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Author : United States. Congress. House. Committee on Small Business
Publisher : Unknown
Page : 192 pages
File Size : 50,8 Mb
Release : 1992
Category : Business & Economics
ISBN : PSU:000020346409
Author : United States. Congress. Senate. Committee on Small Business and Entrepreneurship
Publisher : Unknown
Page : 196 pages
File Size : 53,9 Mb
Release : 2009
Category : Commercial credit
ISBN : PSU:000066751991
Author : United States. Congress. House. Committee on Small Business. Subcommittee on Finance and Tax
Publisher : Unknown
Page : 72 pages
File Size : 43,5 Mb
Release : 2008
Category : Business & Economics
ISBN : STANFORD:36105050484000
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Economic Growth and Credit Formation
Publisher : Unknown
Page : 128 pages
File Size : 55,9 Mb
Release : 1993
Category : Business & Economics
ISBN : UVA:X002415205
Author : United States. Congress. House. Committee on Small Business. Subcommittee on Access to Equity Capital and Business Opportunities
Publisher : Unknown
Page : 396 pages
File Size : 41,5 Mb
Release : 1980
Category : Construction industry
ISBN : LOC:00183588989
Author : United States House of Representatives,Committee on Small Business (house),United State Congress
Publisher : Unknown
Page : 72 pages
File Size : 50,5 Mb
Release : 2019-09-14
Category : Electronic
ISBN : 1693052660
Subcommittee hearing on the effect of the credit crunch on small business access to capital /
Author : United States. Congress,United States House of Representatives,Committee on Small Business
Publisher : Createspace Independent Publishing Platform
Page : 72 pages
File Size : 52,7 Mb
Release : 2018-01-21
Category : Electronic
ISBN : 1984063189
Subcommittee hearing on the effect of the credit crunch on small business access to capital /
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Economic Growth and Credit Formation
Publisher : Unknown
Page : 232 pages
File Size : 49,7 Mb
Release : 1993
Category : Business & Economics
ISBN : PSU:000021084188
Author : United States. Congress. House. Committee on Small Business
Publisher : Unknown
Page : 384 pages
File Size : 55,5 Mb
Release : 1980
Category : Monetary policy
ISBN : UOM:39015082591168
Author : N. Allen Berger
Publisher : World Bank Publications
Page : 52 pages
File Size : 44,6 Mb
Release : 1999
Category : Electronic
ISBN : 9789080401532
August 2001 Large and foreign-owned institutions may have difficulty extending relationship loans to informationally opaque small firms. Bank distress does not appear to affect small business lending, although even small firms may react to bank distress by borrowing from multiple banks. Consolidation of the banking industry is shifting assets into larger institutions that often operate in many nations. Large international financial institutions are geared toward serving large wholesale customers. How does this affect the banking system's ability to lend to informationally opaque small businesses? Berger, Klapper, and Udell test hypotheses about the effects of bank size, foreign ownership, and distress on lending to informationally opaque small firms, using a rich new data set on Argentinean banks, firms, and loans. They also test hypotheses about borrowing from a single bank versus borrowing from several banks. Their results suggest that large and foreign-owned institutions may have difficulty extending relationship loans to opaque small firms, especially if small businesses are delinquent in repaying their loans. Bank distress resulting from lax prudential supervision and regulation appears to have no greater effect on small borrowers than on large borrowers, although even small firms may react to bank distress by borrowing from multiple banks, despite raising borrowing costs and destroying some of the benefits of exclusive lending relationships. This paper--a product of Finance, Development Research Group--is part of a larger effort in the group to study small and medium size firm financing. The authors may be contacted at [email protected], [email protected], or [email protected].
Author : United States. Congress. House. Committee on Small Business
Publisher : Unknown
Page : 292 pages
File Size : 55,8 Mb
Release : 1990
Category : Commercial credit
ISBN : STANFORD:36105119626831
Author : United States. Congress. House. Committee on Small Business
Publisher : Unknown
Page : 352 pages
File Size : 51,8 Mb
Release : 1991
Category : Business & Economics
ISBN : LOC:00187075336
Author : John Tennent,The Economist
Publisher : The Economist
Page : 147 pages
File Size : 42,5 Mb
Release : 2014-02-25
Category : Business & Economics
ISBN : 9781610395168
The credit crunch highlighted to businesses the importance of cash management, as those firms which ran short of cash discovered when they found themselves in trouble or even went bust.This tightly-written guide clearly explains the six critical aspects of the effective management of cash and cash flow. These involve: •forecasting likely cash receipts and payments •establishing funding lines necessary to cover asset purchases or for working capital •efficiently managing day-to-day operations with regard to the amount of cash required •selecting appropriate investment opportunities that result in positive cash flow •monitoring the profitability of products and services to ensure they are cash generative and not cash destroying, •having a plan for managing excess cash that exceeds demand Cash rather than profit has always been the ultimate determinant of whether a business survives.
Author : United States. Congress. Senate. Committee on Small Business
Publisher : Unknown
Page : 128 pages
File Size : 51,7 Mb
Release : 1992
Category : Business & Economics
ISBN : PSU:000018275018
Author : Federal Reserve Federal Reserve Board
Publisher : Createspace Independent Publishing Platform
Page : 24 pages
File Size : 48,9 Mb
Release : 2015-12-14
Category : Electronic
ISBN : 1522746609
Following the financial crisis, total outstanding loans to businesses by commercial banks dropped off substantially. Large loans outstanding began to rebound by the third quarter of 2010 and essentially returned to their previous growth trajectory while small loans outstanding continued to decline. Furthermore, much of the drop in small business loans outstanding was evident at community banks. To address this perceived lack of supply of credit to small businesses, the Small Business Lending Fund (SBLF) was created as part of the 2010 Small Business Jobs Act. The fund was intended to provide community banks with low-cost funding that they could then lend to their small business customers. As of December 31, 2013, the U.S. Department of the Treasury reports that SBLF participants had increased their small business lending by $12.5 billion over their baseline numbers. The current paper uses Call Report data from community banks and thrift institutions to look at the impact of receiving funds from SBLF on their small business lending. The analysis controls for economic and demographic conditions, market structure and competition. Simple regression estimates indicate that participants in the SBLF program increased their small business lending by about 10 percent more than their non-participating counterparts, in line with numbers reported by Treasury. However, estimates that control for the ongoing growth path in small business lending indicate no statistically significant impact of SBLF participation on small business lending.