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Author : Gary Whalen
Publisher : Unknown
Page : 54 pages
File Size : 48,5 Mb
Release : 2001
Category : Bank consortia
ISBN : UCSD:31822031063308
Author : Anonim
Publisher : Unknown
Page : 586 pages
File Size : 41,8 Mb
Release : 2000
Category : Bank failures
ISBN : UOM:39015062095537
Author : Timothy H. Hannan,Robin A. Prager
Publisher : Unknown
Page : 52 pages
File Size : 55,5 Mb
Release : 2006
Category : Bank marketing
ISBN : CORNELL:31924104873926
Author : Anonim
Publisher : Unknown
Page : 526 pages
File Size : 41,5 Mb
Release : 2002
Category : Banks and banking
ISBN : STANFORD:36105113722594
Author : Anonim
Publisher : Unknown
Page : 802 pages
File Size : 46,5 Mb
Release : 2001
Category : Bank mergers
ISBN : CORNELL:31924088617174
Author : Anonim
Publisher : Unknown
Page : 624 pages
File Size : 50,9 Mb
Release : 2009
Category : Accounting
ISBN : STANFORD:36105214176559
Author : Anonim
Publisher : Unknown
Page : 138 pages
File Size : 44,9 Mb
Release : 2002
Category : Business
ISBN : UOM:39015061935162
Author : Don E. Albrecht,Scott Loveridge,Stephan Goetz,Rachel Welborn
Publisher : Routledge
Page : 349 pages
File Size : 47,7 Mb
Release : 2017-12-01
Category : Business & Economics
ISBN : 9781351706292
Housing is crucial to the quality of life and wellbeing for individuals and familes, but the availability of adequate or affordable housing also plays a vital role in community economic development. Rural areas face a substantial disadvantage compared to urban areas in regard to housing, and this book explores these issues. Rural Housing and Economic Development includes chapters from nationally known experts from throughout the U.S. to provide insight to help understand and address the difficult housing concerns within rural areas. The chapters cover a variety of issues including housing for rural minorities, the extent of and problems associated with mobile home dwelling, the extent to which affordable rental housing is available in rural areas, the rapidly growing elderly population, and the housing consequences of rapid population and economic growth associated with energy development. The authors not only describe various housing problems, but also suggest policy approaches to more effectively address them. This book will be a vital resource to policy makers at the local, state or national level as they grapple with difficult rural housing problems. Researchers and professionals dealing with housing issues will also benefit from the insights of these experts while the book will also be appropriate for upper level undergraduates or graduate students in courses on housing or economic development.
Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Financial Institutions Supervision, Regulation and Insurance
Publisher : Unknown
Page : 352 pages
File Size : 40,8 Mb
Release : 1992
Category : Business & Economics
ISBN : UCR:31210014038663
Author : United States. Congress. House. Committee on the Judiciary
Publisher : Unknown
Page : 118 pages
File Size : 44,5 Mb
Release : 1999
Category : Business & Economics
ISBN : PURD:32754069229676
Author : Asl? Demirgüç-Kunt,Harry Huizinga
Publisher : World Bank Publications
Page : 52 pages
File Size : 49,8 Mb
Release : 1998
Category : Bancos comerciales
ISBN : 8210379456XXX
March 1998 Differences in interest margins reflect differences in bank characteristics, macroeconomic conditions, existing financial structure and taxation, regulation, and other institutional factors. Using bank data for 80 countries for 1988-95, Demirgüç-Kunt and Huizinga show that differences in interest margins and bank profitability reflect various determinants: * Bank characteristics. * Macroeconomic conditions. * Explicit and implicit bank taxes. * Regulation of deposit insurance. * General financial structure. * Several underlying legal and institutional indicators. Controlling for differences in bank activity, leverage, and the macroeconomic environment, they find (among other things) that: * Banks in countries with a more competitive banking sector-where banking assets constitute a larger share of GDP-have smaller margins and are less profitable. The bank concentration ratio also affects bank profitability; larger banks tend to have higher margins. * Well-capitalized banks have higher net interest margins and are more profitable. This is consistent with the fact that banks with higher capital ratios have a lower cost of funding because of lower prospective bankruptcy costs. * Differences in a bank's activity mix affect spread and profitability. Banks with relatively high noninterest-earning assets are less profitable. Also, banks that rely largely on deposits for their funding are less profitable, as deposits require more branching and other expenses. Similarly, variations in overhead and other operating costs are reflected in variations in bank interest margins, as banks pass their operating costs (including the corporate tax burden) on to their depositors and lenders. * In developing countries foreign banks have greater margins and profits than domestic banks. In industrial countries, the opposite is true. * Macroeconomic factors also explain variation in interest margins. Inflation is associated with higher realized interest margins and greater profitability. Inflation brings higher costs-more transactions and generally more extensive branch networks-and also more income from bank float. Bank income increases more with inflation than bank costs do. * There is evidence that the corporate tax burden is fully passed on to bank customers in poor and rich countries alike. * Legal and institutional differences matter. Indicators of better contract enforcement, efficiency in the legal system, and lack of corruption are associated with lower realized interest margins and lower profitability. This paper-a product of the Development Research Group-is part of a larger effort in the group to study bank efficiency.
Author : Sandra B. McCray
Publisher : Unknown
Page : 52 pages
File Size : 40,7 Mb
Release : 1989
Category : Banks and banking
ISBN : UCR:31210024858241
Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher : Unknown
Page : 232 pages
File Size : 52,7 Mb
Release : 2007
Category : Business & Economics
ISBN : PSU:000061498211
Author : Anonim
Publisher : Unknown
Page : 624 pages
File Size : 53,5 Mb
Release : 2000
Category : Banks and banking
ISBN : UCD:31175026719792
Author : Hasan Dincer,Ümit Hacioglu
Publisher : Springer Science & Business Media
Page : 275 pages
File Size : 51,7 Mb
Release : 2013-11-23
Category : Business & Economics
ISBN : 9783319011257
This peer-reviewed volume from the Society for the Study of Business and Finance, discusses current issues in globalization and financial system from an international political and economic perspective. Contemporary instruments and actors in the global financial system are specially analyzed and the discussion of managerial and financial issues of the global financial strategies offers novelty to readers and researchers in the field.