it Determining the kinds of investments that are right for you Identifying obstacles to your success, and overcoming them Discovering financing options and solutions, including recent changes that affect investors New investors will get the thorough background information they need to get started, while more experienced investors will benefit from exploring alternative options and lesser-known strategies. Both will see how long-term thinking is the key to their portfolio's continued profitability. The best way to achieve your goals is to plan for your success, and there's no better tool to help you do just that than The Canadian Real Estate Action Plan.

Statistical Reference Index

Author : Anonim
Publisher : Unknown
Page : 992 pages
File Size : 43,5 Mb
Release : 1981
Category : Statistics
ISBN : UOM:39015050660615

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Statistical Reference Index by Anonim Pdf

The Harper Factor

Author : Jennifer Ditchburn,Graham William Fox
Publisher : McGill-Queen's Press - MQUP
Page : 321 pages
File Size : 49,5 Mb
Release : 2016
Category : Political Science
ISBN : 9780773548701

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The Harper Factor by Jennifer Ditchburn,Graham William Fox Pdf

A clear-eyed, balanced analysis of Prime Minister Stephen Harper's legacy and impact on Canadian public policy and institutions.

Comprehensive Dissertation Index

Author : Anonim
Publisher : Unknown
Page : 838 pages
File Size : 46,7 Mb
Release : 1973
Category : Dissertations, Academic
ISBN : STANFORD:36105119278377

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Comprehensive Dissertation Index by Anonim Pdf

Report for Co-operative Housing Foundation of Canada on Indexed Mortgages as Investment for Pension Plans

Author : William M. Mercer Limited,Co-operative Housing Foundation of Canada
Publisher : Unknown
Page : 50 pages
File Size : 42,5 Mb
Release : 1986
Category : Pension trusts
ISBN : 0929000021

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Report for Co-operative Housing Foundation of Canada on Indexed Mortgages as Investment for Pension Plans by William M. Mercer Limited,Co-operative Housing Foundation of Canada Pdf